<?xml version="1.0" encoding="US-ASCII"?>
<!--XBRL Document Created with Wdesk from Workiva-->
<!-- -->
<link:linkbase xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" xlink:type="simple" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" xlink:type="simple" />
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_77C778FD00336A9189F6E15833C5B81A_label_en-US" xlink:label="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_486DBA4D61095E6DBBEEA5B815CF458B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_486DBA4D61095E6DBBEEA5B815CF458B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_486DBA4D61095E6DBBEEA5B815CF458B" xlink:to="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_486DBA4D61095E6DBBEEA5B815CF458B" xlink:type="arc" />
    <link:label id="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_ED7F6905D01F9C57EAFAE15833C6F47E_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_91BF42CF80C2510CB8F9EA8BF882A56B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments</link:label>
    <link:label id="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_ED7F6905D01F9C57EAFAE15833C6F47E_label_en-US" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_91BF42CF80C2510CB8F9EA8BF882A56B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_91BF42CF80C2510CB8F9EA8BF882A56B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_91BF42CF80C2510CB8F9EA8BF882A56B" xlink:to="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_91BF42CF80C2510CB8F9EA8BF882A56B" xlink:type="arc" />
    <link:label id="lab_us-gaap_InsuranceAbstract_032F7025A69B76AB5310E1583365BE71_label_en-US" xlink:label="lab_us-gaap_InsuranceAbstract_CC8E5491662255DBA62D358E609EF1D7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insurance [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InsuranceAbstract" xlink:label="loc_us-gaap_InsuranceAbstract_CC8E5491662255DBA62D358E609EF1D7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InsuranceAbstract_CC8E5491662255DBA62D358E609EF1D7" xlink:to="lab_us-gaap_InsuranceAbstract_CC8E5491662255DBA62D358E609EF1D7" xlink:type="arc" />
    <link:label id="lab_us-gaap_InsuranceDisclosureTextBlock_02127C2F201F47DAE85EE15833652328_terseLabel_en-US" xlink:label="lab_us-gaap_InsuranceDisclosureTextBlock_F09E737F81615A4CB690E35D0D9682E4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statutory Information</link:label>
    <link:label id="lab_us-gaap_InsuranceDisclosureTextBlock_02127C2F201F47DAE85EE15833652328_label_en-US" xlink:label="lab_us-gaap_InsuranceDisclosureTextBlock_F09E737F81615A4CB690E35D0D9682E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insurance Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InsuranceDisclosureTextBlock" xlink:label="loc_us-gaap_InsuranceDisclosureTextBlock_F09E737F81615A4CB690E35D0D9682E4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InsuranceDisclosureTextBlock_F09E737F81615A4CB690E35D0D9682E4" xlink:to="lab_us-gaap_InsuranceDisclosureTextBlock_F09E737F81615A4CB690E35D0D9682E4" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtDisclosureAbstract_EBBBACD08C9A1BDD58E13EBE22F0787A_label_en-US" xlink:label="lab_us-gaap_DebtDisclosureAbstract_EBBBACD08C9A1BDD58E13EBE22F0787A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureAbstract" xlink:label="loc_us-gaap_DebtDisclosureAbstract_EBBBACD08C9A1BDD58E13EBE22F0787A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtDisclosureAbstract_EBBBACD08C9A1BDD58E13EBE22F0787A" xlink:to="lab_us-gaap_DebtDisclosureAbstract_EBBBACD08C9A1BDD58E13EBE22F0787A" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentTable_936038E34A2C81012DB03EC3C83CD4DD_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentTable_936038E34A2C81012DB03EC3C83CD4DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Long-term Debt Instruments [Table]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentTable_936038E34A2C81012DB03EC3C83CD4DD_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentTable_936038E34A2C81012DB03EC3C83CD4DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Long-term Debt Instruments [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="loc_us-gaap_DebtInstrumentTable_936038E34A2C81012DB03EC3C83CD4DD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentTable_936038E34A2C81012DB03EC3C83CD4DD" xlink:to="lab_us-gaap_DebtInstrumentTable_936038E34A2C81012DB03EC3C83CD4DD" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongtermDebtTypeAxis_E3EDF673F351464380473EC3C83C5F07_terseLabel_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeAxis_E3EDF673F351464380473EC3C83C5F07" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term Debt, Type [Axis]</link:label>
    <link:label id="lab_us-gaap_LongtermDebtTypeAxis_E3EDF673F351464380473EC3C83C5F07_label_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeAxis_E3EDF673F351464380473EC3C83C5F07" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeAxis" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_E3EDF673F351464380473EC3C83C5F07" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_E3EDF673F351464380473EC3C83C5F07" xlink:to="lab_us-gaap_LongtermDebtTypeAxis_E3EDF673F351464380473EC3C83C5F07" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongtermDebtTypeDomain_04AA0EDFCD60E7E256243EC3C83D39BE_terseLabel_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeDomain_04AA0EDFCD60E7E256243EC3C83D39BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-term Debt, Type [Domain]</link:label>
    <link:label id="lab_us-gaap_LongtermDebtTypeDomain_04AA0EDFCD60E7E256243EC3C83D39BE_label_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeDomain_04AA0EDFCD60E7E256243EC3C83D39BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Type [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongtermDebtTypeDomain" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_04AA0EDFCD60E7E256243EC3C83D39BE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_04AA0EDFCD60E7E256243EC3C83D39BE" xlink:to="lab_us-gaap_LongtermDebtTypeDomain_04AA0EDFCD60E7E256243EC3C83D39BE" xlink:type="arc" />
    <link:label id="lab_nmih_SeniorSecuredDebtMember_5547DC884734E5A697CA3EC3C917F871_terseLabel_en-US" xlink:label="lab_nmih_SeniorSecuredDebtMember_5547DC884734E5A697CA3EC3C917F871" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Senior Secured Debt</link:label>
    <link:label id="lab_nmih_SeniorSecuredDebtMember_5547DC884734E5A697CA3EC3C917F871_label_en-US" xlink:label="lab_nmih_SeniorSecuredDebtMember_5547DC884734E5A697CA3EC3C917F871" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Senior Secured Debt [Member]</link:label>
    <link:label id="lab_nmih_SeniorSecuredDebtMember_5547DC884734E5A697CA3EC3C917F871_documentation_en-US" xlink:label="lab_nmih_SeniorSecuredDebtMember_5547DC884734E5A697CA3EC3C917F871" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Senior Secured Debt [Member]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_SeniorSecuredDebtMember" xlink:label="loc_nmih_SeniorSecuredDebtMember_5547DC884734E5A697CA3EC3C917F871" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_SeniorSecuredDebtMember_5547DC884734E5A697CA3EC3C917F871" xlink:to="lab_nmih_SeniorSecuredDebtMember_5547DC884734E5A697CA3EC3C917F871" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentAxis_411DE7D24655276982C83EC3C83ED010_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis_411DE7D24655276982C83EC3C83ED010" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument [Axis]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentAxis_411DE7D24655276982C83EC3C83ED010_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis_411DE7D24655276982C83EC3C83ED010" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_us-gaap_DebtInstrumentAxis_411DE7D24655276982C83EC3C83ED010" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentAxis_411DE7D24655276982C83EC3C83ED010" xlink:to="lab_us-gaap_DebtInstrumentAxis_411DE7D24655276982C83EC3C83ED010" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentNameDomain_F646535C32B7BF52D07D3EC3C83E67DE_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_F646535C32B7BF52D07D3EC3C83E67DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument, Name [Domain]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentNameDomain_F646535C32B7BF52D07D3EC3C83E67DE_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_F646535C32B7BF52D07D3EC3C83E67DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Name [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_F646535C32B7BF52D07D3EC3C83E67DE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_F646535C32B7BF52D07D3EC3C83E67DE" xlink:to="lab_us-gaap_DebtInstrumentNameDomain_F646535C32B7BF52D07D3EC3C83E67DE" xlink:type="arc" />
    <link:label id="lab_nmih_CreditAgreementMember_C81F0CF3C3C50D07EC533EC3C942291D_terseLabel_en-US" xlink:label="lab_nmih_CreditAgreementMember_C81F0CF3C3C50D07EC533EC3C942291D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit Agreement</link:label>
    <link:label id="lab_nmih_CreditAgreementMember_C81F0CF3C3C50D07EC533EC3C942291D_label_en-US" xlink:label="lab_nmih_CreditAgreementMember_C81F0CF3C3C50D07EC533EC3C942291D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Agreement [Member]</link:label>
    <link:label id="lab_nmih_CreditAgreementMember_C81F0CF3C3C50D07EC533EC3C942291D_documentation_en-US" xlink:label="lab_nmih_CreditAgreementMember_C81F0CF3C3C50D07EC533EC3C942291D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit Agreement [Member]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_CreditAgreementMember" xlink:label="loc_nmih_CreditAgreementMember_C81F0CF3C3C50D07EC533EC3C942291D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_CreditAgreementMember_C81F0CF3C3C50D07EC533EC3C942291D" xlink:to="lab_nmih_CreditAgreementMember_C81F0CF3C3C50D07EC533EC3C942291D" xlink:type="arc" />
    <link:label id="lab_us-gaap_VariableRateAxis_2C2D34C4965D27A067633EC3C83FE994_terseLabel_en-US" xlink:label="lab_us-gaap_VariableRateAxis_2C2D34C4965D27A067633EC3C83FE994" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable Rate [Axis]</link:label>
    <link:label id="lab_us-gaap_VariableRateAxis_2C2D34C4965D27A067633EC3C83FE994_label_en-US" xlink:label="lab_us-gaap_VariableRateAxis_2C2D34C4965D27A067633EC3C83FE994" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Rate [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_VariableRateAxis" xlink:label="loc_us-gaap_VariableRateAxis_2C2D34C4965D27A067633EC3C83FE994" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableRateAxis_2C2D34C4965D27A067633EC3C83FE994" xlink:to="lab_us-gaap_VariableRateAxis_2C2D34C4965D27A067633EC3C83FE994" xlink:type="arc" />
    <link:label id="lab_us-gaap_VariableRateDomain_E34D06A393683932A39E3EC3C83F8996_terseLabel_en-US" xlink:label="lab_us-gaap_VariableRateDomain_E34D06A393683932A39E3EC3C83F8996" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable Rate [Domain]</link:label>
    <link:label id="lab_us-gaap_VariableRateDomain_E34D06A393683932A39E3EC3C83F8996_label_en-US" xlink:label="lab_us-gaap_VariableRateDomain_E34D06A393683932A39E3EC3C83F8996" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Variable Rate [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_VariableRateDomain" xlink:label="loc_us-gaap_VariableRateDomain_E34D06A393683932A39E3EC3C83F8996" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VariableRateDomain_E34D06A393683932A39E3EC3C83F8996" xlink:to="lab_us-gaap_VariableRateDomain_E34D06A393683932A39E3EC3C83F8996" xlink:type="arc" />
    <link:label id="lab_nmih_InitialEurodollarAnnualMarginMember_46A17EFB598F30BA04933EC3C992A7DA_terseLabel_en-US" xlink:label="lab_nmih_InitialEurodollarAnnualMarginMember_46A17EFB598F30BA04933EC3C992A7DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Initial Eurodollar Annual Margin</link:label>
    <link:label id="lab_nmih_InitialEurodollarAnnualMarginMember_46A17EFB598F30BA04933EC3C992A7DA_label_en-US" xlink:label="lab_nmih_InitialEurodollarAnnualMarginMember_46A17EFB598F30BA04933EC3C992A7DA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Initial Eurodollar Annual Margin [Member]</link:label>
    <link:label id="lab_nmih_InitialEurodollarAnnualMarginMember_46A17EFB598F30BA04933EC3C992A7DA_documentation_en-US" xlink:label="lab_nmih_InitialEurodollarAnnualMarginMember_46A17EFB598F30BA04933EC3C992A7DA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Initial Eurodollar Annual Margin [Member]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_InitialEurodollarAnnualMarginMember" xlink:label="loc_nmih_InitialEurodollarAnnualMarginMember_46A17EFB598F30BA04933EC3C992A7DA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_InitialEurodollarAnnualMarginMember_46A17EFB598F30BA04933EC3C992A7DA" xlink:to="lab_nmih_InitialEurodollarAnnualMarginMember_46A17EFB598F30BA04933EC3C992A7DA" xlink:type="arc" />
    <link:label id="lab_us-gaap_EurodollarMember_6117DB34FE95DB5908F83EC3C9695F90_terseLabel_en-US" xlink:label="lab_us-gaap_EurodollarMember_6117DB34FE95DB5908F83EC3C9695F90" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Eurodollar</link:label>
    <link:label id="lab_us-gaap_EurodollarMember_6117DB34FE95DB5908F83EC3C9695F90_label_en-US" xlink:label="lab_us-gaap_EurodollarMember_6117DB34FE95DB5908F83EC3C9695F90" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Eurodollar [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EurodollarMember" xlink:label="loc_us-gaap_EurodollarMember_6117DB34FE95DB5908F83EC3C9695F90" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EurodollarMember_6117DB34FE95DB5908F83EC3C9695F90" xlink:to="lab_us-gaap_EurodollarMember_6117DB34FE95DB5908F83EC3C9695F90" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_748EFE23ED6A53A0E4733EC3C8405A72_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_748EFE23ED6A53A0E4733EC3C8405A72" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_748EFE23ED6A53A0E4733EC3C8405A72_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems_748EFE23ED6A53A0E4733EC3C8405A72" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentLineItems" xlink:label="loc_us-gaap_DebtInstrumentLineItems_748EFE23ED6A53A0E4733EC3C8405A72" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentLineItems_748EFE23ED6A53A0E4733EC3C8405A72" xlink:to="lab_us-gaap_DebtInstrumentLineItems_748EFE23ED6A53A0E4733EC3C8405A72" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentTerm_0DA3FD6FDF266060F0C03EC3C84AE699_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentTerm_0DA3FD6FDF266060F0C03EC3C84AE699" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt instrument term</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentTerm_0DA3FD6FDF266060F0C03EC3C84AE699_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentTerm_0DA3FD6FDF266060F0C03EC3C84AE699" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Term</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentTerm" xlink:label="loc_us-gaap_DebtInstrumentTerm_0DA3FD6FDF266060F0C03EC3C84AE699" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentTerm_0DA3FD6FDF266060F0C03EC3C84AE699" xlink:to="lab_us-gaap_DebtInstrumentTerm_0DA3FD6FDF266060F0C03EC3C84AE699" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentFaceAmount_EFBD3711D0ABACF706193EC3C852AFA9_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount_EFBD3711D0ABACF706193EC3C852AFA9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt instrument, face amount</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentFaceAmount_EFBD3711D0ABACF706193EC3C852AFA9_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount_EFBD3711D0ABACF706193EC3C852AFA9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Face Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentFaceAmount" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_EFBD3711D0ABACF706193EC3C852AFA9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentFaceAmount_EFBD3711D0ABACF706193EC3C852AFA9" xlink:to="lab_us-gaap_DebtInstrumentFaceAmount_EFBD3711D0ABACF706193EC3C852AFA9" xlink:type="arc" />
    <link:label id="lab_nmih_DebtInstrumentVariableInterestRateFloor_CA0687E3ADBD79F31B5A3EC3C85992A6_terseLabel_en-US" xlink:label="lab_nmih_DebtInstrumentVariableInterestRateFloor_CA0687E3ADBD79F31B5A3EC3C85992A6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Variable rate floor</link:label>
    <link:label id="lab_nmih_DebtInstrumentVariableInterestRateFloor_CA0687E3ADBD79F31B5A3EC3C85992A6_label_en-US" xlink:label="lab_nmih_DebtInstrumentVariableInterestRateFloor_CA0687E3ADBD79F31B5A3EC3C85992A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Variable Interest Rate Floor</link:label>
    <link:label id="lab_nmih_DebtInstrumentVariableInterestRateFloor_CA0687E3ADBD79F31B5A3EC3C85992A6_documentation_en-US" xlink:label="lab_nmih_DebtInstrumentVariableInterestRateFloor_CA0687E3ADBD79F31B5A3EC3C85992A6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Instrument, Variable Interest Rate Floor</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_DebtInstrumentVariableInterestRateFloor" xlink:label="loc_nmih_DebtInstrumentVariableInterestRateFloor_CA0687E3ADBD79F31B5A3EC3C85992A6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_DebtInstrumentVariableInterestRateFloor_CA0687E3ADBD79F31B5A3EC3C85992A6" xlink:to="lab_nmih_DebtInstrumentVariableInterestRateFloor_CA0687E3ADBD79F31B5A3EC3C85992A6" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_8361910C03FF0FE7D8F33EC3C86162F4_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_8361910C03FF0FE7D8F33EC3C86162F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis spread on variable rate</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_8361910C03FF0FE7D8F33EC3C86162F4_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_8361910C03FF0FE7D8F33EC3C86162F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Basis Spread on Variable Rate</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_8361910C03FF0FE7D8F33EC3C86162F4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_8361910C03FF0FE7D8F33EC3C86162F4" xlink:to="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_8361910C03FF0FE7D8F33EC3C86162F4" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentPeriodicPaymentPrincipal_8A0806F4767CD8A31E6B3EC3C8685C46_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentPeriodicPaymentPrincipal_8A0806F4767CD8A31E6B3EC3C8685C46" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Periodic payment of principal</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentPeriodicPaymentPrincipal_8A0806F4767CD8A31E6B3EC3C8685C46_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentPeriodicPaymentPrincipal_8A0806F4767CD8A31E6B3EC3C8685C46" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Periodic Payment, Principal</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentPeriodicPaymentPrincipal" xlink:label="loc_us-gaap_DebtInstrumentPeriodicPaymentPrincipal_8A0806F4767CD8A31E6B3EC3C8685C46" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentPeriodicPaymentPrincipal_8A0806F4767CD8A31E6B3EC3C8685C46" xlink:to="lab_us-gaap_DebtInstrumentPeriodicPaymentPrincipal_8A0806F4767CD8A31E6B3EC3C8685C46" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentCarryingAmount_8B62BBD03CED742B2FF23EC3C8729525_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentCarryingAmount_8B62BBD03CED742B2FF23EC3C8729525" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Term loan</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentCarryingAmount_8B62BBD03CED742B2FF23EC3C8729525_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentCarryingAmount_8B62BBD03CED742B2FF23EC3C8729525" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Gross</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_8B62BBD03CED742B2FF23EC3C8729525" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentCarryingAmount_8B62BBD03CED742B2FF23EC3C8729525" xlink:to="lab_us-gaap_DebtInstrumentCarryingAmount_8B62BBD03CED742B2FF23EC3C8729525" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtIssuanceCosts_FF7F53555FFFCF9E0E673EC3C87D51D5_terseLabel_en-US" xlink:label="lab_us-gaap_DebtIssuanceCosts_FF7F53555FFFCF9E0E673EC3C87D51D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt issuance cost</link:label>
    <link:label id="lab_us-gaap_DebtIssuanceCosts_FF7F53555FFFCF9E0E673EC3C87D51D5_label_en-US" xlink:label="lab_us-gaap_DebtIssuanceCosts_FF7F53555FFFCF9E0E673EC3C87D51D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Issuance Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtIssuanceCosts" xlink:label="loc_us-gaap_DebtIssuanceCosts_FF7F53555FFFCF9E0E673EC3C87D51D5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtIssuanceCosts_FF7F53555FFFCF9E0E673EC3C87D51D5" xlink:to="lab_us-gaap_DebtIssuanceCosts_FF7F53555FFFCF9E0E673EC3C87D51D5" xlink:type="arc" />
    <link:label id="lab_nmih_DebtDiscountPremiumPercentage_DBE32067B0E42CC20D1B3EC3C886D202_terseLabel_en-US" xlink:label="lab_nmih_DebtDiscountPremiumPercentage_DBE32067B0E42CC20D1B3EC3C886D202" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of debt discount</link:label>
    <link:label id="lab_nmih_DebtDiscountPremiumPercentage_DBE32067B0E42CC20D1B3EC3C886D202_label_en-US" xlink:label="lab_nmih_DebtDiscountPremiumPercentage_DBE32067B0E42CC20D1B3EC3C886D202" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Discount (Premium), Percentage</link:label>
    <link:label id="lab_nmih_DebtDiscountPremiumPercentage_DBE32067B0E42CC20D1B3EC3C886D202_documentation_en-US" xlink:label="lab_nmih_DebtDiscountPremiumPercentage_DBE32067B0E42CC20D1B3EC3C886D202" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Discount (Premium), Percentage</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_DebtDiscountPremiumPercentage" xlink:label="loc_nmih_DebtDiscountPremiumPercentage_DBE32067B0E42CC20D1B3EC3C886D202" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_DebtDiscountPremiumPercentage_DBE32067B0E42CC20D1B3EC3C886D202" xlink:to="lab_nmih_DebtDiscountPremiumPercentage_DBE32067B0E42CC20D1B3EC3C886D202" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestExpenseDebt_55CD26556AC751561B433EC3C89397E7_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseDebt_55CD26556AC751561B433EC3C89397E7" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Interest expense</link:label>
    <link:label id="lab_us-gaap_InterestExpenseDebt_55CD26556AC751561B433EC3C89397E7_label_en-US" xlink:label="lab_us-gaap_InterestExpenseDebt_55CD26556AC751561B433EC3C89397E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestExpenseDebt" xlink:label="loc_us-gaap_InterestExpenseDebt_55CD26556AC751561B433EC3C89397E7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseDebt_55CD26556AC751561B433EC3C89397E7" xlink:to="lab_us-gaap_InterestExpenseDebt_55CD26556AC751561B433EC3C89397E7" xlink:type="arc" />
    <link:label id="lab_nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum_A3276CB5DA5A1D59BFCD3EC3C8BE8659_terseLabel_en-US" xlink:label="lab_nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum_A3276CB5DA5A1D59BFCD3EC3C8BE8659" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt instrument covenant, maximum debt-to-total capitalization ratio</link:label>
    <link:label id="lab_nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum_A3276CB5DA5A1D59BFCD3EC3C8BE8659_label_en-US" xlink:label="lab_nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum_A3276CB5DA5A1D59BFCD3EC3C8BE8659" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Covenant, Debt to Total Capitalization Ratio, Maximum</link:label>
    <link:label id="lab_nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum_A3276CB5DA5A1D59BFCD3EC3C8BE8659_documentation_en-US" xlink:label="lab_nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum_A3276CB5DA5A1D59BFCD3EC3C8BE8659" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Instrument, Covenant, Debt to Total Capitalization Ratio, Maximum</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum" xlink:label="loc_nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum_A3276CB5DA5A1D59BFCD3EC3C8BE8659" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum_A3276CB5DA5A1D59BFCD3EC3C8BE8659" xlink:to="lab_nmih_DebtInstrumentCovenantDebttoTotalCapitalizationRatioMaximum_A3276CB5DA5A1D59BFCD3EC3C8BE8659" xlink:type="arc" />
    <link:label id="lab_nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum_B896C6F72792ABF909963EC3C8E6DDA2_terseLabel_en-US" xlink:label="lab_nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum_B896C6F72792ABF909963EC3C8E6DDA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt instrument covenant, maximum risk-to-capital ratio</link:label>
    <link:label id="lab_nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum_B896C6F72792ABF909963EC3C8E6DDA2_label_en-US" xlink:label="lab_nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum_B896C6F72792ABF909963EC3C8E6DDA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Covenant, Risk to Capital Ratio, Maximum</link:label>
    <link:label id="lab_nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum_B896C6F72792ABF909963EC3C8E6DDA2_documentation_en-US" xlink:label="lab_nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum_B896C6F72792ABF909963EC3C8E6DDA2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Instrument, Covenant, Risk to Capital Ratio, Maximum</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum" xlink:label="loc_nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum_B896C6F72792ABF909963EC3C8E6DDA2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum_B896C6F72792ABF909963EC3C8E6DDA2" xlink:to="lab_nmih_DebtInstrumentCovenantRisktoCapitalRatioMaximum_B896C6F72792ABF909963EC3C8E6DDA2" xlink:type="arc" />
    <link:label id="lab_nmih_DebtInstrumentCovenantLiquidityRequirementMinimum_E05694EBB786FC664DCA3EC9D998419D_terseLabel_en-US" xlink:label="lab_nmih_DebtInstrumentCovenantLiquidityRequirementMinimum_E05694EBB786FC664DCA3EC9D998419D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt instrument covenant, minimum liquidity requirement</link:label>
    <link:label id="lab_nmih_DebtInstrumentCovenantLiquidityRequirementMinimum_E05694EBB786FC664DCA3EC9D998419D_label_en-US" xlink:label="lab_nmih_DebtInstrumentCovenantLiquidityRequirementMinimum_E05694EBB786FC664DCA3EC9D998419D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Covenant, Liquidity Requirement, Minimum</link:label>
    <link:label id="lab_nmih_DebtInstrumentCovenantLiquidityRequirementMinimum_E05694EBB786FC664DCA3EC9D998419D_documentation_en-US" xlink:label="lab_nmih_DebtInstrumentCovenantLiquidityRequirementMinimum_E05694EBB786FC664DCA3EC9D998419D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Instrument, Covenant, Liquidity Requirement, Minimum</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_DebtInstrumentCovenantLiquidityRequirementMinimum" xlink:label="loc_nmih_DebtInstrumentCovenantLiquidityRequirementMinimum_E05694EBB786FC664DCA3EC9D998419D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_DebtInstrumentCovenantLiquidityRequirementMinimum_E05694EBB786FC664DCA3EC9D998419D" xlink:to="lab_nmih_DebtInstrumentCovenantLiquidityRequirementMinimum_E05694EBB786FC664DCA3EC9D998419D" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtDisclosureTextBlock_66771FFF061398B55CA73EBF11A746A0_terseLabel_en-US" xlink:label="lab_us-gaap_DebtDisclosureTextBlock_66771FFF061398B55CA73EBF11A746A0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Term Loan</link:label>
    <link:label id="lab_us-gaap_DebtDisclosureTextBlock_66771FFF061398B55CA73EBF11A746A0_label_en-US" xlink:label="lab_us-gaap_DebtDisclosureTextBlock_66771FFF061398B55CA73EBF11A746A0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtDisclosureTextBlock" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_66771FFF061398B55CA73EBF11A746A0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtDisclosureTextBlock_66771FFF061398B55CA73EBF11A746A0" xlink:to="lab_us-gaap_DebtDisclosureTextBlock_66771FFF061398B55CA73EBF11A746A0" xlink:type="arc" />
    <link:label id="lab_nmih_DocumentandEntityInformationAbstract_833A2C512F248DC4AF9D3B4D00AB358C_label_en-US" xlink:label="lab_nmih_DocumentandEntityInformationAbstract_833A2C512F248DC4AF9D3B4D00AB358C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document and Entity Information [Abstract]</link:label>
    <link:label id="lab_nmih_DocumentandEntityInformationAbstract_833A2C512F248DC4AF9D3B4D00AB358C_documentation_en-US" xlink:label="lab_nmih_DocumentandEntityInformationAbstract_833A2C512F248DC4AF9D3B4D00AB358C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Document and Entity Information [Abstract]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_DocumentandEntityInformationAbstract" xlink:label="loc_nmih_DocumentandEntityInformationAbstract_833A2C512F248DC4AF9D3B4D00AB358C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_DocumentandEntityInformationAbstract_833A2C512F248DC4AF9D3B4D00AB358C" xlink:to="lab_nmih_DocumentandEntityInformationAbstract_833A2C512F248DC4AF9D3B4D00AB358C" xlink:type="arc" />
    <link:label id="lab_dei_EntityRegistrantName_3E952A5840D9DC8222123B4D00ABA1A6_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName_3E952A5840D9DC8222123B4D00ABA1A6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_3E952A5840D9DC8222123B4D00ABA1A6_label_en-US" xlink:label="lab_dei_EntityRegistrantName_3E952A5840D9DC8222123B4D00ABA1A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName_3E952A5840D9DC8222123B4D00ABA1A6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName_3E952A5840D9DC8222123B4D00ABA1A6" xlink:to="lab_dei_EntityRegistrantName_3E952A5840D9DC8222123B4D00ABA1A6" xlink:type="arc" />
    <link:label id="lab_dei_EntityCentralIndexKey_ACBB89F882730FC565A73B4D00AB0673_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey_ACBB89F882730FC565A73B4D00AB0673" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_ACBB89F882730FC565A73B4D00AB0673_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey_ACBB89F882730FC565A73B4D00AB0673" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey_ACBB89F882730FC565A73B4D00AB0673" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey_ACBB89F882730FC565A73B4D00AB0673" xlink:to="lab_dei_EntityCentralIndexKey_ACBB89F882730FC565A73B4D00AB0673" xlink:type="arc" />
    <link:label id="lab_dei_DocumentType_61E80B5D6829D387EA803B4D00ABC2D0_terseLabel_en-US" xlink:label="lab_dei_DocumentType_61E80B5D6829D387EA803B4D00ABC2D0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_61E80B5D6829D387EA803B4D00ABC2D0_label_en-US" xlink:label="lab_dei_DocumentType_61E80B5D6829D387EA803B4D00ABC2D0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentType" xlink:label="loc_dei_DocumentType_61E80B5D6829D387EA803B4D00ABC2D0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType_61E80B5D6829D387EA803B4D00ABC2D0" xlink:to="lab_dei_DocumentType_61E80B5D6829D387EA803B4D00ABC2D0" xlink:type="arc" />
    <link:label id="lab_dei_DocumentPeriodEndDate_B16A98A1B85B098AE22F3B4D00ABEB56_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate_B16A98A1B85B098AE22F3B4D00ABEB56" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_B16A98A1B85B098AE22F3B4D00ABEB56_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate_B16A98A1B85B098AE22F3B4D00ABEB56" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate_B16A98A1B85B098AE22F3B4D00ABEB56" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate_B16A98A1B85B098AE22F3B4D00ABEB56" xlink:to="lab_dei_DocumentPeriodEndDate_B16A98A1B85B098AE22F3B4D00ABEB56" xlink:type="arc" />
    <link:label id="lab_dei_AmendmentFlag_F425912D46B9176C3E153B4D00ABFF32_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag_F425912D46B9176C3E153B4D00ABFF32" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_F425912D46B9176C3E153B4D00ABFF32_label_en-US" xlink:label="lab_dei_AmendmentFlag_F425912D46B9176C3E153B4D00ABFF32" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag_F425912D46B9176C3E153B4D00ABFF32" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag_F425912D46B9176C3E153B4D00ABFF32" xlink:to="lab_dei_AmendmentFlag_F425912D46B9176C3E153B4D00ABFF32" xlink:type="arc" />
    <link:label id="lab_dei_DocumentFiscalYearFocus_F250309A72FBC26BEAAA3B4D00ABA9BD_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus_F250309A72FBC26BEAAA3B4D00ABA9BD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalYearFocus_F250309A72FBC26BEAAA3B4D00ABA9BD_label_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus_F250309A72FBC26BEAAA3B4D00ABA9BD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus_F250309A72FBC26BEAAA3B4D00ABA9BD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus_F250309A72FBC26BEAAA3B4D00ABA9BD" xlink:to="lab_dei_DocumentFiscalYearFocus_F250309A72FBC26BEAAA3B4D00ABA9BD" xlink:type="arc" />
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_894016CB9CE61037EB393B4D00ABFAAE_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus_894016CB9CE61037EB393B4D00ABFAAE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_894016CB9CE61037EB393B4D00ABFAAE_label_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus_894016CB9CE61037EB393B4D00ABFAAE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus_894016CB9CE61037EB393B4D00ABFAAE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus_894016CB9CE61037EB393B4D00ABFAAE" xlink:to="lab_dei_DocumentFiscalPeriodFocus_894016CB9CE61037EB393B4D00ABFAAE" xlink:type="arc" />
    <link:label id="lab_dei_CurrentFiscalYearEndDate_A97CAA6D4C509F5169343B4D00ABB15A_terseLabel_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate_A97CAA6D4C509F5169343B4D00ABB15A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_A97CAA6D4C509F5169343B4D00ABB15A_label_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate_A97CAA6D4C509F5169343B4D00ABB15A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate_A97CAA6D4C509F5169343B4D00ABB15A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate_A97CAA6D4C509F5169343B4D00ABB15A" xlink:to="lab_dei_CurrentFiscalYearEndDate_A97CAA6D4C509F5169343B4D00ABB15A" xlink:type="arc" />
    <link:label id="lab_dei_EntityFilerCategory_EC47C97D87C0F9063E123B4D00AB85F1_terseLabel_en-US" xlink:label="lab_dei_EntityFilerCategory_EC47C97D87C0F9063E123B4D00AB85F1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Filer Category</link:label>
    <link:label id="lab_dei_EntityFilerCategory_EC47C97D87C0F9063E123B4D00AB85F1_label_en-US" xlink:label="lab_dei_EntityFilerCategory_EC47C97D87C0F9063E123B4D00AB85F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Filer Category</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityFilerCategory" xlink:label="loc_dei_EntityFilerCategory_EC47C97D87C0F9063E123B4D00AB85F1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFilerCategory_EC47C97D87C0F9063E123B4D00AB85F1" xlink:to="lab_dei_EntityFilerCategory_EC47C97D87C0F9063E123B4D00AB85F1" xlink:type="arc" />
    <link:label id="lab_dei_EntityCommonStockSharesOutstanding_F467F0665A582CD93F603B4D00AB1FD8_terseLabel_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding_F467F0665A582CD93F603B4D00AB1FD8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
    <link:label id="lab_dei_EntityCommonStockSharesOutstanding_F467F0665A582CD93F603B4D00AB1FD8_label_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding_F467F0665A582CD93F603B4D00AB1FD8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_F467F0665A582CD93F603B4D00AB1FD8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding_F467F0665A582CD93F603B4D00AB1FD8" xlink:to="lab_dei_EntityCommonStockSharesOutstanding_F467F0665A582CD93F603B4D00AB1FD8" xlink:type="arc" />
    <link:label id="lab_us-gaap_LineOfCreditFacilityTable_B8E9AC05A843C08709E05041BEC3C045_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityTable_B8E9AC05A843C08709E05041BEC3C045" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of Credit Facility [Table]</link:label>
    <link:label id="lab_us-gaap_LineOfCreditFacilityTable_B8E9AC05A843C08709E05041BEC3C045_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityTable_B8E9AC05A843C08709E05041BEC3C045" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line of Credit Facility [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityTable" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_B8E9AC05A843C08709E05041BEC3C045" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_B8E9AC05A843C08709E05041BEC3C045" xlink:to="lab_us-gaap_LineOfCreditFacilityTable_B8E9AC05A843C08709E05041BEC3C045" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_FF1F227778D6993899695041BEC3EAEB_terseLabel_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis_FF1F227778D6993899695041BEC3EAEB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementClassOfStockAxis_FF1F227778D6993899695041BEC3EAEB_label_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis_FF1F227778D6993899695041BEC3EAEB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_FF1F227778D6993899695041BEC3EAEB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementClassOfStockAxis_FF1F227778D6993899695041BEC3EAEB" xlink:to="lab_us-gaap_StatementClassOfStockAxis_FF1F227778D6993899695041BEC3EAEB" xlink:type="arc" />
    <link:label id="lab_us-gaap_ClassOfStockDomain_DAAAF2C2B47BBD34B1EC5041BEC312B6_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain_DAAAF2C2B47BBD34B1EC5041BEC312B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:label id="lab_us-gaap_ClassOfStockDomain_DAAAF2C2B47BBD34B1EC5041BEC312B6_label_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain_DAAAF2C2B47BBD34B1EC5041BEC312B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Stock [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_DAAAF2C2B47BBD34B1EC5041BEC312B6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain_DAAAF2C2B47BBD34B1EC5041BEC312B6" xlink:to="lab_us-gaap_ClassOfStockDomain_DAAAF2C2B47BBD34B1EC5041BEC312B6" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonClassAMember_7EA756D16AD7F4C1D5175041BEC3BB13_terseLabel_en-US" xlink:label="lab_us-gaap_CommonClassAMember_7EA756D16AD7F4C1D5175041BEC3BB13" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Stock - Class A</link:label>
    <link:label id="lab_us-gaap_CommonClassAMember_7EA756D16AD7F4C1D5175041BEC3BB13_label_en-US" xlink:label="lab_us-gaap_CommonClassAMember_7EA756D16AD7F4C1D5175041BEC3BB13" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Class A [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonClassAMember" xlink:label="loc_us-gaap_CommonClassAMember_7EA756D16AD7F4C1D5175041BEC3BB13" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonClassAMember_7EA756D16AD7F4C1D5175041BEC3BB13" xlink:to="lab_us-gaap_CommonClassAMember_7EA756D16AD7F4C1D5175041BEC3BB13" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementEquityComponentsAxis_70DEF197DEE332F334BA5041BEC36E9C_terseLabel_en-US" xlink:label="lab_us-gaap_StatementEquityComponentsAxis_70DEF197DEE332F334BA5041BEC36E9C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Components [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementEquityComponentsAxis_70DEF197DEE332F334BA5041BEC36E9C_label_en-US" xlink:label="lab_us-gaap_StatementEquityComponentsAxis_70DEF197DEE332F334BA5041BEC36E9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Components [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_70DEF197DEE332F334BA5041BEC36E9C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_70DEF197DEE332F334BA5041BEC36E9C" xlink:to="lab_us-gaap_StatementEquityComponentsAxis_70DEF197DEE332F334BA5041BEC36E9C" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquityComponentDomain_546B8130BF34E93E5C3D5041BEC3F699_terseLabel_en-US" xlink:label="lab_us-gaap_EquityComponentDomain_546B8130BF34E93E5C3D5041BEC3F699" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Component [Domain]</link:label>
    <link:label id="lab_us-gaap_EquityComponentDomain_546B8130BF34E93E5C3D5041BEC3F699_label_en-US" xlink:label="lab_us-gaap_EquityComponentDomain_546B8130BF34E93E5C3D5041BEC3F699" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Component [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_546B8130BF34E93E5C3D5041BEC3F699" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityComponentDomain_546B8130BF34E93E5C3D5041BEC3F699" xlink:to="lab_us-gaap_EquityComponentDomain_546B8130BF34E93E5C3D5041BEC3F699" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockMember_68CBBE8E0DFAFE25CD7D5041BEC4D575_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember_68CBBE8E0DFAFE25CD7D5041BEC4D575" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Stock - Class A</link:label>
    <link:label id="lab_us-gaap_CommonStockMember_68CBBE8E0DFAFE25CD7D5041BEC4D575_label_en-US" xlink:label="lab_us-gaap_CommonStockMember_68CBBE8E0DFAFE25CD7D5041BEC4D575" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_68CBBE8E0DFAFE25CD7D5041BEC4D575" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember_68CBBE8E0DFAFE25CD7D5041BEC4D575" xlink:to="lab_us-gaap_CommonStockMember_68CBBE8E0DFAFE25CD7D5041BEC4D575" xlink:type="arc" />
    <link:label id="lab_us-gaap_LineOfCreditFacilityLineItems_108674D062C98E2C96BD5041BEC44683_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityLineItems_108674D062C98E2C96BD5041BEC44683" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Line of Credit Facility [Line Items]</link:label>
    <link:label id="lab_us-gaap_LineOfCreditFacilityLineItems_108674D062C98E2C96BD5041BEC44683_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityLineItems_108674D062C98E2C96BD5041BEC44683" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line of Credit Facility [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LineOfCreditFacilityLineItems" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_108674D062C98E2C96BD5041BEC44683" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_108674D062C98E2C96BD5041BEC44683" xlink:to="lab_us-gaap_LineOfCreditFacilityLineItems_108674D062C98E2C96BD5041BEC44683" xlink:type="arc" />
    <link:label id="lab_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_3276AC03E51C0661018A5041BEC48552_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_3276AC03E51C0661018A5041BEC48552" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Warrants issued (in shares)</link:label>
    <link:label id="lab_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_3276AC03E51C0661018A5041BEC48552_label_en-US" xlink:label="lab_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_3276AC03E51C0661018A5041BEC48552" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Warrant or Right, Number of Securities Called by Warrants or Rights</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights" xlink:label="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_3276AC03E51C0661018A5041BEC48552" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_3276AC03E51C0661018A5041BEC48552" xlink:to="lab_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_3276AC03E51C0661018A5041BEC48552" xlink:type="arc" />
    <link:label id="lab_nmih_NumberOfSharesRightToPurchasePerWarrant_89CC7BBD6CDED09707445041BEC466D4_terseLabel_en-US" xlink:label="lab_nmih_NumberOfSharesRightToPurchasePerWarrant_89CC7BBD6CDED09707445041BEC466D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Right to purchase, number of shares per warrant</link:label>
    <link:label id="lab_nmih_NumberOfSharesRightToPurchasePerWarrant_89CC7BBD6CDED09707445041BEC466D4_label_en-US" xlink:label="lab_nmih_NumberOfSharesRightToPurchasePerWarrant_89CC7BBD6CDED09707445041BEC466D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Shares, Right To Purchase Per Warrant</link:label>
    <link:label id="lab_nmih_NumberOfSharesRightToPurchasePerWarrant_89CC7BBD6CDED09707445041BEC466D4_documentation_en-US" xlink:label="lab_nmih_NumberOfSharesRightToPurchasePerWarrant_89CC7BBD6CDED09707445041BEC466D4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Shares, Right To Purchase Per Warrant</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_NumberOfSharesRightToPurchasePerWarrant" xlink:label="loc_nmih_NumberOfSharesRightToPurchasePerWarrant_89CC7BBD6CDED09707445041BEC466D4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_NumberOfSharesRightToPurchasePerWarrant_89CC7BBD6CDED09707445041BEC466D4" xlink:to="lab_nmih_NumberOfSharesRightToPurchasePerWarrant_89CC7BBD6CDED09707445041BEC466D4" xlink:type="arc" />
    <link:label id="lab_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_719A884E174BD82517875041BEC4F43D_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_719A884E174BD82517875041BEC4F43D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercise price of warrants (in dollars per warrant)</link:label>
    <link:label id="lab_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_719A884E174BD82517875041BEC4F43D_label_en-US" xlink:label="lab_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_719A884E174BD82517875041BEC4F43D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Warrant or Right, Exercise Price of Warrants or Rights</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1" xlink:label="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_719A884E174BD82517875041BEC4F43D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_719A884E174BD82517875041BEC4F43D" xlink:to="lab_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_719A884E174BD82517875041BEC4F43D" xlink:type="arc" />
    <link:label id="lab_us-gaap_WarrantsAndRightsOutstanding_B4029880E23C3FC420775041BEC46949_terseLabel_en-US" xlink:label="lab_us-gaap_WarrantsAndRightsOutstanding_B4029880E23C3FC420775041BEC46949" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Warrants value</link:label>
    <link:label id="lab_us-gaap_WarrantsAndRightsOutstanding_B4029880E23C3FC420775041BEC46949_label_en-US" xlink:label="lab_us-gaap_WarrantsAndRightsOutstanding_B4029880E23C3FC420775041BEC46949" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Warrants and Rights Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_B4029880E23C3FC420775041BEC46949" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WarrantsAndRightsOutstanding_B4029880E23C3FC420775041BEC46949" xlink:to="lab_us-gaap_WarrantsAndRightsOutstanding_B4029880E23C3FC420775041BEC46949" xlink:type="arc" />
    <link:label id="lab_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_D0D6935D4C4898D74F4B5041BEC4C761_terseLabel_en-US" xlink:label="lab_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_D0D6935D4C4898D74F4B5041BEC4C761" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of warrants exercised during period</link:label>
    <link:label id="lab_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_D0D6935D4C4898D74F4B5041BEC4C761_label_en-US" xlink:label="lab_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_D0D6935D4C4898D74F4B5041BEC4C761" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Warrant or Right, Number of Warrants Exercised During Period</link:label>
    <link:label id="lab_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_D0D6935D4C4898D74F4B5041BEC4C761_documentation_en-US" xlink:label="lab_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_D0D6935D4C4898D74F4B5041BEC4C761" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Class of Warrant or Right, Number of Warrants Exercised During Period</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod" xlink:label="loc_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_D0D6935D4C4898D74F4B5041BEC4C761" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_D0D6935D4C4898D74F4B5041BEC4C761" xlink:to="lab_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_D0D6935D4C4898D74F4B5041BEC4C761" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesOther_43EFA9B08BF6A479C9845041BEC4A997_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesOther_43EFA9B08BF6A479C9845041BEC4A997" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Issuance of Class A shares of common stock as part of cashless exercise of warrants, shares</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesOther_43EFA9B08BF6A479C9845041BEC4A997_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesOther_43EFA9B08BF6A479C9845041BEC4A997" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Shares, Other</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesOther" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesOther_43EFA9B08BF6A479C9845041BEC4A997" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodSharesOther_43EFA9B08BF6A479C9845041BEC4A997" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesOther_43EFA9B08BF6A479C9845041BEC4A997" xlink:type="arc" />
    <link:label id="lab_nmih_GainLossFromSettlementofWarrants_B3DDAD810BFA28D2DA5D5041BEC4FD85_terseLabel_en-US" xlink:label="lab_nmih_GainLossFromSettlementofWarrants_B3DDAD810BFA28D2DA5D5041BEC4FD85" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain from settlement of warrants</link:label>
    <link:label id="lab_nmih_GainLossFromSettlementofWarrants_B3DDAD810BFA28D2DA5D5041BEC4FD85_label_en-US" xlink:label="lab_nmih_GainLossFromSettlementofWarrants_B3DDAD810BFA28D2DA5D5041BEC4FD85" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) From Settlement of Warrants</link:label>
    <link:label id="lab_nmih_GainLossFromSettlementofWarrants_B3DDAD810BFA28D2DA5D5041BEC4FD85_documentation_en-US" xlink:label="lab_nmih_GainLossFromSettlementofWarrants_B3DDAD810BFA28D2DA5D5041BEC4FD85" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Gain (Loss) From Settlement of Warrants</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_GainLossFromSettlementofWarrants" xlink:label="loc_nmih_GainLossFromSettlementofWarrants_B3DDAD810BFA28D2DA5D5041BEC4FD85" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_GainLossFromSettlementofWarrants_B3DDAD810BFA28D2DA5D5041BEC4FD85" xlink:to="lab_nmih_GainLossFromSettlementofWarrants_B3DDAD810BFA28D2DA5D5041BEC4FD85" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_9AFC34E02E9CF46B884B3EC00D7A5F9F_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_9AFC34E02E9CF46B884B3EC00D7A5F9F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Future Principal Payments</link:label>
    <link:label id="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_9AFC34E02E9CF46B884B3EC00D7A5F9F_label_en-US" xlink:label="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_9AFC34E02E9CF46B884B3EC00D7A5F9F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Maturities of Long-term Debt [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_9AFC34E02E9CF46B884B3EC00D7A5F9F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_9AFC34E02E9CF46B884B3EC00D7A5F9F" xlink:to="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_9AFC34E02E9CF46B884B3EC00D7A5F9F" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_AEA55E567EE18C4DC8008D50048AE8FE_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_55F33795E6675DD28F6DE4064BE56567" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross realized investment gains</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_AEA55E567EE18C4DC8008D50048AE8FE_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_55F33795E6675DD28F6DE4064BE56567" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Gross Realized Gains</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_55F33795E6675DD28F6DE4064BE56567" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_55F33795E6675DD28F6DE4064BE56567" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_55F33795E6675DD28F6DE4064BE56567" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments_AC974EA2CEA7DD148F278D55E4232765_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments_06FE6B4EF63A572DA8DBA683E0C01D04" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Gross realized investment losses</link:label>
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments_AC974EA2CEA7DD148F278D55E4232765_label_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments_06FE6B4EF63A572DA8DBA683E0C01D04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Realized Losses, Excluding Other than Temporary Impairments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments_06FE6B4EF63A572DA8DBA683E0C01D04" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments_06FE6B4EF63A572DA8DBA683E0C01D04" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedLossesExcludingOtherThanTemporaryImpairments_06FE6B4EF63A572DA8DBA683E0C01D04" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_7E2D59E8A859498C51608D57FC882127_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_E0750A9993865BC694F2AD898E3B8A10" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net realized investment (losses) gains</link:label>
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_7E2D59E8A859498C51608D57FC882127_label_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_E0750A9993865BC694F2AD898E3B8A10" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_E0750A9993865BC694F2AD898E3B8A10" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_E0750A9993865BC694F2AD898E3B8A10" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_E0750A9993865BC694F2AD898E3B8A10" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_9ACFFEB36A7317A1560DCE17EE227952_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_54F1646FA4585BDFA2A82E55222E3F0E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of Liability for Insurance Claims and Claims Expenses</link:label>
    <link:label id="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_9ACFFEB36A7317A1560DCE17EE227952_label_en-US" xlink:label="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_54F1646FA4585BDFA2A82E55222E3F0E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_54F1646FA4585BDFA2A82E55222E3F0E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_54F1646FA4585BDFA2A82E55222E3F0E" xlink:to="lab_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_54F1646FA4585BDFA2A82E55222E3F0E" xlink:type="arc" />
    <link:label id="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_47F8877669887C61B589E15833CC7546_label_en-US" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_C6924AD27875515592C6528137910AB1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Organization, Consolidation and Presentation of Financial Statements [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_C6924AD27875515592C6528137910AB1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_C6924AD27875515592C6528137910AB1" xlink:to="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_C6924AD27875515592C6528137910AB1" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_9487FAF0DD4230312F1DE15833CC3CB5_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_9FF987471A36561CB8D52FB8F16B109D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Organization and Basis of Presentation</link:label>
    <link:label id="lab_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_9487FAF0DD4230312F1DE15833CC3CB5_label_en-US" xlink:label="lab_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_9FF987471A36561CB8D52FB8F16B109D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Description and Basis of Presentation [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock" xlink:label="loc_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_9FF987471A36561CB8D52FB8F16B109D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_9FF987471A36561CB8D52FB8F16B109D" xlink:to="lab_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_9FF987471A36561CB8D52FB8F16B109D" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueDisclosuresAbstract_97C503CD81BC786E7BFFFB33E1DD549C_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresAbstract_0EB5F0ED32755774A45C1160F66FB710" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosures [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_0EB5F0ED32755774A45C1160F66FB710" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_0EB5F0ED32755774A45C1160F66FB710" xlink:to="lab_us-gaap_FairValueDisclosuresAbstract_0EB5F0ED32755774A45C1160F66FB710" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_6F18D4890DAD7152AE46FB33E1DDFE8F_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_B842CDC94A7D5016A139B33B84F5E751" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table]</link:label>
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_6F18D4890DAD7152AE46FB33E1DDFE8F_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_B842CDC94A7D5016A139B33B84F5E751" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_B842CDC94A7D5016A139B33B84F5E751" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_B842CDC94A7D5016A139B33B84F5E751" xlink:to="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_B842CDC94A7D5016A139B33B84F5E751" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_05543AB079014879FA52FB33E1DDF8C6_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_6EF8C7A0B2465133A6B8F652F4B39FE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Hierarchy [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_05543AB079014879FA52FB33E1DDF8C6_label_en-US" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_6EF8C7A0B2465133A6B8F652F4B39FE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Hierarchy [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6EF8C7A0B2465133A6B8F652F4B39FE4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6EF8C7A0B2465133A6B8F652F4B39FE4" xlink:to="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_6EF8C7A0B2465133A6B8F652F4B39FE4" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_C87737B8210656009F05FB33E1DE8444_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_D322DAFCD63C5E458ECB6FC5491DEA4E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Hierarchy [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_C87737B8210656009F05FB33E1DE8444_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_D322DAFCD63C5E458ECB6FC5491DEA4E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Hierarchy [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_D322DAFCD63C5E458ECB6FC5491DEA4E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_D322DAFCD63C5E458ECB6FC5491DEA4E" xlink:to="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_D322DAFCD63C5E458ECB6FC5491DEA4E" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueInputsLevel3Member_D638EC79F016D3B4E575FB33E1DE263D_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member_F046A1B713465167872B90DBD7F79304" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant Unobservable Inputs (Level 3)</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel3Member_D638EC79F016D3B4E575FB33E1DE263D_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member_F046A1B713465167872B90DBD7F79304" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Inputs, Level 3 [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_F046A1B713465167872B90DBD7F79304" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel3Member_F046A1B713465167872B90DBD7F79304" xlink:to="lab_us-gaap_FairValueInputsLevel3Member_F046A1B713465167872B90DBD7F79304" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueByLiabilityClassAxis_7861207BBE7BD69537E7FB33E1DEF854_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByLiabilityClassAxis_3A2B5B73ACE6520EA3475227482820A6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liability Class [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByLiabilityClassAxis_7861207BBE7BD69537E7FB33E1DEF854_label_en-US" xlink:label="lab_us-gaap_FairValueByLiabilityClassAxis_3A2B5B73ACE6520EA3475227482820A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability Class [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_3A2B5B73ACE6520EA3475227482820A6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_3A2B5B73ACE6520EA3475227482820A6" xlink:to="lab_us-gaap_FairValueByLiabilityClassAxis_3A2B5B73ACE6520EA3475227482820A6" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_BAC043815576FE89FF04FB33E1DE7CD7_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6A70A9D19B8959DFB8215C8AA176BBA9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value by Liability Class [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_BAC043815576FE89FF04FB33E1DE7CD7_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6A70A9D19B8959DFB8215C8AA176BBA9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value by Liability Class [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6A70A9D19B8959DFB8215C8AA176BBA9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6A70A9D19B8959DFB8215C8AA176BBA9" xlink:to="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_6A70A9D19B8959DFB8215C8AA176BBA9" xlink:type="arc" />
    <link:label id="lab_nmih_WarrantLiabilityMember_F363E37819CF3A5043D1FB33E1DE6AEE_terseLabel_en-US" xlink:label="lab_nmih_WarrantLiabilityMember_069C5AC102DB585896C6F3D2EE03A65B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Warrant Liability</link:label>
    <link:label id="lab_nmih_WarrantLiabilityMember_F363E37819CF3A5043D1FB33E1DE6AEE_label_en-US" xlink:label="lab_nmih_WarrantLiabilityMember_069C5AC102DB585896C6F3D2EE03A65B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Warrant Liability [Member]</link:label>
    <link:label id="lab_nmih_WarrantLiabilityMember_F363E37819CF3A5043D1FB33E1DE6AEE_documentation_en-US" xlink:label="lab_nmih_WarrantLiabilityMember_069C5AC102DB585896C6F3D2EE03A65B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Warrant Liability [Member]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_WarrantLiabilityMember" xlink:label="loc_nmih_WarrantLiabilityMember_069C5AC102DB585896C6F3D2EE03A65B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_WarrantLiabilityMember_069C5AC102DB585896C6F3D2EE03A65B" xlink:to="lab_nmih_WarrantLiabilityMember_069C5AC102DB585896C6F3D2EE03A65B" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_6967DAC8B073A9AEE50AFB33E1DE5AFD_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_C575F547526759DD9D2B209939B6D4C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]</link:label>
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_6967DAC8B073A9AEE50AFB33E1DE5AFD_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_C575F547526759DD9D2B209939B6D4C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_C575F547526759DD9D2B209939B6D4C4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_C575F547526759DD9D2B209939B6D4C4" xlink:to="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_C575F547526759DD9D2B209939B6D4C4" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_7CADE47F30EF0E98A4A9FB33E1DEF131_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_6CCF0B8206C65606AC46BE8A0C73A482" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_7CADE47F30EF0E98A4A9FB33E1DEF131_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_6CCF0B8206C65606AC46BE8A0C73A482" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_6CCF0B8206C65606AC46BE8A0C73A482" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_6CCF0B8206C65606AC46BE8A0C73A482" xlink:to="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_6CCF0B8206C65606AC46BE8A0C73A482" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_E6C9B1C6BF46260B37B3FB33E1DEE46E_periodStartLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_24FA4E62393956DC87C261E25E484D75" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_E6C9B1C6BF46260B37B3FB33E1DEE46E_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_24FA4E62393956DC87C261E25E484D75" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliations, Recurring Basis, Liability Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_24FA4E62393956DC87C261E25E484D75" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_24FA4E62393956DC87C261E25E484D75" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_24FA4E62393956DC87C261E25E484D75" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_95EEE8CFEE912E3C6C8FFB33E1DE3299_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_C44B53F1EA2357179E2F2751D996FDE3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in fair value of warrant liability included in earnings</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_95EEE8CFEE912E3C6C8FFB33E1DE3299_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_C44B53F1EA2357179E2F2751D996FDE3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Earnings</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_C44B53F1EA2357179E2F2751D996FDE3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_C44B53F1EA2357179E2F2751D996FDE3" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_C44B53F1EA2357179E2F2751D996FDE3" xlink:type="arc" />
    <link:label id="lab_nmih_WarrantLiabilityReductionTransferredtoEquity_ADC9946CDB479CB27AC2FB33E1DED098_negatedTerseLabel_en-US" xlink:label="lab_nmih_WarrantLiabilityReductionTransferredtoEquity_9A8756CC60E5516594F21686A2D5BE9C" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Issuance of common stock on warrant exercise</link:label>
    <link:label id="lab_nmih_WarrantLiabilityReductionTransferredtoEquity_ADC9946CDB479CB27AC2FB33E1DED098_label_en-US" xlink:label="lab_nmih_WarrantLiabilityReductionTransferredtoEquity_9A8756CC60E5516594F21686A2D5BE9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Warrant Liability, Reduction, Transferred to Equity</link:label>
    <link:label id="lab_nmih_WarrantLiabilityReductionTransferredtoEquity_ADC9946CDB479CB27AC2FB33E1DED098_documentation_en-US" xlink:label="lab_nmih_WarrantLiabilityReductionTransferredtoEquity_9A8756CC60E5516594F21686A2D5BE9C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Warrant Liability, Reduction, Transferred to Equity</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_WarrantLiabilityReductionTransferredtoEquity" xlink:label="loc_nmih_WarrantLiabilityReductionTransferredtoEquity_9A8756CC60E5516594F21686A2D5BE9C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_WarrantLiabilityReductionTransferredtoEquity_9A8756CC60E5516594F21686A2D5BE9C" xlink:to="lab_nmih_WarrantLiabilityReductionTransferredtoEquity_9A8756CC60E5516594F21686A2D5BE9C" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_9F7E558C93E11B971AB0FB33E1DE4A51_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_B55AEA0B93F4515C9845ED3FBC6838EB" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Gain on settlement of warrants</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_9F7E558C93E11B971AB0FB33E1DE4A51_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_B55AEA0B93F4515C9845ED3FBC6838EB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Settlements</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_B55AEA0B93F4515C9845ED3FBC6838EB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_B55AEA0B93F4515C9845ED3FBC6838EB" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_B55AEA0B93F4515C9845ED3FBC6838EB" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_7244526BA866C8257F56FB33E1DFD07E_periodEndLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_18760CFDD6EA5E14A26157BE6091F204" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_18760CFDD6EA5E14A26157BE6091F204" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_18760CFDD6EA5E14A26157BE6091F204" xlink:to="lab_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_18760CFDD6EA5E14A26157BE6091F204" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_9304780975BA0DF3351F5A6823600B06_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_9304780975BA0DF3351F5A6823600B06" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_9304780975BA0DF3351F5A6823600B06_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_9304780975BA0DF3351F5A6823600B06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_9304780975BA0DF3351F5A6823600B06" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_9304780975BA0DF3351F5A6823600B06" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_9304780975BA0DF3351F5A6823600B06" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_6BB91A4C435E34F427135A6823607ADD_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_6BB91A4C435E34F427135A6823607ADD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Roll-Forward of Level 3 Liabilities Measured at Fair Value</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_6BB91A4C435E34F427135A6823607ADD_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_6BB91A4C435E34F427135A6823607ADD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_6BB91A4C435E34F427135A6823607ADD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_6BB91A4C435E34F427135A6823607ADD" xlink:to="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_6BB91A4C435E34F427135A6823607ADD" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeStatementAbstract_503E46DC81F5D838E1123B4D009A060D_label_en-US" xlink:label="lab_us-gaap_IncomeStatementAbstract_503E46DC81F5D838E1123B4D009A060D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Statement [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_503E46DC81F5D838E1123B4D009A060D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementAbstract_503E46DC81F5D838E1123B4D009A060D" xlink:to="lab_us-gaap_IncomeStatementAbstract_503E46DC81F5D838E1123B4D009A060D" xlink:type="arc" />
    <link:label id="lab_us-gaap_RevenuesAbstract_08AA799865DFCC1AC6B23B4D009AB975_terseLabel_en-US" xlink:label="lab_us-gaap_RevenuesAbstract_08AA799865DFCC1AC6B23B4D009AB975" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revenues</link:label>
    <link:label id="lab_us-gaap_RevenuesAbstract_08AA799865DFCC1AC6B23B4D009AB975_label_en-US" xlink:label="lab_us-gaap_RevenuesAbstract_08AA799865DFCC1AC6B23B4D009AB975" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenues [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="loc_us-gaap_RevenuesAbstract_08AA799865DFCC1AC6B23B4D009AB975" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevenuesAbstract_08AA799865DFCC1AC6B23B4D009AB975" xlink:to="lab_us-gaap_RevenuesAbstract_08AA799865DFCC1AC6B23B4D009AB975" xlink:type="arc" />
    <link:label id="lab_us-gaap_PremiumsWrittenNet_ACC9F250B17FF25E0DF13B4D009A815B_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsWrittenNet_ACC9F250B17FF25E0DF13B4D009A815B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net premiums written</link:label>
    <link:label id="lab_us-gaap_PremiumsWrittenNet_ACC9F250B17FF25E0DF13B4D009A815B_label_en-US" xlink:label="lab_us-gaap_PremiumsWrittenNet_ACC9F250B17FF25E0DF13B4D009A815B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Premiums Written, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PremiumsWrittenNet" xlink:label="loc_us-gaap_PremiumsWrittenNet_ACC9F250B17FF25E0DF13B4D009A815B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsWrittenNet_ACC9F250B17FF25E0DF13B4D009A815B" xlink:to="lab_us-gaap_PremiumsWrittenNet_ACC9F250B17FF25E0DF13B4D009A815B" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_4DE6BB0833035BA028893B4D009ACE1C_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_4DE6BB0833035BA028893B4D009ACE1C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in unearned premiums</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_4DE6BB0833035BA028893B4D009ACE1C_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_4DE6BB0833035BA028893B4D009ACE1C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">(Increase) Decrease in Unearned Premiums, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiumsNet" xlink:label="loc_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_4DE6BB0833035BA028893B4D009ACE1C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_4DE6BB0833035BA028893B4D009ACE1C" xlink:to="lab_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_4DE6BB0833035BA028893B4D009ACE1C" xlink:type="arc" />
    <link:label id="lab_us-gaap_PremiumsEarnedNet_FB38DBC4A137073907703B4D009A04CB_totalLabel_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_FB38DBC4A137073907703B4D009A04CB" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net premiums earned</link:label>
    <link:label id="lab_us-gaap_PremiumsEarnedNet_FB38DBC4A137073907703B4D009A04CB_label_en-US" xlink:label="lab_us-gaap_PremiumsEarnedNet_FB38DBC4A137073907703B4D009A04CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Premiums Earned, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="loc_us-gaap_PremiumsEarnedNet_FB38DBC4A137073907703B4D009A04CB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsEarnedNet_FB38DBC4A137073907703B4D009A04CB" xlink:to="lab_us-gaap_PremiumsEarnedNet_FB38DBC4A137073907703B4D009A04CB" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetInvestmentIncome_8114DB6E6365575789773B4D009ADFA0_terseLabel_en-US" xlink:label="lab_us-gaap_NetInvestmentIncome_8114DB6E6365575789773B4D009ADFA0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net investment income</link:label>
    <link:label id="lab_us-gaap_NetInvestmentIncome_8114DB6E6365575789773B4D009ADFA0_label_en-US" xlink:label="lab_us-gaap_NetInvestmentIncome_8114DB6E6365575789773B4D009ADFA0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Investment Income</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetInvestmentIncome" xlink:label="loc_us-gaap_NetInvestmentIncome_8114DB6E6365575789773B4D009ADFA0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetInvestmentIncome_8114DB6E6365575789773B4D009ADFA0" xlink:to="lab_us-gaap_NetInvestmentIncome_8114DB6E6365575789773B4D009ADFA0" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_9A1EA9D8E662F423433B3B4D009A4AC0_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_9A1EA9D8E662F423433B3B4D009A4AC0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net realized investment (losses) gains</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_9A1EA9D8E662F423433B3B4D009A4AC0_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_9A1EA9D8E662F423433B3B4D009A4AC0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Gross Realized Gain (Loss)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_9A1EA9D8E662F423433B3B4D009A4AC0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_9A1EA9D8E662F423433B3B4D009A4AC0" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_9A1EA9D8E662F423433B3B4D009A4AC0" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherSalesRevenueNet_E0690D7F35D01A9145CC3B760B9098E1_terseLabel_en-US" xlink:label="lab_us-gaap_OtherSalesRevenueNet_E0690D7F35D01A9145CC3B760B9098E1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other revenues</link:label>
    <link:label id="lab_us-gaap_OtherSalesRevenueNet_E0690D7F35D01A9145CC3B760B9098E1_label_en-US" xlink:label="lab_us-gaap_OtherSalesRevenueNet_E0690D7F35D01A9145CC3B760B9098E1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Revenue, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherSalesRevenueNet" xlink:label="loc_us-gaap_OtherSalesRevenueNet_E0690D7F35D01A9145CC3B760B9098E1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherSalesRevenueNet_E0690D7F35D01A9145CC3B760B9098E1" xlink:to="lab_us-gaap_OtherSalesRevenueNet_E0690D7F35D01A9145CC3B760B9098E1" xlink:type="arc" />
    <link:label id="lab_us-gaap_Revenues_FAA2367D57D2EEE516733B4D009A06A6_totalLabel_en-US" xlink:label="lab_us-gaap_Revenues_FAA2367D57D2EEE516733B4D009A06A6" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total revenues</link:label>
    <link:label id="lab_us-gaap_Revenues_FAA2367D57D2EEE516733B4D009A06A6_label_en-US" xlink:label="lab_us-gaap_Revenues_FAA2367D57D2EEE516733B4D009A06A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenues</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Revenues" xlink:label="loc_us-gaap_Revenues_FAA2367D57D2EEE516733B4D009A06A6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Revenues_FAA2367D57D2EEE516733B4D009A06A6" xlink:to="lab_us-gaap_Revenues_FAA2367D57D2EEE516733B4D009A06A6" xlink:type="arc" />
    <link:label id="lab_us-gaap_CostsAndExpensesAbstract_9A00F007C70A1D15246A3B4D009A5455_terseLabel_en-US" xlink:label="lab_us-gaap_CostsAndExpensesAbstract_9A00F007C70A1D15246A3B4D009A5455" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expenses</link:label>
    <link:label id="lab_us-gaap_CostsAndExpensesAbstract_9A00F007C70A1D15246A3B4D009A5455_label_en-US" xlink:label="lab_us-gaap_CostsAndExpensesAbstract_9A00F007C70A1D15246A3B4D009A5455" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Costs and Expenses [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpensesAbstract" xlink:label="loc_us-gaap_CostsAndExpensesAbstract_9A00F007C70A1D15246A3B4D009A5455" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_9A00F007C70A1D15246A3B4D009A5455" xlink:to="lab_us-gaap_CostsAndExpensesAbstract_9A00F007C70A1D15246A3B4D009A5455" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_9FF7CA98B5875AA04FA13B4D009BF1D7_terseLabel_en-US" xlink:label="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_9FF7CA98B5875AA04FA13B4D009BF1D7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance claims and claims expenses</link:label>
    <link:label id="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_9FF7CA98B5875AA04FA13B4D009BF1D7_label_en-US" xlink:label="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_9FF7CA98B5875AA04FA13B4D009BF1D7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Policyholder Benefits and Claims Incurred, Net, Property, Casualty and Liability</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncurredClaimsPropertyCasualtyAndLiability" xlink:label="loc_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_9FF7CA98B5875AA04FA13B4D009BF1D7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_9FF7CA98B5875AA04FA13B4D009BF1D7" xlink:to="lab_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_9FF7CA98B5875AA04FA13B4D009BF1D7" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherCostAndExpenseOperating_53D03EFFA75E6FA0F9EB3B4D009BD4C9_terseLabel_en-US" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating_53D03EFFA75E6FA0F9EB3B4D009BD4C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Underwriting and operating expenses</link:label>
    <link:label id="lab_us-gaap_OtherCostAndExpenseOperating_53D03EFFA75E6FA0F9EB3B4D009BD4C9_label_en-US" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating_53D03EFFA75E6FA0F9EB3B4D009BD4C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Cost and Expense, Operating</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_53D03EFFA75E6FA0F9EB3B4D009BD4C9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCostAndExpenseOperating_53D03EFFA75E6FA0F9EB3B4D009BD4C9" xlink:to="lab_us-gaap_OtherCostAndExpenseOperating_53D03EFFA75E6FA0F9EB3B4D009BD4C9" xlink:type="arc" />
    <link:label id="lab_us-gaap_CostsAndExpenses_D41551C817047F19F4623B4D009B7445_totalLabel_en-US" xlink:label="lab_us-gaap_CostsAndExpenses_D41551C817047F19F4623B4D009B7445" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total expenses</link:label>
    <link:label id="lab_us-gaap_CostsAndExpenses_D41551C817047F19F4623B4D009B7445_label_en-US" xlink:label="lab_us-gaap_CostsAndExpenses_D41551C817047F19F4623B4D009B7445" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Costs and Expenses</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CostsAndExpenses" xlink:label="loc_us-gaap_CostsAndExpenses_D41551C817047F19F4623B4D009B7445" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CostsAndExpenses_D41551C817047F19F4623B4D009B7445" xlink:to="lab_us-gaap_CostsAndExpenses_D41551C817047F19F4623B4D009B7445" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherIncomeAndExpensesAbstract_25EF522B7A2929F340F83B4D009B28AD_terseLabel_en-US" xlink:label="lab_us-gaap_OtherIncomeAndExpensesAbstract_25EF522B7A2929F340F83B4D009B28AD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other (expense) income</link:label>
    <link:label id="lab_us-gaap_OtherIncomeAndExpensesAbstract_25EF522B7A2929F340F83B4D009B28AD_label_en-US" xlink:label="lab_us-gaap_OtherIncomeAndExpensesAbstract_25EF522B7A2929F340F83B4D009B28AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Income and Expenses [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherIncomeAndExpensesAbstract" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_25EF522B7A2929F340F83B4D009B28AD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_25EF522B7A2929F340F83B4D009B28AD" xlink:to="lab_us-gaap_OtherIncomeAndExpensesAbstract_25EF522B7A2929F340F83B4D009B28AD" xlink:type="arc" />
    <link:label id="lab_nmih_GainLossonChangeinFairValueofWarrantLiability_1CAF98C702A7EA1DC60D3B4D009B2B82_terseLabel_en-US" xlink:label="lab_nmih_GainLossonChangeinFairValueofWarrantLiability_1CAF98C702A7EA1DC60D3B4D009B2B82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain from change in fair value of warrant liability</link:label>
    <link:label id="lab_nmih_GainLossonChangeinFairValueofWarrantLiability_1CAF98C702A7EA1DC60D3B4D009B2B82_label_en-US" xlink:label="lab_nmih_GainLossonChangeinFairValueofWarrantLiability_1CAF98C702A7EA1DC60D3B4D009B2B82" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Change in Fair Value of Warrant Liability</link:label>
    <link:label id="lab_nmih_GainLossonChangeinFairValueofWarrantLiability_1CAF98C702A7EA1DC60D3B4D009B2B82_documentation_en-US" xlink:label="lab_nmih_GainLossonChangeinFairValueofWarrantLiability_1CAF98C702A7EA1DC60D3B4D009B2B82" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Change in Fair Value of Warrant Liability</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_GainLossonChangeinFairValueofWarrantLiability" xlink:label="loc_nmih_GainLossonChangeinFairValueofWarrantLiability_1CAF98C702A7EA1DC60D3B4D009B2B82" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_GainLossonChangeinFairValueofWarrantLiability_1CAF98C702A7EA1DC60D3B4D009B2B82" xlink:to="lab_nmih_GainLossonChangeinFairValueofWarrantLiability_1CAF98C702A7EA1DC60D3B4D009B2B82" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherNonoperatingIncomeExpense_7698A180F3796E58C1503B7627C8EB94_totalLabel_en-US" xlink:label="lab_us-gaap_OtherNonoperatingIncomeExpense_7698A180F3796E58C1503B7627C8EB94" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total other (expense) income</link:label>
    <link:label id="lab_us-gaap_OtherNonoperatingIncomeExpense_7698A180F3796E58C1503B7627C8EB94_label_en-US" xlink:label="lab_us-gaap_OtherNonoperatingIncomeExpense_7698A180F3796E58C1503B7627C8EB94" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Nonoperating Income (Expense)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherNonoperatingIncomeExpense" xlink:label="loc_us-gaap_OtherNonoperatingIncomeExpense_7698A180F3796E58C1503B7627C8EB94" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherNonoperatingIncomeExpense_7698A180F3796E58C1503B7627C8EB94" xlink:to="lab_us-gaap_OtherNonoperatingIncomeExpense_7698A180F3796E58C1503B7627C8EB94" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C1427DE14A185F83B393B4D009BC9B6_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C1427DE14A185F83B393B4D009BC9B6" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Loss before income taxes</link:label>
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C1427DE14A185F83B393B4D009BC9B6_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C1427DE14A185F83B393B4D009BC9B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income (Loss) from Continuing Operations before Income Taxes, Extraordinary Items, Noncontrolling Interest</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C1427DE14A185F83B393B4D009BC9B6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C1427DE14A185F83B393B4D009BC9B6" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_2C1427DE14A185F83B393B4D009BC9B6" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_0096AD394E9BB9090A883B4D009B5FF1_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit_0096AD394E9BB9090A883B4D009B5FF1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income tax benefit</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_0096AD394E9BB9090A883B4D009B5FF1_label_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit_0096AD394E9BB9090A883B4D009B5FF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_0096AD394E9BB9090A883B4D009B5FF1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_0096AD394E9BB9090A883B4D009B5FF1" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefit_0096AD394E9BB9090A883B4D009B5FF1" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLoss_8455C4844B9D4C70F1343B4D009B08A2_totalLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_8455C4844B9D4C70F1343B4D009B08A2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net loss</link:label>
    <link:label id="lab_us-gaap_NetIncomeLoss_8455C4844B9D4C70F1343B4D009B08A2_label_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_8455C4844B9D4C70F1343B4D009B08A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Income (Loss) Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_8455C4844B9D4C70F1343B4D009B08A2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss_8455C4844B9D4C70F1343B4D009B08A2" xlink:to="lab_us-gaap_NetIncomeLoss_8455C4844B9D4C70F1343B4D009B08A2" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_47EAF2F6ACC4DF72A79B3B4D009B7A3A_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_47EAF2F6ACC4DF72A79B3B4D009B7A3A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net loss per share:</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_47EAF2F6ACC4DF72A79B3B4D009B7A3A_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_47EAF2F6ACC4DF72A79B3B4D009B7A3A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Basic and Diluted [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedAbstract" xlink:label="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_47EAF2F6ACC4DF72A79B3B4D009B7A3A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_47EAF2F6ACC4DF72A79B3B4D009B7A3A" xlink:to="lab_us-gaap_EarningsPerShareBasicAndDilutedAbstract_47EAF2F6ACC4DF72A79B3B4D009B7A3A" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerShareBasicAndDiluted_CD5F53C18BF1E08D1E183B4D009BE9DC_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasicAndDiluted_CD5F53C18BF1E08D1E183B4D009BE9DC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basic and diluted loss per share (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareBasicAndDiluted_CD5F53C18BF1E08D1E183B4D009BE9DC_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasicAndDiluted_CD5F53C18BF1E08D1E183B4D009BE9DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Basic and Diluted</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerShareBasicAndDiluted" xlink:label="loc_us-gaap_EarningsPerShareBasicAndDiluted_CD5F53C18BF1E08D1E183B4D009BE9DC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDiluted_CD5F53C18BF1E08D1E183B4D009BE9DC" xlink:to="lab_us-gaap_EarningsPerShareBasicAndDiluted_CD5F53C18BF1E08D1E183B4D009BE9DC" xlink:type="arc" />
    <link:label id="lab_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_AEC81F4297296099034A3B4D009B706D_terseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_AEC81F4297296099034A3B4D009B706D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average common shares outstanding (in shares)</link:label>
    <link:label id="lab_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_AEC81F4297296099034A3B4D009B706D_label_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_AEC81F4297296099034A3B4D009B706D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Basic and Diluted</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted" xlink:label="loc_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_AEC81F4297296099034A3B4D009B706D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_AEC81F4297296099034A3B4D009B706D" xlink:to="lab_us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted_AEC81F4297296099034A3B4D009B706D" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_0C1296B74E27654B7A553B4D009BBEA0_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_0C1296B74E27654B7A553B4D009BBEA0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income, net of tax:</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_0C1296B74E27654B7A553B4D009BBEA0_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_0C1296B74E27654B7A553B4D009BBEA0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_0C1296B74E27654B7A553B4D009BBEA0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_0C1296B74E27654B7A553B4D009BBEA0" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_0C1296B74E27654B7A553B4D009BBEA0" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_984D8B8239283D6256663B4D009B20C6_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_984D8B8239283D6256663B4D009B20C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized gains in accumulated other comprehensive loss, net of tax expense of $0 and $1,431 for the quarters ended March 31, 2016 and March 31, 2015, respectively</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_984D8B8239283D6256663B4D009B20C6_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_984D8B8239283D6256663B4D009B20C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_984D8B8239283D6256663B4D009B20C6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_984D8B8239283D6256663B4D009B20C6" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_984D8B8239283D6256663B4D009B20C6" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_274CA11D6730F05D1E933B4D009B9E89_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_274CA11D6730F05D1E933B4D009B9E89" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassification adjustment for losses (gains) included in net loss, net of tax expense of $0 for the quarters ended March 31, 2016 and 2015</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_274CA11D6730F05D1E933B4D009B9E89_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_274CA11D6730F05D1E933B4D009B9E89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_274CA11D6730F05D1E933B4D009B9E89" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_274CA11D6730F05D1E933B4D009B9E89" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_274CA11D6730F05D1E933B4D009B9E89" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1C9DE28DF08AA381CD293B4D009B03CE_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1C9DE28DF08AA381CD293B4D009B03CE" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income, net of tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1C9DE28DF08AA381CD293B4D009B03CE_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1C9DE28DF08AA381CD293B4D009B03CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1C9DE28DF08AA381CD293B4D009B03CE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1C9DE28DF08AA381CD293B4D009B03CE" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1C9DE28DF08AA381CD293B4D009B03CE" xlink:type="arc" />
    <link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_CEAE4FFDB89C9B5898E53B4D009B3DED_totalLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_CEAE4FFDB89C9B5898E53B4D009B3DED" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Comprehensive income (loss)</link:label>
    <link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_CEAE4FFDB89C9B5898E53B4D009B3DED_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_CEAE4FFDB89C9B5898E53B4D009B3DED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_CEAE4FFDB89C9B5898E53B4D009B3DED" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_CEAE4FFDB89C9B5898E53B4D009B3DED" xlink:to="lab_us-gaap_ComprehensiveIncomeNetOfTax_CEAE4FFDB89C9B5898E53B4D009B3DED" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_ADF0014B8F3FA4845B24CE17EE4D0289_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock_72A842F6E20653A19A9A529174AF7560" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value of Financial Instruments</link:label>
    <link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_ADF0014B8F3FA4845B24CE17EE4D0289_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock_72A842F6E20653A19A9A529174AF7560" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosures [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_72A842F6E20653A19A9A529174AF7560" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresTextBlock_72A842F6E20653A19A9A529174AF7560" xlink:to="lab_us-gaap_FairValueDisclosuresTextBlock_72A842F6E20653A19A9A529174AF7560" xlink:type="arc" />
    <link:label id="lab_nmih_LineofCreditandRelatedWarrantsTextBlock_3D812186C1600626FCC7E158338E162F_terseLabel_en-US" xlink:label="lab_nmih_LineofCreditandRelatedWarrantsTextBlock_8CAB625D58B6554DBCB9509BAECA7A97" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Warrants</link:label>
    <link:label id="lab_nmih_LineofCreditandRelatedWarrantsTextBlock_3D812186C1600626FCC7E158338E162F_label_en-US" xlink:label="lab_nmih_LineofCreditandRelatedWarrantsTextBlock_8CAB625D58B6554DBCB9509BAECA7A97" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Line of Credit and Related Warrants [Text Block]</link:label>
    <link:label id="lab_nmih_LineofCreditandRelatedWarrantsTextBlock_3D812186C1600626FCC7E158338E162F_documentation_en-US" xlink:label="lab_nmih_LineofCreditandRelatedWarrantsTextBlock_8CAB625D58B6554DBCB9509BAECA7A97" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Line of Credit and Related Warrants [Text Block]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_LineofCreditandRelatedWarrantsTextBlock" xlink:label="loc_nmih_LineofCreditandRelatedWarrantsTextBlock_8CAB625D58B6554DBCB9509BAECA7A97" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_LineofCreditandRelatedWarrantsTextBlock_8CAB625D58B6554DBCB9509BAECA7A97" xlink:to="lab_nmih_LineofCreditandRelatedWarrantsTextBlock_8CAB625D58B6554DBCB9509BAECA7A97" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_D8C2B4EB7237312A54495041BF67DB4E_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_D8C2B4EB7237312A54495041BF67DB4E" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net unrealized investment gains in AOCI, tax amount</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_D8C2B4EB7237312A54495041BF67DB4E_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_D8C2B4EB7237312A54495041BF67DB4E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_D8C2B4EB7237312A54495041BF67DB4E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_D8C2B4EB7237312A54495041BF67DB4E" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_D8C2B4EB7237312A54495041BF67DB4E" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_B038D542D96B2E8D74295041BF674BB6_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_B038D542D96B2E8D74295041BF674BB6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassification adjustment for losses (gains) included in net loss, tax amount</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_B038D542D96B2E8D74295041BF674BB6_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_B038D542D96B2E8D74295041BF674BB6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_B038D542D96B2E8D74295041BF674BB6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_B038D542D96B2E8D74295041BF674BB6" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_B038D542D96B2E8D74295041BF674BB6" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementOfStockholdersEquityAbstract_4B969CDB92E2279067E05041BF60E346_label_en-US" xlink:label="lab_us-gaap_StatementOfStockholdersEquityAbstract_4B969CDB92E2279067E05041BF60E346" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Stockholders' Equity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_4B969CDB92E2279067E05041BF60E346" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_4B969CDB92E2279067E05041BF60E346" xlink:to="lab_us-gaap_StatementOfStockholdersEquityAbstract_4B969CDB92E2279067E05041BF60E346" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_019A84B177879E6C4D145041BF601114_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_019A84B177879E6C4D145041BF601114" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in unrealized investment gains/losses, tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_019A84B177879E6C4D145041BF601114" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_019A84B177879E6C4D145041BF601114" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_019A84B177879E6C4D145041BF601114" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_46F800157E00292F607D5E2BC98FF68A_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_46F800157E00292F607D5E2BC98FF68A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liability for Claims and Claims Adjustment Expense [Table]</link:label>
    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_46F800157E00292F607D5E2BC98FF68A_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_46F800157E00292F607D5E2BC98FF68A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Claims and Claims Adjustment Expense [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_46F800157E00292F607D5E2BC98FF68A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_46F800157E00292F607D5E2BC98FF68A" xlink:to="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_46F800157E00292F607D5E2BC98FF68A" xlink:type="arc" />
    <link:label id="lab_us-gaap_CounterpartyNameAxis_E8F9E501A37BAEDEA2415E2BC98FB52E_terseLabel_en-US" xlink:label="lab_us-gaap_CounterpartyNameAxis_E8F9E501A37BAEDEA2415E2BC98FB52E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Counterparty Name [Axis]</link:label>
    <link:label id="lab_us-gaap_CounterpartyNameAxis_E8F9E501A37BAEDEA2415E2BC98FB52E_label_en-US" xlink:label="lab_us-gaap_CounterpartyNameAxis_E8F9E501A37BAEDEA2415E2BC98FB52E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Counterparty Name [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CounterpartyNameAxis" xlink:label="loc_us-gaap_CounterpartyNameAxis_E8F9E501A37BAEDEA2415E2BC98FB52E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CounterpartyNameAxis_E8F9E501A37BAEDEA2415E2BC98FB52E" xlink:to="lab_us-gaap_CounterpartyNameAxis_E8F9E501A37BAEDEA2415E2BC98FB52E" xlink:type="arc" />
    <link:label id="lab_us-gaap_RepurchaseAgreementCounterpartyNameDomain_F466F51453E386C4FF445E2BC98F452B_terseLabel_en-US" xlink:label="lab_us-gaap_RepurchaseAgreementCounterpartyNameDomain_F466F51453E386C4FF445E2BC98F452B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Counterparty Name [Domain]</link:label>
    <link:label id="lab_us-gaap_RepurchaseAgreementCounterpartyNameDomain_F466F51453E386C4FF445E2BC98F452B_label_en-US" xlink:label="lab_us-gaap_RepurchaseAgreementCounterpartyNameDomain_F466F51453E386C4FF445E2BC98F452B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Counterparty Name [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepurchaseAgreementCounterpartyNameDomain" xlink:label="loc_us-gaap_RepurchaseAgreementCounterpartyNameDomain_F466F51453E386C4FF445E2BC98F452B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepurchaseAgreementCounterpartyNameDomain_F466F51453E386C4FF445E2BC98F452B" xlink:to="lab_us-gaap_RepurchaseAgreementCounterpartyNameDomain_F466F51453E386C4FF445E2BC98F452B" xlink:type="arc" />
    <link:label id="lab_nmih_FannieMaeMember_988E99B65F5B9E496B8B5E2BC990454F_terseLabel_en-US" xlink:label="lab_nmih_FannieMaeMember_988E99B65F5B9E496B8B5E2BC990454F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fannie Mae</link:label>
    <link:label id="lab_nmih_FannieMaeMember_988E99B65F5B9E496B8B5E2BC990454F_label_en-US" xlink:label="lab_nmih_FannieMaeMember_988E99B65F5B9E496B8B5E2BC990454F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fannie Mae [Member]</link:label>
    <link:label id="lab_nmih_FannieMaeMember_988E99B65F5B9E496B8B5E2BC990454F_documentation_en-US" xlink:label="lab_nmih_FannieMaeMember_988E99B65F5B9E496B8B5E2BC990454F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fannie Mae [Member]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_FannieMaeMember" xlink:label="loc_nmih_FannieMaeMember_988E99B65F5B9E496B8B5E2BC990454F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_FannieMaeMember_988E99B65F5B9E496B8B5E2BC990454F" xlink:to="lab_nmih_FannieMaeMember_988E99B65F5B9E496B8B5E2BC990454F" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_EE3FD23815D97708E1755E2BC9909125_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_EE3FD23815D97708E1755E2BC9909125" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liability for Claims and Claims Adjustment Expense [Line Items]</link:label>
    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_EE3FD23815D97708E1755E2BC9909125_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_EE3FD23815D97708E1755E2BC9909125" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Claims and Claims Adjustment Expense [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_EE3FD23815D97708E1755E2BC9909125" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_EE3FD23815D97708E1755E2BC9909125" xlink:to="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_EE3FD23815D97708E1755E2BC9909125" xlink:type="arc" />
    <link:label id="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod_A5EEF7A583F6980AC1765E2BC990B0B5_terseLabel_en-US" xlink:label="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod_A5EEF7A583F6980AC1765E2BC990B0B5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">IBNR, default period (at least)</link:label>
    <link:label id="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod_A5EEF7A583F6980AC1765E2BC990B0B5_label_en-US" xlink:label="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod_A5EEF7A583F6980AC1765E2BC990B0B5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred but Not Reported (IBNR) Claims, Default Period</link:label>
    <link:label id="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod_A5EEF7A583F6980AC1765E2BC990B0B5_documentation_en-US" xlink:label="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod_A5EEF7A583F6980AC1765E2BC990B0B5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred but Not Reported (IBNR) Claims, Default Period</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod" xlink:label="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod_A5EEF7A583F6980AC1765E2BC990B0B5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod_A5EEF7A583F6980AC1765E2BC990B0B5" xlink:to="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsDefaultPeriod_A5EEF7A583F6980AC1765E2BC990B0B5" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9A22EDE9A54E49EC8BE35E2BC9901D87_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9A22EDE9A54E49EC8BE35E2BC9901D87" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liability for insurance claims</link:label>
    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9A22EDE9A54E49EC8BE35E2BC9901D87_label_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9A22EDE9A54E49EC8BE35E2BC9901D87" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Claims and Claims Adjustment Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9A22EDE9A54E49EC8BE35E2BC9901D87" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9A22EDE9A54E49EC8BE35E2BC9901D87" xlink:to="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9A22EDE9A54E49EC8BE35E2BC9901D87" xlink:type="arc" />
    <link:label id="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault_B1FC412D62E95B58A9F15E2BC990F4FD_terseLabel_en-US" xlink:label="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault_B1FC412D62E95B58A9F15E2BC990F4FD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Primary loans in default</link:label>
    <link:label id="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault_B1FC412D62E95B58A9F15E2BC990F4FD_label_en-US" xlink:label="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault_B1FC412D62E95B58A9F15E2BC990F4FD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred but Not Reported (IBNR) Claims, Number of Primary Loans in Default</link:label>
    <link:label id="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault_B1FC412D62E95B58A9F15E2BC990F4FD_documentation_en-US" xlink:label="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault_B1FC412D62E95B58A9F15E2BC990F4FD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred but Not Reported (IBNR) Claims, Number of Primary Loans in Default</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault" xlink:label="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault_B1FC412D62E95B58A9F15E2BC990F4FD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault_B1FC412D62E95B58A9F15E2BC990F4FD" xlink:to="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseIncurredbutNotReportedIBNRClaimsNumberofPrimaryLoansinDefault_B1FC412D62E95B58A9F15E2BC990F4FD" xlink:type="arc" />
    <link:label id="lab_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_8CADD594F18119517EE15E2BC9900441_terseLabel_en-US" xlink:label="lab_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_8CADD594F18119517EE15E2BC9900441" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of loans in pool past due 60 days or more</link:label>
    <link:label id="lab_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_8CADD594F18119517EE15E2BC9900441_label_en-US" xlink:label="lab_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_8CADD594F18119517EE15E2BC9900441" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans In Pool, Past Due 60 Days Or More, Number Of Loans</link:label>
    <link:label id="lab_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_8CADD594F18119517EE15E2BC9900441_documentation_en-US" xlink:label="lab_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_8CADD594F18119517EE15E2BC9900441" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans In Pool, Past Due 60 Days Or More, Number Of Loans</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans" xlink:label="loc_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_8CADD594F18119517EE15E2BC9900441" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_8CADD594F18119517EE15E2BC9900441" xlink:to="lab_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_8CADD594F18119517EE15E2BC9900441" xlink:type="arc" />
    <link:label id="lab_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_2DBE48DF4A40C8C7B06B5E2BC990BD64_terseLabel_en-US" xlink:label="lab_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_2DBE48DF4A40C8C7B06B5E2BC990BD64" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk in Force of loans in pool past due 60 days or more</link:label>
    <link:label id="lab_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_2DBE48DF4A40C8C7B06B5E2BC990BD64_label_en-US" xlink:label="lab_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_2DBE48DF4A40C8C7B06B5E2BC990BD64" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans In Pool, Past Due 60 Days Or More, Loan Risk in Force</link:label>
    <link:label id="lab_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_2DBE48DF4A40C8C7B06B5E2BC990BD64_documentation_en-US" xlink:label="lab_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_2DBE48DF4A40C8C7B06B5E2BC990BD64" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans In Pool, Past Due 60 Days Or More, Risk in Force</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce" xlink:label="loc_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_2DBE48DF4A40C8C7B06B5E2BC990BD64" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_2DBE48DF4A40C8C7B06B5E2BC990BD64" xlink:to="lab_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_2DBE48DF4A40C8C7B06B5E2BC990BD64" xlink:type="arc" />
    <link:label id="lab_nmih_MortgagePoolInsuranceClaimDeductible_1F77E5259E5CDD8B40B85E2BC990415D_terseLabel_en-US" xlink:label="lab_nmih_MortgagePoolInsuranceClaimDeductible_1F77E5259E5CDD8B40B85E2BC990415D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deductible on policy</link:label>
    <link:label id="lab_nmih_MortgagePoolInsuranceClaimDeductible_1F77E5259E5CDD8B40B85E2BC990415D_label_en-US" xlink:label="lab_nmih_MortgagePoolInsuranceClaimDeductible_1F77E5259E5CDD8B40B85E2BC990415D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Pool Insurance, Claim Deductible</link:label>
    <link:label id="lab_nmih_MortgagePoolInsuranceClaimDeductible_1F77E5259E5CDD8B40B85E2BC990415D_documentation_en-US" xlink:label="lab_nmih_MortgagePoolInsuranceClaimDeductible_1F77E5259E5CDD8B40B85E2BC990415D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage Pool Insurance, Claim Deductible</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_MortgagePoolInsuranceClaimDeductible" xlink:label="loc_nmih_MortgagePoolInsuranceClaimDeductible_1F77E5259E5CDD8B40B85E2BC990415D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_MortgagePoolInsuranceClaimDeductible_1F77E5259E5CDD8B40B85E2BC990415D" xlink:to="lab_nmih_MortgagePoolInsuranceClaimDeductible_1F77E5259E5CDD8B40B85E2BC990415D" xlink:type="arc" />
    <link:label id="lab_nmih_LoansInPoolLoanToValueRatio_7332CBED5279B9F366155E2BC990DFBA_terseLabel_en-US" xlink:label="lab_nmih_LoansInPoolLoanToValueRatio_7332CBED5279B9F366155E2BC990DFBA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan-to-value ratio (less than)</link:label>
    <link:label id="lab_nmih_LoansInPoolLoanToValueRatio_7332CBED5279B9F366155E2BC990DFBA_label_en-US" xlink:label="lab_nmih_LoansInPoolLoanToValueRatio_7332CBED5279B9F366155E2BC990DFBA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans In Pool, Loan To Value Ratio</link:label>
    <link:label id="lab_nmih_LoansInPoolLoanToValueRatio_7332CBED5279B9F366155E2BC990DFBA_documentation_en-US" xlink:label="lab_nmih_LoansInPoolLoanToValueRatio_7332CBED5279B9F366155E2BC990DFBA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans In Pool, Loan To Value Ratio</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_LoansInPoolLoanToValueRatio" xlink:label="loc_nmih_LoansInPoolLoanToValueRatio_7332CBED5279B9F366155E2BC990DFBA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_LoansInPoolLoanToValueRatio_7332CBED5279B9F366155E2BC990DFBA" xlink:to="lab_nmih_LoansInPoolLoanToValueRatio_7332CBED5279B9F366155E2BC990DFBA" xlink:type="arc" />
    <link:label id="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_14EA0D28A5D6879D4D535E2BC9902AE5_terseLabel_en-US" xlink:label="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_14EA0D28A5D6879D4D535E2BC9902AE5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Claims applied to deductible</link:label>
    <link:label id="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_14EA0D28A5D6879D4D535E2BC9902AE5_label_en-US" xlink:label="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_14EA0D28A5D6879D4D535E2BC9902AE5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Applied to Deductible</link:label>
    <link:label id="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_14EA0D28A5D6879D4D535E2BC9902AE5_documentation_en-US" xlink:label="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_14EA0D28A5D6879D4D535E2BC9902AE5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Applied to Deductible</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible" xlink:label="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_14EA0D28A5D6879D4D535E2BC9902AE5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_14EA0D28A5D6879D4D535E2BC9902AE5" xlink:to="lab_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_14EA0D28A5D6879D4D535E2BC9902AE5" xlink:type="arc" />
    <link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_E96F6B956A87FC633B625E2BC990C85A_negatedLabel_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_E96F6B956A87FC633B625E2BC990C85A" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Favorable prior year development</link:label>
    <link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_E96F6B956A87FC633B625E2BC990C85A_label_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_E96F6B956A87FC633B625E2BC990C85A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Prior Year Claims and Claims Adjustment Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_E96F6B956A87FC633B625E2BC990C85A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_E96F6B956A87FC633B625E2BC990C85A" xlink:to="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_E96F6B956A87FC633B625E2BC990C85A" xlink:type="arc" />
    <link:label id="lab_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_67E5774B01BDFF8581AC5E2BC990CEB7_terseLabel_en-US" xlink:label="lab_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_67E5774B01BDFF8581AC5E2BC990CEB7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserve for prior year insurance claims and claim expenses</link:label>
    <link:label id="lab_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_67E5774B01BDFF8581AC5E2BC990CEB7_label_en-US" xlink:label="lab_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_67E5774B01BDFF8581AC5E2BC990CEB7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Prior Year Claims and Claims Adjustment Expense</link:label>
    <link:label id="lab_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_67E5774B01BDFF8581AC5E2BC990CEB7_documentation_en-US" xlink:label="lab_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_67E5774B01BDFF8581AC5E2BC990CEB7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Liability for Prior Year Claims and Claims Adjustment Expense</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense" xlink:label="loc_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_67E5774B01BDFF8581AC5E2BC990CEB7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_67E5774B01BDFF8581AC5E2BC990CEB7" xlink:to="lab_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_67E5774B01BDFF8581AC5E2BC990CEB7" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtByMaturityAbstract_5E767F03526CC2B40FD93EC2D4833686_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtByMaturityAbstract_5E767F03526CC2B40FD93EC2D4833686" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Future Principal Payments [Abstract]</link:label>
    <link:label id="lab_us-gaap_LongTermDebtByMaturityAbstract_5E767F03526CC2B40FD93EC2D4833686_label_en-US" xlink:label="lab_us-gaap_LongTermDebtByMaturityAbstract_5E767F03526CC2B40FD93EC2D4833686" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtByMaturityAbstract" xlink:label="loc_us-gaap_LongTermDebtByMaturityAbstract_5E767F03526CC2B40FD93EC2D4833686" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtByMaturityAbstract_5E767F03526CC2B40FD93EC2D4833686" xlink:to="lab_us-gaap_LongTermDebtByMaturityAbstract_5E767F03526CC2B40FD93EC2D4833686" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_7A8FD720B5653287EE0C3EC15220134A_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_7A8FD720B5653287EE0C3EC15220134A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2016</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_7A8FD720B5653287EE0C3EC15220134A_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_7A8FD720B5653287EE0C3EC15220134A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Next Twelve Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_7A8FD720B5653287EE0C3EC15220134A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_7A8FD720B5653287EE0C3EC15220134A" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_7A8FD720B5653287EE0C3EC15220134A" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_9EDD673ED60AD8515E673EC152217F92_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_9EDD673ED60AD8515E673EC152217F92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2017</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_9EDD673ED60AD8515E673EC152217F92_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_9EDD673ED60AD8515E673EC152217F92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Two</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_9EDD673ED60AD8515E673EC152217F92" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_9EDD673ED60AD8515E673EC152217F92" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_9EDD673ED60AD8515E673EC152217F92" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_4FCE2027F335D760D9683EC15223D9EA_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_4FCE2027F335D760D9683EC15223D9EA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2018</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_4FCE2027F335D760D9683EC15223D9EA_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_4FCE2027F335D760D9683EC15223D9EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Three</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_4FCE2027F335D760D9683EC15223D9EA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_4FCE2027F335D760D9683EC15223D9EA" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_4FCE2027F335D760D9683EC15223D9EA" xlink:type="arc" />
    <link:label id="lab_us-gaap_DebtInstrumentCarryingAmount_D99EFCE9D6C2A57B99813EC15224A209_totalLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentCarryingAmount_D99EFCE9D6C2A57B99813EC15224A209" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DebtInstrumentCarryingAmount" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_D99EFCE9D6C2A57B99813EC15224A209" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentCarryingAmount_D99EFCE9D6C2A57B99813EC15224A209" xlink:to="lab_us-gaap_DebtInstrumentCarryingAmount_D99EFCE9D6C2A57B99813EC15224A209" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_83C432032EE898E2A6788FF3C00B0135_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_283E83980A935E35971C8E9FD6741C5E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_83C432032EE898E2A6788FF3C00B0135_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_283E83980A935E35971C8E9FD6741C5E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_283E83980A935E35971C8E9FD6741C5E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_283E83980A935E35971C8E9FD6741C5E" xlink:to="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_283E83980A935E35971C8E9FD6741C5E" xlink:type="arc" />
    <link:label id="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_64224DE3FC61E6EF9F588FF3C00B679C_terseLabel_en-US" xlink:label="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_9D51D831AC40558C9DDB57404B07BB76" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Major Types of Debt and Equity Securities [Axis]</link:label>
    <link:label id="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_64224DE3FC61E6EF9F588FF3C00B679C_label_en-US" xlink:label="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_9D51D831AC40558C9DDB57404B07BB76" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Major Types of Debt and Equity Securities [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_9D51D831AC40558C9DDB57404B07BB76" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_9D51D831AC40558C9DDB57404B07BB76" xlink:to="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_9D51D831AC40558C9DDB57404B07BB76" xlink:type="arc" />
    <link:label id="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_967A4F9FCE593F17FDEB8FF3C00BBED8_terseLabel_en-US" xlink:label="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_20822F93EB0D5B90B96E6F08C956838E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Major Types of Debt and Equity Securities [Domain]</link:label>
    <link:label id="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_967A4F9FCE593F17FDEB8FF3C00BBED8_label_en-US" xlink:label="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_20822F93EB0D5B90B96E6F08C956838E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Major Types of Debt and Equity Securities [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_20822F93EB0D5B90B96E6F08C956838E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_20822F93EB0D5B90B96E6F08C956838E" xlink:to="lab_us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain_20822F93EB0D5B90B96E6F08C956838E" xlink:type="arc" />
    <link:label id="lab_us-gaap_AssetBackedSecuritiesMember_3D154AF054647D1B15D08FF3C00C1CD0_terseLabel_en-US" xlink:label="lab_us-gaap_AssetBackedSecuritiesMember_1798115C16A05326A998C2D94726A5BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asset-backed securities</link:label>
    <link:label id="lab_us-gaap_AssetBackedSecuritiesMember_3D154AF054647D1B15D08FF3C00C1CD0_label_en-US" xlink:label="lab_us-gaap_AssetBackedSecuritiesMember_1798115C16A05326A998C2D94726A5BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset-backed Securities [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetBackedSecuritiesMember" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_1798115C16A05326A998C2D94726A5BA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetBackedSecuritiesMember_1798115C16A05326A998C2D94726A5BA" xlink:to="lab_us-gaap_AssetBackedSecuritiesMember_1798115C16A05326A998C2D94726A5BA" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_925422BA087B2F3847D98FF3C00CA91F_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_67743A546866535B88629B14F19BEDAC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities [Line Items]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_925422BA087B2F3847D98FF3C00CA91F_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_67743A546866535B88629B14F19BEDAC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_67743A546866535B88629B14F19BEDAC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_67743A546866535B88629B14F19BEDAC" xlink:to="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_67743A546866535B88629B14F19BEDAC" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_132AA97D1B14CCA152768FF3C00CFB39_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_723F1645289D5B86977EBE002D6883A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis [Abstract]</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_132AA97D1B14CCA152768FF3C00CFB39_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_723F1645289D5B86977EBE002D6883A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_723F1645289D5B86977EBE002D6883A9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_723F1645289D5B86977EBE002D6883A9" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_723F1645289D5B86977EBE002D6883A9" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_0FBFCBBEA31AAFAA31BB8FF3C00CF95B_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_95CADB7D942C52E08B28666B21C42581" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Due in one year or less</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_0FBFCBBEA31AAFAA31BB8FF3C00CF95B_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_95CADB7D942C52E08B28666B21C42581" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_95CADB7D942C52E08B28666B21C42581" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_95CADB7D942C52E08B28666B21C42581" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_95CADB7D942C52E08B28666B21C42581" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_BDE5A082A3DCD25F3B5D8FF3C00C938E_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_5E6A4E21A12355C7BF2980BFD7B56C61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Due after one through five years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_BDE5A082A3DCD25F3B5D8FF3C00C938E_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_5E6A4E21A12355C7BF2980BFD7B56C61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_5E6A4E21A12355C7BF2980BFD7B56C61" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_5E6A4E21A12355C7BF2980BFD7B56C61" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_5E6A4E21A12355C7BF2980BFD7B56C61" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_9F5D2A10C79E01B1DCB48FF3C00C4429_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_E1ED675EEC0E5DB1B228DD87067681EF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Due after five through ten years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_9F5D2A10C79E01B1DCB48FF3C00C4429_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_E1ED675EEC0E5DB1B228DD87067681EF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_E1ED675EEC0E5DB1B228DD87067681EF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_E1ED675EEC0E5DB1B228DD87067681EF" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_E1ED675EEC0E5DB1B228DD87067681EF" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_638FD83EF32E5CF434388FF3C00C6F38_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_90306D3E20CD560D9330F6C12AF74745" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Due after ten years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_638FD83EF32E5CF434388FF3C00C6F38_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_90306D3E20CD560D9330F6C12AF74745" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_90306D3E20CD560D9330F6C12AF74745" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_90306D3E20CD560D9330F6C12AF74745" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_90306D3E20CD560D9330F6C12AF74745" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_D72E54AE5BC9769F1BDB8FF3C00C01C8_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_20286106026254B5928A5BE43979A9A7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost, Total Investments</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_D72E54AE5BC9769F1BDB8FF3C00C01C8_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_20286106026254B5928A5BE43979A9A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_20286106026254B5928A5BE43979A9A7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_20286106026254B5928A5BE43979A9A7" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_20286106026254B5928A5BE43979A9A7" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_9CC148DE8BF2BCA143D18FF3C00C8721_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_4FD511B6CD5E5EBD972B5DF95D2007D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Single Maturity Date, Fair Value [Abstract]</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_9CC148DE8BF2BCA143D18FF3C00C8721_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_4FD511B6CD5E5EBD972B5DF95D2007D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Single Maturity Date [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_4FD511B6CD5E5EBD972B5DF95D2007D4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_4FD511B6CD5E5EBD972B5DF95D2007D4" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_4FD511B6CD5E5EBD972B5DF95D2007D4" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_2A10AB2332394D2B2C4B8FF3C00C24E3_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_5FB02ABE85915B93BA5EF59348EDA5F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Due in one year or less</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_2A10AB2332394D2B2C4B8FF3C00C24E3_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_5FB02ABE85915B93BA5EF59348EDA5F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_5FB02ABE85915B93BA5EF59348EDA5F5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_5FB02ABE85915B93BA5EF59348EDA5F5" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_5FB02ABE85915B93BA5EF59348EDA5F5" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_A00EC81BDBB38249B7F28FF3C00CECE5_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_46E2A48D18D55798B4B0965885B91113" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Due after one through five years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_A00EC81BDBB38249B7F28FF3C00CECE5_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_46E2A48D18D55798B4B0965885B91113" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_46E2A48D18D55798B4B0965885B91113" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_46E2A48D18D55798B4B0965885B91113" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_46E2A48D18D55798B4B0965885B91113" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5FF6A46312C4226EB9A18FF3C00C2523_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_D1FA57FDA007561CB55B59114294ED77" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Due after five through ten years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_5FF6A46312C4226EB9A18FF3C00C2523_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_D1FA57FDA007561CB55B59114294ED77" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_D1FA57FDA007561CB55B59114294ED77" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_D1FA57FDA007561CB55B59114294ED77" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_D1FA57FDA007561CB55B59114294ED77" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_D02196D7346BD7BEA56A8FF3C00CA9F7_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_8865D0B7DE0456EF8A828F7826328E6B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Due after ten years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_D02196D7346BD7BEA56A8FF3C00CA9F7_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_8865D0B7DE0456EF8A828F7826328E6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_8865D0B7DE0456EF8A828F7826328E6B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_8865D0B7DE0456EF8A828F7826328E6B" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_8865D0B7DE0456EF8A828F7826328E6B" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecurities_01A136E7770C21201E0E8FF3C00C2DFF_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecurities_F713EF65CB3F58AE8FB82F2B2B0F5413" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Total Investments</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecurities_01A136E7770C21201E0E8FF3C00C2DFF_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecurities_F713EF65CB3F58AE8FB82F2B2B0F5413" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities_F713EF65CB3F58AE8FB82F2B2B0F5413" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecurities_F713EF65CB3F58AE8FB82F2B2B0F5413" xlink:to="lab_us-gaap_AvailableForSaleSecurities_F713EF65CB3F58AE8FB82F2B2B0F5413" xlink:type="arc" />
    <link:label id="lab_us-gaap_USTreasuryAndGovernmentMember_A7C0ADA72D4C663AF9E45DB6C6DBC395_terseLabel_en-US" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember_A7C0ADA72D4C663AF9E45DB6C6DBC395" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. Treasury securities and obligations of U.S. government agencies</link:label>
    <link:label id="lab_us-gaap_USTreasuryAndGovernmentMember_A7C0ADA72D4C663AF9E45DB6C6DBC395_label_en-US" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember_A7C0ADA72D4C663AF9E45DB6C6DBC395" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">US Treasury and Government [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_A7C0ADA72D4C663AF9E45DB6C6DBC395" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USTreasuryAndGovernmentMember_A7C0ADA72D4C663AF9E45DB6C6DBC395" xlink:to="lab_us-gaap_USTreasuryAndGovernmentMember_A7C0ADA72D4C663AF9E45DB6C6DBC395" xlink:type="arc" />
    <link:label id="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_AA402E4DBD336006FBFB5DB6C6DB71F4_terseLabel_en-US" xlink:label="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_AA402E4DBD336006FBFB5DB6C6DB71F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Municipal debt securities</link:label>
    <link:label id="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_AA402E4DBD336006FBFB5DB6C6DB71F4_label_en-US" xlink:label="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_AA402E4DBD336006FBFB5DB6C6DB71F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">US States and Political Subdivisions Debt Securities [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_AA402E4DBD336006FBFB5DB6C6DB71F4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_AA402E4DBD336006FBFB5DB6C6DB71F4" xlink:to="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_AA402E4DBD336006FBFB5DB6C6DB71F4" xlink:type="arc" />
    <link:label id="lab_us-gaap_CorporateDebtSecuritiesMember_C6FE80BF30CB65C19C4B5DB6C6DB2D10_terseLabel_en-US" xlink:label="lab_us-gaap_CorporateDebtSecuritiesMember_C6FE80BF30CB65C19C4B5DB6C6DB2D10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Corporate debt securities</link:label>
    <link:label id="lab_us-gaap_CorporateDebtSecuritiesMember_C6FE80BF30CB65C19C4B5DB6C6DB2D10_label_en-US" xlink:label="lab_us-gaap_CorporateDebtSecuritiesMember_C6FE80BF30CB65C19C4B5DB6C6DB2D10" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Corporate Debt Securities [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_C6FE80BF30CB65C19C4B5DB6C6DB2D10" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CorporateDebtSecuritiesMember_C6FE80BF30CB65C19C4B5DB6C6DB2D10" xlink:to="lab_us-gaap_CorporateDebtSecuritiesMember_C6FE80BF30CB65C19C4B5DB6C6DB2D10" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear_7FDBA33759349B1B478B5DB6C6DC47C4_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear_7FDBA33759349B1B478B5DB6C6DC47C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of securities, less than 12 months</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear_7FDBA33759349B1B478B5DB6C6DC47C4_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear_7FDBA33759349B1B478B5DB6C6DC47C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear_7FDBA33759349B1B478B5DB6C6DC47C4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear_7FDBA33759349B1B478B5DB6C6DC47C4" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear_7FDBA33759349B1B478B5DB6C6DC47C4" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_7E1F91F9F6B5BE23037C5DB6C6DC2772_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_7E1F91F9F6B5BE23037C5DB6C6DC2772" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value, less than 12 months</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_7E1F91F9F6B5BE23037C5DB6C6DC2772_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_7E1F91F9F6B5BE23037C5DB6C6DC2772" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_7E1F91F9F6B5BE23037C5DB6C6DC2772" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_7E1F91F9F6B5BE23037C5DB6C6DC2772" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue_7E1F91F9F6B5BE23037C5DB6C6DC2772" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_CE5FF776F2098E4548BD5DB6C6DC3278_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_CE5FF776F2098E4548BD5DB6C6DC3278" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Unrealized losses, less than 12 months</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_CE5FF776F2098E4548BD5DB6C6DC3278_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_CE5FF776F2098E4548BD5DB6C6DC3278" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_CE5FF776F2098E4548BD5DB6C6DC3278" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_CE5FF776F2098E4548BD5DB6C6DC3278" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_CE5FF776F2098E4548BD5DB6C6DC3278" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear_9A9E7AC0A4E433E94F855DB6C6DC2CAA_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear_9A9E7AC0A4E433E94F855DB6C6DC2CAA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of securities,12 months or greater</link:label>
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear_9A9E7AC0A4E433E94F855DB6C6DC2CAA_label_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear_9A9E7AC0A4E433E94F855DB6C6DC2CAA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear_9A9E7AC0A4E433E94F855DB6C6DC2CAA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear_9A9E7AC0A4E433E94F855DB6C6DC2CAA" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear_9A9E7AC0A4E433E94F855DB6C6DC2CAA" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AAA49B1710B8034744D65DB6C6DC8B5B_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AAA49B1710B8034744D65DB6C6DC8B5B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value, 12 months or greater</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AAA49B1710B8034744D65DB6C6DC8B5B_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AAA49B1710B8034744D65DB6C6DC8B5B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AAA49B1710B8034744D65DB6C6DC8B5B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AAA49B1710B8034744D65DB6C6DC8B5B" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue_AAA49B1710B8034744D65DB6C6DC8B5B" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4B500C749071A1BE69D05DB6C6DC12AC_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4B500C749071A1BE69D05DB6C6DC12AC" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Unrealized losses, 12 months or greater</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4B500C749071A1BE69D05DB6C6DC12AC_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4B500C749071A1BE69D05DB6C6DC12AC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4B500C749071A1BE69D05DB6C6DC12AC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4B500C749071A1BE69D05DB6C6DC12AC" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4B500C749071A1BE69D05DB6C6DC12AC" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1_569B5A86EF98921FB0BD5DB6C6DCE6ED_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1_569B5A86EF98921FB0BD5DB6C6DCE6ED" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Number of securities, total</link:label>
    <link:label id="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1_569B5A86EF98921FB0BD5DB6C6DCE6ED_label_en-US" xlink:label="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1_569B5A86EF98921FB0BD5DB6C6DCE6ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1" xlink:label="loc_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1_569B5A86EF98921FB0BD5DB6C6DCE6ED" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1_569B5A86EF98921FB0BD5DB6C6DCE6ED" xlink:to="lab_us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1_569B5A86EF98921FB0BD5DB6C6DCE6ED" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_CE89E0959951CE94E76E5DB6C6DCAFA4_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_CE89E0959951CE94E76E5DB6C6DCAFA4" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Fair value</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_CE89E0959951CE94E76E5DB6C6DCAFA4_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_CE89E0959951CE94E76E5DB6C6DCAFA4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_CE89E0959951CE94E76E5DB6C6DCAFA4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_CE89E0959951CE94E76E5DB6C6DCAFA4" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_CE89E0959951CE94E76E5DB6C6DCAFA4" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_1137D3220596D521BF965DB6C6DCE34A_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_1137D3220596D521BF965DB6C6DCE34A" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Unrealized Losses</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_1137D3220596D521BF965DB6C6DCE34A_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_1137D3220596D521BF965DB6C6DCE34A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_1137D3220596D521BF965DB6C6DCE34A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_1137D3220596D521BF965DB6C6DCE34A" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_1137D3220596D521BF965DB6C6DCE34A" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesTextBlock_4157910491AB2B7CB7838FF3A4858239_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesTextBlock_D342CFBBD7D753AD8C1D440D31F83F5F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Fair Values and Gross Unrealized Gains and Losses</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesTextBlock_4157910491AB2B7CB7838FF3A4858239_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesTextBlock_D342CFBBD7D753AD8C1D440D31F83F5F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesTextBlock" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesTextBlock_D342CFBBD7D753AD8C1D440D31F83F5F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesTextBlock_D342CFBBD7D753AD8C1D440D31F83F5F" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesTextBlock_D342CFBBD7D753AD8C1D440D31F83F5F" xlink:type="arc" />
    <link:label id="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_38D90DBDECC0E999B1D48FF3A48521CB_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_D1E129234D59515B983F85E75DDE76BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Investments by Maturity</link:label>
    <link:label id="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_38D90DBDECC0E999B1D48FF3A48521CB_label_en-US" xlink:label="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_D1E129234D59515B983F85E75DDE76BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments Classified by Contractual Maturity Date [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_D1E129234D59515B983F85E75DDE76BE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_D1E129234D59515B983F85E75DDE76BE" xlink:to="lab_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_D1E129234D59515B983F85E75DDE76BE" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_595A1169ADDF64802E888FF3A485ECDE_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_63C35BD1918257A59E3802453D8E3299" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Aging Unrealized Losses</link:label>
    <link:label id="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_595A1169ADDF64802E888FF3A485ECDE_label_en-US" xlink:label="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_63C35BD1918257A59E3802453D8E3299" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Unrealized Loss on Investments [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_63C35BD1918257A59E3802453D8E3299" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_63C35BD1918257A59E3802453D8E3299" xlink:to="lab_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_63C35BD1918257A59E3802453D8E3299" xlink:type="arc" />
    <link:label id="lab_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_BCD349A494F7B71964DA8FF3A4848178_terseLabel_en-US" xlink:label="lab_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_AFBE2F57776D55E982BFD0729F7BB2E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net Realized Investments Gains (Losses)</link:label>
    <link:label id="lab_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_BCD349A494F7B71964DA8FF3A4848178_label_en-US" xlink:label="lab_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_AFBE2F57776D55E982BFD0729F7BB2E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Realized Gain (Loss) on Investments [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RealizedGainLossOnInvestmentsTableTextBlock" xlink:label="loc_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_AFBE2F57776D55E982BFD0729F7BB2E7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_AFBE2F57776D55E982BFD0729F7BB2E7" xlink:to="lab_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_AFBE2F57776D55E982BFD0729F7BB2E7" xlink:type="arc" />
    <link:label id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_70A81AB2B5CBF9CA47A85A8754864880_terseLabel_en-US" xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_70A81AB2B5CBF9CA47A85A8754864880" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis of Presentation</link:label>
    <link:label id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_70A81AB2B5CBF9CA47A85A8754864880_label_en-US" xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_70A81AB2B5CBF9CA47A85A8754864880" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Basis of Accounting, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_70A81AB2B5CBF9CA47A85A8754864880" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_70A81AB2B5CBF9CA47A85A8754864880" xlink:to="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_70A81AB2B5CBF9CA47A85A8754864880" xlink:type="arc" />
    <link:label id="lab_us-gaap_EarningsPerSharePolicyTextBlock_323029E9A04AAE8F5F635A68239D89A5_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock_323029E9A04AAE8F5F635A68239D89A5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings per Share</link:label>
    <link:label id="lab_us-gaap_EarningsPerSharePolicyTextBlock_323029E9A04AAE8F5F635A68239D89A5_label_en-US" xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock_323029E9A04AAE8F5F635A68239D89A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock_323029E9A04AAE8F5F635A68239D89A5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerSharePolicyTextBlock_323029E9A04AAE8F5F635A68239D89A5" xlink:to="lab_us-gaap_EarningsPerSharePolicyTextBlock_323029E9A04AAE8F5F635A68239D89A5" xlink:type="arc" />
    <link:label id="lab_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_AC261664166CEE49267D5A68239D6EC5_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_AC261664166CEE49267D5A68239D6EC5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred Policy Acquisition Costs</link:label>
    <link:label id="lab_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_AC261664166CEE49267D5A68239D6EC5_label_en-US" xlink:label="lab_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_AC261664166CEE49267D5A68239D6EC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Policy Acquisition Costs, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy" xlink:label="loc_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_AC261664166CEE49267D5A68239D6EC5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_AC261664166CEE49267D5A68239D6EC5" xlink:to="lab_us-gaap_CapitalizationOfDeferredPolicyAcquisitionCostsPolicy_AC261664166CEE49267D5A68239D6EC5" xlink:type="arc" />
    <link:label id="lab_nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock_E5E01739E436E3F99F375A68239DA23B_terseLabel_en-US" xlink:label="lab_nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock_E5E01739E436E3F99F375A68239DA23B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premium Deficiency Reserves</link:label>
    <link:label id="lab_nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock_E5E01739E436E3F99F375A68239DA23B_label_en-US" xlink:label="lab_nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock_E5E01739E436E3F99F375A68239DA23B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Premium Deficiency Reserves Policy [Policy Text Block]</link:label>
    <link:label id="lab_nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock_E5E01739E436E3F99F375A68239DA23B_documentation_en-US" xlink:label="lab_nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock_E5E01739E436E3F99F375A68239DA23B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Premium Deficiency Reserves Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock" xlink:label="loc_nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock_E5E01739E436E3F99F375A68239DA23B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock_E5E01739E436E3F99F375A68239DA23B" xlink:to="lab_nmih_PremiumDeficiencyReservesPolicyPolicyTextBlock_E5E01739E436E3F99F375A68239DA23B" xlink:type="arc" />
    <link:label id="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_68A6681F0C742BEAC0995A68239D1765_terseLabel_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_68A6681F0C742BEAC0995A68239D1765" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Recent Accounting Pronouncements</link:label>
    <link:label id="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_68A6681F0C742BEAC0995A68239D1765_label_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_68A6681F0C742BEAC0995A68239D1765" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">New Accounting Pronouncements, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_68A6681F0C742BEAC0995A68239D1765" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_68A6681F0C742BEAC0995A68239D1765" xlink:to="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_68A6681F0C742BEAC0995A68239D1765" xlink:type="arc" />
    <link:label id="lab_us-gaap_PriorPeriodReclassificationAdjustmentDescription_0955CBBB0C13C78929C75A68239DBEE1_terseLabel_en-US" xlink:label="lab_us-gaap_PriorPeriodReclassificationAdjustmentDescription_0955CBBB0C13C78929C75A68239DBEE1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassifications</link:label>
    <link:label id="lab_us-gaap_PriorPeriodReclassificationAdjustmentDescription_0955CBBB0C13C78929C75A68239DBEE1_label_en-US" xlink:label="lab_us-gaap_PriorPeriodReclassificationAdjustmentDescription_0955CBBB0C13C78929C75A68239DBEE1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reclassification, Policy [Policy Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustmentDescription" xlink:label="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_0955CBBB0C13C78929C75A68239DBEE1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PriorPeriodReclassificationAdjustmentDescription_0955CBBB0C13C78929C75A68239DBEE1" xlink:to="lab_us-gaap_PriorPeriodReclassificationAdjustmentDescription_0955CBBB0C13C78929C75A68239DBEE1" xlink:type="arc" />
    <link:label id="lab_us-gaap_BondsMember_01C4503F73B1FE3FF3BF5041BF05982F_terseLabel_en-US" xlink:label="lab_us-gaap_BondsMember_01C4503F73B1FE3FF3BF5041BF05982F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bonds</link:label>
    <link:label id="lab_us-gaap_BondsMember_01C4503F73B1FE3FF3BF5041BF05982F_label_en-US" xlink:label="lab_us-gaap_BondsMember_01C4503F73B1FE3FF3BF5041BF05982F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bonds [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BondsMember" xlink:label="loc_us-gaap_BondsMember_01C4503F73B1FE3FF3BF5041BF05982F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BondsMember_01C4503F73B1FE3FF3BF5041BF05982F" xlink:to="lab_us-gaap_BondsMember_01C4503F73B1FE3FF3BF5041BF05982F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShortTermInvestmentsMember_42DB0B7A08B8CF3554DE5041BF057F72_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermInvestmentsMember_42DB0B7A08B8CF3554DE5041BF057F72" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Short-term investments</link:label>
    <link:label id="lab_us-gaap_ShortTermInvestmentsMember_42DB0B7A08B8CF3554DE5041BF057F72_label_en-US" xlink:label="lab_us-gaap_ShortTermInvestmentsMember_42DB0B7A08B8CF3554DE5041BF057F72" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-term Investments [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShortTermInvestmentsMember" xlink:label="loc_us-gaap_ShortTermInvestmentsMember_42DB0B7A08B8CF3554DE5041BF057F72" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermInvestmentsMember_42DB0B7A08B8CF3554DE5041BF057F72" xlink:to="lab_us-gaap_ShortTermInvestmentsMember_42DB0B7A08B8CF3554DE5041BF057F72" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_0262E52DE5C92BF671C55041BF052D6A_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_0262E52DE5C92BF671C55041BF052D6A" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_0262E52DE5C92BF671C55041BF052D6A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_0262E52DE5C92BF671C55041BF052D6A" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_0262E52DE5C92BF671C55041BF052D6A" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_0C039C1EAE2CC9DCFF8A5041BF05368C_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_0C039C1EAE2CC9DCFF8A5041BF05368C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross Unrealized Gains</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_0C039C1EAE2CC9DCFF8A5041BF05368C_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_0C039C1EAE2CC9DCFF8A5041BF05368C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_0C039C1EAE2CC9DCFF8A5041BF05368C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_0C039C1EAE2CC9DCFF8A5041BF05368C" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_0C039C1EAE2CC9DCFF8A5041BF05368C" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_B19E7973CF4D111701205041BF0525A7_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_B19E7973CF4D111701205041BF0525A7" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Gross Unrealized (Losses)</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_B19E7973CF4D111701205041BF0525A7_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_B19E7973CF4D111701205041BF0525A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_B19E7973CF4D111701205041BF0525A7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_B19E7973CF4D111701205041BF0525A7" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_B19E7973CF4D111701205041BF0525A7" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecurities_72DC234E9ED51438F0125041BF0502E3_netLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecurities_72DC234E9ED51438F0125041BF0502E3" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities_72DC234E9ED51438F0125041BF0502E3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecurities_72DC234E9ED51438F0125041BF0502E3" xlink:to="lab_us-gaap_AvailableForSaleSecurities_72DC234E9ED51438F0125041BF0502E3" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxDisclosureAbstract_C83F1173EB701075B9F1E158336B1307_label_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureAbstract_1DC2DA9EB1995532B4196ABCEF2AA9D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_1DC2DA9EB1995532B4196ABCEF2AA9D6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_1DC2DA9EB1995532B4196ABCEF2AA9D6" xlink:to="lab_us-gaap_IncomeTaxDisclosureAbstract_1DC2DA9EB1995532B4196ABCEF2AA9D6" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxDisclosureTextBlock_A16AEE61FB7AEA05614BE158336B0605_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock_1BA98D2FFE825D7B92AE866A81A138AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Taxes</link:label>
    <link:label id="lab_us-gaap_IncomeTaxDisclosureTextBlock_A16AEE61FB7AEA05614BE158336B0605_label_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock_1BA98D2FFE825D7B92AE866A81A138AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_1BA98D2FFE825D7B92AE866A81A138AB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureTextBlock_1BA98D2FFE825D7B92AE866A81A138AB" xlink:to="lab_us-gaap_IncomeTaxDisclosureTextBlock_1BA98D2FFE825D7B92AE866A81A138AB" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementOfFinancialPositionAbstract_0F15DAA9E154D628F8DF5041BF71F33A_label_en-US" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract_0F15DAA9E154D628F8DF5041BF71F33A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Financial Position [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_0F15DAA9E154D628F8DF5041BF71F33A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_0F15DAA9E154D628F8DF5041BF71F33A" xlink:to="lab_us-gaap_StatementOfFinancialPositionAbstract_0F15DAA9E154D628F8DF5041BF71F33A" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementTable_192DF3353CC2FF786FAC5041BF71788B_terseLabel_en-US" xlink:label="lab_us-gaap_StatementTable_192DF3353CC2FF786FAC5041BF71788B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Table]</link:label>
    <link:label id="lab_us-gaap_StatementTable_192DF3353CC2FF786FAC5041BF71788B_label_en-US" xlink:label="lab_us-gaap_StatementTable_192DF3353CC2FF786FAC5041BF71788B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementTable" xlink:label="loc_us-gaap_StatementTable_192DF3353CC2FF786FAC5041BF71788B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementTable_192DF3353CC2FF786FAC5041BF71788B" xlink:to="lab_us-gaap_StatementTable_192DF3353CC2FF786FAC5041BF71788B" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementLineItems_57E5A32BEF5E4506AEAF5041BF7147CA_terseLabel_en-US" xlink:label="lab_us-gaap_StatementLineItems_57E5A32BEF5E4506AEAF5041BF7147CA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Line Items]</link:label>
    <link:label id="lab_us-gaap_StatementLineItems_57E5A32BEF5E4506AEAF5041BF7147CA_label_en-US" xlink:label="lab_us-gaap_StatementLineItems_57E5A32BEF5E4506AEAF5041BF7147CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_57E5A32BEF5E4506AEAF5041BF7147CA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementLineItems_57E5A32BEF5E4506AEAF5041BF7147CA" xlink:to="lab_us-gaap_StatementLineItems_57E5A32BEF5E4506AEAF5041BF7147CA" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_21C90913ACEB18F044425041BF71B68B_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_21C90913ACEB18F044425041BF71B68B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fixed maturities, amortized cost</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_21C90913ACEB18F044425041BF71B68B_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_21C90913ACEB18F044425041BF71B68B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Debt Securities, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_21C90913ACEB18F044425041BF71B68B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_21C90913ACEB18F044425041BF71B68B" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_21C90913ACEB18F044425041BF71B68B" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockParOrStatedValuePerShare_CCEC30073B3F2E8CD5B15041BF71AC75_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare_CCEC30073B3F2E8CD5B15041BF71AC75" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, par value (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_CommonStockParOrStatedValuePerShare_CCEC30073B3F2E8CD5B15041BF71AC75_label_en-US" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare_CCEC30073B3F2E8CD5B15041BF71AC75" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Par or Stated Value Per Share</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_CCEC30073B3F2E8CD5B15041BF71AC75" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockParOrStatedValuePerShare_CCEC30073B3F2E8CD5B15041BF71AC75" xlink:to="lab_us-gaap_CommonStockParOrStatedValuePerShare_CCEC30073B3F2E8CD5B15041BF71AC75" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockSharesIssued_159A7CE6CE7E0406CCB45041BF717B2E_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_159A7CE6CE7E0406CCB45041BF717B2E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, shares issued (in shares)</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesIssued_159A7CE6CE7E0406CCB45041BF717B2E_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_159A7CE6CE7E0406CCB45041BF717B2E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares, Issued</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_159A7CE6CE7E0406CCB45041BF717B2E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesIssued_159A7CE6CE7E0406CCB45041BF717B2E" xlink:to="lab_us-gaap_CommonStockSharesIssued_159A7CE6CE7E0406CCB45041BF717B2E" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockSharesOutstanding_96FDB98EAA731DE3D0925041BF71398C_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_96FDB98EAA731DE3D0925041BF71398C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, shares outstanding (in shares)</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesOutstanding_96FDB98EAA731DE3D0925041BF71398C_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_96FDB98EAA731DE3D0925041BF71398C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares, Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_96FDB98EAA731DE3D0925041BF71398C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesOutstanding_96FDB98EAA731DE3D0925041BF71398C" xlink:to="lab_us-gaap_CommonStockSharesOutstanding_96FDB98EAA731DE3D0925041BF71398C" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockSharesAuthorized_6EE74F03B848E588C7B15041BF72D9E7_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized_6EE74F03B848E588C7B15041BF72D9E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, shares authorized (in shares)</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesAuthorized_6EE74F03B848E588C7B15041BF72D9E7_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized_6EE74F03B848E588C7B15041BF72D9E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares Authorized</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_6EE74F03B848E588C7B15041BF72D9E7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesAuthorized_6EE74F03B848E588C7B15041BF72D9E7" xlink:to="lab_us-gaap_CommonStockSharesAuthorized_6EE74F03B848E588C7B15041BF72D9E7" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesTable_1857C089861C107BE07C912C05D83F04_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesTable_3FAFE44DF4F85311BD985D051A68EAF5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statutory Accounting Practices [Table]</link:label>
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesTable_1857C089861C107BE07C912C05D83F04_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesTable_3FAFE44DF4F85311BD985D051A68EAF5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statutory Accounting Practices [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatutoryAccountingPracticesTable" xlink:label="loc_us-gaap_StatutoryAccountingPracticesTable_3FAFE44DF4F85311BD985D051A68EAF5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_3FAFE44DF4F85311BD985D051A68EAF5" xlink:to="lab_us-gaap_StatutoryAccountingPracticesTable_3FAFE44DF4F85311BD985D051A68EAF5" xlink:type="arc" />
    <link:label id="lab_dei_LegalEntityAxis_C0422C84C81F02B3F68B912C05D89BA5_terseLabel_en-US" xlink:label="lab_dei_LegalEntityAxis_3540E9624CF45087B732A05F3AB09B6C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Legal Entity [Axis]</link:label>
    <link:label id="lab_dei_LegalEntityAxis_C0422C84C81F02B3F68B912C05D89BA5_label_en-US" xlink:label="lab_dei_LegalEntityAxis_3540E9624CF45087B732A05F3AB09B6C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Legal Entity [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_3540E9624CF45087B732A05F3AB09B6C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LegalEntityAxis_3540E9624CF45087B732A05F3AB09B6C" xlink:to="lab_dei_LegalEntityAxis_3540E9624CF45087B732A05F3AB09B6C" xlink:type="arc" />
    <link:label id="lab_dei_EntityDomain_24DD667407B694DADF24912C05D886B9_terseLabel_en-US" xlink:label="lab_dei_EntityDomain_81C725B651D359CCBD0678D1BDC95FC5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity [Domain]</link:label>
    <link:label id="lab_dei_EntityDomain_24DD667407B694DADF24912C05D886B9_label_en-US" xlink:label="lab_dei_EntityDomain_81C725B651D359CCBD0678D1BDC95FC5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_81C725B651D359CCBD0678D1BDC95FC5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityDomain_81C725B651D359CCBD0678D1BDC95FC5" xlink:to="lab_dei_EntityDomain_81C725B651D359CCBD0678D1BDC95FC5" xlink:type="arc" />
    <link:label id="lab_nmih_NMicandReoneCombinedMember_3BB07AC0341154E809BE912C05D9EE8E_terseLabel_en-US" xlink:label="lab_nmih_NMicandReoneCombinedMember_BF3F294BF5B55A76A224D79C0EAFC82A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Combined</link:label>
    <link:label id="lab_nmih_NMicandReoneCombinedMember_3BB07AC0341154E809BE912C05D9EE8E_label_en-US" xlink:label="lab_nmih_NMicandReoneCombinedMember_BF3F294BF5B55A76A224D79C0EAFC82A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">NMic and Re one Combined [Member]</link:label>
    <link:label id="lab_nmih_NMicandReoneCombinedMember_3BB07AC0341154E809BE912C05D9EE8E_documentation_en-US" xlink:label="lab_nmih_NMicandReoneCombinedMember_BF3F294BF5B55A76A224D79C0EAFC82A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">NMic and Re one Combined [Member]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_NMicandReoneCombinedMember" xlink:label="loc_nmih_NMicandReoneCombinedMember_BF3F294BF5B55A76A224D79C0EAFC82A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_NMicandReoneCombinedMember_BF3F294BF5B55A76A224D79C0EAFC82A" xlink:to="lab_nmih_NMicandReoneCombinedMember_BF3F294BF5B55A76A224D79C0EAFC82A" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesLineItems_CF643C71E67A0C224D22912C05D9D310_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesLineItems_D9C904639CC55D478E9889F3873CA9C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statutory Accounting Practices [Line Items]</link:label>
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesLineItems_CF643C71E67A0C224D22912C05D9D310_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesLineItems_D9C904639CC55D478E9889F3873CA9C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statutory Accounting Practices [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatutoryAccountingPracticesLineItems" xlink:label="loc_us-gaap_StatutoryAccountingPracticesLineItems_D9C904639CC55D478E9889F3873CA9C1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_D9C904639CC55D478E9889F3873CA9C1" xlink:to="lab_us-gaap_StatutoryAccountingPracticesLineItems_D9C904639CC55D478E9889F3873CA9C1" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_E79E63C7B719819A95FE912C05D9B878_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_A5A52E9D66BE56379DCD7B52F987459B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statutory net loss</link:label>
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_E79E63C7B719819A95FE912C05D9B878_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_A5A52E9D66BE56379DCD7B52F987459B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statutory Accounting Practices, Statutory Net Income Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_A5A52E9D66BE56379DCD7B52F987459B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_A5A52E9D66BE56379DCD7B52F987459B" xlink:to="lab_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_A5A52E9D66BE56379DCD7B52F987459B" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_BF6F8F32A62A317C7887912C05D9DF88_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_F09E888245C753D19E27F5B05B470BAA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statutory surplus</link:label>
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_BF6F8F32A62A317C7887912C05D9DF88_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_F09E888245C753D19E27F5B05B470BAA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statutory Accounting Practices, Statutory Capital and Surplus, Balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_F09E888245C753D19E27F5B05B470BAA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_F09E888245C753D19E27F5B05B470BAA" xlink:to="lab_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_F09E888245C753D19E27F5B05B470BAA" xlink:type="arc" />
    <link:label id="lab_nmih_StatutoryAccountingPracticesContingencyReserve_7EE2CE6E2BF97E0F9634912C05D92CE5_terseLabel_en-US" xlink:label="lab_nmih_StatutoryAccountingPracticesContingencyReserve_AFDBF20F623F50AC9BB28C63F0989D1A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contingency reserve</link:label>
    <link:label id="lab_nmih_StatutoryAccountingPracticesContingencyReserve_7EE2CE6E2BF97E0F9634912C05D92CE5_label_en-US" xlink:label="lab_nmih_StatutoryAccountingPracticesContingencyReserve_AFDBF20F623F50AC9BB28C63F0989D1A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statutory Accounting Practices, Contingency Reserve</link:label>
    <link:label id="lab_nmih_StatutoryAccountingPracticesContingencyReserve_7EE2CE6E2BF97E0F9634912C05D92CE5_documentation_en-US" xlink:label="lab_nmih_StatutoryAccountingPracticesContingencyReserve_AFDBF20F623F50AC9BB28C63F0989D1A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Contingency reserve recorded under Statutory Accounting Principles is a liability to protect against loss during periods of extreme contraction.</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_StatutoryAccountingPracticesContingencyReserve" xlink:label="loc_nmih_StatutoryAccountingPracticesContingencyReserve_AFDBF20F623F50AC9BB28C63F0989D1A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_StatutoryAccountingPracticesContingencyReserve_AFDBF20F623F50AC9BB28C63F0989D1A" xlink:to="lab_nmih_StatutoryAccountingPracticesContingencyReserve_AFDBF20F623F50AC9BB28C63F0989D1A" xlink:type="arc" />
    <link:label id="lab_nmih_RiskToCapitalRatioRegulatoryActual_3E10CBFA10F4A414EEFE912C05D97A83_verboseLabel_en-US" xlink:label="lab_nmih_RiskToCapitalRatioRegulatoryActual_4FA232F427C355B8ADC8E52D18D9B903" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Risk-to-Capital</link:label>
    <link:label id="lab_nmih_RiskToCapitalRatioRegulatoryActual_3E10CBFA10F4A414EEFE912C05D97A83_label_en-US" xlink:label="lab_nmih_RiskToCapitalRatioRegulatoryActual_4FA232F427C355B8ADC8E52D18D9B903" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Risk To Capital Ratio Regulatory Actual</link:label>
    <link:label id="lab_nmih_RiskToCapitalRatioRegulatoryActual_3E10CBFA10F4A414EEFE912C05D97A83_documentation_en-US" xlink:label="lab_nmih_RiskToCapitalRatioRegulatoryActual_4FA232F427C355B8ADC8E52D18D9B903" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This concept represents an entity's ratio of net risk in force (excludes risk ceded through reinsurance contracts and risk in force on defaulted loans) to the amount of statutory capital (defined as the sum of statutory policyholders' surplus plus statutory contingency reserves).</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_RiskToCapitalRatioRegulatoryActual" xlink:label="loc_nmih_RiskToCapitalRatioRegulatoryActual_4FA232F427C355B8ADC8E52D18D9B903" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_RiskToCapitalRatioRegulatoryActual_4FA232F427C355B8ADC8E52D18D9B903" xlink:to="lab_nmih_RiskToCapitalRatioRegulatoryActual_4FA232F427C355B8ADC8E52D18D9B903" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_A3CDA386763E4B4CD6D34B0DE65D66F7_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_A3CDA386763E4B4CD6D34B0DE65D66F7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_A3CDA386763E4B4CD6D34B0DE65D66F7_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_A3CDA386763E4B4CD6D34B0DE65D66F7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_A3CDA386763E4B4CD6D34B0DE65D66F7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_A3CDA386763E4B4CD6D34B0DE65D66F7" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_A3CDA386763E4B4CD6D34B0DE65D66F7" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_F49A6BB5AC3F0B0428864B0DE65D148A_periodStartLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_F49A6BB5AC3F0B0428864B0DE65D148A" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance, January 1</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_F49A6BB5AC3F0B0428864B0DE65D148A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_F49A6BB5AC3F0B0428864B0DE65D148A" xlink:to="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_F49A6BB5AC3F0B0428864B0DE65D148A" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_16D1F74CBC174AE9DF444B0DE65DBF2C_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_16D1F74CBC174AE9DF444B0DE65DBF2C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_16D1F74CBC174AE9DF444B0DE65DBF2C_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_16D1F74CBC174AE9DF444B0DE65DBF2C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_16D1F74CBC174AE9DF444B0DE65DBF2C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_16D1F74CBC174AE9DF444B0DE65DBF2C" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_16D1F74CBC174AE9DF444B0DE65DBF2C" xlink:type="arc" />
    <link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_7D84F802608F101916D24B0DE65DA7E1_totalLabel_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_7D84F802608F101916D24B0DE65DA7E1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Current year</link:label>
    <link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_7D84F802608F101916D24B0DE65DA7E1_label_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_7D84F802608F101916D24B0DE65DA7E1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Year Claims and Claims Adjustment Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_7D84F802608F101916D24B0DE65DA7E1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_7D84F802608F101916D24B0DE65DA7E1" xlink:to="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_7D84F802608F101916D24B0DE65DA7E1" xlink:type="arc" />
    <link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_28DFF168D720089EA18E4B0DE65D71F9_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_28DFF168D720089EA18E4B0DE65D71F9" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Prior years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_28DFF168D720089EA18E4B0DE65D71F9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_28DFF168D720089EA18E4B0DE65D71F9" xlink:to="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_28DFF168D720089EA18E4B0DE65D71F9" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_1ADEE0547EB488513D3E4B0DE65DED0A_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_1ADEE0547EB488513D3E4B0DE65DED0A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total claims incurred</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_1ADEE0547EB488513D3E4B0DE65DED0A_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_1ADEE0547EB488513D3E4B0DE65DED0A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_1ADEE0547EB488513D3E4B0DE65DED0A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_1ADEE0547EB488513D3E4B0DE65DED0A" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_1ADEE0547EB488513D3E4B0DE65DED0A" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_871F7785CD308159C85B4B0DE65D4E1B_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_871F7785CD308159C85B4B0DE65D4E1B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_871F7785CD308159C85B4B0DE65D4E1B_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_871F7785CD308159C85B4B0DE65D4E1B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_871F7785CD308159C85B4B0DE65D4E1B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_871F7785CD308159C85B4B0DE65D4E1B" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_871F7785CD308159C85B4B0DE65D4E1B" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_84123FA8532FD0C4BB804B0DE65D0A61_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_84123FA8532FD0C4BB804B0DE65D0A61" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current year</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_84123FA8532FD0C4BB804B0DE65D0A61_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_84123FA8532FD0C4BB804B0DE65D0A61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Current Year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_84123FA8532FD0C4BB804B0DE65D0A61" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_84123FA8532FD0C4BB804B0DE65D0A61" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_84123FA8532FD0C4BB804B0DE65D0A61" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_FBD3D327C3B9523DB41C4B0DE65E8C89_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_FBD3D327C3B9523DB41C4B0DE65E8C89" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prior years</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_FBD3D327C3B9523DB41C4B0DE65E8C89_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_FBD3D327C3B9523DB41C4B0DE65E8C89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Prior Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_FBD3D327C3B9523DB41C4B0DE65E8C89" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_FBD3D327C3B9523DB41C4B0DE65E8C89" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_FBD3D327C3B9523DB41C4B0DE65E8C89" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_61CF450999F21BCAB1E44B0DE65E8AEF_totalLabel_en-US" xlink:label="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_61CF450999F21BCAB1E44B0DE65E8AEF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total claims paid</link:label>
    <link:label id="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_61CF450999F21BCAB1E44B0DE65E8AEF_label_en-US" xlink:label="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_61CF450999F21BCAB1E44B0DE65E8AEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsForLossesAndLossAdjustmentExpense" xlink:label="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_61CF450999F21BCAB1E44B0DE65E8AEF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_61CF450999F21BCAB1E44B0DE65E8AEF" xlink:to="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_61CF450999F21BCAB1E44B0DE65E8AEF" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_6B07C9C58F5050E4ECC84B0DE65EDFC3_periodEndLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_6B07C9C58F5050E4ECC84B0DE65EDFC3" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Balance, March 31</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_6B07C9C58F5050E4ECC84B0DE65EDFC3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_6B07C9C58F5050E4ECC84B0DE65EDFC3" xlink:to="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_6B07C9C58F5050E4ECC84B0DE65EDFC3" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatementOfCashFlowsAbstract_1942B102CF45DC7549CB5A6823B18B71_label_en-US" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract_1942B102CF45DC7549CB5A6823B18B71" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Cash Flows [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_1942B102CF45DC7549CB5A6823B18B71" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_1942B102CF45DC7549CB5A6823B18B71" xlink:to="lab_us-gaap_StatementOfCashFlowsAbstract_1942B102CF45DC7549CB5A6823B18B71" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_94B32912E948893CD62C5A6823B1508F_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_94B32912E948893CD62C5A6823B1508F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from operating activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_94B32912E948893CD62C5A6823B1508F_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_94B32912E948893CD62C5A6823B1508F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_94B32912E948893CD62C5A6823B1508F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_94B32912E948893CD62C5A6823B1508F" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_94B32912E948893CD62C5A6823B1508F" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLoss_3296753DD2E3FD36FB9A5A6823B1A767_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_3296753DD2E3FD36FB9A5A6823B1A767" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_3296753DD2E3FD36FB9A5A6823B1A767" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss_3296753DD2E3FD36FB9A5A6823B1A767" xlink:to="lab_us-gaap_NetIncomeLoss_3296753DD2E3FD36FB9A5A6823B1A767" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_60807EB477E9FAB15E535A6823B1729B_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_60807EB477E9FAB15E535A6823B1729B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustments to reconcile net loss to net cash used in operating activities:</link:label>
    <link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_60807EB477E9FAB15E535A6823B1729B_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_60807EB477E9FAB15E535A6823B1729B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_60807EB477E9FAB15E535A6823B1729B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_60807EB477E9FAB15E535A6823B1729B" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_60807EB477E9FAB15E535A6823B1729B" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_F52BEF15D641C0E056C75A6823B1EF2D_negatedLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_F52BEF15D641C0E056C75A6823B1EF2D" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Net realized investment losses (gains)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_F52BEF15D641C0E056C75A6823B1EF2D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_F52BEF15D641C0E056C75A6823B1EF2D" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet_F52BEF15D641C0E056C75A6823B1EF2D" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAdjustmentOfWarrants_0315745B6911F3B636375A6823B19D95_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAdjustmentOfWarrants_0315745B6911F3B636375A6823B19D95" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain from change in fair value of warrant liability</link:label>
    <link:label id="lab_us-gaap_FairValueAdjustmentOfWarrants_0315745B6911F3B636375A6823B19D95_label_en-US" xlink:label="lab_us-gaap_FairValueAdjustmentOfWarrants_0315745B6911F3B636375A6823B19D95" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Adjustment of Warrants</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAdjustmentOfWarrants" xlink:label="loc_us-gaap_FairValueAdjustmentOfWarrants_0315745B6911F3B636375A6823B19D95" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAdjustmentOfWarrants_0315745B6911F3B636375A6823B19D95" xlink:to="lab_us-gaap_FairValueAdjustmentOfWarrants_0315745B6911F3B636375A6823B19D95" xlink:type="arc" />
    <link:label id="lab_us-gaap_DepreciationAmortizationAndAccretionNet_6C41B88C52DC5D7E8E0B5A6823B1192A_terseLabel_en-US" xlink:label="lab_us-gaap_DepreciationAmortizationAndAccretionNet_6C41B88C52DC5D7E8E0B5A6823B1192A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depreciation and other amortization</link:label>
    <link:label id="lab_us-gaap_DepreciationAmortizationAndAccretionNet_6C41B88C52DC5D7E8E0B5A6823B1192A_label_en-US" xlink:label="lab_us-gaap_DepreciationAmortizationAndAccretionNet_6C41B88C52DC5D7E8E0B5A6823B1192A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Depreciation, Amortization and Accretion, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet_6C41B88C52DC5D7E8E0B5A6823B1192A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepreciationAmortizationAndAccretionNet_6C41B88C52DC5D7E8E0B5A6823B1192A" xlink:to="lab_us-gaap_DepreciationAmortizationAndAccretionNet_6C41B88C52DC5D7E8E0B5A6823B1192A" xlink:type="arc" />
    <link:label id="lab_us-gaap_AmortizationOfFinancingCostsAndDiscounts_193D35447E1FDA54C4305A6823B15471_terseLabel_en-US" xlink:label="lab_us-gaap_AmortizationOfFinancingCostsAndDiscounts_193D35447E1FDA54C4305A6823B15471" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of debt discount and debt issuance costs</link:label>
    <link:label id="lab_us-gaap_AmortizationOfFinancingCostsAndDiscounts_193D35447E1FDA54C4305A6823B15471_label_en-US" xlink:label="lab_us-gaap_AmortizationOfFinancingCostsAndDiscounts_193D35447E1FDA54C4305A6823B15471" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortization of Financing Costs and Discounts</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts" xlink:label="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_193D35447E1FDA54C4305A6823B15471" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_193D35447E1FDA54C4305A6823B15471" xlink:to="lab_us-gaap_AmortizationOfFinancingCostsAndDiscounts_193D35447E1FDA54C4305A6823B15471" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensation_F6284C7F2A7A6C3A4B525A6823B15280_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensation_F6284C7F2A7A6C3A4B525A6823B15280" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based compensation expense</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensation_F6284C7F2A7A6C3A4B525A6823B15280_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensation_F6284C7F2A7A6C3A4B525A6823B15280" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="loc_us-gaap_ShareBasedCompensation_F6284C7F2A7A6C3A4B525A6823B15280" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensation_F6284C7F2A7A6C3A4B525A6823B15280" xlink:to="lab_us-gaap_ShareBasedCompensation_F6284C7F2A7A6C3A4B525A6823B15280" xlink:type="arc" />
    <link:label id="lab_nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains_4284E33BB7048E0B79A25A6823B27A3C_terseLabel_en-US" xlink:label="lab_nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains_4284E33BB7048E0B79A25A6823B27A3C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Noncash intraperiod tax allocation</link:label>
    <link:label id="lab_nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains_4284E33BB7048E0B79A25A6823B27A3C_label_en-US" xlink:label="lab_nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains_4284E33BB7048E0B79A25A6823B27A3C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expense (Benefit) for Taxes on Current Year Unrealized Gains</link:label>
    <link:label id="lab_nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains_4284E33BB7048E0B79A25A6823B27A3C_documentation_en-US" xlink:label="lab_nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains_4284E33BB7048E0B79A25A6823B27A3C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Expense (Benefit) for Taxes on Current Year Unrealized Gains</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains" xlink:label="loc_nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains_4284E33BB7048E0B79A25A6823B27A3C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains_4284E33BB7048E0B79A25A6823B27A3C" xlink:to="lab_nmih_ExpenseBenefitforTaxesonCurrentYearUnrealizedGains_4284E33BB7048E0B79A25A6823B27A3C" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_7FB9F1C3739914CB1C435A6823B72DA7_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_7FB9F1C3739914CB1C435A6823B72DA7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in operating assets and liabilities:</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_7FB9F1C3739914CB1C435A6823B72DA7_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_7FB9F1C3739914CB1C435A6823B72DA7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Other Operating Assets and Liabilities, Net [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_7FB9F1C3739914CB1C435A6823B72DA7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_7FB9F1C3739914CB1C435A6823B72DA7" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_7FB9F1C3739914CB1C435A6823B72DA7" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_C99662A2301EDD181EFC5A6823B7205B_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_C99662A2301EDD181EFC5A6823B7205B" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Accrued investment income</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_C99662A2301EDD181EFC5A6823B7205B_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_C99662A2301EDD181EFC5A6823B7205B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Accrued Investment Income Receivable</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_C99662A2301EDD181EFC5A6823B7205B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_C99662A2301EDD181EFC5A6823B7205B" xlink:to="lab_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_C99662A2301EDD181EFC5A6823B7205B" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInPremiumsReceivable_B1C0B2F1B394E240A60B5A6823B77105_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInPremiumsReceivable_B1C0B2F1B394E240A60B5A6823B77105" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Premiums receivable</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInPremiumsReceivable_B1C0B2F1B394E240A60B5A6823B77105_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInPremiumsReceivable_B1C0B2F1B394E240A60B5A6823B77105" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Premiums Receivable</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInPremiumsReceivable" xlink:label="loc_us-gaap_IncreaseDecreaseInPremiumsReceivable_B1C0B2F1B394E240A60B5A6823B77105" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInPremiumsReceivable_B1C0B2F1B394E240A60B5A6823B77105" xlink:to="lab_us-gaap_IncreaseDecreaseInPremiumsReceivable_B1C0B2F1B394E240A60B5A6823B77105" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInPrepaidExpense_A2D694B60C2EAA538CBF5A6823B73A24_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInPrepaidExpense_A2D694B60C2EAA538CBF5A6823B73A24" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Prepaid expenses</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInPrepaidExpense_A2D694B60C2EAA538CBF5A6823B73A24_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInPrepaidExpense_A2D694B60C2EAA538CBF5A6823B73A24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Prepaid Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidExpense" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidExpense_A2D694B60C2EAA538CBF5A6823B73A24" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInPrepaidExpense_A2D694B60C2EAA538CBF5A6823B73A24" xlink:to="lab_us-gaap_IncreaseDecreaseInPrepaidExpense_A2D694B60C2EAA538CBF5A6823B73A24" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_303404163043118C64E55A6823B79B60_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_303404163043118C64E55A6823B79B60" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Deferred policy acquisition costs, net</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_303404163043118C64E55A6823B79B60_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_303404163043118C64E55A6823B79B60" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Deferred Policy Acquisition Costs</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_303404163043118C64E55A6823B79B60" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_303404163043118C64E55A6823B79B60" xlink:to="lab_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_303404163043118C64E55A6823B79B60" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_EC3B554A869CAD2994385A6823B78024_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_EC3B554A869CAD2994385A6823B78024" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_EC3B554A869CAD2994385A6823B78024_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_EC3B554A869CAD2994385A6823B78024" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Prepaid Expense and Other Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_EC3B554A869CAD2994385A6823B78024" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_EC3B554A869CAD2994385A6823B78024" xlink:to="lab_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_EC3B554A869CAD2994385A6823B78024" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_BA0281EF3845C1451B955A6823B75269_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_BA0281EF3845C1451B955A6823B75269" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Unearned premiums</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiumsNet" xlink:label="loc_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_BA0281EF3845C1451B955A6823B75269" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_BA0281EF3845C1451B955A6823B75269" xlink:to="lab_us-gaap_IncreaseDecreaseInUnearnedPremiumsNet_BA0281EF3845C1451B955A6823B75269" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_65852847C45008BAFAAC5A6823B766CA_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_65852847C45008BAFAAC5A6823B766CA" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reserve for insurance claims and claims expenses</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_65852847C45008BAFAAC5A6823B766CA_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_65852847C45008BAFAAC5A6823B766CA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Loss and Loss Adjustment Expense Reserve</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve" xlink:label="loc_us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_65852847C45008BAFAAC5A6823B766CA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_65852847C45008BAFAAC5A6823B766CA" xlink:to="lab_us-gaap_IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve_65852847C45008BAFAAC5A6823B766CA" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9CB4C7CAF1019BD941715A6823B756E9_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9CB4C7CAF1019BD941715A6823B756E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounts payable and accrued expenses</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9CB4C7CAF1019BD941715A6823B756E9_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9CB4C7CAF1019BD941715A6823B756E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Accounts Payable and Accrued Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9CB4C7CAF1019BD941715A6823B756E9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9CB4C7CAF1019BD941715A6823B756E9" xlink:to="lab_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_9CB4C7CAF1019BD941715A6823B756E9" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_63ED0434AEB3705FA3B55A6823B8F59E_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_63ED0434AEB3705FA3B55A6823B8F59E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by (used in) operating activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_63ED0434AEB3705FA3B55A6823B8F59E_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_63ED0434AEB3705FA3B55A6823B8F59E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities, Continuing Operations</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_63ED0434AEB3705FA3B55A6823B8F59E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_63ED0434AEB3705FA3B55A6823B8F59E" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_63ED0434AEB3705FA3B55A6823B8F59E" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4EF0DEF92A77C834EFEB5A6823B81F83_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4EF0DEF92A77C834EFEB5A6823B81F83" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from investing activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4EF0DEF92A77C834EFEB5A6823B81F83_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4EF0DEF92A77C834EFEB5A6823B81F83" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4EF0DEF92A77C834EFEB5A6823B81F83" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4EF0DEF92A77C834EFEB5A6823B81F83" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4EF0DEF92A77C834EFEB5A6823B81F83" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5070D8A851AAC338D4B35A6823B86B97_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5070D8A851AAC338D4B35A6823B86B97" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchase of fixed-maturity investments, available-for-sale</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5070D8A851AAC338D4B35A6823B86B97_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5070D8A851AAC338D4B35A6823B86B97" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Available-for-sale Securities, Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5070D8A851AAC338D4B35A6823B86B97" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5070D8A851AAC338D4B35A6823B86B97" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_5070D8A851AAC338D4B35A6823B86B97" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_7141B6D7FDA0C6C613F15A6823B86F70_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_7141B6D7FDA0C6C613F15A6823B86F70" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from redemptions, maturities and sale of fixed-maturity investments, available-for-sale</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_7141B6D7FDA0C6C613F15A6823B86F70_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_7141B6D7FDA0C6C613F15A6823B86F70" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale and Maturity of Available-for-sale Securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_7141B6D7FDA0C6C613F15A6823B86F70" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_7141B6D7FDA0C6C613F15A6823B86F70" xlink:to="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_7141B6D7FDA0C6C613F15A6823B86F70" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_05FACCD0879F8E4ABA935A6823B86127_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_05FACCD0879F8E4ABA935A6823B86127" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchase of software and equipment</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_05FACCD0879F8E4ABA935A6823B86127_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_05FACCD0879F8E4ABA935A6823B86127" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_05FACCD0879F8E4ABA935A6823B86127" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_05FACCD0879F8E4ABA935A6823B86127" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_05FACCD0879F8E4ABA935A6823B86127" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B1B6087671C3B5AB4B495A6823B8A91C_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B1B6087671C3B5AB4B495A6823B8A91C" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by (used in) investing activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B1B6087671C3B5AB4B495A6823B8A91C_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B1B6087671C3B5AB4B495A6823B8A91C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_B1B6087671C3B5AB4B495A6823B8A91C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_B1B6087671C3B5AB4B495A6823B8A91C" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B1B6087671C3B5AB4B495A6823B8A91C" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_4F700E36DA320AE54D715A6823B86ED8_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_4F700E36DA320AE54D715A6823B86ED8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from financing activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_4F700E36DA320AE54D715A6823B86ED8_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_4F700E36DA320AE54D715A6823B86ED8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_4F700E36DA320AE54D715A6823B86ED8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_4F700E36DA320AE54D715A6823B86ED8" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_4F700E36DA320AE54D715A6823B86ED8" xlink:type="arc" />
    <link:label id="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_5AEFEC2E51225A03616C5A6823B86DEF_verboseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_5AEFEC2E51225A03616C5A6823B86DEF" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Issuance of common stock</link:label>
    <link:label id="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_5AEFEC2E51225A03616C5A6823B86DEF_label_en-US" xlink:label="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_5AEFEC2E51225A03616C5A6823B86DEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Issuance of Common Stock</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_5AEFEC2E51225A03616C5A6823B86DEF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_5AEFEC2E51225A03616C5A6823B86DEF" xlink:to="lab_us-gaap_ProceedsFromIssuanceOfCommonStock_5AEFEC2E51225A03616C5A6823B86DEF" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_E4DB509FBDDCE3F7B97D5A6823B87CE4_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_E4DB509FBDDCE3F7B97D5A6823B87CE4" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Taxes paid related to net share settlement of equity awards</link:label>
    <link:label id="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_E4DB509FBDDCE3F7B97D5A6823B87CE4_label_en-US" xlink:label="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_E4DB509FBDDCE3F7B97D5A6823B87CE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments Related to Tax Withholding for Share-based Compensation</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_E4DB509FBDDCE3F7B97D5A6823B87CE4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_E4DB509FBDDCE3F7B97D5A6823B87CE4" xlink:to="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_E4DB509FBDDCE3F7B97D5A6823B87CE4" xlink:type="arc" />
    <link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_D83B5039C49BCDB2F5075A6823B890A6_negatedLabel_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_D83B5039C49BCDB2F5075A6823B890A6" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Repayments of term loan</link:label>
    <link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_D83B5039C49BCDB2F5075A6823B890A6_label_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_D83B5039C49BCDB2F5075A6823B890A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repayments of Long-term Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_D83B5039C49BCDB2F5075A6823B890A6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepaymentsOfLongTermDebt_D83B5039C49BCDB2F5075A6823B890A6" xlink:to="lab_us-gaap_RepaymentsOfLongTermDebt_D83B5039C49BCDB2F5075A6823B890A6" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_048291D69654DABE69525A6823B8D2D3_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_048291D69654DABE69525A6823B8D2D3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash used in financing activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_048291D69654DABE69525A6823B8D2D3_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_048291D69654DABE69525A6823B8D2D3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_048291D69654DABE69525A6823B8D2D3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_048291D69654DABE69525A6823B8D2D3" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_048291D69654DABE69525A6823B8D2D3" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_8ACFA0D439F8B8F8E0CB5A6823B8BA4D_totalLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_8ACFA0D439F8B8F8E0CB5A6823B8BA4D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net increase (decrease) in cash and cash equivalents</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_8ACFA0D439F8B8F8E0CB5A6823B8BA4D_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_8ACFA0D439F8B8F8E0CB5A6823B8BA4D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_8ACFA0D439F8B8F8E0CB5A6823B8BA4D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_8ACFA0D439F8B8F8E0CB5A6823B8BA4D" xlink:to="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_8ACFA0D439F8B8F8E0CB5A6823B8BA4D" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_E2A4AC73D86E8B04FEA45A6823B87171_periodStartLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_E2A4AC73D86E8B04FEA45A6823B87171" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents, beginning of period</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_E2A4AC73D86E8B04FEA45A6823B87171_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_E2A4AC73D86E8B04FEA45A6823B87171" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_E2A4AC73D86E8B04FEA45A6823B87171" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_E2A4AC73D86E8B04FEA45A6823B87171" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_E2A4AC73D86E8B04FEA45A6823B87171" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_416B9CCCE2E435A8BA055A6823B88184_periodEndLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_416B9CCCE2E435A8BA055A6823B88184" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents, end of period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_416B9CCCE2E435A8BA055A6823B88184" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_416B9CCCE2E435A8BA055A6823B88184" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_416B9CCCE2E435A8BA055A6823B88184" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_5297E561FED79D93C3F05A6823B86C48_terseLabel_en-US" xlink:label="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_5297E561FED79D93C3F05A6823B86C48" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Noncash financing activities</link:label>
    <link:label id="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_5297E561FED79D93C3F05A6823B86C48_label_en-US" xlink:label="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_5297E561FED79D93C3F05A6823B86C48" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_5297E561FED79D93C3F05A6823B86C48" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_5297E561FED79D93C3F05A6823B86C48" xlink:to="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_5297E561FED79D93C3F05A6823B86C48" xlink:type="arc" />
    <link:label id="lab_us-gaap_InterestPaid_D898537304AEC48378695A6823B8D2C8_terseLabel_en-US" xlink:label="lab_us-gaap_InterestPaid_D898537304AEC48378695A6823B8D2C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest paid</link:label>
    <link:label id="lab_us-gaap_InterestPaid_D898537304AEC48378695A6823B8D2C8_label_en-US" xlink:label="lab_us-gaap_InterestPaid_D898537304AEC48378695A6823B8D2C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Paid</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InterestPaid" xlink:label="loc_us-gaap_InterestPaid_D898537304AEC48378695A6823B8D2C8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestPaid_D898537304AEC48378695A6823B8D2C8" xlink:to="lab_us-gaap_InterestPaid_D898537304AEC48378695A6823B8D2C8" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockMember_2C652F2573035C67238E3B4D008D8AB3_verboseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember_2C652F2573035C67238E3B4D008D8AB3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Common Stock</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_2C652F2573035C67238E3B4D008D8AB3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember_2C652F2573035C67238E3B4D008D8AB3" xlink:to="lab_us-gaap_CommonStockMember_2C652F2573035C67238E3B4D008D8AB3" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdditionalPaidInCapitalMember_D7EE5FA58AAEADB06F5F3B4D008D607A_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember_D7EE5FA58AAEADB06F5F3B4D008D607A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional Paid-in Capital</link:label>
    <link:label id="lab_us-gaap_AdditionalPaidInCapitalMember_D7EE5FA58AAEADB06F5F3B4D008D607A_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember_D7EE5FA58AAEADB06F5F3B4D008D607A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional Paid-in Capital [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_D7EE5FA58AAEADB06F5F3B4D008D607A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapitalMember_D7EE5FA58AAEADB06F5F3B4D008D607A" xlink:to="lab_us-gaap_AdditionalPaidInCapitalMember_D7EE5FA58AAEADB06F5F3B4D008D607A" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_55F8B68E41B710FE44A73B4D008D859A_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_55F8B68E41B710FE44A73B4D008D859A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Loss</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_55F8B68E41B710FE44A73B4D008D859A_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_55F8B68E41B710FE44A73B4D008D859A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_55F8B68E41B710FE44A73B4D008D859A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_55F8B68E41B710FE44A73B4D008D859A" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_55F8B68E41B710FE44A73B4D008D859A" xlink:type="arc" />
    <link:label id="lab_us-gaap_RetainedEarningsMember_832D507ACB40686D03BF3B4D008DD940_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember_832D507ACB40686D03BF3B4D008DD940" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Deficit</link:label>
    <link:label id="lab_us-gaap_RetainedEarningsMember_832D507ACB40686D03BF3B4D008DD940_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember_832D507ACB40686D03BF3B4D008DD940" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained Earnings [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_832D507ACB40686D03BF3B4D008DD940" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsMember_832D507ACB40686D03BF3B4D008DD940" xlink:to="lab_us-gaap_RetainedEarningsMember_832D507ACB40686D03BF3B4D008DD940" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonClassAMember_E3153C0319541EBBE3C43B4D008E2871_verboseLabel_en-US" xlink:label="lab_us-gaap_CommonClassAMember_E3153C0319541EBBE3C43B4D008E2871" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Class A</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonClassAMember" xlink:label="loc_us-gaap_CommonClassAMember_E3153C0319541EBBE3C43B4D008E2871" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonClassAMember_E3153C0319541EBBE3C43B4D008E2871" xlink:to="lab_us-gaap_CommonClassAMember_E3153C0319541EBBE3C43B4D008E2871" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_ADB3D5F2BCD02AB8E0203B4D008E3172_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_ADB3D5F2BCD02AB8E0203B4D008E3172" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Stockholders' Equity [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_ADB3D5F2BCD02AB8E0203B4D008E3172_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_ADB3D5F2BCD02AB8E0203B4D008E3172" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Stockholders' Equity [Roll Forward]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_ADB3D5F2BCD02AB8E0203B4D008E3172" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_ADB3D5F2BCD02AB8E0203B4D008E3172" xlink:to="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_ADB3D5F2BCD02AB8E0203B4D008E3172" xlink:type="arc" />
    <link:label id="lab_us-gaap_SharesOutstanding_1789467A83AAD4207E273B4D008E7D34_periodStartLabel_en-US" xlink:label="lab_us-gaap_SharesOutstanding_1789467A83AAD4207E273B4D008E7D34" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance (in shares)</link:label>
    <link:label id="lab_us-gaap_SharesOutstanding_1789467A83AAD4207E273B4D008E7D34_label_en-US" xlink:label="lab_us-gaap_SharesOutstanding_1789467A83AAD4207E273B4D008E7D34" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares, Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_1789467A83AAD4207E273B4D008E7D34" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharesOutstanding_1789467A83AAD4207E273B4D008E7D34" xlink:to="lab_us-gaap_SharesOutstanding_1789467A83AAD4207E273B4D008E7D34" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquity_F6E3022BCDA352D331CA3B4D008E2724_periodStartLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_F6E3022BCDA352D331CA3B4D008E2724" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_us-gaap_StockholdersEquity_F6E3022BCDA352D331CA3B4D008E2724_label_en-US" xlink:label="lab_us-gaap_StockholdersEquity_F6E3022BCDA352D331CA3B4D008E2724" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stockholders' Equity Attributable to Parent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_F6E3022BCDA352D331CA3B4D008E2724" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity_F6E3022BCDA352D331CA3B4D008E2724" xlink:to="lab_us-gaap_StockholdersEquity_F6E3022BCDA352D331CA3B4D008E2724" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_A6FFE9D8BD49206D26CE3B4D00900B2E_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_A6FFE9D8BD49206D26CE3B4D00900B2E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock: class A shares issued under stock plans, net of shares withheld for employee taxes (in shares)</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_A6FFE9D8BD49206D26CE3B4D00900B2E_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_A6FFE9D8BD49206D26CE3B4D00900B2E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Shares, Employee Stock Purchase Plans</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_A6FFE9D8BD49206D26CE3B4D00900B2E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_A6FFE9D8BD49206D26CE3B4D00900B2E" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_A6FFE9D8BD49206D26CE3B4D00900B2E" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_FE479E52DAF4CBB49D513B4D00904FDB_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_FE479E52DAF4CBB49D513B4D00904FDB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock: class A shares issued under stock plans, net of shares withheld for employee taxes</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_FE479E52DAF4CBB49D513B4D00904FDB_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_FE479E52DAF4CBB49D513B4D00904FDB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Value, Employee Stock Purchase Plan</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_FE479E52DAF4CBB49D513B4D00904FDB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_FE479E52DAF4CBB49D513B4D00904FDB" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_FE479E52DAF4CBB49D513B4D00904FDB" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_53D5294BC31FF72D4A393B4D00908AC0_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_53D5294BC31FF72D4A393B4D00908AC0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based compensation expense</link:label>
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_53D5294BC31FF72D4A393B4D00908AC0_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_53D5294BC31FF72D4A393B4D00908AC0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_53D5294BC31FF72D4A393B4D00908AC0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_53D5294BC31FF72D4A393B4D00908AC0" xlink:to="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_53D5294BC31FF72D4A393B4D00908AC0" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_43CEF8FE35C80305A0B13B4D0090A1C2_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_43CEF8FE35C80305A0B13B4D0090A1C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in unrealized investment gains/losses, net of tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_43CEF8FE35C80305A0B13B4D0090A1C2_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_43CEF8FE35C80305A0B13B4D0090A1C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_43CEF8FE35C80305A0B13B4D0090A1C2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_43CEF8FE35C80305A0B13B4D0090A1C2" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_43CEF8FE35C80305A0B13B4D0090A1C2" xlink:type="arc" />
    <link:label id="lab_us-gaap_NetIncomeLoss_A756B06C0CB337B3C99A3B4D009060E7_verboseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_A756B06C0CB337B3C99A3B4D009060E7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_A756B06C0CB337B3C99A3B4D009060E7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss_A756B06C0CB337B3C99A3B4D009060E7" xlink:to="lab_us-gaap_NetIncomeLoss_A756B06C0CB337B3C99A3B4D009060E7" xlink:type="arc" />
    <link:label id="lab_us-gaap_SharesOutstanding_5A2CBEE1BE1C7A2E14BF3B4D0090214D_periodEndLabel_en-US" xlink:label="lab_us-gaap_SharesOutstanding_5A2CBEE1BE1C7A2E14BF3B4D0090214D" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_5A2CBEE1BE1C7A2E14BF3B4D0090214D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharesOutstanding_5A2CBEE1BE1C7A2E14BF3B4D0090214D" xlink:to="lab_us-gaap_SharesOutstanding_5A2CBEE1BE1C7A2E14BF3B4D0090214D" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquity_EEB9424B46A6F9AF836D3B4D00906E11_periodEndLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_EEB9424B46A6F9AF836D3B4D00906E11" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_EEB9424B46A6F9AF836D3B4D00906E11" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity_EEB9424B46A6F9AF836D3B4D00906E11" xlink:to="lab_us-gaap_StockholdersEquity_EEB9424B46A6F9AF836D3B4D00906E11" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_936355A582BCAE9B76A8E158339A247B_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_1DD6A96E62C05E21B0B3CB12CC53F046" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserves for Insurance Claims and Claim Expenses</link:label>
    <link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_936355A582BCAE9B76A8E158339A247B_label_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_1DD6A96E62C05E21B0B3CB12CC53F046" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_1DD6A96E62C05E21B0B3CB12CC53F046" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_1DD6A96E62C05E21B0B3CB12CC53F046" xlink:to="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_1DD6A96E62C05E21B0B3CB12CC53F046" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_F67113A452D24F4CA2FF5041BEEB1E44_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_F67113A452D24F4CA2FF5041BEEB1E44" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring [Table]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_F67113A452D24F4CA2FF5041BEEB1E44_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_F67113A452D24F4CA2FF5041BEEB1E44" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_F67113A452D24F4CA2FF5041BEEB1E44" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_F67113A452D24F4CA2FF5041BEEB1E44" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_F67113A452D24F4CA2FF5041BEEB1E44" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueByMeasurementFrequencyAxis_FA3372DC51EAC304908E5041BEEB6386_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementFrequencyAxis_FA3372DC51EAC304908E5041BEEB6386" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByMeasurementFrequencyAxis_FA3372DC51EAC304908E5041BEEB6386_label_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementFrequencyAxis_FA3372DC51EAC304908E5041BEEB6386" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_FA3372DC51EAC304908E5041BEEB6386" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_FA3372DC51EAC304908E5041BEEB6386" xlink:to="lab_us-gaap_FairValueByMeasurementFrequencyAxis_FA3372DC51EAC304908E5041BEEB6386" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementFrequencyDomain_307203EF4A05E169C2F35041BEEBACED_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementFrequencyDomain_307203EF4A05E169C2F35041BEEBACED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement Frequency [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementFrequencyDomain_307203EF4A05E169C2F35041BEEBACED_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementFrequencyDomain_307203EF4A05E169C2F35041BEEBACED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurement Frequency [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_307203EF4A05E169C2F35041BEEBACED" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_307203EF4A05E169C2F35041BEEBACED" xlink:to="lab_us-gaap_FairValueMeasurementFrequencyDomain_307203EF4A05E169C2F35041BEEBACED" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueMeasurementsRecurringMember_9890DCF73B1DB5424A725041BEEB40BC_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsRecurringMember_9890DCF73B1DB5424A725041BEEB40BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Measurements, Recurring</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementsRecurringMember_9890DCF73B1DB5424A725041BEEB40BC_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsRecurringMember_9890DCF73B1DB5424A725041BEEB40BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Measurements, Recurring [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_9890DCF73B1DB5424A725041BEEB40BC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsRecurringMember_9890DCF73B1DB5424A725041BEEB40BC" xlink:to="lab_us-gaap_FairValueMeasurementsRecurringMember_9890DCF73B1DB5424A725041BEEB40BC" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueInputsLevel1Member_4204FCC46FE1FDB6739C5041BEEB32CB_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel1Member_4204FCC46FE1FDB6739C5041BEEB32CB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Quoted Prices in Active Markets for Identical Assets (Level 1)</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel1Member_4204FCC46FE1FDB6739C5041BEEB32CB_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel1Member_4204FCC46FE1FDB6739C5041BEEB32CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Inputs, Level 1 [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_4204FCC46FE1FDB6739C5041BEEB32CB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel1Member_4204FCC46FE1FDB6739C5041BEEB32CB" xlink:to="lab_us-gaap_FairValueInputsLevel1Member_4204FCC46FE1FDB6739C5041BEEB32CB" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueInputsLevel2Member_C9F52D8F68B31EB819B25041BEEBB3A6_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel2Member_C9F52D8F68B31EB819B25041BEEBB3A6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant Other Observable Inputs (Level 2)</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel2Member_C9F52D8F68B31EB819B25041BEEBB3A6_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel2Member_C9F52D8F68B31EB819B25041BEEBB3A6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Inputs, Level 2 [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_C9F52D8F68B31EB819B25041BEEBB3A6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel2Member_C9F52D8F68B31EB819B25041BEEBB3A6" xlink:to="lab_us-gaap_FairValueInputsLevel2Member_C9F52D8F68B31EB819B25041BEEBB3A6" xlink:type="arc" />
    <link:label id="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_10D01F33A0CC480F26945041BEEB0BBE_verboseLabel_en-US" xlink:label="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_10D01F33A0CC480F26945041BEEB0BBE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Municipal debt securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_10D01F33A0CC480F26945041BEEB0BBE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_10D01F33A0CC480F26945041BEEB0BBE" xlink:to="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_10D01F33A0CC480F26945041BEEB0BBE" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_772BAF05B7FC5E61CC3E5041BEEBE197_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_772BAF05B7FC5E61CC3E5041BEEBE197" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_772BAF05B7FC5E61CC3E5041BEEBE197_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_772BAF05B7FC5E61CC3E5041BEEBE197" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_772BAF05B7FC5E61CC3E5041BEEBE197" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_772BAF05B7FC5E61CC3E5041BEEBE197" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_772BAF05B7FC5E61CC3E5041BEEBE197" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecurities_5FB28AC66FEBF9E4C2C85041BEEC4FC9_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecurities_5FB28AC66FEBF9E4C2C85041BEEC4FC9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available-for-sale securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecurities_5FB28AC66FEBF9E4C2C85041BEEC4FC9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecurities_5FB28AC66FEBF9E4C2C85041BEEC4FC9" xlink:to="lab_us-gaap_AvailableForSaleSecurities_5FB28AC66FEBF9E4C2C85041BEEC4FC9" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure_E20B55DDB751EB1C97DD5041BEEC6B4F_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure_E20B55DDB751EB1C97DD5041BEEC6B4F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash, cash equivalents and short-term investments</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure_E20B55DDB751EB1C97DD5041BEEC6B4F_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure_E20B55DDB751EB1C97DD5041BEEC6B4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents, Fair Value Disclosure</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_E20B55DDB751EB1C97DD5041BEEC6B4F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_E20B55DDB751EB1C97DD5041BEEC6B4F" xlink:to="lab_us-gaap_CashAndCashEquivalentsFairValueDisclosure_E20B55DDB751EB1C97DD5041BEEC6B4F" xlink:type="arc" />
    <link:label id="lab_us-gaap_AssetsFairValueDisclosure_CC6346F68D597AD138595041BEECD7AE_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_CC6346F68D597AD138595041BEECD7AE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_us-gaap_AssetsFairValueDisclosure_CC6346F68D597AD138595041BEECD7AE_label_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_CC6346F68D597AD138595041BEECD7AE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets, Fair Value Disclosure</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_CC6346F68D597AD138595041BEECD7AE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_CC6346F68D597AD138595041BEECD7AE" xlink:to="lab_us-gaap_AssetsFairValueDisclosure_CC6346F68D597AD138595041BEECD7AE" xlink:type="arc" />
    <link:label id="lab_nmih_WarrantLiability_1A3CCB12218B6C7C0E2E5041BEEC21CC_verboseLabel_en-US" xlink:label="lab_nmih_WarrantLiability_1A3CCB12218B6C7C0E2E5041BEEC21CC" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Warrant liability</link:label>
    <link:label id="lab_nmih_WarrantLiability_1A3CCB12218B6C7C0E2E5041BEEC21CC_label_en-US" xlink:label="lab_nmih_WarrantLiability_1A3CCB12218B6C7C0E2E5041BEEC21CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Warrant Liability</link:label>
    <link:label id="lab_nmih_WarrantLiability_1A3CCB12218B6C7C0E2E5041BEEC21CC_documentation_en-US" xlink:label="lab_nmih_WarrantLiability_1A3CCB12218B6C7C0E2E5041BEEC21CC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Warrant Liability</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_WarrantLiability" xlink:label="loc_nmih_WarrantLiability_1A3CCB12218B6C7C0E2E5041BEEC21CC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_WarrantLiability_1A3CCB12218B6C7C0E2E5041BEEC21CC" xlink:to="lab_nmih_WarrantLiability_1A3CCB12218B6C7C0E2E5041BEEC21CC" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilitiesFairValueDisclosure_0C3641A3FC7EB3856B645041BEEC89D5_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesFairValueDisclosure_0C3641A3FC7EB3856B645041BEEC89D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_us-gaap_LiabilitiesFairValueDisclosure_0C3641A3FC7EB3856B645041BEEC89D5_label_en-US" xlink:label="lab_us-gaap_LiabilitiesFairValueDisclosure_0C3641A3FC7EB3856B645041BEEC89D5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial and Nonfinancial Liabilities, Fair Value Disclosure</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_0C3641A3FC7EB3856B645041BEEC89D5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosure_0C3641A3FC7EB3856B645041BEEC89D5" xlink:to="lab_us-gaap_LiabilitiesFairValueDisclosure_0C3641A3FC7EB3856B645041BEEC89D5" xlink:type="arc" />
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_35052A6D8E1F556E33BD8FF3BFA0CF9C_terseLabel_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_7E0FFC85577B537FB988E712B0AD3B1A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Statutory Net Loss, Surplus, Contingency Reserve and Risk-to-Capital Ratio</link:label>
    <link:label id="lab_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_35052A6D8E1F556E33BD8FF3BFA0CF9C_label_en-US" xlink:label="lab_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_7E0FFC85577B537FB988E712B0AD3B1A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statutory Accounting Practices Disclosure [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StatutoryAccountingPracticesDisclosureTextBlock" xlink:label="loc_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_7E0FFC85577B537FB988E712B0AD3B1A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_7E0FFC85577B537FB988E712B0AD3B1A" xlink:to="lab_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_7E0FFC85577B537FB988E712B0AD3B1A" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_EE2507D5770DE22610423E5D2F6477BA_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_EE2507D5770DE22610423E5D2F6477BA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Business Acquisitions, by Acquisition [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_EE2507D5770DE22610423E5D2F6477BA_label_en-US" xlink:label="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_EE2507D5770DE22610423E5D2F6477BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Business Acquisitions, by Acquisition [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_EE2507D5770DE22610423E5D2F6477BA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_EE2507D5770DE22610423E5D2F6477BA" xlink:to="lab_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_EE2507D5770DE22610423E5D2F6477BA" xlink:type="arc" />
    <link:label id="lab_nmih_SaleofStockAxis_E144139CAD80E592DB193E86AB828DE1_terseLabel_en-US" xlink:label="lab_nmih_SaleofStockAxis_E144139CAD80E592DB193E86AB828DE1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sale of Stock [Axis]</link:label>
    <link:label id="lab_nmih_SaleofStockAxis_E144139CAD80E592DB193E86AB828DE1_label_en-US" xlink:label="lab_nmih_SaleofStockAxis_E144139CAD80E592DB193E86AB828DE1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sale of Stock [Axis]</link:label>
    <link:label id="lab_nmih_SaleofStockAxis_E144139CAD80E592DB193E86AB828DE1_documentation_en-US" xlink:label="lab_nmih_SaleofStockAxis_E144139CAD80E592DB193E86AB828DE1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sale of Stock [Axis]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_SaleofStockAxis" xlink:label="loc_nmih_SaleofStockAxis_E144139CAD80E592DB193E86AB828DE1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_SaleofStockAxis_E144139CAD80E592DB193E86AB828DE1" xlink:to="lab_nmih_SaleofStockAxis_E144139CAD80E592DB193E86AB828DE1" xlink:type="arc" />
    <link:label id="lab_nmih_SaleofStockDomain_CF7D8565CE4A08196CF33E86B840B108_terseLabel_en-US" xlink:label="lab_nmih_SaleofStockDomain_CF7D8565CE4A08196CF33E86B840B108" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sale of Stock [Domain]</link:label>
    <link:label id="lab_nmih_SaleofStockDomain_CF7D8565CE4A08196CF33E86B840B108_label_en-US" xlink:label="lab_nmih_SaleofStockDomain_CF7D8565CE4A08196CF33E86B840B108" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sale of Stock [Domain]</link:label>
    <link:label id="lab_nmih_SaleofStockDomain_CF7D8565CE4A08196CF33E86B840B108_documentation_en-US" xlink:label="lab_nmih_SaleofStockDomain_CF7D8565CE4A08196CF33E86B840B108" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">[Domain] for Sale of Stock [Axis]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_SaleofStockDomain" xlink:label="loc_nmih_SaleofStockDomain_CF7D8565CE4A08196CF33E86B840B108" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_SaleofStockDomain_CF7D8565CE4A08196CF33E86B840B108" xlink:to="lab_nmih_SaleofStockDomain_CF7D8565CE4A08196CF33E86B840B108" xlink:type="arc" />
    <link:label id="lab_us-gaap_IPOMember_BD3C8195F3181661AA253E86ADC2ACB2_terseLabel_en-US" xlink:label="lab_us-gaap_IPOMember_BD3C8195F3181661AA253E86ADC2ACB2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">IPO</link:label>
    <link:label id="lab_us-gaap_IPOMember_BD3C8195F3181661AA253E86ADC2ACB2_label_en-US" xlink:label="lab_us-gaap_IPOMember_BD3C8195F3181661AA253E86ADC2ACB2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">IPO [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IPOMember" xlink:label="loc_us-gaap_IPOMember_BD3C8195F3181661AA253E86ADC2ACB2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IPOMember_BD3C8195F3181661AA253E86ADC2ACB2" xlink:to="lab_us-gaap_IPOMember_BD3C8195F3181661AA253E86ADC2ACB2" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessAcquisitionAxis_CD8295B259944CCB6D793E86AAB65A5F_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionAxis_CD8295B259944CCB6D793E86AAB65A5F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business Acquisition [Axis]</link:label>
    <link:label id="lab_us-gaap_BusinessAcquisitionAxis_CD8295B259944CCB6D793E86AAB65A5F_label_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionAxis_CD8295B259944CCB6D793E86AAB65A5F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Acquisition [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_CD8295B259944CCB6D793E86AAB65A5F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_CD8295B259944CCB6D793E86AAB65A5F" xlink:to="lab_us-gaap_BusinessAcquisitionAxis_CD8295B259944CCB6D793E86AAB65A5F" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessAcquisitionAcquireeDomain_C0C356763215CF5C152F3E86ABE4D721_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionAcquireeDomain_C0C356763215CF5C152F3E86ABE4D721" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business Acquisition, Acquiree [Domain]</link:label>
    <link:label id="lab_us-gaap_BusinessAcquisitionAcquireeDomain_C0C356763215CF5C152F3E86ABE4D721_label_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionAcquireeDomain_C0C356763215CF5C152F3E86ABE4D721" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Acquisition, Acquiree [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_C0C356763215CF5C152F3E86ABE4D721" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_C0C356763215CF5C152F3E86ABE4D721" xlink:to="lab_us-gaap_BusinessAcquisitionAcquireeDomain_C0C356763215CF5C152F3E86ABE4D721" xlink:type="arc" />
    <link:label id="lab_nmih_MACFinancialHoldingCorporationandSubsidiariesMember_6483FFA716CB1401FCAE3E86ACF50E24_terseLabel_en-US" xlink:label="lab_nmih_MACFinancialHoldingCorporationandSubsidiariesMember_6483FFA716CB1401FCAE3E86ACF50E24" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MAC Financial Holding Corporation and Subsidiaries</link:label>
    <link:label id="lab_nmih_MACFinancialHoldingCorporationandSubsidiariesMember_6483FFA716CB1401FCAE3E86ACF50E24_label_en-US" xlink:label="lab_nmih_MACFinancialHoldingCorporationandSubsidiariesMember_6483FFA716CB1401FCAE3E86ACF50E24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">MAC Financial Holding Corporation and Subsidiaries [Member]</link:label>
    <link:label id="lab_nmih_MACFinancialHoldingCorporationandSubsidiariesMember_6483FFA716CB1401FCAE3E86ACF50E24_documentation_en-US" xlink:label="lab_nmih_MACFinancialHoldingCorporationandSubsidiariesMember_6483FFA716CB1401FCAE3E86ACF50E24" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">MAC Financial Holding Corporation and Subsidiaries [Member]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_MACFinancialHoldingCorporationandSubsidiariesMember" xlink:label="loc_nmih_MACFinancialHoldingCorporationandSubsidiariesMember_6483FFA716CB1401FCAE3E86ACF50E24" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_MACFinancialHoldingCorporationandSubsidiariesMember_6483FFA716CB1401FCAE3E86ACF50E24" xlink:to="lab_nmih_MACFinancialHoldingCorporationandSubsidiariesMember_6483FFA716CB1401FCAE3E86ACF50E24" xlink:type="arc" />
    <link:label id="lab_nmih_NMIServicesInc.Member_B79BB3D84AD6670343E13E5D2F65F785_terseLabel_en-US" xlink:label="lab_nmih_NMIServicesInc.Member_B79BB3D84AD6670343E13E5D2F65F785" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">NMI Services, Inc.</link:label>
    <link:label id="lab_nmih_NMIServicesInc.Member_B79BB3D84AD6670343E13E5D2F65F785_label_en-US" xlink:label="lab_nmih_NMIServicesInc.Member_B79BB3D84AD6670343E13E5D2F65F785" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">NMI Services, Inc. [Member]</link:label>
    <link:label id="lab_nmih_NMIServicesInc.Member_B79BB3D84AD6670343E13E5D2F65F785_documentation_en-US" xlink:label="lab_nmih_NMIServicesInc.Member_B79BB3D84AD6670343E13E5D2F65F785" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">NMI Services, Inc. [Member]</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_NMIServicesInc.Member" xlink:label="loc_nmih_NMIServicesInc.Member_B79BB3D84AD6670343E13E5D2F65F785" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_NMIServicesInc.Member_B79BB3D84AD6670343E13E5D2F65F785" xlink:to="lab_nmih_NMIServicesInc.Member_B79BB3D84AD6670343E13E5D2F65F785" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessAcquisitionLineItems_2621D6034287BA7882F63E5D2F651C78_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionLineItems_2621D6034287BA7882F63E5D2F651C78" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business Acquisition [Line Items]</link:label>
    <link:label id="lab_us-gaap_BusinessAcquisitionLineItems_2621D6034287BA7882F63E5D2F651C78_label_en-US" xlink:label="lab_us-gaap_BusinessAcquisitionLineItems_2621D6034287BA7882F63E5D2F651C78" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Acquisition [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessAcquisitionLineItems" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_2621D6034287BA7882F63E5D2F651C78" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_2621D6034287BA7882F63E5D2F651C78" xlink:to="lab_us-gaap_BusinessAcquisitionLineItems_2621D6034287BA7882F63E5D2F651C78" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_A045DF04D30F2E407B433E86A908B871_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_A045DF04D30F2E407B433E86A908B871" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock issued during period, shares, net issues (in shares)</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_A045DF04D30F2E407B433E86A908B871_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_A045DF04D30F2E407B433E86A908B871" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Shares, New Issues</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_A045DF04D30F2E407B433E86A908B871" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_A045DF04D30F2E407B433E86A908B871" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesNewIssues_A045DF04D30F2E407B433E86A908B871" xlink:type="arc" />
    <link:label id="lab_nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts_BBBF4CFE1BE98F4F5B183E86A950441D_terseLabel_en-US" xlink:label="lab_nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts_BBBF4CFE1BE98F4F5B183E86A950441D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from issuance of common stock, net of stock issuance costs</link:label>
    <link:label id="lab_nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts_BBBF4CFE1BE98F4F5B183E86A950441D_label_en-US" xlink:label="lab_nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts_BBBF4CFE1BE98F4F5B183E86A950441D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds From Issuance of Common Stock, Net of Stock Issuance Costs</link:label>
    <link:label id="lab_nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts_BBBF4CFE1BE98F4F5B183E86A950441D_documentation_en-US" xlink:label="lab_nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts_BBBF4CFE1BE98F4F5B183E86A950441D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Proceeds From Issuance of Common Stock, Net of Stock Issuance Costs</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts" xlink:label="loc_nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts_BBBF4CFE1BE98F4F5B183E86A950441D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts_BBBF4CFE1BE98F4F5B183E86A950441D" xlink:to="lab_nmih_ProceedsFromIssuanceofCommonStockNetofStockIssuanceCosts_BBBF4CFE1BE98F4F5B183E86A950441D" xlink:type="arc" />
    <link:label id="lab_nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable_88FF212BD94EB9D62EFC3E86A98B8754_terseLabel_en-US" xlink:label="lab_nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable_88FF212BD94EB9D62EFC3E86A98B8754" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consideration transferred, cash and equity interests issued and issuable</link:label>
    <link:label id="lab_nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable_88FF212BD94EB9D62EFC3E86A98B8754_label_en-US" xlink:label="lab_nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable_88FF212BD94EB9D62EFC3E86A98B8754" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combination, Consideration Transferred, Cash and Equity Interests Issued and Issuable</link:label>
    <link:label id="lab_nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable_88FF212BD94EB9D62EFC3E86A98B8754_documentation_en-US" xlink:label="lab_nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable_88FF212BD94EB9D62EFC3E86A98B8754" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Business Combination, Consideration Transferred, Cash and Equity Interests Issued and Issuable</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable" xlink:label="loc_nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable_88FF212BD94EB9D62EFC3E86A98B8754" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable_88FF212BD94EB9D62EFC3E86A98B8754" xlink:to="lab_nmih_BusinessCombinationConsiderationTransferredCashandEquityInterestsIssuedandIssuable_88FF212BD94EB9D62EFC3E86A98B8754" xlink:type="arc" />
    <link:label id="lab_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred_B704B702698F0B3A5C2D3E86A9C89D8C_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred_B704B702698F0B3A5C2D3E86A9C89D8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consideration transferred, liabilities incurred</link:label>
    <link:label id="lab_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred_B704B702698F0B3A5C2D3E86A9C89D8C_label_en-US" xlink:label="lab_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred_B704B702698F0B3A5C2D3E86A9C89D8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combination, Consideration Transferred, Liabilities Incurred</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred" xlink:label="loc_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred_B704B702698F0B3A5C2D3E86A9C89D8C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred_B704B702698F0B3A5C2D3E86A9C89D8C" xlink:to="lab_us-gaap_BusinessCombinationConsiderationTransferredLiabilitiesIncurred_B704B702698F0B3A5C2D3E86A9C89D8C" xlink:type="arc" />
    <link:label id="lab_us-gaap_NumberOfStatesInWhichEntityOperates_3CAE4A94A2018AD71CD33E5D2F65D8BD_terseLabel_en-US" xlink:label="lab_us-gaap_NumberOfStatesInWhichEntityOperates_3CAE4A94A2018AD71CD33E5D2F65D8BD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of states in which the entity operates</link:label>
    <link:label id="lab_us-gaap_NumberOfStatesInWhichEntityOperates_3CAE4A94A2018AD71CD33E5D2F65D8BD_label_en-US" xlink:label="lab_us-gaap_NumberOfStatesInWhichEntityOperates_3CAE4A94A2018AD71CD33E5D2F65D8BD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of States in which Entity Operates</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_NumberOfStatesInWhichEntityOperates" xlink:label="loc_us-gaap_NumberOfStatesInWhichEntityOperates_3CAE4A94A2018AD71CD33E5D2F65D8BD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NumberOfStatesInWhichEntityOperates_3CAE4A94A2018AD71CD33E5D2F65D8BD" xlink:to="lab_us-gaap_NumberOfStatesInWhichEntityOperates_3CAE4A94A2018AD71CD33E5D2F65D8BD" xlink:type="arc" />
    <link:label id="lab_nmih_PaymenttoInvestmentinSubsidiary_467ADFD81C06623CE24B3E5D2F65C478_verboseLabel_en-US" xlink:label="lab_nmih_PaymenttoInvestmentinSubsidiary_467ADFD81C06623CE24B3E5D2F65C478" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Capitalized wholly owned subsidiary, amount</link:label>
    <link:label id="lab_nmih_PaymenttoInvestmentinSubsidiary_467ADFD81C06623CE24B3E5D2F65C478_label_en-US" xlink:label="lab_nmih_PaymenttoInvestmentinSubsidiary_467ADFD81C06623CE24B3E5D2F65C478" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payment to Investment in Subsidiary</link:label>
    <link:label id="lab_nmih_PaymenttoInvestmentinSubsidiary_467ADFD81C06623CE24B3E5D2F65C478_documentation_en-US" xlink:label="lab_nmih_PaymenttoInvestmentinSubsidiary_467ADFD81C06623CE24B3E5D2F65C478" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Payment to Investment in Subsidiary</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_PaymenttoInvestmentinSubsidiary" xlink:label="loc_nmih_PaymenttoInvestmentinSubsidiary_467ADFD81C06623CE24B3E5D2F65C478" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_PaymenttoInvestmentinSubsidiary_467ADFD81C06623CE24B3E5D2F65C478" xlink:to="lab_nmih_PaymenttoInvestmentinSubsidiary_467ADFD81C06623CE24B3E5D2F65C478" xlink:type="arc" />
    <link:label id="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_28A2FF795270D194CA4D3E5D2F65AE38_terseLabel_en-US" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_28A2FF795270D194CA4D3E5D2F65AE38" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Antidilutive securities excluded from computation of earnings per share (in shares)</link:label>
    <link:label id="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_28A2FF795270D194CA4D3E5D2F65AE38_label_en-US" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_28A2FF795270D194CA4D3E5D2F65AE38" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_28A2FF795270D194CA4D3E5D2F65AE38" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_28A2FF795270D194CA4D3E5D2F65AE38" xlink:to="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_28A2FF795270D194CA4D3E5D2F65AE38" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_61CEAF3403A2526890B33E5D2F653813_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_61CEAF3403A2526890B33E5D2F653813" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred policy acquisition cost, amortization expense</link:label>
    <link:label id="lab_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_61CEAF3403A2526890B33E5D2F653813_label_en-US" xlink:label="lab_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_61CEAF3403A2526890B33E5D2F653813" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Policy Acquisition Cost, Amortization Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_61CEAF3403A2526890B33E5D2F653813" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_61CEAF3403A2526890B33E5D2F653813" xlink:to="lab_us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense_61CEAF3403A2526890B33E5D2F653813" xlink:type="arc" />
    <link:label id="lab_nmih_PremiumDeficiencyReserveExpense_6EFAB4F2869A2A1793073E5D2F65CD5A_terseLabel_en-US" xlink:label="lab_nmih_PremiumDeficiencyReserveExpense_6EFAB4F2869A2A1793073E5D2F65CD5A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premium deficiency reserve</link:label>
    <link:label id="lab_nmih_PremiumDeficiencyReserveExpense_6EFAB4F2869A2A1793073E5D2F65CD5A_label_en-US" xlink:label="lab_nmih_PremiumDeficiencyReserveExpense_6EFAB4F2869A2A1793073E5D2F65CD5A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Premium Deficiency Reserve, Expense</link:label>
    <link:label id="lab_nmih_PremiumDeficiencyReserveExpense_6EFAB4F2869A2A1793073E5D2F65CD5A_documentation_en-US" xlink:label="lab_nmih_PremiumDeficiencyReserveExpense_6EFAB4F2869A2A1793073E5D2F65CD5A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Premium Deficiency Reserve, Expense</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_PremiumDeficiencyReserveExpense" xlink:label="loc_nmih_PremiumDeficiencyReserveExpense_6EFAB4F2869A2A1793073E5D2F65CD5A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_PremiumDeficiencyReserveExpense_6EFAB4F2869A2A1793073E5D2F65CD5A" xlink:to="lab_nmih_PremiumDeficiencyReserveExpense_6EFAB4F2869A2A1793073E5D2F65CD5A" xlink:type="arc" />
    <link:label id="lab_us-gaap_InvestmentTypeAxis_8FC0BD0234C0E6756BEA5041BEF53A8B_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentTypeAxis_8FC0BD0234C0E6756BEA5041BEF53A8B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Type [Axis]</link:label>
    <link:label id="lab_us-gaap_InvestmentTypeAxis_8FC0BD0234C0E6756BEA5041BEF53A8B_label_en-US" xlink:label="lab_us-gaap_InvestmentTypeAxis_8FC0BD0234C0E6756BEA5041BEF53A8B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeAxis" xlink:label="loc_us-gaap_InvestmentTypeAxis_8FC0BD0234C0E6756BEA5041BEF53A8B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentTypeAxis_8FC0BD0234C0E6756BEA5041BEF53A8B" xlink:to="lab_us-gaap_InvestmentTypeAxis_8FC0BD0234C0E6756BEA5041BEF53A8B" xlink:type="arc" />
    <link:label id="lab_us-gaap_InvestmentTypeCategorizationMember_92AC4AF2B3B3D90E63B05041BEF52C0C_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentTypeCategorizationMember_92AC4AF2B3B3D90E63B05041BEF52C0C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments [Domain]</link:label>
    <link:label id="lab_us-gaap_InvestmentTypeCategorizationMember_92AC4AF2B3B3D90E63B05041BEF52C0C_label_en-US" xlink:label="lab_us-gaap_InvestmentTypeCategorizationMember_92AC4AF2B3B3D90E63B05041BEF52C0C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_92AC4AF2B3B3D90E63B05041BEF52C0C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_92AC4AF2B3B3D90E63B05041BEF52C0C" xlink:to="lab_us-gaap_InvestmentTypeCategorizationMember_92AC4AF2B3B3D90E63B05041BEF52C0C" xlink:type="arc" />
    <link:label id="lab_us-gaap_FixedMaturitiesMember_64A439FE1B724D6169865041BEF51D0D_terseLabel_en-US" xlink:label="lab_us-gaap_FixedMaturitiesMember_64A439FE1B724D6169865041BEF51D0D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fixed Maturities</link:label>
    <link:label id="lab_us-gaap_FixedMaturitiesMember_64A439FE1B724D6169865041BEF51D0D_label_en-US" xlink:label="lab_us-gaap_FixedMaturitiesMember_64A439FE1B724D6169865041BEF51D0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fixed Maturities [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FixedMaturitiesMember" xlink:label="loc_us-gaap_FixedMaturitiesMember_64A439FE1B724D6169865041BEF51D0D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FixedMaturitiesMember_64A439FE1B724D6169865041BEF51D0D" xlink:to="lab_us-gaap_FixedMaturitiesMember_64A439FE1B724D6169865041BEF51D0D" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_890C4F20A7FF888180DB5041BEF5FD85_negatedLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_890C4F20A7FF888180DB5041BEF5FD85" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Unrealized loss position, accumulated loss</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_890C4F20A7FF888180DB5041BEF5FD85" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_890C4F20A7FF888180DB5041BEF5FD85" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_890C4F20A7FF888180DB5041BEF5FD85" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_FF0B075447AD7942D2445041BEF5D39B_negatedLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_FF0B075447AD7942D2445041BEF5D39B" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Unrealized losses, 12 months or greater</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_FF0B075447AD7942D2445041BEF5D39B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_FF0B075447AD7942D2445041BEF5D39B" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_FF0B075447AD7942D2445041BEF5D39B" xlink:type="arc" />
    <link:label id="lab_nmih_InvestmentIncomeGross_644DC5F4C0ECD742B96C5041BEF6191B_terseLabel_en-US" xlink:label="lab_nmih_InvestmentIncomeGross_644DC5F4C0ECD742B96C5041BEF6191B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Income, gross</link:label>
    <link:label id="lab_nmih_InvestmentIncomeGross_644DC5F4C0ECD742B96C5041BEF6191B_label_en-US" xlink:label="lab_nmih_InvestmentIncomeGross_644DC5F4C0ECD742B96C5041BEF6191B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Income Gross</link:label>
    <link:label id="lab_nmih_InvestmentIncomeGross_644DC5F4C0ECD742B96C5041BEF6191B_documentation_en-US" xlink:label="lab_nmih_InvestmentIncomeGross_644DC5F4C0ECD742B96C5041BEF6191B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment Income Gross</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_InvestmentIncomeGross" xlink:label="loc_nmih_InvestmentIncomeGross_644DC5F4C0ECD742B96C5041BEF6191B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_InvestmentIncomeGross_644DC5F4C0ECD742B96C5041BEF6191B" xlink:to="lab_nmih_InvestmentIncomeGross_644DC5F4C0ECD742B96C5041BEF6191B" xlink:type="arc" />
    <link:label id="lab_us-gaap_InvestmentIncomeInvestmentExpense_B8B3B3B63755110BBD325041BEF684AF_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentIncomeInvestmentExpense_B8B3B3B63755110BBD325041BEF684AF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment income, investment expense</link:label>
    <link:label id="lab_us-gaap_InvestmentIncomeInvestmentExpense_B8B3B3B63755110BBD325041BEF684AF_label_en-US" xlink:label="lab_us-gaap_InvestmentIncomeInvestmentExpense_B8B3B3B63755110BBD325041BEF684AF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Income, Investment Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InvestmentIncomeInvestmentExpense" xlink:label="loc_us-gaap_InvestmentIncomeInvestmentExpense_B8B3B3B63755110BBD325041BEF684AF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentIncomeInvestmentExpense_B8B3B3B63755110BBD325041BEF684AF" xlink:to="lab_us-gaap_InvestmentIncomeInvestmentExpense_B8B3B3B63755110BBD325041BEF684AF" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashCashEquivalentsAndShortTermInvestments_F54D8CCE1B306B7870A95041BEF6A77A_terseLabel_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsAndShortTermInvestments_F54D8CCE1B306B7870A95041BEF6A77A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and investments held with various state insurance departments</link:label>
    <link:label id="lab_us-gaap_CashCashEquivalentsAndShortTermInvestments_F54D8CCE1B306B7870A95041BEF6A77A_label_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsAndShortTermInvestments_F54D8CCE1B306B7870A95041BEF6A77A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents, and Short-term Investments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashCashEquivalentsAndShortTermInvestments" xlink:label="loc_us-gaap_CashCashEquivalentsAndShortTermInvestments_F54D8CCE1B306B7870A95041BEF6A77A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashCashEquivalentsAndShortTermInvestments_F54D8CCE1B306B7870A95041BEF6A77A" xlink:to="lab_us-gaap_CashCashEquivalentsAndShortTermInvestments_F54D8CCE1B306B7870A95041BEF6A77A" xlink:type="arc" />
    <link:label id="lab_us-gaap_SharePrice_E4EB4ED3FF1ED136B8164B09083C5847_verboseLabel_en-US" xlink:label="lab_us-gaap_SharePrice_E4EB4ED3FF1ED136B8164B09083C5847" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Share Price (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_SharePrice_E4EB4ED3FF1ED136B8164B09083C5847_label_en-US" xlink:label="lab_us-gaap_SharePrice_E4EB4ED3FF1ED136B8164B09083C5847" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Price</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharePrice" xlink:label="loc_us-gaap_SharePrice_E4EB4ED3FF1ED136B8164B09083C5847" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharePrice_E4EB4ED3FF1ED136B8164B09083C5847" xlink:to="lab_us-gaap_SharePrice_E4EB4ED3FF1ED136B8164B09083C5847" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssumptionsRiskFreeInterestRate_5C801B68598FCE26E3D04B09083C688B_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssumptionsRiskFreeInterestRate_5C801B68598FCE26E3D04B09083C688B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk free rate</link:label>
    <link:label id="lab_us-gaap_FairValueAssumptionsRiskFreeInterestRate_5C801B68598FCE26E3D04B09083C688B_label_en-US" xlink:label="lab_us-gaap_FairValueAssumptionsRiskFreeInterestRate_5C801B68598FCE26E3D04B09083C688B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Assumptions, Risk Free Interest Rate</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssumptionsRiskFreeInterestRate" xlink:label="loc_us-gaap_FairValueAssumptionsRiskFreeInterestRate_5C801B68598FCE26E3D04B09083C688B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssumptionsRiskFreeInterestRate_5C801B68598FCE26E3D04B09083C688B" xlink:to="lab_us-gaap_FairValueAssumptionsRiskFreeInterestRate_5C801B68598FCE26E3D04B09083C688B" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssumptionsExpectedTerm_42ECE754109D1DDDC2704B09083C2871_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssumptionsExpectedTerm_42ECE754109D1DDDC2704B09083C2871" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected term</link:label>
    <link:label id="lab_us-gaap_FairValueAssumptionsExpectedTerm_42ECE754109D1DDDC2704B09083C2871_label_en-US" xlink:label="lab_us-gaap_FairValueAssumptionsExpectedTerm_42ECE754109D1DDDC2704B09083C2871" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Assumptions, Expected Term</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssumptionsExpectedTerm" xlink:label="loc_us-gaap_FairValueAssumptionsExpectedTerm_42ECE754109D1DDDC2704B09083C2871" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssumptionsExpectedTerm_42ECE754109D1DDDC2704B09083C2871" xlink:to="lab_us-gaap_FairValueAssumptionsExpectedTerm_42ECE754109D1DDDC2704B09083C2871" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssumptionsExpectedVolatilityRate_5AFD970303ECEAD24C014B09083C3421_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssumptionsExpectedVolatilityRate_5AFD970303ECEAD24C014B09083C3421" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Volatility assumption</link:label>
    <link:label id="lab_us-gaap_FairValueAssumptionsExpectedVolatilityRate_5AFD970303ECEAD24C014B09083C3421_label_en-US" xlink:label="lab_us-gaap_FairValueAssumptionsExpectedVolatilityRate_5AFD970303ECEAD24C014B09083C3421" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Assumptions, Expected Volatility Rate</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssumptionsExpectedVolatilityRate" xlink:label="loc_us-gaap_FairValueAssumptionsExpectedVolatilityRate_5AFD970303ECEAD24C014B09083C3421" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssumptionsExpectedVolatilityRate_5AFD970303ECEAD24C014B09083C3421" xlink:to="lab_us-gaap_FairValueAssumptionsExpectedVolatilityRate_5AFD970303ECEAD24C014B09083C3421" xlink:type="arc" />
    <link:label id="lab_us-gaap_FairValueAssumptionsExpectedDividendRate_9D2B1A014D23246EF76C4B09083CD6F5_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssumptionsExpectedDividendRate_9D2B1A014D23246EF76C4B09083CD6F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected dividend rate</link:label>
    <link:label id="lab_us-gaap_FairValueAssumptionsExpectedDividendRate_9D2B1A014D23246EF76C4B09083CD6F5_label_en-US" xlink:label="lab_us-gaap_FairValueAssumptionsExpectedDividendRate_9D2B1A014D23246EF76C4B09083CD6F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Assumptions, Expected Dividend Rate</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FairValueAssumptionsExpectedDividendRate" xlink:label="loc_us-gaap_FairValueAssumptionsExpectedDividendRate_9D2B1A014D23246EF76C4B09083CD6F5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssumptionsExpectedDividendRate_9D2B1A014D23246EF76C4B09083CD6F5" xlink:to="lab_us-gaap_FairValueAssumptionsExpectedDividendRate_9D2B1A014D23246EF76C4B09083CD6F5" xlink:type="arc" />
    <link:label id="lab_us-gaap_AssetsAbstract_46ED11886889273EE1AE5A6823F84D82_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsAbstract_46ED11886889273EE1AE5A6823F84D82" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:label id="lab_us-gaap_AssetsAbstract_46ED11886889273EE1AE5A6823F84D82_label_en-US" xlink:label="lab_us-gaap_AssetsAbstract_46ED11886889273EE1AE5A6823F84D82" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_46ED11886889273EE1AE5A6823F84D82" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsAbstract_46ED11886889273EE1AE5A6823F84D82" xlink:to="lab_us-gaap_AssetsAbstract_46ED11886889273EE1AE5A6823F84D82" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_48DA98B4FDFA152D05155A6823F8CE7F_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_48DA98B4FDFA152D05155A6823F8CE7F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fixed maturities, available-for-sale, at fair value (amortized cost of $551,780 and $564,319 as of March 31, 2016 and December 31, 2015, respectively)</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_48DA98B4FDFA152D05155A6823F8CE7F_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_48DA98B4FDFA152D05155A6823F8CE7F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Securities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_48DA98B4FDFA152D05155A6823F8CE7F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_48DA98B4FDFA152D05155A6823F8CE7F" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_48DA98B4FDFA152D05155A6823F8CE7F" xlink:type="arc" />
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_CC03D9F91F1518B8496C5A6823F83431_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_CC03D9F91F1518B8496C5A6823F83431" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_CC03D9F91F1518B8496C5A6823F83431" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_CC03D9F91F1518B8496C5A6823F83431" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_CC03D9F91F1518B8496C5A6823F83431" xlink:type="arc" />
    <link:label id="lab_us-gaap_PremiumsReceivableAtCarryingValue_1F412873038474BBE43E5A6823F8A864_terseLabel_en-US" xlink:label="lab_us-gaap_PremiumsReceivableAtCarryingValue_1F412873038474BBE43E5A6823F8A864" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premiums receivable</link:label>
    <link:label id="lab_us-gaap_PremiumsReceivableAtCarryingValue_1F412873038474BBE43E5A6823F8A864_label_en-US" xlink:label="lab_us-gaap_PremiumsReceivableAtCarryingValue_1F412873038474BBE43E5A6823F8A864" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Premiums Receivable, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PremiumsReceivableAtCarryingValue" xlink:label="loc_us-gaap_PremiumsReceivableAtCarryingValue_1F412873038474BBE43E5A6823F8A864" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PremiumsReceivableAtCarryingValue_1F412873038474BBE43E5A6823F8A864" xlink:to="lab_us-gaap_PremiumsReceivableAtCarryingValue_1F412873038474BBE43E5A6823F8A864" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccruedInvestmentIncomeReceivable_539F27B103DFFB7D0CBF5A6823F8149F_terseLabel_en-US" xlink:label="lab_us-gaap_AccruedInvestmentIncomeReceivable_539F27B103DFFB7D0CBF5A6823F8149F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accrued investment income</link:label>
    <link:label id="lab_us-gaap_AccruedInvestmentIncomeReceivable_539F27B103DFFB7D0CBF5A6823F8149F_label_en-US" xlink:label="lab_us-gaap_AccruedInvestmentIncomeReceivable_539F27B103DFFB7D0CBF5A6823F8149F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accrued Investment Income Receivable</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="loc_us-gaap_AccruedInvestmentIncomeReceivable_539F27B103DFFB7D0CBF5A6823F8149F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccruedInvestmentIncomeReceivable_539F27B103DFFB7D0CBF5A6823F8149F" xlink:to="lab_us-gaap_AccruedInvestmentIncomeReceivable_539F27B103DFFB7D0CBF5A6823F8149F" xlink:type="arc" />
    <link:label id="lab_us-gaap_PrepaidExpenseCurrentAndNoncurrent_5E5D1A2F543E4C0794915A6823F87888_terseLabel_en-US" xlink:label="lab_us-gaap_PrepaidExpenseCurrentAndNoncurrent_5E5D1A2F543E4C0794915A6823F87888" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prepaid expenses</link:label>
    <link:label id="lab_us-gaap_PrepaidExpenseCurrentAndNoncurrent_5E5D1A2F543E4C0794915A6823F87888_label_en-US" xlink:label="lab_us-gaap_PrepaidExpenseCurrentAndNoncurrent_5E5D1A2F543E4C0794915A6823F87888" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Prepaid Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PrepaidExpenseCurrentAndNoncurrent" xlink:label="loc_us-gaap_PrepaidExpenseCurrentAndNoncurrent_5E5D1A2F543E4C0794915A6823F87888" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PrepaidExpenseCurrentAndNoncurrent_5E5D1A2F543E4C0794915A6823F87888" xlink:to="lab_us-gaap_PrepaidExpenseCurrentAndNoncurrent_5E5D1A2F543E4C0794915A6823F87888" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredPolicyAcquisitionCosts_B659A4EFC35EE03074FE5A6823F96671_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredPolicyAcquisitionCosts_B659A4EFC35EE03074FE5A6823F96671" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred policy acquisition costs, net</link:label>
    <link:label id="lab_us-gaap_DeferredPolicyAcquisitionCosts_B659A4EFC35EE03074FE5A6823F96671_label_en-US" xlink:label="lab_us-gaap_DeferredPolicyAcquisitionCosts_B659A4EFC35EE03074FE5A6823F96671" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Policy Acquisition Costs</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCosts_B659A4EFC35EE03074FE5A6823F96671" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredPolicyAcquisitionCosts_B659A4EFC35EE03074FE5A6823F96671" xlink:to="lab_us-gaap_DeferredPolicyAcquisitionCosts_B659A4EFC35EE03074FE5A6823F96671" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_4E4926295A544926FEF75A6823F906D9_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_4E4926295A544926FEF75A6823F906D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Software and equipment, net</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_4E4926295A544926FEF75A6823F906D9_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet_4E4926295A544926FEF75A6823F906D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_4E4926295A544926FEF75A6823F906D9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_4E4926295A544926FEF75A6823F906D9" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet_4E4926295A544926FEF75A6823F906D9" xlink:type="arc" />
    <link:label id="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill_15798A1756D89FBE41E45A6823F9CCBF_terseLabel_en-US" xlink:label="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill_15798A1756D89FBE41E45A6823F9CCBF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets and goodwill</link:label>
    <link:label id="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill_15798A1756D89FBE41E45A6823F9CCBF_label_en-US" xlink:label="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill_15798A1756D89FBE41E45A6823F9CCBF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible Assets, Net (Including Goodwill)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IntangibleAssetsNetIncludingGoodwill" xlink:label="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_15798A1756D89FBE41E45A6823F9CCBF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_15798A1756D89FBE41E45A6823F9CCBF" xlink:to="lab_us-gaap_IntangibleAssetsNetIncludingGoodwill_15798A1756D89FBE41E45A6823F9CCBF" xlink:type="arc" />
    <link:label id="lab_us-gaap_OtherAssets_F3A163C39875B5A915B25A6823F97BD5_terseLabel_en-US" xlink:label="lab_us-gaap_OtherAssets_F3A163C39875B5A915B25A6823F97BD5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_us-gaap_OtherAssets_F3A163C39875B5A915B25A6823F97BD5_label_en-US" xlink:label="lab_us-gaap_OtherAssets_F3A163C39875B5A915B25A6823F97BD5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_F3A163C39875B5A915B25A6823F97BD5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssets_F3A163C39875B5A915B25A6823F97BD5" xlink:to="lab_us-gaap_OtherAssets_F3A163C39875B5A915B25A6823F97BD5" xlink:type="arc" />
    <link:label id="lab_us-gaap_Assets_C22C941D4AEDC011D23A5A6823F93875_totalLabel_en-US" xlink:label="lab_us-gaap_Assets_C22C941D4AEDC011D23A5A6823F93875" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_us-gaap_Assets_C22C941D4AEDC011D23A5A6823F93875_label_en-US" xlink:label="lab_us-gaap_Assets_C22C941D4AEDC011D23A5A6823F93875" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_C22C941D4AEDC011D23A5A6823F93875" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Assets_C22C941D4AEDC011D23A5A6823F93875" xlink:to="lab_us-gaap_Assets_C22C941D4AEDC011D23A5A6823F93875" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilitiesAbstract_A961F77A10E4F0B3717F5A6823F9D713_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAbstract_A961F77A10E4F0B3717F5A6823F9D713" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_us-gaap_LiabilitiesAbstract_A961F77A10E4F0B3717F5A6823F9D713_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAbstract_A961F77A10E4F0B3717F5A6823F9D713" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="loc_us-gaap_LiabilitiesAbstract_A961F77A10E4F0B3717F5A6823F9D713" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAbstract_A961F77A10E4F0B3717F5A6823F9D713" xlink:to="lab_us-gaap_LiabilitiesAbstract_A961F77A10E4F0B3717F5A6823F9D713" xlink:type="arc" />
    <link:label id="lab_us-gaap_LongTermDebt_08E5978D5A2D374ECCC55A6823F93063_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebt_08E5978D5A2D374ECCC55A6823F93063" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Term loan</link:label>
    <link:label id="lab_us-gaap_LongTermDebt_08E5978D5A2D374ECCC55A6823F93063_label_en-US" xlink:label="lab_us-gaap_LongTermDebt_08E5978D5A2D374ECCC55A6823F93063" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-term Debt</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_08E5978D5A2D374ECCC55A6823F93063" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebt_08E5978D5A2D374ECCC55A6823F93063" xlink:to="lab_us-gaap_LongTermDebt_08E5978D5A2D374ECCC55A6823F93063" xlink:type="arc" />
    <link:label id="lab_us-gaap_UnearnedPremiums_EB56EC38648B1430DA625A6823F93C09_terseLabel_en-US" xlink:label="lab_us-gaap_UnearnedPremiums_EB56EC38648B1430DA625A6823F93C09" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unearned premiums</link:label>
    <link:label id="lab_us-gaap_UnearnedPremiums_EB56EC38648B1430DA625A6823F93C09_label_en-US" xlink:label="lab_us-gaap_UnearnedPremiums_EB56EC38648B1430DA625A6823F93C09" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unearned Premiums</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_UnearnedPremiums" xlink:label="loc_us-gaap_UnearnedPremiums_EB56EC38648B1430DA625A6823F93C09" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UnearnedPremiums_EB56EC38648B1430DA625A6823F93C09" xlink:to="lab_us-gaap_UnearnedPremiums_EB56EC38648B1430DA625A6823F93C09" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_A49BF273C67F141962835A6823F978CC_terseLabel_en-US" xlink:label="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_A49BF273C67F141962835A6823F978CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounts payable and accrued expenses</link:label>
    <link:label id="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_A49BF273C67F141962835A6823F978CC_label_en-US" xlink:label="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_A49BF273C67F141962835A6823F978CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounts Payable and Accrued Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_A49BF273C67F141962835A6823F978CC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_A49BF273C67F141962835A6823F978CC" xlink:to="lab_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_A49BF273C67F141962835A6823F978CC" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_FAF3DFE1F0D96EC449815A6823F9D7C6_verboseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_FAF3DFE1F0D96EC449815A6823F9D7C6" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Reserve for insurance claims and claim expenses</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_FAF3DFE1F0D96EC449815A6823F9D7C6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_FAF3DFE1F0D96EC449815A6823F9D7C6" xlink:to="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_FAF3DFE1F0D96EC449815A6823F9D7C6" xlink:type="arc" />
    <link:label id="lab_nmih_WarrantLiability_EFE8F53963228F8D9FF55A6823F9F51A_terseLabel_en-US" xlink:label="lab_nmih_WarrantLiability_EFE8F53963228F8D9FF55A6823F9F51A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Warrant liability, at fair value</link:label>
    <link:loc xlink:href="nmih-20160331.xsd#nmih_WarrantLiability" xlink:label="loc_nmih_WarrantLiability_EFE8F53963228F8D9FF55A6823F9F51A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_nmih_WarrantLiability_EFE8F53963228F8D9FF55A6823F9F51A" xlink:to="lab_nmih_WarrantLiability_EFE8F53963228F8D9FF55A6823F9F51A" xlink:type="arc" />
    <link:label id="lab_us-gaap_DeferredTaxLiabilities_18B6D99DEC79A13D3A625A6823F9D132_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilities_18B6D99DEC79A13D3A625A6823F9D132" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilities_18B6D99DEC79A13D3A625A6823F9D132_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilities_18B6D99DEC79A13D3A625A6823F9D132" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DeferredTaxLiabilities" xlink:label="loc_us-gaap_DeferredTaxLiabilities_18B6D99DEC79A13D3A625A6823F9D132" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilities_18B6D99DEC79A13D3A625A6823F9D132" xlink:to="lab_us-gaap_DeferredTaxLiabilities_18B6D99DEC79A13D3A625A6823F9D132" xlink:type="arc" />
    <link:label id="lab_us-gaap_Liabilities_3ED2A4C873422E4FC4815A6823F90642_totalLabel_en-US" xlink:label="lab_us-gaap_Liabilities_3ED2A4C873422E4FC4815A6823F90642" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_us-gaap_Liabilities_3ED2A4C873422E4FC4815A6823F90642_label_en-US" xlink:label="lab_us-gaap_Liabilities_3ED2A4C873422E4FC4815A6823F90642" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_3ED2A4C873422E4FC4815A6823F90642" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Liabilities_3ED2A4C873422E4FC4815A6823F90642" xlink:to="lab_us-gaap_Liabilities_3ED2A4C873422E4FC4815A6823F90642" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommitmentsAndContingencies_F17285AB1821EF2801965A6823F9E73F_terseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies_F17285AB1821EF2801965A6823F9E73F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commitments and contingencies</link:label>
    <link:label id="lab_us-gaap_CommitmentsAndContingencies_F17285AB1821EF2801965A6823F9E73F_label_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies_F17285AB1821EF2801965A6823F9E73F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments and Contingencies</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="loc_us-gaap_CommitmentsAndContingencies_F17285AB1821EF2801965A6823F9E73F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingencies_F17285AB1821EF2801965A6823F9E73F" xlink:to="lab_us-gaap_CommitmentsAndContingencies_F17285AB1821EF2801965A6823F9E73F" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquityAbstract_6D318E1E5465B71A25555A6823F96D04_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_6D318E1E5465B71A25555A6823F96D04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholders' Equity</link:label>
    <link:label id="lab_us-gaap_StockholdersEquityAbstract_6D318E1E5465B71A25555A6823F96D04_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_6D318E1E5465B71A25555A6823F96D04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stockholders' Equity Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_6D318E1E5465B71A25555A6823F96D04" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityAbstract_6D318E1E5465B71A25555A6823F96D04" xlink:to="lab_us-gaap_StockholdersEquityAbstract_6D318E1E5465B71A25555A6823F96D04" xlink:type="arc" />
    <link:label id="lab_us-gaap_CommonStockValueOutstanding_BBE0AEAECF61604A688F5A6823F992E7_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockValueOutstanding_BBE0AEAECF61604A688F5A6823F992E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock - class A shares, $0.01 par value; 59,080,468 and 58,807,825 shares issued and outstanding as of March 31, 2016 and December 31, 2015, respectively (250,000,000 shares authorized)</link:label>
    <link:label id="lab_us-gaap_CommonStockValueOutstanding_BBE0AEAECF61604A688F5A6823F992E7_label_en-US" xlink:label="lab_us-gaap_CommonStockValueOutstanding_BBE0AEAECF61604A688F5A6823F992E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Value, Outstanding</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_CommonStockValueOutstanding" xlink:label="loc_us-gaap_CommonStockValueOutstanding_BBE0AEAECF61604A688F5A6823F992E7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockValueOutstanding_BBE0AEAECF61604A688F5A6823F992E7" xlink:to="lab_us-gaap_CommonStockValueOutstanding_BBE0AEAECF61604A688F5A6823F992E7" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdditionalPaidInCapital_6F7721CE5B12937A85D35A6823F9CCD7_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapital_6F7721CE5B12937A85D35A6823F9CCD7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional paid-in capital</link:label>
    <link:label id="lab_us-gaap_AdditionalPaidInCapital_6F7721CE5B12937A85D35A6823F9CCD7_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapital_6F7721CE5B12937A85D35A6823F9CCD7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional Paid in Capital</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdditionalPaidInCapital" xlink:label="loc_us-gaap_AdditionalPaidInCapital_6F7721CE5B12937A85D35A6823F9CCD7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapital_6F7721CE5B12937A85D35A6823F9CCD7" xlink:to="lab_us-gaap_AdditionalPaidInCapital_6F7721CE5B12937A85D35A6823F9CCD7" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_8B8E86E3FC9DCC2B2E405A6823F90358_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_8B8E86E3FC9DCC2B2E405A6823F90358" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive loss, net of tax</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_8B8E86E3FC9DCC2B2E405A6823F90358_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_8B8E86E3FC9DCC2B2E405A6823F90358" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_8B8E86E3FC9DCC2B2E405A6823F90358" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_8B8E86E3FC9DCC2B2E405A6823F90358" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_8B8E86E3FC9DCC2B2E405A6823F90358" xlink:type="arc" />
    <link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_1E944C2E9367FE6980A15A6823F992D4_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_1E944C2E9367FE6980A15A6823F992D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated deficit</link:label>
    <link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_1E944C2E9367FE6980A15A6823F992D4_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_1E944C2E9367FE6980A15A6823F992D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained Earnings (Accumulated Deficit)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_1E944C2E9367FE6980A15A6823F992D4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsAccumulatedDeficit_1E944C2E9367FE6980A15A6823F992D4" xlink:to="lab_us-gaap_RetainedEarningsAccumulatedDeficit_1E944C2E9367FE6980A15A6823F992D4" xlink:type="arc" />
    <link:label id="lab_us-gaap_StockholdersEquity_F3351C06EDEC0FAAC2905A6823F9BF96_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_F3351C06EDEC0FAAC2905A6823F9BF96" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total shareholders' equity</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_F3351C06EDEC0FAAC2905A6823F9BF96" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity_F3351C06EDEC0FAAC2905A6823F9BF96" xlink:to="lab_us-gaap_StockholdersEquity_F3351C06EDEC0FAAC2905A6823F9BF96" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_5153918064A5FD553AEF5A6823FAA8E5_totalLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity_5153918064A5FD553AEF5A6823FAA8E5" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities and shareholders' equity</link:label>
    <link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_5153918064A5FD553AEF5A6823FAA8E5_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity_5153918064A5FD553AEF5A6823FAA8E5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities and Equity</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_5153918064A5FD553AEF5A6823FAA8E5" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_5153918064A5FD553AEF5A6823FAA8E5" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquity_5153918064A5FD553AEF5A6823FAA8E5" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLossCarryforwardsTable_BB902A6C3BD1EC66963E5A75067F78AD_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwardsTable_BB902A6C3BD1EC66963E5A75067F78AD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards [Table]</link:label>
    <link:label id="lab_us-gaap_OperatingLossCarryforwardsTable_BB902A6C3BD1EC66963E5A75067F78AD_label_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwardsTable_BB902A6C3BD1EC66963E5A75067F78AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLossCarryforwardsTable" xlink:label="loc_us-gaap_OperatingLossCarryforwardsTable_BB902A6C3BD1EC66963E5A75067F78AD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLossCarryforwardsTable_BB902A6C3BD1EC66963E5A75067F78AD" xlink:to="lab_us-gaap_OperatingLossCarryforwardsTable_BB902A6C3BD1EC66963E5A75067F78AD" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxAuthorityAxis_86FF5DADE0BE2C8986A25A75067F8EED_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityAxis_86FF5DADE0BE2C8986A25A75067F8EED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Tax Authority [Axis]</link:label>
    <link:label id="lab_us-gaap_IncomeTaxAuthorityAxis_86FF5DADE0BE2C8986A25A75067F8EED_label_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityAxis_86FF5DADE0BE2C8986A25A75067F8EED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Authority [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxAuthorityAxis" xlink:label="loc_us-gaap_IncomeTaxAuthorityAxis_86FF5DADE0BE2C8986A25A75067F8EED" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxAuthorityAxis_86FF5DADE0BE2C8986A25A75067F8EED" xlink:to="lab_us-gaap_IncomeTaxAuthorityAxis_86FF5DADE0BE2C8986A25A75067F8EED" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxAuthorityDomain_CD6DF5C0FD9429951DA25A7506802A28_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityDomain_CD6DF5C0FD9429951DA25A7506802A28" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Tax Authority [Domain]</link:label>
    <link:label id="lab_us-gaap_IncomeTaxAuthorityDomain_CD6DF5C0FD9429951DA25A7506802A28_label_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityDomain_CD6DF5C0FD9429951DA25A7506802A28" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Authority [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxAuthorityDomain" xlink:label="loc_us-gaap_IncomeTaxAuthorityDomain_CD6DF5C0FD9429951DA25A7506802A28" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxAuthorityDomain_CD6DF5C0FD9429951DA25A7506802A28" xlink:to="lab_us-gaap_IncomeTaxAuthorityDomain_CD6DF5C0FD9429951DA25A7506802A28" xlink:type="arc" />
    <link:label id="lab_us-gaap_DomesticCountryMember_950CDE3EE13AF0A299AE5A758C6B4515_terseLabel_en-US" xlink:label="lab_us-gaap_DomesticCountryMember_950CDE3EE13AF0A299AE5A758C6B4515" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Domestic Tax Authority</link:label>
    <link:label id="lab_us-gaap_DomesticCountryMember_950CDE3EE13AF0A299AE5A758C6B4515_label_en-US" xlink:label="lab_us-gaap_DomesticCountryMember_950CDE3EE13AF0A299AE5A758C6B4515" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Domestic Tax Authority [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DomesticCountryMember" xlink:label="loc_us-gaap_DomesticCountryMember_950CDE3EE13AF0A299AE5A758C6B4515" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DomesticCountryMember_950CDE3EE13AF0A299AE5A758C6B4515" xlink:to="lab_us-gaap_DomesticCountryMember_950CDE3EE13AF0A299AE5A758C6B4515" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxAuthorityNameAxis_BFAAD83F5E88C84593F25A750680FDD0_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityNameAxis_BFAAD83F5E88C84593F25A750680FDD0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Tax Authority, Name [Axis]</link:label>
    <link:label id="lab_us-gaap_IncomeTaxAuthorityNameAxis_BFAAD83F5E88C84593F25A750680FDD0_label_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityNameAxis_BFAAD83F5E88C84593F25A750680FDD0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Authority, Name [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxAuthorityNameAxis" xlink:label="loc_us-gaap_IncomeTaxAuthorityNameAxis_BFAAD83F5E88C84593F25A750680FDD0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxAuthorityNameAxis_BFAAD83F5E88C84593F25A750680FDD0" xlink:to="lab_us-gaap_IncomeTaxAuthorityNameAxis_BFAAD83F5E88C84593F25A750680FDD0" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxAuthorityNameDomain_B3B8F77DA72A43C56D575A750681D913_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityNameDomain_B3B8F77DA72A43C56D575A750681D913" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Tax Authority, Name [Domain]</link:label>
    <link:label id="lab_us-gaap_IncomeTaxAuthorityNameDomain_B3B8F77DA72A43C56D575A750681D913_label_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityNameDomain_B3B8F77DA72A43C56D575A750681D913" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Authority, Name [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxAuthorityNameDomain" xlink:label="loc_us-gaap_IncomeTaxAuthorityNameDomain_B3B8F77DA72A43C56D575A750681D913" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxAuthorityNameDomain_B3B8F77DA72A43C56D575A750681D913" xlink:to="lab_us-gaap_IncomeTaxAuthorityNameDomain_B3B8F77DA72A43C56D575A750681D913" xlink:type="arc" />
    <link:label id="lab_us-gaap_InternalRevenueServiceIRSMember_3B93B7FC7EFF5616D96D5A764CDE4C51_terseLabel_en-US" xlink:label="lab_us-gaap_InternalRevenueServiceIRSMember_3B93B7FC7EFF5616D96D5A764CDE4C51" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Internal Revenue Service (IRS)</link:label>
    <link:label id="lab_us-gaap_InternalRevenueServiceIRSMember_3B93B7FC7EFF5616D96D5A764CDE4C51_label_en-US" xlink:label="lab_us-gaap_InternalRevenueServiceIRSMember_3B93B7FC7EFF5616D96D5A764CDE4C51" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internal Revenue Service (IRS) [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_InternalRevenueServiceIRSMember" xlink:label="loc_us-gaap_InternalRevenueServiceIRSMember_3B93B7FC7EFF5616D96D5A764CDE4C51" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InternalRevenueServiceIRSMember_3B93B7FC7EFF5616D96D5A764CDE4C51" xlink:to="lab_us-gaap_InternalRevenueServiceIRSMember_3B93B7FC7EFF5616D96D5A764CDE4C51" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLossCarryforwardsLineItems_0C36722E5E7C50CC29D55A750682BE5B_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwardsLineItems_0C36722E5E7C50CC29D55A750682BE5B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards [Line Items]</link:label>
    <link:label id="lab_us-gaap_OperatingLossCarryforwardsLineItems_0C36722E5E7C50CC29D55A750682BE5B_label_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwardsLineItems_0C36722E5E7C50CC29D55A750682BE5B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLossCarryforwardsLineItems" xlink:label="loc_us-gaap_OperatingLossCarryforwardsLineItems_0C36722E5E7C50CC29D55A750682BE5B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_0C36722E5E7C50CC29D55A750682BE5B" xlink:to="lab_us-gaap_OperatingLossCarryforwardsLineItems_0C36722E5E7C50CC29D55A750682BE5B" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_52021E900F910A0BC52F5A6823361B3E_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_52021E900F910A0BC52F5A6823361B3E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal statutory income tax rate</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_52021E900F910A0BC52F5A6823361B3E_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_52021E900F910A0BC52F5A6823361B3E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_52021E900F910A0BC52F5A6823361B3E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_52021E900F910A0BC52F5A6823361B3E" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate_52021E900F910A0BC52F5A6823361B3E" xlink:type="arc" />
    <link:label id="lab_us-gaap_IncomeTaxesPaid_E423275EB74E55CED59F5A74EA6B3BF2_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxesPaid_E423275EB74E55CED59F5A74EA6B3BF2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income taxes paid</link:label>
    <link:label id="lab_us-gaap_IncomeTaxesPaid_E423275EB74E55CED59F5A74EA6B3BF2_label_en-US" xlink:label="lab_us-gaap_IncomeTaxesPaid_E423275EB74E55CED59F5A74EA6B3BF2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Taxes Paid</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_IncomeTaxesPaid" xlink:label="loc_us-gaap_IncomeTaxesPaid_E423275EB74E55CED59F5A74EA6B3BF2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxesPaid_E423275EB74E55CED59F5A74EA6B3BF2" xlink:to="lab_us-gaap_IncomeTaxesPaid_E423275EB74E55CED59F5A74EA6B3BF2" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLossCarryforwards_8CF7A5174AF0B8EF5A6B5A73AF1F0937_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwards_8CF7A5174AF0B8EF5A6B5A73AF1F0937" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating loss carryforwards</link:label>
    <link:label id="lab_us-gaap_OperatingLossCarryforwards_8CF7A5174AF0B8EF5A6B5A73AF1F0937_label_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwards_8CF7A5174AF0B8EF5A6B5A73AF1F0937" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLossCarryforwards" xlink:label="loc_us-gaap_OperatingLossCarryforwards_8CF7A5174AF0B8EF5A6B5A73AF1F0937" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLossCarryforwards_8CF7A5174AF0B8EF5A6B5A73AF1F0937" xlink:to="lab_us-gaap_OperatingLossCarryforwards_8CF7A5174AF0B8EF5A6B5A73AF1F0937" xlink:type="arc" />
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_4C9B5BF3C6EED5E62CE45A682337DB3F_terseLabel_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_4C9B5BF3C6EED5E62CE45A682337DB3F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Effective income tax rate on pre-tax loss</link:label>
    <link:label id="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_4C9B5BF3C6EED5E62CE45A682337DB3F_label_en-US" xlink:label="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_4C9B5BF3C6EED5E62CE45A682337DB3F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Percent</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_4C9B5BF3C6EED5E62CE45A682337DB3F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_4C9B5BF3C6EED5E62CE45A682337DB3F" xlink:to="lab_us-gaap_EffectiveIncomeTaxRateContinuingOperations_4C9B5BF3C6EED5E62CE45A682337DB3F" xlink:type="arc" />
  </link:labelLink>
</link:linkbase>
