<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2020 Workiva-->
<!--r:da2ae99b-62be-4265-bb8d-327ceb18c3cb,g:9717631d-aa6a-4cc8-b8a6-949f90d9d68f-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.nationalmi.com/role/COVERPAGE" xlink:type="simple" xlink:href="nmih-20200930.xsd#COVERPAGE"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/COVERPAGE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_72ec5783-df2e-4115-91c9-615d4f5ed104" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_DocumentType_72ec5783-df2e-4115-91c9-615d4f5ed104" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentQuarterlyReport_1bbd4347-5a2d-4d5a-bf1f-f1d490ae0f05" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentQuarterlyReport"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_DocumentQuarterlyReport_1bbd4347-5a2d-4d5a-bf1f-f1d490ae0f05" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_9d7cdffb-eb80-4453-a565-5dbebb0be4b8" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_DocumentPeriodEndDate_9d7cdffb-eb80-4453-a565-5dbebb0be4b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport_f82feff8-10ea-40f5-b39b-73f6a4aed2fd" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentTransitionReport"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_DocumentTransitionReport_f82feff8-10ea-40f5-b39b-73f6a4aed2fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_7e7d45c2-dec2-4f86-b690-138c6fbdfeaa" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityFileNumber_7e7d45c2-dec2-4f86-b690-138c6fbdfeaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_51372ffb-bb5a-4655-965b-5a571d9f08d2" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityRegistrantName_51372ffb-bb5a-4655-965b-5a571d9f08d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_09ca7190-69c4-4f78-b436-ac86e513e86f" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityIncorporationStateCountryCode_09ca7190-69c4-4f78-b436-ac86e513e86f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_7494f055-8f8e-4968-8aaa-f85b3f827fc5" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityTaxIdentificationNumber_7494f055-8f8e-4968-8aaa-f85b3f827fc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_d1cb9bd5-fb83-4490-8d85-b50f5bacd2f4" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityAddressAddressLine1_d1cb9bd5-fb83-4490-8d85-b50f5bacd2f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_2f91701e-49a7-4eb7-a1ab-70e4f7bb8a54" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityAddressCityOrTown_2f91701e-49a7-4eb7-a1ab-70e4f7bb8a54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_02e4e5b3-fb1f-462d-832f-b53baf1d5ae3" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityAddressStateOrProvince_02e4e5b3-fb1f-462d-832f-b53baf1d5ae3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_5f460324-8aca-4684-8589-9f2c29ad243b" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityAddressPostalZipCode_5f460324-8aca-4684-8589-9f2c29ad243b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_37f57516-4e72-42d7-812d-8cc6126a9265" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_CityAreaCode_37f57516-4e72-42d7-812d-8cc6126a9265" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_186248ec-1642-4c86-b5b4-95d93715b050" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_LocalPhoneNumber_186248ec-1642-4c86-b5b4-95d93715b050" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_240cd891-bfbc-40ef-b603-f3c31e99da91" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_Security12bTitle_240cd891-bfbc-40ef-b603-f3c31e99da91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_ea3d9aac-1189-4668-aef9-cda721b30bb8" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_TradingSymbol_ea3d9aac-1189-4668-aef9-cda721b30bb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_af756862-967a-42bc-bfc7-8e5ef8b00bc2" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_SecurityExchangeName_af756862-967a-42bc-bfc7-8e5ef8b00bc2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus_018b2700-313f-4196-baa6-6afdf31510ec" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCurrentReportingStatus"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityCurrentReportingStatus_018b2700-313f-4196-baa6-6afdf31510ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent_8af29a92-34c0-4572-90c5-34f0bd45a205" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityInteractiveDataCurrent_8af29a92-34c0-4572-90c5-34f0bd45a205" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_b3b87df6-1141-4b77-a307-48f7c9c9ed3d" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFilerCategory"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityFilerCategory_b3b87df6-1141-4b77-a307-48f7c9c9ed3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_e8347833-2796-456a-b8b0-f730e9cf2316" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntitySmallBusiness"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntitySmallBusiness_e8347833-2796-456a-b8b0-f730e9cf2316" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_27bbe21e-1cda-4ed1-8181-e83f107c35ac" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityEmergingGrowthCompany_27bbe21e-1cda-4ed1-8181-e83f107c35ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany_29df4a49-f0fb-44db-a46c-9616480c1ee3" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityShellCompany"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityShellCompany_29df4a49-f0fb-44db-a46c-9616480c1ee3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_fd4ed736-b689-4e9d-91e0-fee65eb1f689" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_fd4ed736-b689-4e9d-91e0-fee65eb1f689" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_64e3537c-c94f-4d5d-81b7-46aa3d0c8c42" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_EntityCentralIndexKey_64e3537c-c94f-4d5d-81b7-46aa3d0c8c42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_4d2f8024-f1ca-48ac-830e-1343706cbdb3" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_CurrentFiscalYearEndDate_4d2f8024-f1ca-48ac-830e-1343706cbdb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus_89357930-1793-4b95-a7c0-a3e9cd1850fc" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentFiscalYearFocus"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_DocumentFiscalYearFocus_89357930-1793-4b95-a7c0-a3e9cd1850fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus_cfe80459-0473-4836-ac9d-51a049d60963" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_DocumentFiscalPeriodFocus_cfe80459-0473-4836-ac9d-51a049d60963" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_56fa7d78-0ee8-4157-b184-5b1c7a54b70f" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_038e16b1-b182-4f3c-874f-133c1d7bf3f1" xlink:to="loc_dei_AmendmentFlag_56fa7d78-0ee8-4157-b184-5b1c7a54b70f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETSUNAUDITED" xlink:type="simple" xlink:href="nmih-20200930.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETSUNAUDITED"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETSUNAUDITED" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_1caf28d0-3630-4999-9121-0e38e99b959b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1caf28d0-3630-4999-9121-0e38e99b959b" xlink:to="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_01f9460b-f0cb-4ac1-aff8-4e9737206a2e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_01f9460b-f0cb-4ac1-aff8-4e9737206a2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_fd45ef57-2447-4151-9b9a-ec0767d13ac0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_fd45ef57-2447-4151-9b9a-ec0767d13ac0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsReceivableAtCarryingValue_2b8c694b-1268-4d35-8887-e506c1027ead" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsReceivableAtCarryingValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_PremiumsReceivableAtCarryingValue_2b8c694b-1268-4d35-8887-e506c1027ead" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedInvestmentIncomeReceivable_6259a2bb-d89d-47dc-8d51-2aba34117a68" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_AccruedInvestmentIncomeReceivable_6259a2bb-d89d-47dc-8d51-2aba34117a68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseCurrentAndNoncurrent_d93ebd3c-7cb3-4115-b8e5-3b906b392f1f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PrepaidExpenseCurrentAndNoncurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_PrepaidExpenseCurrentAndNoncurrent_d93ebd3c-7cb3-4115-b8e5-3b906b392f1f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCosts_289d89ef-2339-4359-84e1-00514cdb51d4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCosts_289d89ef-2339-4359-84e1-00514cdb51d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_7d0ab8b8-0080-470e-abd3-27cbdd106c17" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_7d0ab8b8-0080-470e-abd3-27cbdd106c17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_c504451a-5dc9-4a42-b9ec-494c8527182b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IntangibleAssetsNetIncludingGoodwill"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_IntangibleAssetsNetIncludingGoodwill_c504451a-5dc9-4a42-b9ec-494c8527182b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidReinsurancePremiums_ab88ab0d-5897-4af9-ace1-55ab2e4a2249" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PrepaidReinsurancePremiums"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_PrepaidReinsurancePremiums_ab88ab0d-5897-4af9-ace1-55ab2e4a2249" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesGross_2cc42bb6-a29c-4b00-8071-83e97b9e8603" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverablesGross"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_ReinsuranceRecoverablesGross_2cc42bb6-a29c-4b00-8071-83e97b9e8603" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_dcd4fda6-e833-4381-9dbb-d70624e3bf2b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_OtherAssets_dcd4fda6-e833-4381-9dbb-d70624e3bf2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_a00f58cc-85c4-4315-bbd2-b6ed846659bc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Assets"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d03151f9-cc67-4711-a88f-55189340279d" xlink:to="loc_us-gaap_Assets_a00f58cc-85c4-4315-bbd2-b6ed846659bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1caf28d0-3630-4999-9121-0e38e99b959b" xlink:to="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebt_72fdd6b8-2dbd-4fe8-9f45-550f1c8d40a5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SecuredDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:to="loc_us-gaap_SecuredDebt_72fdd6b8-2dbd-4fe8-9f45-550f1c8d40a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnearnedPremiums_f1176c8f-bcfe-469e-8f9b-f718d9f779c1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_UnearnedPremiums"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:to="loc_us-gaap_UnearnedPremiums_f1176c8f-bcfe-469e-8f9b-f718d9f779c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_02c81f85-ded6-41e7-8cbe-305a84799beb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_02c81f85-ded6-41e7-8cbe-305a84799beb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_520df285-0bf9-4bdc-85a3-bc1b15177660" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_520df285-0bf9-4bdc-85a3-bc1b15177660" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsLiability_a9afd5fe-9a86-456e-82d8-755e7ac5ce94" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FundsHeldUnderReinsuranceAgreementsLiability"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:to="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsLiability_a9afd5fe-9a86-456e-82d8-755e7ac5ce94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_2b3d965b-42ec-4684-ac89-9d47eef07251" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_2b3d965b-42ec-4684-ac89-9d47eef07251" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_b044e3aa-8631-4294-8c4d-97c58626e8ae" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilitiesNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_b044e3aa-8631-4294-8c4d-97c58626e8ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_c5d082ee-9c3b-444d-865f-6338f5331718" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherLiabilities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:to="loc_us-gaap_OtherLiabilities_c5d082ee-9c3b-444d-865f-6338f5331718" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_74f24ed7-0bfd-4e83-9e73-240189e70624" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_b2b4f5b8-c783-4ea9-b8e1-a082f4b6d620" xlink:to="loc_us-gaap_Liabilities_74f24ed7-0bfd-4e83-9e73-240189e70624" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_7d8e2aef-088c-4012-a52c-b35fae2c681f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1caf28d0-3630-4999-9121-0e38e99b959b" xlink:to="loc_us-gaap_CommitmentsAndContingencies_7d8e2aef-088c-4012-a52c-b35fae2c681f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityAbstract_60357672-48d8-44bc-94f5-1f128f04ae83" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1caf28d0-3630-4999-9121-0e38e99b959b" xlink:to="loc_us-gaap_StockholdersEquityAbstract_60357672-48d8-44bc-94f5-1f128f04ae83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValueOutstanding_33affc2d-14d5-451e-8635-6408145e50ad" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockValueOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_60357672-48d8-44bc-94f5-1f128f04ae83" xlink:to="loc_us-gaap_CommonStockValueOutstanding_33affc2d-14d5-451e-8635-6408145e50ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_cc36dea3-02a9-452f-acf7-aefa553170ec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_60357672-48d8-44bc-94f5-1f128f04ae83" xlink:to="loc_us-gaap_AdditionalPaidInCapital_cc36dea3-02a9-452f-acf7-aefa553170ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_0e11e310-eac0-427c-8a6e-857e0a2a508f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_60357672-48d8-44bc-94f5-1f128f04ae83" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_0e11e310-eac0-427c-8a6e-857e0a2a508f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_dfaafde7-3152-4bf1-9d05-1e66b5082d13" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_60357672-48d8-44bc-94f5-1f128f04ae83" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_dfaafde7-3152-4bf1-9d05-1e66b5082d13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_98dae0d4-3fbb-404c-a2ff-a9aa8a23374f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_60357672-48d8-44bc-94f5-1f128f04ae83" xlink:to="loc_us-gaap_StockholdersEquity_98dae0d4-3fbb-404c-a2ff-a9aa8a23374f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_f9b3ea58-6d0c-4421-8bc5-408559fbd2de" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1caf28d0-3630-4999-9121-0e38e99b959b" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_f9b3ea58-6d0c-4421-8bc5-408559fbd2de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETSUNAUDITEDParenthetical" xlink:type="simple" xlink:href="nmih-20200930.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETSUNAUDITEDParenthetical"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETSUNAUDITEDParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_dc35c0eb-1b8e-47d2-aa56-f816653da935" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_ba0a1ec1-f7ec-47a6-9136-dad5ef329035" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_dc35c0eb-1b8e-47d2-aa56-f816653da935" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_ba0a1ec1-f7ec-47a6-9136-dad5ef329035" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_f61ecc2b-d17a-484a-b915-2458fd1a94dd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictedCash"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_dc35c0eb-1b8e-47d2-aa56-f816653da935" xlink:to="loc_us-gaap_RestrictedCash_f61ecc2b-d17a-484a-b915-2458fd1a94dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_e3400a89-0e00-422d-97ba-c22cb171c40d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_dc35c0eb-1b8e-47d2-aa56-f816653da935" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_e3400a89-0e00-422d-97ba-c22cb171c40d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_217bf705-75fe-4bde-8393-924572bde1b5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_dc35c0eb-1b8e-47d2-aa56-f816653da935" xlink:to="loc_us-gaap_CommonStockSharesIssued_217bf705-75fe-4bde-8393-924572bde1b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_6e550382-0007-40e5-805e-90e8ad469989" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_dc35c0eb-1b8e-47d2-aa56-f816653da935" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_6e550382-0007-40e5-805e-90e8ad469989" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_ab16ad92-4634-48d2-8f0a-00a613ebc2f5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_dc35c0eb-1b8e-47d2-aa56-f816653da935" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_ab16ad92-4634-48d2-8f0a-00a613ebc2f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVEINCOMEUNAUDITED" xlink:type="simple" xlink:href="nmih-20200930.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVEINCOMEUNAUDITED"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVEINCOMEUNAUDITED" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_2ea6cb38-8d8f-4904-82ce-dff73b0adcdb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesAbstract_dc883e9a-43ba-4bd8-af4b-c33c76e894ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevenuesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_2ea6cb38-8d8f-4904-82ce-dff73b0adcdb" xlink:to="loc_us-gaap_RevenuesAbstract_dc883e9a-43ba-4bd8-af4b-c33c76e894ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_e8e4b329-ce36-49e8-a8d0-21dc234acf22" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_dc883e9a-43ba-4bd8-af4b-c33c76e894ab" xlink:to="loc_us-gaap_PremiumsEarnedNet_e8e4b329-ce36-49e8-a8d0-21dc234acf22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_6f1d7cd3-108f-4586-8373-e045a177ce85" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetInvestmentIncome"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_dc883e9a-43ba-4bd8-af4b-c33c76e894ab" xlink:to="loc_us-gaap_NetInvestmentIncome_6f1d7cd3-108f-4586-8373-e045a177ce85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_ef7fd5e5-98db-4cac-a11e-bffae89491ce" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GainLossOnInvestments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_dc883e9a-43ba-4bd8-af4b-c33c76e894ab" xlink:to="loc_us-gaap_GainLossOnInvestments_ef7fd5e5-98db-4cac-a11e-bffae89491ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIncome_b1ac6db9-1863-4006-85b9-de047b9f3537" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherIncome"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_dc883e9a-43ba-4bd8-af4b-c33c76e894ab" xlink:to="loc_us-gaap_OtherIncome_b1ac6db9-1863-4006-85b9-de047b9f3537" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_92de3451-9ea1-4f7d-9f74-a60697a39234" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_dc883e9a-43ba-4bd8-af4b-c33c76e894ab" xlink:to="loc_us-gaap_Revenues_92de3451-9ea1-4f7d-9f74-a60697a39234" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostsAndExpensesAbstract_0e1d13ad-c414-4552-800a-48745342f095" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CostsAndExpensesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_2ea6cb38-8d8f-4904-82ce-dff73b0adcdb" xlink:to="loc_us-gaap_CostsAndExpensesAbstract_0e1d13ad-c414-4552-800a-48745342f095" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_a1226115-1c95-435d-b9e7-3b3fa7b8172a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncurredClaimsPropertyCasualtyAndLiability"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_0e1d13ad-c414-4552-800a-48745342f095" xlink:to="loc_us-gaap_IncurredClaimsPropertyCasualtyAndLiability_a1226115-1c95-435d-b9e7-3b3fa7b8172a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_6ba6fd51-b4a7-40f6-bfe9-d4f232ac471b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherCostAndExpenseOperating"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_0e1d13ad-c414-4552-800a-48745342f095" xlink:to="loc_us-gaap_OtherCostAndExpenseOperating_6ba6fd51-b4a7-40f6-bfe9-d4f232ac471b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingExpense_e4b9b8b1-eae4-4c36-a631-c48483451221" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherNonoperatingExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_0e1d13ad-c414-4552-800a-48745342f095" xlink:to="loc_us-gaap_OtherNonoperatingExpense_e4b9b8b1-eae4-4c36-a631-c48483451221" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_9e92a694-9065-4cc5-ab65-a47cc2eea844" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_0e1d13ad-c414-4552-800a-48745342f095" xlink:to="loc_us-gaap_InterestExpense_9e92a694-9065-4cc5-ab65-a47cc2eea844" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_GainLossonChangeinFairValueofWarrantLiability_743e17d0-555f-4497-ad63-cb5a51e1f737" xlink:href="nmih-20200930.xsd#nmih_GainLossonChangeinFairValueofWarrantLiability"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_0e1d13ad-c414-4552-800a-48745342f095" xlink:to="loc_nmih_GainLossonChangeinFairValueofWarrantLiability_743e17d0-555f-4497-ad63-cb5a51e1f737" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostsAndExpenses_08bdb75e-8750-4883-a1a6-f354d27e6781" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CostsAndExpenses"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_0e1d13ad-c414-4552-800a-48745342f095" xlink:to="loc_us-gaap_CostsAndExpenses_08bdb75e-8750-4883-a1a6-f354d27e6781" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_5e12a911-1a6f-4331-8e57-2741ec7ca0e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_2ea6cb38-8d8f-4904-82ce-dff73b0adcdb" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_5e12a911-1a6f-4331-8e57-2741ec7ca0e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_5eeed58c-72f9-4ff6-b9f6-c3ffbebf6ec0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_2ea6cb38-8d8f-4904-82ce-dff73b0adcdb" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_5eeed58c-72f9-4ff6-b9f6-c3ffbebf6ec0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_3f522c50-0e2a-4976-9ef3-b220604eda98" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_2ea6cb38-8d8f-4904-82ce-dff73b0adcdb" xlink:to="loc_us-gaap_NetIncomeLoss_3f522c50-0e2a-4976-9ef3-b220604eda98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_e85132e8-8837-42dc-bea5-9d897426ae3d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasicAndDilutedAbstract"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_2ea6cb38-8d8f-4904-82ce-dff73b0adcdb" xlink:to="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_e85132e8-8837-42dc-bea5-9d897426ae3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_b1092a08-83b6-4fd8-b066-91dfdeb1fc8e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_e85132e8-8837-42dc-bea5-9d897426ae3d" xlink:to="loc_us-gaap_EarningsPerShareBasic_b1092a08-83b6-4fd8-b066-91dfdeb1fc8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_991204e0-37f4-41f2-b0e8-d8f8610bf09a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAndDilutedAbstract_e85132e8-8837-42dc-bea5-9d897426ae3d" xlink:to="loc_us-gaap_EarningsPerShareDiluted_991204e0-37f4-41f2-b0e8-d8f8610bf09a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_32eef5cd-4a9c-4fc8-b31e-23b6057254b0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_2ea6cb38-8d8f-4904-82ce-dff73b0adcdb" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_32eef5cd-4a9c-4fc8-b31e-23b6057254b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_395d1a9b-4a95-4aad-8497-f0cc4167a6e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_32eef5cd-4a9c-4fc8-b31e-23b6057254b0" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_395d1a9b-4a95-4aad-8497-f0cc4167a6e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_cbd6ac53-fd4c-4501-8821-393d492efa07" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_32eef5cd-4a9c-4fc8-b31e-23b6057254b0" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_cbd6ac53-fd4c-4501-8821-393d492efa07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_95be757c-7e84-48b0-bc46-399ecc917ba2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_2ea6cb38-8d8f-4904-82ce-dff73b0adcdb" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_95be757c-7e84-48b0-bc46-399ecc917ba2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_5771ffda-03a8-4503-812b-7c9b1dee250e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_95be757c-7e84-48b0-bc46-399ecc917ba2" xlink:to="loc_us-gaap_NetIncomeLoss_5771ffda-03a8-4503-812b-7c9b1dee250e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e361c5f9-cbe2-4a66-8046-2b835a39532b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_95be757c-7e84-48b0-bc46-399ecc917ba2" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e361c5f9-cbe2-4a66-8046-2b835a39532b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_945f554e-a9d5-4ce5-85bc-d97217b24220" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e361c5f9-cbe2-4a66-8046-2b835a39532b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_945f554e-a9d5-4ce5-85bc-d97217b24220" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_8acff9a1-2b53-4edb-b65e-97a1e8a6eec3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e361c5f9-cbe2-4a66-8046-2b835a39532b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_8acff9a1-2b53-4edb-b65e-97a1e8a6eec3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_0aa9d48d-827e-4210-b6e9-c33f98f2a195" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e361c5f9-cbe2-4a66-8046-2b835a39532b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_0aa9d48d-827e-4210-b6e9-c33f98f2a195" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_57f628a6-89d7-4fdd-bf17-303a03b0bfea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAbstract_95be757c-7e84-48b0-bc46-399ecc917ba2" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_57f628a6-89d7-4fdd-bf17-303a03b0bfea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVEINCOMEUNAUDITEDParenthetical" xlink:type="simple" xlink:href="nmih-20200930.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVEINCOMEUNAUDITEDParenthetical"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVEINCOMEUNAUDITEDParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_422e892a-cbca-48c3-98b6-7a60023ac9d9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_07922aff-9164-49a4-aeff-fe2dcb545680" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_422e892a-cbca-48c3-98b6-7a60023ac9d9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_07922aff-9164-49a4-aeff-fe2dcb545680" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_cca724ad-0001-4818-b9e0-a6d3859b8947" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_422e892a-cbca-48c3-98b6-7a60023ac9d9" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_cca724ad-0001-4818-b9e0-a6d3859b8947" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINSHAREHOLDERSEQUITYUNAUDITED" xlink:type="simple" xlink:href="nmih-20200930.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINSHAREHOLDERSEQUITYUNAUDITED"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINSHAREHOLDERSEQUITYUNAUDITED" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_d5312a75-16c3-49a5-af6b-882df86b4c25" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_b1668b14-68e1-43db-ac59-f6391809e5f4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_d5312a75-16c3-49a5-af6b-882df86b4c25" xlink:to="loc_us-gaap_StatementTable_b1668b14-68e1-43db-ac59-f6391809e5f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_e38b0a93-24cb-4978-b0af-71743871e684" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_b1668b14-68e1-43db-ac59-f6391809e5f4" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_e38b0a93-24cb-4978-b0af-71743871e684" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_a6eae1e1-7601-4c61-9d15-47b180143837" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_e38b0a93-24cb-4978-b0af-71743871e684" xlink:to="loc_us-gaap_EquityComponentDomain_a6eae1e1-7601-4c61-9d15-47b180143837" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_f42d7c5d-db10-4377-afd4-d02ee1e70f03" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_a6eae1e1-7601-4c61-9d15-47b180143837" xlink:to="loc_us-gaap_CommonStockMember_f42d7c5d-db10-4377-afd4-d02ee1e70f03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_562afe7e-0d1e-4acb-850c-dda3e60455d5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_a6eae1e1-7601-4c61-9d15-47b180143837" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_562afe7e-0d1e-4acb-850c-dda3e60455d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_24e7734f-d590-4c84-a84a-48d96c362b97" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_a6eae1e1-7601-4c61-9d15-47b180143837" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_24e7734f-d590-4c84-a84a-48d96c362b97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_4929a642-8d9d-48a1-af2d-a5bb9cdf223d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RetainedEarningsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_a6eae1e1-7601-4c61-9d15-47b180143837" xlink:to="loc_us-gaap_RetainedEarningsMember_4929a642-8d9d-48a1-af2d-a5bb9cdf223d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_3d3d37fd-bf74-4354-a6e5-c6cf6afe8f63" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_b1668b14-68e1-43db-ac59-f6391809e5f4" xlink:to="loc_us-gaap_StatementLineItems_3d3d37fd-bf74-4354-a6e5-c6cf6afe8f63" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_3d3d37fd-bf74-4354-a6e5-c6cf6afe8f63" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_32076765-b156-40c0-a605-2326ba7a4a9f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_StockholdersEquity_32076765-b156-40c0-a605-2326ba7a4a9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharesOutstanding_bb2819d3-0067-466e-be76-3b260fa29da0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_SharesOutstanding_bb2819d3-0067-466e-be76-3b260fa29da0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_429f8f2a-79ea-4e76-8316-1f4f9bbe1b5e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_429f8f2a-79ea-4e76-8316-1f4f9bbe1b5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_34ce2789-b617-4875-a99c-fa1bec12df09" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_34ce2789-b617-4875-a99c-fa1bec12df09" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_3e3e0a2a-bc36-498e-bbd9-676a70862e58" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_3e3e0a2a-bc36-498e-bbd9-676a70862e58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities_d8fa9d87-733d-4aa4-a3ec-85c9a9dc98fb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities_d8fa9d87-733d-4aa4-a3ec-85c9a9dc98fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_StockIssuedDuringPeriodValueEmployeeStockPurchasePlanNetofTaxWithholdings_6b1dc45c-cd31-44c6-8bd7-a5ebe913e725" xlink:href="nmih-20200930.xsd#nmih_StockIssuedDuringPeriodValueEmployeeStockPurchasePlanNetofTaxWithholdings"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_nmih_StockIssuedDuringPeriodValueEmployeeStockPurchasePlanNetofTaxWithholdings_6b1dc45c-cd31-44c6-8bd7-a5ebe913e725" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlansNetofSharesForTaxWithholdings_3d278f8b-e24b-4c38-b8de-8a04d8c918b4" xlink:href="nmih-20200930.xsd#nmih_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlansNetofSharesForTaxWithholdings"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_nmih_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlansNetofSharesForTaxWithholdings_3d278f8b-e24b-4c38-b8de-8a04d8c918b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_dccf0aaa-1402-425e-ae83-a4bd22857b8a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_dccf0aaa-1402-425e-ae83-a4bd22857b8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_24e331e1-db0c-40a5-b580-37b7f296301b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_24e331e1-db0c-40a5-b580-37b7f296301b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_2400cf74-18d0-4c3b-9d46-90e2d8e394ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_NetIncomeLoss_2400cf74-18d0-4c3b-9d46-90e2d8e394ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_e578492b-5067-4de2-9e4f-1c72f038b308" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_StockholdersEquity_e578492b-5067-4de2-9e4f-1c72f038b308" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharesOutstanding_b4014114-cc02-4689-847f-b8666398defe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SharesOutstanding"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_86952592-71d9-4b39-88c9-5e99b76b753c" xlink:to="loc_us-gaap_SharesOutstanding_b4014114-cc02-4689-847f-b8666398defe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINSHAREHOLDERSEQUITYUNAUDITEDParenthetical" xlink:type="simple" xlink:href="nmih-20200930.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINSHAREHOLDERSEQUITYUNAUDITEDParenthetical"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCHANGESINSHAREHOLDERSEQUITYUNAUDITEDParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_d10e9cb0-6882-4e69-958f-e5e12656d944" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_31e8f8c7-086a-402b-a3ee-19e9a2b00ddd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_d10e9cb0-6882-4e69-958f-e5e12656d944" xlink:to="loc_us-gaap_StatementTable_31e8f8c7-086a-402b-a3ee-19e9a2b00ddd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_8ab925b5-34a0-4911-88d7-796ca45662a7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_31e8f8c7-086a-402b-a3ee-19e9a2b00ddd" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_8ab925b5-34a0-4911-88d7-796ca45662a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_0c33da1c-4e33-4d93-9027-cd90db999afd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_8ab925b5-34a0-4911-88d7-796ca45662a7" xlink:to="loc_us-gaap_EquityComponentDomain_0c33da1c-4e33-4d93-9027-cd90db999afd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_e227eaba-c080-4dbf-ba50-71af18423ace" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_0c33da1c-4e33-4d93-9027-cd90db999afd" xlink:to="loc_us-gaap_CommonStockMember_e227eaba-c080-4dbf-ba50-71af18423ace" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_6e8de12e-c6ab-424b-ba9b-dd0686ea9af7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_31e8f8c7-086a-402b-a3ee-19e9a2b00ddd" xlink:to="loc_us-gaap_StatementLineItems_6e8de12e-c6ab-424b-ba9b-dd0686ea9af7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_d61833ff-6136-4a3d-a068-fd028d2d4f37" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6e8de12e-c6ab-424b-ba9b-dd0686ea9af7" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_d61833ff-6136-4a3d-a068-fd028d2d4f37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities_1f179dc9-abf1-40c0-b50a-931047cb09d4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6e8de12e-c6ab-424b-ba9b-dd0686ea9af7" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities_1f179dc9-abf1-40c0-b50a-931047cb09d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_f697f4d6-40c5-4f92-bb8d-2c246bff3b66" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6e8de12e-c6ab-424b-ba9b-dd0686ea9af7" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_f697f4d6-40c5-4f92-bb8d-2c246bff3b66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlansNetofSharesForTaxWithholdings_ac5ec0e0-04e3-4b38-adf7-3d7a2952c99b" xlink:href="nmih-20200930.xsd#nmih_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlansNetofSharesForTaxWithholdings"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6e8de12e-c6ab-424b-ba9b-dd0686ea9af7" xlink:to="loc_nmih_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlansNetofSharesForTaxWithholdings_ac5ec0e0-04e3-4b38-adf7-3d7a2952c99b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWSUNAUDITED" xlink:type="simple" xlink:href="nmih-20200930.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWSUNAUDITED"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWSUNAUDITED" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_3e2b1b59-dec9-46c0-b272-57980fb9b410" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_bf82072e-d53f-4a38-8487-38dce174ce24" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3e2b1b59-dec9-46c0-b272-57980fb9b410" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_bf82072e-d53f-4a38-8487-38dce174ce24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_eba37e2d-ff66-4f37-9b15-f78d91cfdd3d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_bf82072e-d53f-4a38-8487-38dce174ce24" xlink:to="loc_us-gaap_NetIncomeLoss_eba37e2d-ff66-4f37-9b15-f78d91cfdd3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_bf82072e-d53f-4a38-8487-38dce174ce24" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_5f55f8d1-a1c9-4a74-9bfa-8154eb69ddc6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_5f55f8d1-a1c9-4a74-9bfa-8154eb69ddc6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAdjustmentOfWarrants_97162801-7c07-461b-8c0f-6ddcfdc811c1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAdjustmentOfWarrants"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:to="loc_us-gaap_FairValueAdjustmentOfWarrants_97162801-7c07-461b-8c0f-6ddcfdc811c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet_1491a581-825d-40c4-97a4-7d8e579f619b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DepreciationAmortizationAndAccretionNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:to="loc_us-gaap_DepreciationAmortizationAndAccretionNet_1491a581-825d-40c4-97a4-7d8e579f619b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_447d1306-04bd-408d-ab39-12b419b60140" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_447d1306-04bd-408d-ab39-12b419b60140" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_5971f471-fde2-4131-9bfa-1b297d140d20" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:to="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_5971f471-fde2-4131-9bfa-1b297d140d20" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_2fef6550-f7de-4653-847b-8b957ea0ef35" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:to="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_2fef6550-f7de-4653-847b-8b957ea0ef35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_7aedf036-44d7-4715-833f-1c9bb39cdd90" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:to="loc_us-gaap_ShareBasedCompensation_7aedf036-44d7-4715-833f-1c9bb39cdd90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_f63fb160-cf32-4cff-8988-7b02a3c4102a" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPremiumsReceivable_ae45976b-0357-4b1f-93cc-e8bdac48f2db" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInPremiumsReceivable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_us-gaap_IncreaseDecreaseInPremiumsReceivable_ae45976b-0357-4b1f-93cc-e8bdac48f2db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_713ab861-d6e5-4c2e-b4fb-0e4b9bf4df73" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_713ab861-d6e5-4c2e-b4fb-0e4b9bf4df73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidExpense_57ff0d35-e921-4863-8024-996d6e3b0e59" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidExpense_57ff0d35-e921-4863-8024-996d6e3b0e59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_f83a74a8-bfe6-4495-9c1d-9a8a364571e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_f83a74a8-bfe6-4495-9c1d-9a8a364571e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_b837b062-d180-4799-96b0-e4ef62594819" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_b837b062-d180-4799-96b0-e4ef62594819" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_eda876fd-836d-47ec-8650-e9206e05e073" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiums"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_eda876fd-836d-47ec-8650-e9206e05e073" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve_59a8d10c-87cf-4a6e-a379-6851fde9d135" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_us-gaap_IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve_59a8d10c-87cf-4a6e-a379-6851fde9d135" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_808b0933-d999-46cb-8c96-44b85ee91b6a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInReinsuranceRecoverable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_808b0933-d999-46cb-8c96-44b85ee91b6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_IncreaseDecreaseinReinsuranceAssetsandLiabilities_075dfe0c-7e7b-4499-9983-23acad6541ba" xlink:href="nmih-20200930.xsd#nmih_IncreaseDecreaseinReinsuranceAssetsandLiabilities"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_nmih_IncreaseDecreaseinReinsuranceAssetsandLiabilities_075dfe0c-7e7b-4499-9983-23acad6541ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_2f3a2389-2889-47fd-b222-e37d335fe926" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_f9bf9851-5e07-4eda-982f-ca5aeff96e87" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_2f3a2389-2889-47fd-b222-e37d335fe926" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_28dfff08-f710-42b0-8fb7-043d32a60c3f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_bf82072e-d53f-4a38-8487-38dce174ce24" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_28dfff08-f710-42b0-8fb7-043d32a60c3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_86990e5f-08b9-446a-b066-4dfcac7f24a2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3e2b1b59-dec9-46c0-b272-57980fb9b410" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_86990e5f-08b9-446a-b066-4dfcac7f24a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireShortTermInvestments_bbfa2be1-0eeb-447b-b2c7-60c8cd88d43d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireShortTermInvestments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_86990e5f-08b9-446a-b066-4dfcac7f24a2" xlink:to="loc_us-gaap_PaymentsToAcquireShortTermInvestments_bbfa2be1-0eeb-447b-b2c7-60c8cd88d43d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_b625ba77-ea1b-49b2-93d6-31e72d06c957" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_86990e5f-08b9-446a-b066-4dfcac7f24a2" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_b625ba77-ea1b-49b2-93d6-31e72d06c957" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfShortTermInvestments_b8e75513-c1ca-4665-9590-0bc522c07cd3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromSaleOfShortTermInvestments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_86990e5f-08b9-446a-b066-4dfcac7f24a2" xlink:to="loc_us-gaap_ProceedsFromSaleOfShortTermInvestments_b8e75513-c1ca-4665-9590-0bc522c07cd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_8ee41a18-75b2-4630-9e70-b3a7e0778667" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_86990e5f-08b9-446a-b066-4dfcac7f24a2" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_8ee41a18-75b2-4630-9e70-b3a7e0778667" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_3bd005d6-eb68-4c14-ae38-9d98e9c21c15" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_86990e5f-08b9-446a-b066-4dfcac7f24a2" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_3bd005d6-eb68-4c14-ae38-9d98e9c21c15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_bc3c2e14-599e-43a0-aca6-7c33e7091e00" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_86990e5f-08b9-446a-b066-4dfcac7f24a2" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_bc3c2e14-599e-43a0-aca6-7c33e7091e00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_ba4e3933-f413-4847-a77c-d6e6d0df890e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3e2b1b59-dec9-46c0-b272-57980fb9b410" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_ba4e3933-f413-4847-a77c-d6e6d0df890e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_7d67e615-9931-46a7-9999-a2d34caff387" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_ba4e3933-f413-4847-a77c-d6e6d0df890e" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_7d67e615-9931-46a7-9999-a2d34caff387" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions_c0dd8abe-c350-49ee-bb74-ae38b0ba6ff2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_ba4e3933-f413-4847-a77c-d6e6d0df890e" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions_c0dd8abe-c350-49ee-bb74-ae38b0ba6ff2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_a558811f-2b2d-4542-98dd-06daaa9cfaf0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_ba4e3933-f413-4847-a77c-d6e6d0df890e" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_a558811f-2b2d-4542-98dd-06daaa9cfaf0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_a2fc84c1-bba4-4c29-9c59-1e30b3a9fdf3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_ba4e3933-f413-4847-a77c-d6e6d0df890e" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_a2fc84c1-bba4-4c29-9c59-1e30b3a9fdf3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSecuredDebt_5e2666ce-ea0e-4b5b-bf24-7e8ecdc5d20c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RepaymentsOfSecuredDebt"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_ba4e3933-f413-4847-a77c-d6e6d0df890e" xlink:to="loc_us-gaap_RepaymentsOfSecuredDebt_5e2666ce-ea0e-4b5b-bf24-7e8ecdc5d20c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDebtIssuanceCosts_945b2c53-4a4a-4127-a7bc-eae6bb1b047b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsOfDebtIssuanceCosts"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_ba4e3933-f413-4847-a77c-d6e6d0df890e" xlink:to="loc_us-gaap_PaymentsOfDebtIssuanceCosts_945b2c53-4a4a-4127-a7bc-eae6bb1b047b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_29a95a06-ea2e-48d8-b3e8-0f24d92609b1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_ba4e3933-f413-4847-a77c-d6e6d0df890e" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_29a95a06-ea2e-48d8-b3e8-0f24d92609b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_c165beda-33b3-4f46-a27c-503b613068d2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3e2b1b59-dec9-46c0-b272-57980fb9b410" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_c165beda-33b3-4f46-a27c-503b613068d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_450fbcf6-d3ff-4063-9f5c-5b3f47dbc5c7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3e2b1b59-dec9-46c0-b272-57980fb9b410" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_450fbcf6-d3ff-4063-9f5c-5b3f47dbc5c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_a283e704-bb8b-4cdb-9261-b942173cea62" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3e2b1b59-dec9-46c0-b272-57980fb9b410" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_a283e704-bb8b-4cdb-9261-b942173cea62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_b6cdfc74-b063-4b06-9ff0-69ce5228d816" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_3e2b1b59-dec9-46c0-b272-57980fb9b410" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_b6cdfc74-b063-4b06-9ff0-69ce5228d816" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet_3a1e7c63-ab21-40e6-ba22-a5712b422769" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestPaidNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_b6cdfc74-b063-4b06-9ff0-69ce5228d816" xlink:to="loc_us-gaap_InterestPaidNet_3a1e7c63-ab21-40e6-ba22-a5712b422769" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxesPaidNet_78a2a0c3-7234-430d-8adf-8f09641834ac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxesPaidNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_b6cdfc74-b063-4b06-9ff0-69ce5228d816" xlink:to="loc_us-gaap_IncomeTaxesPaidNet_78a2a0c3-7234-430d-8adf-8f09641834ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/OrganizationBasisofPresentationandSummaryofAccountingPrinciples" xlink:type="simple" xlink:href="nmih-20200930.xsd#OrganizationBasisofPresentationandSummaryofAccountingPrinciples"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/OrganizationBasisofPresentationandSummaryofAccountingPrinciples" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_ea42eb64-9868-4ca7-899a-9664c1ab3862" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_9a1165cb-d9ed-47c1-a189-62058b614462" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_ea42eb64-9868-4ca7-899a-9664c1ab3862" xlink:to="loc_us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock_9a1165cb-d9ed-47c1-a189-62058b614462" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/OrganizationBasisofPresentationandSummaryofAccountingPrinciplesPolicies" xlink:type="simple" xlink:href="nmih-20200930.xsd#OrganizationBasisofPresentationandSummaryofAccountingPrinciplesPolicies"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/OrganizationBasisofPresentationandSummaryofAccountingPrinciplesPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_1339cd5d-a516-494b-8ec2-989da9188ec1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_3897e8d4-ae89-4203-b571-8cc848447680" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_1339cd5d-a516-494b-8ec2-989da9188ec1" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_3897e8d4-ae89-4203-b571-8cc848447680" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentPolicyTextBlock_77c49389-aac0-4c40-97db-e0cb13043297" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentPolicyTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_1339cd5d-a516-494b-8ec2-989da9188ec1" xlink:to="loc_us-gaap_InvestmentPolicyTextBlock_77c49389-aac0-4c40-97db-e0cb13043297" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsReceivableBasisOfAccountingPolicy_4902033d-ee00-4d6d-b05f-a95571a6d6e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsReceivableBasisOfAccountingPolicy"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_1339cd5d-a516-494b-8ec2-989da9188ec1" xlink:to="loc_us-gaap_PremiumsReceivableBasisOfAccountingPolicy_4902033d-ee00-4d6d-b05f-a95571a6d6e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceAccountingPolicy_cb75c22a-c7c6-4084-bd8b-7fe62a2bc4d0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceAccountingPolicy"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_1339cd5d-a516-494b-8ec2-989da9188ec1" xlink:to="loc_us-gaap_ReinsuranceAccountingPolicy_cb75c22a-c7c6-4084-bd8b-7fe62a2bc4d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsolidationVariableInterestEntityPolicy_3737ce5f-d378-4dd4-b228-e0564f528c19" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ConsolidationVariableInterestEntityPolicy"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_1339cd5d-a516-494b-8ec2-989da9188ec1" xlink:to="loc_us-gaap_ConsolidationVariableInterestEntityPolicy_3737ce5f-d378-4dd4-b228-e0564f528c19" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_3077514b-5ed6-4382-8b01-281bd834a55e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_1339cd5d-a516-494b-8ec2-989da9188ec1" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_3077514b-5ed6-4382-8b01-281bd834a55e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock_7ed1fab8-b1b7-4be6-9b8f-81faaaa1511e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerSharePolicyTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_1339cd5d-a516-494b-8ec2-989da9188ec1" xlink:to="loc_us-gaap_EarningsPerSharePolicyTextBlock_7ed1fab8-b1b7-4be6-9b8f-81faaaa1511e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/OrganizationBasisofPresentationandSummaryofAccountingPrinciplesNarrativeDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#OrganizationBasisofPresentationandSummaryofAccountingPrinciplesNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/OrganizationBasisofPresentationandSummaryofAccountingPrinciplesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_4ddc0d41-e7cb-468d-bde5-2ab97eaa1e8b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfStatesInWhichEntityOperates_8f5bade7-cf45-4e3d-82c6-1a4e068e5d79" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NumberOfStatesInWhichEntityOperates"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_4ddc0d41-e7cb-468d-bde5-2ab97eaa1e8b" xlink:to="loc_us-gaap_NumberOfStatesInWhichEntityOperates_8f5bade7-cf45-4e3d-82c6-1a4e068e5d79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceTable_59f6f22b-d83c-4fad-81b2-f7913e6e931c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EffectsOfReinsuranceTable"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_4ddc0d41-e7cb-468d-bde5-2ab97eaa1e8b" xlink:to="loc_us-gaap_EffectsOfReinsuranceTable_59f6f22b-d83c-4fad-81b2-f7913e6e931c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskAxis_c18833f3-7a4b-4459-99b9-ae2c00278929" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_59f6f22b-d83c-4fad-81b2-f7913e6e931c" xlink:to="loc_us-gaap_CededCreditRiskAxis_c18833f3-7a4b-4459-99b9-ae2c00278929" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskReinsurerDomain_a577ac45-934c-4ce7-ab25-830a16d4911d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskReinsurerDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskAxis_c18833f3-7a4b-4459-99b9-ae2c00278929" xlink:to="loc_us-gaap_CededCreditRiskReinsurerDomain_a577ac45-934c-4ce7-ab25-830a16d4911d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ThirdPartyReinsurersMember_25b07ebe-3cc5-4182-aa74-28bdb4ca2abc" xlink:href="nmih-20200930.xsd#nmih_ThirdPartyReinsurersMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskReinsurerDomain_a577ac45-934c-4ce7-ab25-830a16d4911d" xlink:to="loc_nmih_ThirdPartyReinsurersMember_25b07ebe-3cc5-4182-aa74-28bdb4ca2abc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePolicyTypeAxis_8aabdddd-a329-400d-8716-b21e21c55542" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsurancePolicyTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_59f6f22b-d83c-4fad-81b2-f7913e6e931c" xlink:to="loc_us-gaap_ReinsurancePolicyTypeAxis_8aabdddd-a329-400d-8716-b21e21c55542" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePolicyDomain_4ac67358-4bfa-48c6-97d9-32fcc562fc5a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsurancePolicyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePolicyTypeAxis_8aabdddd-a329-400d-8716-b21e21c55542" xlink:to="loc_us-gaap_ReinsurancePolicyDomain_4ac67358-4bfa-48c6-97d9-32fcc562fc5a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_QSRTransactionsMember_e86ebfc7-f7d7-4b55-9958-8b08069a9ca8" xlink:href="nmih-20200930.xsd#nmih_QSRTransactionsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePolicyDomain_4ac67358-4bfa-48c6-97d9-32fcc562fc5a" xlink:to="loc_nmih_QSRTransactionsMember_e86ebfc7-f7d7-4b55-9958-8b08069a9ca8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceLineItems_3f9f8965-3175-4947-9510-379f5d55c29b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EffectsOfReinsuranceLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_59f6f22b-d83c-4fad-81b2-f7913e6e931c" xlink:to="loc_us-gaap_EffectsOfReinsuranceLineItems_3f9f8965-3175-4947-9510-379f5d55c29b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestReceivable_fa6c5309-020c-4684-bd7a-0345dedefc22" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InterestReceivable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_3f9f8965-3175-4947-9510-379f5d55c29b" xlink:to="loc_us-gaap_InterestReceivable_fa6c5309-020c-4684-bd7a-0345dedefc22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses_078a025e-6e71-41b8-81d7-9ffabee873bd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_3f9f8965-3175-4947-9510-379f5d55c29b" xlink:to="loc_us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses_078a025e-6e71-41b8-81d7-9ffabee873bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/Investments" xlink:type="simple" xlink:href="nmih-20200930.xsd#Investments"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/Investments" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_9a295990-7f57-48d7-b7ae-eb46a8bc9138" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_f7a96376-4c69-4c4d-b796-02691ea72773" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_9a295990-7f57-48d7-b7ae-eb46a8bc9138" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_f7a96376-4c69-4c4d-b796-02691ea72773" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/InvestmentsTables" xlink:type="simple" xlink:href="nmih-20200930.xsd#InvestmentsTables"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/InvestmentsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_02ffc087-2a14-49bc-adc5-01c99a9c40d4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock_0b59cfd6-328a-4e8a-8f7b-228d35eb358c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_02ffc087-2a14-49bc-adc5-01c99a9c40d4" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock_0b59cfd6-328a-4e8a-8f7b-228d35eb358c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_InvestmentsClassifiedByIssuerIndustryGroupTableTextBlock_8abd1d49-ede9-4826-9203-2c9caff63057" xlink:href="nmih-20200930.xsd#nmih_InvestmentsClassifiedByIssuerIndustryGroupTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_02ffc087-2a14-49bc-adc5-01c99a9c40d4" xlink:to="loc_nmih_InvestmentsClassifiedByIssuerIndustryGroupTableTextBlock_8abd1d49-ede9-4826-9203-2c9caff63057" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_c66a9262-b025-4d34-991d-e4b4d5effea1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_02ffc087-2a14-49bc-adc5-01c99a9c40d4" xlink:to="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_c66a9262-b025-4d34-991d-e4b4d5effea1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_3c7f6c8b-220b-476c-a67e-250a35941ae4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_02ffc087-2a14-49bc-adc5-01c99a9c40d4" xlink:to="loc_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_3c7f6c8b-220b-476c-a67e-250a35941ae4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeTextBlock_c3f3ece7-ff83-450a-9615-203314b0ec8a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentIncomeTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_02ffc087-2a14-49bc-adc5-01c99a9c40d4" xlink:to="loc_us-gaap_InvestmentIncomeTextBlock_c3f3ece7-ff83-450a-9615-203314b0ec8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_bb29b09c-6771-482a-a73a-3743dc3dfe5b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RealizedGainLossOnInvestmentsTableTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_02ffc087-2a14-49bc-adc5-01c99a9c40d4" xlink:to="loc_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_bb29b09c-6771-482a-a73a-3743dc3dfe5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/InvestmentsFairValuesandGrossUnrealizedGainsandLossesDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#InvestmentsFairValuesandGrossUnrealizedGainsandLossesDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/InvestmentsFairValuesandGrossUnrealizedGainsandLossesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_ef5fdda0-0f7d-426b-ac4b-20d84214c89a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_f0036910-917b-4d1a-85e0-d1f8ff4fc365" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_ef5fdda0-0f7d-426b-ac4b-20d84214c89a" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_f0036910-917b-4d1a-85e0-d1f8ff4fc365" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_3b056529-c4d5-43c0-994f-fce1f3794a25" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_f0036910-917b-4d1a-85e0-d1f8ff4fc365" xlink:to="loc_us-gaap_FinancialInstrumentAxis_3b056529-c4d5-43c0-994f-fce1f3794a25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1b364191-6810-4b6e-9f0e-ea87b1790020" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_3b056529-c4d5-43c0-994f-fce1f3794a25" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1b364191-6810-4b6e-9f0e-ea87b1790020" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_8e5bcfbd-f8a0-4a45-86ca-db89cb5deee9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1b364191-6810-4b6e-9f0e-ea87b1790020" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_8e5bcfbd-f8a0-4a45-86ca-db89cb5deee9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_73246256-9ddd-4fa7-b240-b6f40a6bf234" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1b364191-6810-4b6e-9f0e-ea87b1790020" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_73246256-9ddd-4fa7-b240-b6f40a6bf234" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_a9d83bac-97e6-43bc-b097-1affe10b5094" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1b364191-6810-4b6e-9f0e-ea87b1790020" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_a9d83bac-97e6-43bc-b097-1affe10b5094" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_bdda8822-9c26-4aff-97d9-df5efadffce6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1b364191-6810-4b6e-9f0e-ea87b1790020" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_bdda8822-9c26-4aff-97d9-df5efadffce6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BondsMember_23701eeb-f7d0-4bdb-9a87-14b1f08a73f2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BondsMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1b364191-6810-4b6e-9f0e-ea87b1790020" xlink:to="loc_us-gaap_BondsMember_23701eeb-f7d0-4bdb-9a87-14b1f08a73f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermInvestmentsMember_3aacc41b-a437-49ce-8515-1075ddbe7fde" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ShortTermInvestmentsMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1b364191-6810-4b6e-9f0e-ea87b1790020" xlink:to="loc_us-gaap_ShortTermInvestmentsMember_3aacc41b-a437-49ce-8515-1075ddbe7fde" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_d0accc57-f8aa-4d45-a11c-c48c50281026" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_f0036910-917b-4d1a-85e0-d1f8ff4fc365" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_d0accc57-f8aa-4d45-a11c-c48c50281026" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_2de6dd58-fa23-409d-9273-4b8c37452ada" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_d0accc57-f8aa-4d45-a11c-c48c50281026" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_2de6dd58-fa23-409d-9273-4b8c37452ada" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_7ca461fe-d6a2-40cb-81d1-d04632a69513" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_d0accc57-f8aa-4d45-a11c-c48c50281026" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_7ca461fe-d6a2-40cb-81d1-d04632a69513" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_599bb3e2-2921-4dec-8225-176646a147e2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_d0accc57-f8aa-4d45-a11c-c48c50281026" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_599bb3e2-2921-4dec-8225-176646a147e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_763f4277-0831-4e97-a477-07807514aa0c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_d0accc57-f8aa-4d45-a11c-c48c50281026" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_763f4277-0831-4e97-a477-07807514aa0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/InvestmentsCorporateDebtSecuritiesbyIndustryGroupDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#InvestmentsCorporateDebtSecuritiesbyIndustryGroupDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/InvestmentsCorporateDebtSecuritiesbyIndustryGroupDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c025559e-d8d2-4171-a3ca-26e7855bd9c9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_e4a1667e-0bff-4afb-8605-ee0a84405d0b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_c025559e-d8d2-4171-a3ca-26e7855bd9c9" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_e4a1667e-0bff-4afb-8605-ee0a84405d0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_DebtSecuritiesByIndustryAxis_fd22f42d-a30f-4667-85ac-f7b8a21e0b8c" xlink:href="nmih-20200930.xsd#nmih_DebtSecuritiesByIndustryAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_e4a1667e-0bff-4afb-8605-ee0a84405d0b" xlink:to="loc_nmih_DebtSecuritiesByIndustryAxis_fd22f42d-a30f-4667-85ac-f7b8a21e0b8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_DebtSecuritiesByIndustryDomain_cb76f757-de0c-4a47-9251-a73295d18079" xlink:href="nmih-20200930.xsd#nmih_DebtSecuritiesByIndustryDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_DebtSecuritiesByIndustryAxis_fd22f42d-a30f-4667-85ac-f7b8a21e0b8c" xlink:to="loc_nmih_DebtSecuritiesByIndustryDomain_cb76f757-de0c-4a47-9251-a73295d18079" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_FinancialIndustryGroupMember_cb6ad122-670f-4b77-908b-5a34da4ec7b7" xlink:href="nmih-20200930.xsd#nmih_FinancialIndustryGroupMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_DebtSecuritiesByIndustryDomain_cb76f757-de0c-4a47-9251-a73295d18079" xlink:to="loc_nmih_FinancialIndustryGroupMember_cb6ad122-670f-4b77-908b-5a34da4ec7b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ConsumerIndustryGroupMember_2efb8e35-ff37-490f-9f05-24f4f795a91b" xlink:href="nmih-20200930.xsd#nmih_ConsumerIndustryGroupMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_DebtSecuritiesByIndustryDomain_cb76f757-de0c-4a47-9251-a73295d18079" xlink:to="loc_nmih_ConsumerIndustryGroupMember_2efb8e35-ff37-490f-9f05-24f4f795a91b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_UtilitiesIndustryGroupMember_ba1d8e8f-602f-4286-b25c-1cff7b1dfcb7" xlink:href="nmih-20200930.xsd#nmih_UtilitiesIndustryGroupMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_DebtSecuritiesByIndustryDomain_cb76f757-de0c-4a47-9251-a73295d18079" xlink:to="loc_nmih_UtilitiesIndustryGroupMember_ba1d8e8f-602f-4286-b25c-1cff7b1dfcb7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_CommunicationsIndustryGroupMember_5ed6b104-e173-4720-a709-e7f9892e715b" xlink:href="nmih-20200930.xsd#nmih_CommunicationsIndustryGroupMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_DebtSecuritiesByIndustryDomain_cb76f757-de0c-4a47-9251-a73295d18079" xlink:to="loc_nmih_CommunicationsIndustryGroupMember_5ed6b104-e173-4720-a709-e7f9892e715b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_TechnologyIndustryGroupMember_955e6685-e4d7-499a-825c-1eacad0d736c" xlink:href="nmih-20200930.xsd#nmih_TechnologyIndustryGroupMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_DebtSecuritiesByIndustryDomain_cb76f757-de0c-4a47-9251-a73295d18079" xlink:to="loc_nmih_TechnologyIndustryGroupMember_955e6685-e4d7-499a-825c-1eacad0d736c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_IndustrialIndustryGroupMember_2ec4fda0-567a-4fa3-ae0c-3b5ea84eabdb" xlink:href="nmih-20200930.xsd#nmih_IndustrialIndustryGroupMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_DebtSecuritiesByIndustryDomain_cb76f757-de0c-4a47-9251-a73295d18079" xlink:to="loc_nmih_IndustrialIndustryGroupMember_2ec4fda0-567a-4fa3-ae0c-3b5ea84eabdb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_EnergyIndustryGroupMember_28b8737e-8fbf-4ec4-81c2-198ea43f3fe4" xlink:href="nmih-20200930.xsd#nmih_EnergyIndustryGroupMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_DebtSecuritiesByIndustryDomain_cb76f757-de0c-4a47-9251-a73295d18079" xlink:to="loc_nmih_EnergyIndustryGroupMember_28b8737e-8fbf-4ec4-81c2-198ea43f3fe4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_DebtSecuritiesByIndustryLineItems_d176285d-3ef5-40af-931c-aa964f5f2992" xlink:href="nmih-20200930.xsd#nmih_DebtSecuritiesByIndustryLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_e4a1667e-0bff-4afb-8605-ee0a84405d0b" xlink:to="loc_nmih_DebtSecuritiesByIndustryLineItems_d176285d-3ef5-40af-931c-aa964f5f2992" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_DebtSecuritiesCorporateComponentOfTotal.Percentage_f34d5864-9fd5-4130-a8cb-a3ea303186c1" xlink:href="nmih-20200930.xsd#nmih_DebtSecuritiesCorporateComponentOfTotal.Percentage"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_DebtSecuritiesByIndustryLineItems_d176285d-3ef5-40af-931c-aa964f5f2992" xlink:to="loc_nmih_DebtSecuritiesCorporateComponentOfTotal.Percentage_f34d5864-9fd5-4130-a8cb-a3ea303186c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/InvestmentsNarrativeDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#InvestmentsNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/InvestmentsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8889d0f4-9e11-4168-a42e-eddf61ae2fdd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_87905642-5bdf-47be-86c4-aaba55b1abad" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8889d0f4-9e11-4168-a42e-eddf61ae2fdd" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_87905642-5bdf-47be-86c4-aaba55b1abad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_9c1819ab-8d46-4ebc-8d41-3b4b3fc03521" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_87905642-5bdf-47be-86c4-aaba55b1abad" xlink:to="loc_us-gaap_FinancialInstrumentAxis_9c1819ab-8d46-4ebc-8d41-3b4b3fc03521" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2cc2441f-3ae9-4fd4-a9f7-dd91e5ed1694" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_9c1819ab-8d46-4ebc-8d41-3b4b3fc03521" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2cc2441f-3ae9-4fd4-a9f7-dd91e5ed1694" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_6f509cf9-aff5-4634-8041-879df3fe806c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_2cc2441f-3ae9-4fd4-a9f7-dd91e5ed1694" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_6f509cf9-aff5-4634-8041-879df3fe806c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5a47e895-60e4-47c8-839c-48b2553ae3e2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_87905642-5bdf-47be-86c4-aaba55b1abad" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5a47e895-60e4-47c8-839c-48b2553ae3e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsAndShortTermInvestments_6fd25994-b421-44a5-ad9f-9355881dd4c2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashCashEquivalentsAndShortTermInvestments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5a47e895-60e4-47c8-839c-48b2553ae3e2" xlink:to="loc_us-gaap_CashCashEquivalentsAndShortTermInvestments_6fd25994-b421-44a5-ad9f-9355881dd4c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_5047b4af-50f4-4487-b31c-888956d3fc54" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5a47e895-60e4-47c8-839c-48b2553ae3e2" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_5047b4af-50f4-4487-b31c-888956d3fc54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6c7bfa41-6d44-457a-8d18-295a3c762b8f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5a47e895-60e4-47c8-839c-48b2553ae3e2" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6c7bfa41-6d44-457a-8d18-295a3c762b8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ImpairmentOfInvestments_7f929222-ff88-4358-a1d9-b0cb51c3854e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ImpairmentOfInvestments"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_5a47e895-60e4-47c8-839c-48b2553ae3e2" xlink:to="loc_us-gaap_ImpairmentOfInvestments_7f929222-ff88-4358-a1d9-b0cb51c3854e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/InvestmentsScheduledMaturitiesDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#InvestmentsScheduledMaturitiesDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/InvestmentsScheduledMaturitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_bd4f0421-e862-44c5-910f-5ec83d9495cb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a8d90839-48f8-43e9-8818-433b586a5cff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_bd4f0421-e862-44c5-910f-5ec83d9495cb" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a8d90839-48f8-43e9-8818-433b586a5cff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_3aceb947-07ca-4201-9c5a-852f1534d6dd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a8d90839-48f8-43e9-8818-433b586a5cff" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_3aceb947-07ca-4201-9c5a-852f1534d6dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_9feafaaf-b354-4ee8-9624-7bdaeb832a69" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a8d90839-48f8-43e9-8818-433b586a5cff" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_9feafaaf-b354-4ee8-9624-7bdaeb832a69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_f48082af-b5f0-4c3c-a956-68dc6fbe9d0f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a8d90839-48f8-43e9-8818-433b586a5cff" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_f48082af-b5f0-4c3c-a956-68dc6fbe9d0f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_2c471c62-257e-4837-86e0-2d752fd5aab9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a8d90839-48f8-43e9-8818-433b586a5cff" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_2c471c62-257e-4837-86e0-2d752fd5aab9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_5a58be30-eb03-4cf0-a5d3-5f439a489ed3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a8d90839-48f8-43e9-8818-433b586a5cff" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_5a58be30-eb03-4cf0-a5d3-5f439a489ed3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_bfaa9bff-98f5-4c1f-be65-efdcc2122d81" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a8d90839-48f8-43e9-8818-433b586a5cff" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_bfaa9bff-98f5-4c1f-be65-efdcc2122d81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_a87d63c5-b1e2-4776-be98-edb8992892e6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_bd4f0421-e862-44c5-910f-5ec83d9495cb" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_a87d63c5-b1e2-4776-be98-edb8992892e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_4115ea0c-e143-48f9-abe9-9d6c629048b1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_a87d63c5-b1e2-4776-be98-edb8992892e6" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_4115ea0c-e143-48f9-abe9-9d6c629048b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_0c3bab1c-8942-48b7-8306-2a1b62ffa417" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_a87d63c5-b1e2-4776-be98-edb8992892e6" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_0c3bab1c-8942-48b7-8306-2a1b62ffa417" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_02b0db0a-df03-404c-ab7d-a8d9dd05feaf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_a87d63c5-b1e2-4776-be98-edb8992892e6" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_02b0db0a-df03-404c-ab7d-a8d9dd05feaf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_d8d51b30-556a-4a68-803a-69d05a6ff7e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_a87d63c5-b1e2-4776-be98-edb8992892e6" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_d8d51b30-556a-4a68-803a-69d05a6ff7e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_466b5ebd-74de-4a09-8fcf-b29a91bcf717" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_a87d63c5-b1e2-4776-be98-edb8992892e6" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_466b5ebd-74de-4a09-8fcf-b29a91bcf717" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_23d25032-6d89-44fd-a0c7-11aef01366df" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAbstract_a87d63c5-b1e2-4776-be98-edb8992892e6" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_23d25032-6d89-44fd-a0c7-11aef01366df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/InvestmentsAgingofUnrealizedLossesDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#InvestmentsAgingofUnrealizedLossesDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/InvestmentsAgingofUnrealizedLossesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5d75a9de-5190-499d-9cac-33137b3ebcf9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_04552eb7-71c4-4dc5-a0c4-c81e524a5daf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5d75a9de-5190-499d-9cac-33137b3ebcf9" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_04552eb7-71c4-4dc5-a0c4-c81e524a5daf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_a2d8522c-d078-4411-9d21-016a17b3e049" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_04552eb7-71c4-4dc5-a0c4-c81e524a5daf" xlink:to="loc_us-gaap_FinancialInstrumentAxis_a2d8522c-d078-4411-9d21-016a17b3e049" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ffea1b4-1f3e-4012-982a-77cfc538ddff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_a2d8522c-d078-4411-9d21-016a17b3e049" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ffea1b4-1f3e-4012-982a-77cfc538ddff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_2a82c5ae-b9c3-47cc-afc5-02a656b2b48a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ffea1b4-1f3e-4012-982a-77cfc538ddff" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_2a82c5ae-b9c3-47cc-afc5-02a656b2b48a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_8e7fb4c8-f64f-454c-a105-71a64fba0b6e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ffea1b4-1f3e-4012-982a-77cfc538ddff" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_8e7fb4c8-f64f-454c-a105-71a64fba0b6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_986f375a-2694-47ac-b5bf-d335bf39c773" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ffea1b4-1f3e-4012-982a-77cfc538ddff" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_986f375a-2694-47ac-b5bf-d335bf39c773" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_37227821-abf5-435d-a8b9-3f480f4a1b7b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_3ffea1b4-1f3e-4012-982a-77cfc538ddff" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_37227821-abf5-435d-a8b9-3f480f4a1b7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesTable_04552eb7-71c4-4dc5-a0c4-c81e524a5daf" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_7712f385-267b-4538-b3fc-357f5538fabf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions_7712f385-267b-4538-b3fc-357f5538fabf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_a3a623b3-c5de-4acb-b0a9-0ce62dd707eb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_a3a623b3-c5de-4acb-b0a9-0ce62dd707eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_447c85f8-7f47-493e-9c64-4528388ae5d3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_447c85f8-7f47-493e-9c64-4528388ae5d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_528c4700-0fa7-46c4-89db-4349dcf5060a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions_528c4700-0fa7-46c4-89db-4349dcf5060a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8550722d-0287-40fb-8048-0c7b606ce629" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_8550722d-0287-40fb-8048-0c7b606ce629" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_2a30faab-154c-475a-acb9-5c888f772c38" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_2a30faab-154c-475a-acb9-5c888f772c38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_b545b473-320e-4aff-9e4d-4b8f8447f8c5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_b545b473-320e-4aff-9e4d-4b8f8447f8c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_4c3d83b8-e159-40c3-b923-4ce388734d01" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_4c3d83b8-e159-40c3-b923-4ce388734d01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_5e90a19f-e0aa-4e39-92d2-9d72a7fd7522" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_c282a833-ed27-4a71-b686-0a0371b0d4e3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_5e90a19f-e0aa-4e39-92d2-9d72a7fd7522" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/InvestmentsNetInvestmentIncomeDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#InvestmentsNetInvestmentIncomeDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/InvestmentsNetInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_d82308a7-98a0-4302-a66d-da79726ad693" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeNetAbstract_63ed3ffe-f07c-40ff-90da-a3a710141ce4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentIncomeNetAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_d82308a7-98a0-4302-a66d-da79726ad693" xlink:to="loc_us-gaap_InvestmentIncomeNetAbstract_63ed3ffe-f07c-40ff-90da-a3a710141ce4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInterestAndDividend_ec69ab54-c7e6-4a74-b23f-38a5f8ec57f3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentIncomeInterestAndDividend"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentIncomeNetAbstract_63ed3ffe-f07c-40ff-90da-a3a710141ce4" xlink:to="loc_us-gaap_InvestmentIncomeInterestAndDividend_ec69ab54-c7e6-4a74-b23f-38a5f8ec57f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInvestmentExpense_12127bda-bacd-4859-b1b1-51e46cf763ea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentIncomeInvestmentExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentIncomeNetAbstract_63ed3ffe-f07c-40ff-90da-a3a710141ce4" xlink:to="loc_us-gaap_InvestmentIncomeInvestmentExpense_12127bda-bacd-4859-b1b1-51e46cf763ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeNet_27cb5fbb-8980-4623-96b7-e2c49bf1e5ed" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentIncomeNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentIncomeNetAbstract_63ed3ffe-f07c-40ff-90da-a3a710141ce4" xlink:to="loc_us-gaap_InvestmentIncomeNet_27cb5fbb-8980-4623-96b7-e2c49bf1e5ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/InvestmentsNetRealizedInvestmentGainsLossesDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#InvestmentsNetRealizedInvestmentGainsLossesDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/InvestmentsNetRealizedInvestmentGainsLossesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_53f33f26-4e15-4a21-8ec4-f2b1ee5f95b6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_93695410-3442-4c0e-baee-381ee9e946a7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_53f33f26-4e15-4a21-8ec4-f2b1ee5f95b6" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_93695410-3442-4c0e-baee-381ee9e946a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_4d7e5fe1-b22f-4cc2-ab7e-6688ca9da0e5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_53f33f26-4e15-4a21-8ec4-f2b1ee5f95b6" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_4d7e5fe1-b22f-4cc2-ab7e-6688ca9da0e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_e27c15fa-20c7-4b9d-bc3a-4e32432604c3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_53f33f26-4e15-4a21-8ec4-f2b1ee5f95b6" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_e27c15fa-20c7-4b9d-bc3a-4e32432604c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/FairValueofFinancialInstruments" xlink:type="simple" xlink:href="nmih-20200930.xsd#FairValueofFinancialInstruments"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/FairValueofFinancialInstruments" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_bbae6bf5-5f89-4f76-8656-62914aa4462f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_95db39c1-7999-47cb-a1e5-7f9e99242871" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_bbae6bf5-5f89-4f76-8656-62914aa4462f" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_95db39c1-7999-47cb-a1e5-7f9e99242871" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsTables" xlink:type="simple" xlink:href="nmih-20200930.xsd#FairValueofFinancialInstrumentsTables"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_c172ef89-7189-4dc1-a9a5-a92a081dedde" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_7232b624-25f5-4555-b17f-4a70227d90f8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_c172ef89-7189-4dc1-a9a5-a92a081dedde" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_7232b624-25f5-4555-b17f-4a70227d90f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_49275634-b1cf-43b7-9018-7050c0f83b8b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_c172ef89-7189-4dc1-a9a5-a92a081dedde" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_49275634-b1cf-43b7-9018-7050c0f83b8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_2e7d53e1-bea5-4f1d-be5a-674be67fd908" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_c172ef89-7189-4dc1-a9a5-a92a081dedde" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_2e7d53e1-bea5-4f1d-be5a-674be67fd908" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsAssetsandLiabilitiesatFairValueDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#FairValueofFinancialInstrumentsAssetsandLiabilitiesatFairValueDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsAssetsandLiabilitiesatFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_8b2d0afa-cbd6-4f42-873f-e3e7cffaeba5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_b418ca74-e5b5-4209-8f00-c87b8c74e012" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_8b2d0afa-cbd6-4f42-873f-e3e7cffaeba5" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_b418ca74-e5b5-4209-8f00-c87b8c74e012" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_6e796829-feeb-4e29-8238-898c2f3f7775" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_b418ca74-e5b5-4209-8f00-c87b8c74e012" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_6e796829-feeb-4e29-8238-898c2f3f7775" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_800f61a5-4ed5-419a-8d4a-d78290c0aefd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_6e796829-feeb-4e29-8238-898c2f3f7775" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_800f61a5-4ed5-419a-8d4a-d78290c0aefd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_ecc1595a-074d-4c28-bb9b-9029a0651059" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_800f61a5-4ed5-419a-8d4a-d78290c0aefd" xlink:to="loc_us-gaap_FairValueMeasurementsRecurringMember_ecc1595a-074d-4c28-bb9b-9029a0651059" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ebcc057e-6c98-4fe9-b725-a4398fee21ae" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_b418ca74-e5b5-4209-8f00-c87b8c74e012" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ebcc057e-6c98-4fe9-b725-a4398fee21ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_e58ded58-129e-42c4-b7cd-1c8a930daaf1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ebcc057e-6c98-4fe9-b725-a4398fee21ae" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_e58ded58-129e-42c4-b7cd-1c8a930daaf1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_f615b5ba-9842-4b71-a8b4-92192d8e1875" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_e58ded58-129e-42c4-b7cd-1c8a930daaf1" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_f615b5ba-9842-4b71-a8b4-92192d8e1875" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_dc2d5586-2ed8-471f-9637-7052597234e6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_e58ded58-129e-42c4-b7cd-1c8a930daaf1" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_dc2d5586-2ed8-471f-9637-7052597234e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_a9067cbc-070e-42bb-a8c3-3dfe2c55101b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_e58ded58-129e-42c4-b7cd-1c8a930daaf1" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_a9067cbc-070e-42bb-a8c3-3dfe2c55101b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_f42d1242-2fa4-4b31-8f7d-362660ac9a4f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_b418ca74-e5b5-4209-8f00-c87b8c74e012" xlink:to="loc_us-gaap_FinancialInstrumentAxis_f42d1242-2fa4-4b31-8f7d-362660ac9a4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9df4fac0-5591-49bb-b0d7-9a812bfb6822" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_f42d1242-2fa4-4b31-8f7d-362660ac9a4f" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9df4fac0-5591-49bb-b0d7-9a812bfb6822" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_175e5733-c17d-4696-bbb8-2763332dbc15" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9df4fac0-5591-49bb-b0d7-9a812bfb6822" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_175e5733-c17d-4696-bbb8-2763332dbc15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_e4c72c8e-4be3-42c0-a5c4-1f48e9fa65dc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9df4fac0-5591-49bb-b0d7-9a812bfb6822" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_e4c72c8e-4be3-42c0-a5c4-1f48e9fa65dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_3baff0c8-353a-4863-8deb-ac57a4cabeb0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9df4fac0-5591-49bb-b0d7-9a812bfb6822" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_3baff0c8-353a-4863-8deb-ac57a4cabeb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_70f39bfa-9a05-4b4f-bc8c-5658adca3bd5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_9df4fac0-5591-49bb-b0d7-9a812bfb6822" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_70f39bfa-9a05-4b4f-bc8c-5658adca3bd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_8c89367d-3250-459b-88cd-01016904bf84" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_b418ca74-e5b5-4209-8f00-c87b8c74e012" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_8c89367d-3250-459b-88cd-01016904bf84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_b71b07be-7661-4bef-a7fd-74064f8bd14b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_8c89367d-3250-459b-88cd-01016904bf84" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_b71b07be-7661-4bef-a7fd-74064f8bd14b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_b0264e47-3e28-48aa-a0ac-10a59a8fee13" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_8c89367d-3250-459b-88cd-01016904bf84" xlink:to="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_b0264e47-3e28-48aa-a0ac-10a59a8fee13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_ac1b94e8-ca35-4911-845c-4857d8a8a880" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_8c89367d-3250-459b-88cd-01016904bf84" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_ac1b94e8-ca35-4911-845c-4857d8a8a880" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_WarrantLiability_d32a5a8b-b9a0-4455-a03c-be222813de00" xlink:href="nmih-20200930.xsd#nmih_WarrantLiability"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_8c89367d-3250-459b-88cd-01016904bf84" xlink:to="loc_nmih_WarrantLiability_d32a5a8b-b9a0-4455-a03c-be222813de00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_239dcadb-f65b-4cd0-8b4c-f72dfedd8eb3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_8c89367d-3250-459b-88cd-01016904bf84" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosure_239dcadb-f65b-4cd0-8b4c-f72dfedd8eb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsRollforwardofLevel3LiabilitiesDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#FairValueofFinancialInstrumentsRollforwardofLevel3LiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsRollforwardofLevel3LiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_065b3293-eb74-4695-832d-d772ddb9704b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_a1440950-f499-4bfb-ab29-87f713266e95" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_065b3293-eb74-4695-832d-d772ddb9704b" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_a1440950-f499-4bfb-ab29-87f713266e95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ecc7d457-907a-4309-ab82-9860c8ec8cbf" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_a1440950-f499-4bfb-ab29-87f713266e95" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ecc7d457-907a-4309-ab82-9860c8ec8cbf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1af66108-b8d3-4364-9184-3dd5c6ab9c3a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ecc7d457-907a-4309-ab82-9860c8ec8cbf" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1af66108-b8d3-4364-9184-3dd5c6ab9c3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_ce59ac19-90f0-4d73-8af0-e11e3603b085" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_1af66108-b8d3-4364-9184-3dd5c6ab9c3a" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_ce59ac19-90f0-4d73-8af0-e11e3603b085" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_f1fa6728-14c8-4904-bee6-d6741a7a64f7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_a1440950-f499-4bfb-ab29-87f713266e95" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_f1fa6728-14c8-4904-bee6-d6741a7a64f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_266a1794-ee95-4205-8d17-f641b7617539" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_f1fa6728-14c8-4904-bee6-d6741a7a64f7" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_266a1794-ee95-4205-8d17-f641b7617539" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantMember_d6a515e2-99e9-4ba1-b7ee-2ecefb21d248" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_266a1794-ee95-4205-8d17-f641b7617539" xlink:to="loc_us-gaap_WarrantMember_d6a515e2-99e9-4ba1-b7ee-2ecefb21d248" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_24927654-3a3b-4009-8edf-cbb883ce02e0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_a1440950-f499-4bfb-ab29-87f713266e95" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_24927654-3a3b-4009-8edf-cbb883ce02e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1deb803a-56d3-418e-88c0-962b83fbf7b7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_24927654-3a3b-4009-8edf-cbb883ce02e0" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1deb803a-56d3-418e-88c0-962b83fbf7b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_5ee5b2d2-c5c1-4894-a7e8-1f2c820c25f3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1deb803a-56d3-418e-88c0-962b83fbf7b7" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_5ee5b2d2-c5c1-4894-a7e8-1f2c820c25f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_cb9fe251-8822-4195-972f-54e2f0cd0816" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1deb803a-56d3-418e-88c0-962b83fbf7b7" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings_cb9fe251-8822-4195-972f-54e2f0cd0816" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_61f0098a-2ef7-4280-ad4c-fa051f4511c0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1deb803a-56d3-418e-88c0-962b83fbf7b7" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements_61f0098a-2ef7-4280-ad4c-fa051f4511c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_f600df7b-0a0f-4c68-877a-1c9113b61ef1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_1deb803a-56d3-418e-88c0-962b83fbf7b7" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue_f600df7b-0a0f-4c68-877a-1c9113b61ef1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsValuationAssumptionsforWarrantLiabilitiesDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#FairValueofFinancialInstrumentsValuationAssumptionsforWarrantLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsValuationAssumptionsforWarrantLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_a78bf8c3-963f-46aa-96e3-5bd816b15f9e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2005bed1-dc84-401d-b1e3-48b5950a591e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_a78bf8c3-963f-46aa-96e3-5bd816b15f9e" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2005bed1-dc84-401d-b1e3-48b5950a591e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_c4593e6d-4275-4382-bc2c-ac25ba70f0e6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2005bed1-dc84-401d-b1e3-48b5950a591e" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_c4593e6d-4275-4382-bc2c-ac25ba70f0e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2eebbd50-ca5d-4cb9-be2b-434bf67793d1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_c4593e6d-4275-4382-bc2c-ac25ba70f0e6" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2eebbd50-ca5d-4cb9-be2b-434bf67793d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_ddffa676-b9fa-41f8-8d33-39e79ee94a10" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2eebbd50-ca5d-4cb9-be2b-434bf67793d1" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_ddffa676-b9fa-41f8-8d33-39e79ee94a10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationTechniqueAxis_90994f64-5dd8-4b52-ab37-b14ceaa8abd0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationTechniqueAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2005bed1-dc84-401d-b1e3-48b5950a591e" xlink:to="loc_us-gaap_ValuationTechniqueAxis_90994f64-5dd8-4b52-ab37-b14ceaa8abd0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationTechniqueDomain_18c66dbd-ebf3-464b-a378-73a3296a3dff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationTechniqueDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationTechniqueAxis_90994f64-5dd8-4b52-ab37-b14ceaa8abd0" xlink:to="loc_us-gaap_ValuationTechniqueDomain_18c66dbd-ebf3-464b-a378-73a3296a3dff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ValuationTechniqueOptionPricingModelMember_babe3519-52e9-4ee7-9499-08c80af05424" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ValuationTechniqueOptionPricingModelMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ValuationTechniqueDomain_18c66dbd-ebf3-464b-a378-73a3296a3dff" xlink:to="loc_us-gaap_ValuationTechniqueOptionPricingModelMember_babe3519-52e9-4ee7-9499-08c80af05424" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_0eee26cc-ca30-4554-bcea-70df7c4860f3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2005bed1-dc84-401d-b1e3-48b5950a591e" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_0eee26cc-ca30-4554-bcea-70df7c4860f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_1450ed29-f062-47d4-aba0-19de258e4488" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_0eee26cc-ca30-4554-bcea-70df7c4860f3" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_1450ed29-f062-47d4-aba0-19de258e4488" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputSharePriceMember_0909c78b-f3a3-4e7a-8ca3-7b0ff441d571" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputSharePriceMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_1450ed29-f062-47d4-aba0-19de258e4488" xlink:to="loc_us-gaap_MeasurementInputSharePriceMember_0909c78b-f3a3-4e7a-8ca3-7b0ff441d571" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputRiskFreeInterestRateMember_f9a3cbde-6d9a-4d58-84bd-d34132af54be" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputRiskFreeInterestRateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_1450ed29-f062-47d4-aba0-19de258e4488" xlink:to="loc_us-gaap_MeasurementInputRiskFreeInterestRateMember_f9a3cbde-6d9a-4d58-84bd-d34132af54be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputExpectedTermMember_e0975753-feb5-4698-b658-bdc21d4bc28a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputExpectedTermMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_1450ed29-f062-47d4-aba0-19de258e4488" xlink:to="loc_us-gaap_MeasurementInputExpectedTermMember_e0975753-feb5-4698-b658-bdc21d4bc28a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputOptionVolatilityMember_c7cab29d-3d6f-4d66-b01b-f3fd9689287d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputOptionVolatilityMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_1450ed29-f062-47d4-aba0-19de258e4488" xlink:to="loc_us-gaap_MeasurementInputOptionVolatilityMember_c7cab29d-3d6f-4d66-b01b-f3fd9689287d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputExpectedDividendRateMember_53b22433-e0be-43e3-9ec9-78717aff3d84" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_MeasurementInputExpectedDividendRateMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_1450ed29-f062-47d4-aba0-19de258e4488" xlink:to="loc_us-gaap_MeasurementInputExpectedDividendRateMember_53b22433-e0be-43e3-9ec9-78717aff3d84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_1f03362e-1a18-48f1-82cf-df5419b207f7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_2005bed1-dc84-401d-b1e3-48b5950a591e" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_1f03362e-1a18-48f1-82cf-df5419b207f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstandingMeasurementInput_5c51d721-ea05-4e7a-819c-3fba442451c4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantsAndRightsOutstandingMeasurementInput"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_1f03362e-1a18-48f1-82cf-df5419b207f7" xlink:to="loc_us-gaap_WarrantsAndRightsOutstandingMeasurementInput_5c51d721-ea05-4e7a-819c-3fba442451c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstandingTerm_bbc24eea-aad1-4437-adb8-2a5551827487" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantsAndRightsOutstandingTerm"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_1f03362e-1a18-48f1-82cf-df5419b207f7" xlink:to="loc_us-gaap_WarrantsAndRightsOutstandingTerm_bbc24eea-aad1-4437-adb8-2a5551827487" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsNarrativeDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#FairValueofFinancialInstrumentsNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/FairValueofFinancialInstrumentsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_5c47e632-8041-47a6-8b71-d5e4353a96a4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_e4d9bac8-78d4-4ede-ae48-e642d9fa9cd3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_5c47e632-8041-47a6-8b71-d5e4353a96a4" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_e4d9bac8-78d4-4ede-ae48-e642d9fa9cd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_95d3ca43-a90a-4d92-a939-cd883c25cd77" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_e4d9bac8-78d4-4ede-ae48-e642d9fa9cd3" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_95d3ca43-a90a-4d92-a939-cd883c25cd77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_4ea1f485-fefb-460f-924d-b4e615d1f926" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_95d3ca43-a90a-4d92-a939-cd883c25cd77" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_4ea1f485-fefb-460f-924d-b4e615d1f926" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_df88d1a6-6e69-4e8f-aba1-c4fe33d09ea7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_4ea1f485-fefb-460f-924d-b4e615d1f926" xlink:to="loc_us-gaap_SeniorNotesMember_df88d1a6-6e69-4e8f-aba1-c4fe33d09ea7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_95275804-cc7e-42f1-9b52-d9de88843207" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_e4d9bac8-78d4-4ede-ae48-e642d9fa9cd3" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_95275804-cc7e-42f1-9b52-d9de88843207" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_fd225f95-038c-4f58-a16b-5136590d581f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_95275804-cc7e-42f1-9b52-d9de88843207" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_fd225f95-038c-4f58-a16b-5136590d581f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_9ea45b1b-8028-44d7-be9e-4b18de66c655" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_fd225f95-038c-4f58-a16b-5136590d581f" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_9ea45b1b-8028-44d7-be9e-4b18de66c655" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2ac1bcea-c552-444f-9e5e-2f2a6258cbd6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_e4d9bac8-78d4-4ede-ae48-e642d9fa9cd3" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2ac1bcea-c552-444f-9e5e-2f2a6258cbd6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_001ab1d5-3cca-482f-88af-f9dafd1d0b40" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2ac1bcea-c552-444f-9e5e-2f2a6258cbd6" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_001ab1d5-3cca-482f-88af-f9dafd1d0b40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_b5311d63-8db7-42cd-ad7b-ccf5e04a7f07" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2ac1bcea-c552-444f-9e5e-2f2a6258cbd6" xlink:to="loc_us-gaap_LongTermDebt_b5311d63-8db7-42cd-ad7b-ccf5e04a7f07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtFairValue_21235c1e-3680-482a-8db8-5bcf06a60550" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongTermDebtFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2ac1bcea-c552-444f-9e5e-2f2a6258cbd6" xlink:to="loc_us-gaap_LongTermDebtFairValue_21235c1e-3680-482a-8db8-5bcf06a60550" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsGross_95949f0c-776d-4399-bb13-7e96e586d19c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredFinanceCostsGross"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2ac1bcea-c552-444f-9e5e-2f2a6258cbd6" xlink:to="loc_us-gaap_DeferredFinanceCostsGross_95949f0c-776d-4399-bb13-7e96e586d19c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/Debt" xlink:type="simple" xlink:href="nmih-20200930.xsd#Debt"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/Debt" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_a6105e81-46dd-46ee-855a-24f6623cf9e1" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_2bc2cd8a-0f9b-44c9-baf3-11bb3a279daa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_a6105e81-46dd-46ee-855a-24f6623cf9e1" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_2bc2cd8a-0f9b-44c9-baf3-11bb3a279daa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/DebtNarrativeDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#DebtNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/DebtNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_643900e2-f39c-44eb-b27e-07cbc4484ee9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_643900e2-f39c-44eb-b27e-07cbc4484ee9" xlink:to="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_a680421f-88ca-496c-9625-db77bc840ec0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_a680421f-88ca-496c-9625-db77bc840ec0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_dbaf4ffa-17b7-4a95-828d-e069daafdd33" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_a680421f-88ca-496c-9625-db77bc840ec0" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_dbaf4ffa-17b7-4a95-828d-e069daafdd33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_1cf3a165-7fe0-42ad-895b-8b17f3ba20e3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_dbaf4ffa-17b7-4a95-828d-e069daafdd33" xlink:to="loc_us-gaap_SeniorNotesMember_1cf3a165-7fe0-42ad-895b-8b17f3ba20e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_7590675f-8f3e-47b2-86cd-5cdd4753f6bc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:to="loc_us-gaap_CreditFacilityAxis_7590675f-8f3e-47b2-86cd-5cdd4753f6bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_dcad0f7f-236b-44aa-9145-5ed0f176e9db" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_7590675f-8f3e-47b2-86cd-5cdd4753f6bc" xlink:to="loc_us-gaap_CreditFacilityDomain_dcad0f7f-236b-44aa-9145-5ed0f176e9db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevolvingCreditFacilityMember_d769f6d7-273a-4a21-b6e0-821dc0089ddb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevolvingCreditFacilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_dcad0f7f-236b-44aa-9145-5ed0f176e9db" xlink:to="loc_us-gaap_RevolvingCreditFacilityMember_d769f6d7-273a-4a21-b6e0-821dc0089ddb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_44270869-5f02-4c2f-8c05-2d06e6c779b7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:to="loc_us-gaap_DebtInstrumentAxis_44270869-5f02-4c2f-8c05-2d06e6c779b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_499c029e-1b92-448e-893f-592a372f7733" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_44270869-5f02-4c2f-8c05-2d06e6c779b7" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_499c029e-1b92-448e-893f-592a372f7733" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_SeniorSecuredTermLoan2018Member_5c16c773-834d-4933-8e61-b7a4a59551b5" xlink:href="nmih-20200930.xsd#nmih_SeniorSecuredTermLoan2018Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_499c029e-1b92-448e-893f-592a372f7733" xlink:to="loc_nmih_SeniorSecuredTermLoan2018Member_5c16c773-834d-4933-8e61-b7a4a59551b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_SecuredRevolvingCreditFacility2020Member_2cfa9365-27a7-44fe-8a67-0170892e0831" xlink:href="nmih-20200930.xsd#nmih_SecuredRevolvingCreditFacility2020Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_499c029e-1b92-448e-893f-592a372f7733" xlink:to="loc_nmih_SecuredRevolvingCreditFacility2020Member_2cfa9365-27a7-44fe-8a67-0170892e0831" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_SecuredRevolvingCreditFacility2018Member_fdd290bd-42c6-4757-9e15-8d98e5d66bc9" xlink:href="nmih-20200930.xsd#nmih_SecuredRevolvingCreditFacility2018Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_499c029e-1b92-448e-893f-592a372f7733" xlink:to="loc_nmih_SecuredRevolvingCreditFacility2018Member_fdd290bd-42c6-4757-9e15-8d98e5d66bc9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableRateAxis_7bb48a94-ff0f-409a-b5e7-a47e6613bbcc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VariableRateAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:to="loc_us-gaap_VariableRateAxis_7bb48a94-ff0f-409a-b5e7-a47e6613bbcc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableRateDomain_41348464-bb03-4f60-9b60-b59cf39c5a5b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_VariableRateDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateAxis_7bb48a94-ff0f-409a-b5e7-a47e6613bbcc" xlink:to="loc_us-gaap_VariableRateDomain_41348464-bb03-4f60-9b60-b59cf39c5a5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BaseRateMember_58c0778a-5824-4260-95a5-b649c49a2764" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_BaseRateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateDomain_41348464-bb03-4f60-9b60-b59cf39c5a5b" xlink:to="loc_us-gaap_BaseRateMember_58c0778a-5824-4260-95a5-b649c49a2764" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EurodollarMember_6dffd5ad-b93c-4720-8b28-14d5e60df85b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EurodollarMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableRateDomain_41348464-bb03-4f60-9b60-b59cf39c5a5b" xlink:to="loc_us-gaap_EurodollarMember_6dffd5ad-b93c-4720-8b28-14d5e60df85b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_209567f1-4606-4d6d-98fb-9cb5ffb4722c" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:to="loc_srt_RangeAxis_209567f1-4606-4d6d-98fb-9cb5ffb4722c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_9f6fa840-d9b4-465d-aeba-523459bc12e1" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_209567f1-4606-4d6d-98fb-9cb5ffb4722c" xlink:to="loc_srt_RangeMember_9f6fa840-d9b4-465d-aeba-523459bc12e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_78e8c66f-72d0-40db-9c12-c8c058f6a616" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_9f6fa840-d9b4-465d-aeba-523459bc12e1" xlink:to="loc_srt_MinimumMember_78e8c66f-72d0-40db-9c12-c8c058f6a616" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_876b8cd2-f939-453f-83bc-d678658a940d" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_9f6fa840-d9b4-465d-aeba-523459bc12e1" xlink:to="loc_srt_MaximumMember_876b8cd2-f939-453f-83bc-d678658a940d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_17a65242-485e-436f-85c7-6126538eab31" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_17a65242-485e-436f-85c7-6126538eab31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_96761f92-bc45-43c2-bd57-721cfcd61919" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_17a65242-485e-436f-85c7-6126538eab31" xlink:to="loc_us-gaap_SegmentDomain_96761f92-bc45-43c2-bd57-721cfcd61919" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateMember_771bf25d-6acd-43ed-afb7-60a5a8f42231" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CorporateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_96761f92-bc45-43c2-bd57-721cfcd61919" xlink:to="loc_us-gaap_CorporateMember_771bf25d-6acd-43ed-afb7-60a5a8f42231" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_f0c33f5d-89c9-422a-9f1c-ce16bf3bc392" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentRedemptionPeriodAxis"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_f0c33f5d-89c9-422a-9f1c-ce16bf3bc392" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_c7c37987-0cfc-4841-8ec7-ab8485ffbe05" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentRedemptionPeriodDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_f0c33f5d-89c9-422a-9f1c-ce16bf3bc392" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_c7c37987-0cfc-4841-8ec7-ab8485ffbe05" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_PriorToMarch12025Member_4c867f46-e060-4f5c-8f3f-dd41e18c9e96" xlink:href="nmih-20200930.xsd#nmih_PriorToMarch12025Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_c7c37987-0cfc-4841-8ec7-ab8485ffbe05" xlink:to="loc_nmih_PriorToMarch12025Member_4c867f46-e060-4f5c-8f3f-dd41e18c9e96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_AfterMarch12025Member_aa4e2bae-ece6-4285-bb8a-9b3b98204cbb" xlink:href="nmih-20200930.xsd#nmih_AfterMarch12025Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_c7c37987-0cfc-4841-8ec7-ab8485ffbe05" xlink:to="loc_nmih_AfterMarch12025Member_aa4e2bae-ece6-4285-bb8a-9b3b98204cbb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_PriorToJune12022Member_19eb6aa0-9682-4b81-a1b9-2c4c831b0be2" xlink:href="nmih-20200930.xsd#nmih_PriorToJune12022Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_c7c37987-0cfc-4841-8ec7-ab8485ffbe05" xlink:to="loc_nmih_PriorToJune12022Member_19eb6aa0-9682-4b81-a1b9-2c4c831b0be2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_408e0403-22ca-4dac-87c5-af7c4edbc025" xlink:to="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_5e378f97-821b-4041-98a7-d07618478620" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_5e378f97-821b-4041-98a7-d07618478620" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_6701f1b7-037c-41ab-8fb2-8cb739917259" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_6701f1b7-037c-41ab-8fb2-8cb739917259" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSecuredDebt_95098dba-88d4-4127-98ea-6fb527e344db" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RepaymentsOfSecuredDebt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_RepaymentsOfSecuredDebt_95098dba-88d4-4127-98ea-6fb527e344db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_e7f95e82-61cb-40c7-80a4-0c28fef8d262" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_e7f95e82-61cb-40c7-80a4-0c28fef8d262" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_ce018b20-a40f-42a6-b498-7cd0af446dea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_ce018b20-a40f-42a6-b498-7cd0af446dea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_DebtInstrumentCovenantTermsApplicablePremium_fdc615fe-e2ab-4cf1-a237-820d7168058f" xlink:href="nmih-20200930.xsd#nmih_DebtInstrumentCovenantTermsApplicablePremium"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_nmih_DebtInstrumentCovenantTermsApplicablePremium_fdc615fe-e2ab-4cf1-a237-820d7168058f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemable_c50f6d51-f609-4eda-b997-e3b089af55de" xlink:href="nmih-20200930.xsd#nmih_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemable"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_nmih_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemable_c50f6d51-f609-4eda-b997-e3b089af55de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsGross_7b5fd0bb-3749-469e-b45c-c86b324af6f7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredFinanceCostsGross"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_DeferredFinanceCostsGross_7b5fd0bb-3749-469e-b45c-c86b324af6f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_b0698923-2c3d-4457-8cbb-e2fb858071a0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_b0698923-2c3d-4457-8cbb-e2fb858071a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_e3c0aecc-41ab-42d8-8563-efa27e88b0a2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_e3c0aecc-41ab-42d8-8563-efa27e88b0a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_DebtInstrumentCovenantTermsDebtToTotalCapitalizationRatioMaximum_d8474797-b99b-410e-942a-080e1bcaaebc" xlink:href="nmih-20200930.xsd#nmih_DebtInstrumentCovenantTermsDebtToTotalCapitalizationRatioMaximum"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_nmih_DebtInstrumentCovenantTermsDebtToTotalCapitalizationRatioMaximum_d8474797-b99b-410e-942a-080e1bcaaebc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_dd0583da-d203-400f-bc0d-58267dca2854" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_dd0583da-d203-400f-bc0d-58267dca2854" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTerm_eccd6493-92b6-47ee-89e9-7ccb864ab056" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentTerm"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_DebtInstrumentTerm_eccd6493-92b6-47ee-89e9-7ccb864ab056" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_DebtInstrumentVariableInterestRateFloor_149338c5-fcac-443d-8fe4-176fb6cf6fe6" xlink:href="nmih-20200930.xsd#nmih_DebtInstrumentVariableInterestRateFloor"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_nmih_DebtInstrumentVariableInterestRateFloor_149338c5-fcac-443d-8fe4-176fb6cf6fe6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_f50800c9-9483-455a-bc1b-8fb707b296b9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_f50800c9-9483-455a-bc1b-8fb707b296b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCredit_61c61d81-6f57-464c-829a-33e8f0a49c9b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCredit"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_LineOfCredit_61c61d81-6f57-464c-829a-33e8f0a49c9b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityUnusedCapacityCommitmentFeePercentage_bd64d0e4-bfc1-4d65-98b1-621c470cfb9f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityUnusedCapacityCommitmentFeePercentage"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_LineOfCreditFacilityUnusedCapacityCommitmentFeePercentage_bd64d0e4-bfc1-4d65-98b1-621c470cfb9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityCommitmentFeeAmount_84558d8d-61cd-499f-8748-b0c4ec1096ea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityCommitmentFeeAmount"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_LineOfCreditFacilityCommitmentFeeAmount_84558d8d-61cd-499f-8748-b0c4ec1096ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtIssuanceCostsLineOfCreditArrangementsGross_61a0dc8d-7d92-40bf-a7cd-57c938d5f0e7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtIssuanceCostsLineOfCreditArrangementsGross"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_DebtIssuanceCostsLineOfCreditArrangementsGross_61a0dc8d-7d92-40bf-a7cd-57c938d5f0e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtIssuanceCostsLineOfCreditArrangementsNet_0ee9f54c-6a33-4913-9547-1a180a52b6fa" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtIssuanceCostsLineOfCreditArrangementsNet"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_06537796-7aa0-4b6e-98b3-f14b1af6c249" xlink:to="loc_us-gaap_DebtIssuanceCostsLineOfCreditArrangementsNet_0ee9f54c-6a33-4913-9547-1a180a52b6fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/Reinsurance" xlink:type="simple" xlink:href="nmih-20200930.xsd#Reinsurance"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/Reinsurance" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceDisclosuresAbstract_1b838fc3-856c-47f3-83d3-0735f8e93f98" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceTextBlock_e4db857e-b7e4-4955-badc-a8611c1d453b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceDisclosuresAbstract_1b838fc3-856c-47f3-83d3-0735f8e93f98" xlink:to="loc_us-gaap_ReinsuranceTextBlock_e4db857e-b7e4-4955-badc-a8611c1d453b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/ReinsuranceTables" xlink:type="simple" xlink:href="nmih-20200930.xsd#ReinsuranceTables"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/ReinsuranceTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceDisclosuresAbstract_b4b51cb7-115a-4394-a953-cd895019e41c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceTableTextBlock_cf229348-f8c6-4d79-9906-e16f52afb436" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EffectsOfReinsuranceTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceDisclosuresAbstract_b4b51cb7-115a-4394-a953-cd895019e41c" xlink:to="loc_us-gaap_EffectsOfReinsuranceTableTextBlock_cf229348-f8c6-4d79-9906-e16f52afb436" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ScheduleofrespectivecoveragesandretentionsoftheILNtransactionsTableTextBlock_f65fa624-8d01-4a70-8e24-cee464068ab5" xlink:href="nmih-20200930.xsd#nmih_ScheduleofrespectivecoveragesandretentionsoftheILNtransactionsTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceDisclosuresAbstract_b4b51cb7-115a-4394-a953-cd895019e41c" xlink:to="loc_nmih_ScheduleofrespectivecoveragesandretentionsoftheILNtransactionsTableTextBlock_f65fa624-8d01-4a70-8e24-cee464068ab5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/ReinsuranceEffectofReinsuranceAgreementsonPremiumsWrittenandEarnedDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#ReinsuranceEffectofReinsuranceAgreementsonPremiumsWrittenandEarnedDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/ReinsuranceEffectofReinsuranceAgreementsonPremiumsWrittenandEarnedDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceDisclosuresAbstract_e69c3b1d-2abb-460d-9556-3218d7f3f825" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_d427c096-3031-4bdd-9ea8-98f96416a835" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsWrittenNetConsolidatedAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceDisclosuresAbstract_e69c3b1d-2abb-460d-9556-3218d7f3f825" xlink:to="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_d427c096-3031-4bdd-9ea8-98f96416a835" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DirectPremiumsWritten_f1fe63ab-534b-43d7-8512-a2211233bad6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DirectPremiumsWritten"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_d427c096-3031-4bdd-9ea8-98f96416a835" xlink:to="loc_us-gaap_DirectPremiumsWritten_f1fe63ab-534b-43d7-8512-a2211233bad6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsWritten_8233e7ce-473f-47a0-8777-7c261974c154" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededPremiumsWritten"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_d427c096-3031-4bdd-9ea8-98f96416a835" xlink:to="loc_us-gaap_CededPremiumsWritten_8233e7ce-473f-47a0-8777-7c261974c154" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsWrittenNet_1f31bbdb-bfb8-49d7-8a9a-f494dc7ae938" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsWrittenNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_d427c096-3031-4bdd-9ea8-98f96416a835" xlink:to="loc_us-gaap_PremiumsWrittenNet_1f31bbdb-bfb8-49d7-8a9a-f494dc7ae938" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_50d6a0e7-1c86-4a16-a3c5-8726eb032636" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceDisclosuresAbstract_e69c3b1d-2abb-460d-9556-3218d7f3f825" xlink:to="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_50d6a0e7-1c86-4a16-a3c5-8726eb032636" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DirectPremiumsEarned_1bc05932-719f-4e8e-88ad-834fbba89973" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DirectPremiumsEarned"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_50d6a0e7-1c86-4a16-a3c5-8726eb032636" xlink:to="loc_us-gaap_DirectPremiumsEarned_1bc05932-719f-4e8e-88ad-834fbba89973" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_3350e21c-c606-485d-b47b-a4bc088f6eef" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_50d6a0e7-1c86-4a16-a3c5-8726eb032636" xlink:to="loc_us-gaap_CededPremiumsEarned_3350e21c-c606-485d-b47b-a4bc088f6eef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_fe2cf9c9-f87d-4dab-bcc3-1b1b9e9ce511" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_50d6a0e7-1c86-4a16-a3c5-8726eb032636" xlink:to="loc_us-gaap_PremiumsEarnedNet_fe2cf9c9-f87d-4dab-bcc3-1b1b9e9ce511" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/ReinsuranceNarrativeDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#ReinsuranceNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/ReinsuranceNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceDisclosuresAbstract_2e3075ae-a861-458f-917d-445435f7f9f0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskTable_f6db9d0c-2a7c-4063-a50a-e9c3ac80bfa7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceDisclosuresAbstract_2e3075ae-a861-458f-917d-445435f7f9f0" xlink:to="loc_us-gaap_CededCreditRiskTable_f6db9d0c-2a7c-4063-a50a-e9c3ac80bfa7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskAxis_1b7fcf7b-48ae-4eae-9081-f6eb1c307273" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskTable_f6db9d0c-2a7c-4063-a50a-e9c3ac80bfa7" xlink:to="loc_us-gaap_CededCreditRiskAxis_1b7fcf7b-48ae-4eae-9081-f6eb1c307273" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskReinsurerDomain_fc6a97e0-199d-41e1-adc4-0e3f5106c740" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskReinsurerDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskAxis_1b7fcf7b-48ae-4eae-9081-f6eb1c307273" xlink:to="loc_us-gaap_CededCreditRiskReinsurerDomain_fc6a97e0-199d-41e1-adc4-0e3f5106c740" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ThirdPartyReinsurersMember_831e0ac8-76ef-42a3-943e-e3e46eca1d4a" xlink:href="nmih-20200930.xsd#nmih_ThirdPartyReinsurersMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskReinsurerDomain_fc6a97e0-199d-41e1-adc4-0e3f5106c740" xlink:to="loc_nmih_ThirdPartyReinsurersMember_831e0ac8-76ef-42a3-943e-e3e46eca1d4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePolicyTypeAxis_a4fe40e9-5740-4915-a097-1d006c871c4f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsurancePolicyTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskTable_f6db9d0c-2a7c-4063-a50a-e9c3ac80bfa7" xlink:to="loc_us-gaap_ReinsurancePolicyTypeAxis_a4fe40e9-5740-4915-a097-1d006c871c4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePolicyDomain_cf6a85bb-0aa0-4792-a5ed-9ec7ef3dac07" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsurancePolicyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePolicyTypeAxis_a4fe40e9-5740-4915-a097-1d006c871c4f" xlink:to="loc_us-gaap_ReinsurancePolicyDomain_cf6a85bb-0aa0-4792-a5ed-9ec7ef3dac07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ILNTransactionsMember_701164cf-20d3-46bc-805f-72290957c7b3" xlink:href="nmih-20200930.xsd#nmih_ILNTransactionsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePolicyDomain_cf6a85bb-0aa0-4792-a5ed-9ec7ef3dac07" xlink:to="loc_nmih_ILNTransactionsMember_701164cf-20d3-46bc-805f-72290957c7b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_TwoThousandSeventeenILNTransactionMember_c62aa269-d5c1-4005-8046-5ea4e2d6f840" xlink:href="nmih-20200930.xsd#nmih_TwoThousandSeventeenILNTransactionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_ILNTransactionsMember_701164cf-20d3-46bc-805f-72290957c7b3" xlink:to="loc_nmih_TwoThousandSeventeenILNTransactionMember_c62aa269-d5c1-4005-8046-5ea4e2d6f840" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_TwoThousandEighteenILNTransactionMember_fb72aa21-eaf1-434d-ac2b-393301555a45" xlink:href="nmih-20200930.xsd#nmih_TwoThousandEighteenILNTransactionMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_ILNTransactionsMember_701164cf-20d3-46bc-805f-72290957c7b3" xlink:to="loc_nmih_TwoThousandEighteenILNTransactionMember_fb72aa21-eaf1-434d-ac2b-393301555a45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:href="nmih-20200930.xsd#nmih_QSRTransactionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePolicyDomain_cf6a85bb-0aa0-4792-a5ed-9ec7ef3dac07" xlink:to="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_EligiblePoliciesPoolSixMember_f775be46-c8db-4277-85bb-0aff4e4bcaa5" xlink:href="nmih-20200930.xsd#nmih_EligiblePoliciesPoolSixMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:to="loc_nmih_EligiblePoliciesPoolSixMember_f775be46-c8db-4277-85bb-0aff4e4bcaa5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_EligiblePoliciesPoolFourMember_f9055be6-f1d7-421d-be3b-990cce3973a4" xlink:href="nmih-20200930.xsd#nmih_EligiblePoliciesPoolFourMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:to="loc_nmih_EligiblePoliciesPoolFourMember_f9055be6-f1d7-421d-be3b-990cce3973a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_EligiblePoliciesPoolFiveMember_9139b4aa-cef4-40e8-a015-78623cd4f693" xlink:href="nmih-20200930.xsd#nmih_EligiblePoliciesPoolFiveMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:to="loc_nmih_EligiblePoliciesPoolFiveMember_9139b4aa-cef4-40e8-a015-78623cd4f693" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_TwoThousandSixteenQSRTransactionMember_d3e40d42-e868-47ed-bb37-867d267a5682" xlink:href="nmih-20200930.xsd#nmih_TwoThousandSixteenQSRTransactionMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:to="loc_nmih_TwoThousandSixteenQSRTransactionMember_d3e40d42-e868-47ed-bb37-867d267a5682" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_TwoThousandEighteenQSRTransactionMember_e537f9a6-c745-4467-be51-84112539d531" xlink:href="nmih-20200930.xsd#nmih_TwoThousandEighteenQSRTransactionMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:to="loc_nmih_TwoThousandEighteenQSRTransactionMember_e537f9a6-c745-4467-be51-84112539d531" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_TwoThousandTwentyQSRTransactionMember_34cd66b8-03e3-424d-b5fb-c5493e0c15e1" xlink:href="nmih-20200930.xsd#nmih_TwoThousandTwentyQSRTransactionMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:to="loc_nmih_TwoThousandTwentyQSRTransactionMember_34cd66b8-03e3-424d-b5fb-c5493e0c15e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_EligiblePoliciesPoolOneMember_43693cb1-5112-4549-9278-36afc8d0d4ad" xlink:href="nmih-20200930.xsd#nmih_EligiblePoliciesPoolOneMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:to="loc_nmih_EligiblePoliciesPoolOneMember_43693cb1-5112-4549-9278-36afc8d0d4ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_EligiblePoliciesPoolTwoMember_f90f3f5f-79a1-44f0-b31d-98c3a2a62d0e" xlink:href="nmih-20200930.xsd#nmih_EligiblePoliciesPoolTwoMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nmih_QSRTransactionsMember_9d80c90a-ae3e-4c40-8992-9971afbf410f" xlink:to="loc_nmih_EligiblePoliciesPoolTwoMember_f90f3f5f-79a1-44f0-b31d-98c3a2a62d0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_60a4c709-bfc6-4c2e-9fee-e91646448818" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskTable_f6db9d0c-2a7c-4063-a50a-e9c3ac80bfa7" xlink:to="loc_srt_RangeAxis_60a4c709-bfc6-4c2e-9fee-e91646448818" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_f2da86fe-7236-4501-b85a-5c3ae499b849" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_60a4c709-bfc6-4c2e-9fee-e91646448818" xlink:to="loc_srt_RangeMember_f2da86fe-7236-4501-b85a-5c3ae499b849" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_d93fbeb6-85a8-4a59-8cea-bcfbc809841e" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_f2da86fe-7236-4501-b85a-5c3ae499b849" xlink:to="loc_srt_MaximumMember_d93fbeb6-85a8-4a59-8cea-bcfbc809841e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskTable_f6db9d0c-2a7c-4063-a50a-e9c3ac80bfa7" xlink:to="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_AnticipatedOperatingExpensePaymentsAnnual_c7523244-e432-4df9-beef-d4199464143e" xlink:href="nmih-20200930.xsd#nmih_AnticipatedOperatingExpensePaymentsAnnual"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_nmih_AnticipatedOperatingExpensePaymentsAnnual_c7523244-e432-4df9-beef-d4199464143e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ReinsuranceRetentionRiskPremiumsPaid_61b4bfef-4b63-40f4-8584-81be6300cb34" xlink:href="nmih-20200930.xsd#nmih_ReinsuranceRetentionRiskPremiumsPaid"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_nmih_ReinsuranceRetentionRiskPremiumsPaid_61b4bfef-4b63-40f4-8584-81be6300cb34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ReinsuranceRetentionPolicyTermOfUnderlyingMortgageAmortization_6ca65860-7e57-47f3-aaa2-713eadc55d72" xlink:href="nmih-20200930.xsd#nmih_ReinsuranceRetentionPolicyTermOfUnderlyingMortgageAmortization"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_nmih_ReinsuranceRetentionPolicyTermOfUnderlyingMortgageAmortization_6ca65860-7e57-47f3-aaa2-713eadc55d72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ReinsuranceAgreementOptionalTerminationRightPercentOfReinsuranceCoverageThreshold_0cf245ae-d736-446d-875b-4c7b0d4c70c4" xlink:href="nmih-20200930.xsd#nmih_ReinsuranceAgreementOptionalTerminationRightPercentOfReinsuranceCoverageThreshold"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_nmih_ReinsuranceAgreementOptionalTerminationRightPercentOfReinsuranceCoverageThreshold_0cf245ae-d736-446d-875b-4c7b0d4c70c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_3ac3c48a-2d94-4f8f-80a6-7c326ea9aa4a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RestrictedCash"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_us-gaap_RestrictedCash_3ac3c48a-2d94-4f8f-80a6-7c326ea9aa4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_NumerOfQuotaShareAgreements_6551ee94-23d8-415c-af9a-bc0b3318295a" xlink:href="nmih-20200930.xsd#nmih_NumerOfQuotaShareAgreements"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_nmih_NumerOfQuotaShareAgreements_6551ee94-23d8-415c-af9a-bc0b3318295a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRetentionPolicyReinsuredRiskPercentage_e9cc7326-e94c-4b7f-afdd-43730b7e1b3c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRetentionPolicyReinsuredRiskPercentage"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_us-gaap_ReinsuranceRetentionPolicyReinsuredRiskPercentage_e9cc7326-e94c-4b7f-afdd-43730b7e1b3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_PremiumsEarnedPercentOfRisk_5336d175-5930-43fe-a6bf-58420e21c82d" xlink:href="nmih-20200930.xsd#nmih_PremiumsEarnedPercentOfRisk"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_nmih_PremiumsEarnedPercentOfRisk_5336d175-5930-43fe-a6bf-58420e21c82d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_PreviouslyCededPrimaryRiskInForceRecaptured_60bfc446-6959-4134-9f20-2e3069f47ebe" xlink:href="nmih-20200930.xsd#nmih_PreviouslyCededPrimaryRiskInForceRecaptured"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_nmih_PreviouslyCededPrimaryRiskInForceRecaptured_60bfc446-6959-4134-9f20-2e3069f47ebe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_CededCreditRiskCommissionEarnedPercentage_fb6cf89e-9800-45c5-8bc1-0e95b5b0657a" xlink:href="nmih-20200930.xsd#nmih_CededCreditRiskCommissionEarnedPercentage"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_nmih_CededCreditRiskCommissionEarnedPercentage_fb6cf89e-9800-45c5-8bc1-0e95b5b0657a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_CededCreditRiskProfitCommissionLossRatioOnLoansThreshold_f9c8fdda-148e-4e22-b6fe-cbf837ffa2dc" xlink:href="nmih-20200930.xsd#nmih_CededCreditRiskProfitCommissionLossRatioOnLoansThreshold"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_nmih_CededCreditRiskProfitCommissionLossRatioOnLoansThreshold_f9c8fdda-148e-4e22-b6fe-cbf837ffa2dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses_9497afdf-e352-4fbe-b1fd-48c9456a47b5" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_2673286b-eba8-404c-8650-69c67492e064" xlink:to="loc_us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses_9497afdf-e352-4fbe-b1fd-48c9456a47b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/ReinsuranceILNTransactionsDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#ReinsuranceILNTransactionsDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/ReinsuranceILNTransactionsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceDisclosuresAbstract_73ab6cc0-e36c-435d-a7e3-198be039ef87" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTable_1f2c9c8b-905a-4b0a-9756-cced868234b3" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceDisclosuresAbstract_73ab6cc0-e36c-435d-a7e3-198be039ef87" xlink:to="loc_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTable_1f2c9c8b-905a-4b0a-9756-cced868234b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualAxis_e4bd9ef5-270b-471d-af29-bf7ca69848dd" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_TitleOfIndividualAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTable_1f2c9c8b-905a-4b0a-9756-cced868234b3" xlink:to="loc_srt_TitleOfIndividualAxis_e4bd9ef5-270b-471d-af29-bf7ca69848dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_fc95ca5d-45f0-4f4e-896d-c6e615bdbb45" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_TitleOfIndividualAxis_e4bd9ef5-270b-471d-af29-bf7ca69848dd" xlink:to="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_fc95ca5d-45f0-4f4e-896d-c6e615bdbb45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_A2017ILNMember_4ddba17e-d303-4644-90bb-10a6b7df9c91" xlink:href="nmih-20200930.xsd#nmih_A2017ILNMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_fc95ca5d-45f0-4f4e-896d-c6e615bdbb45" xlink:to="loc_nmih_A2017ILNMember_4ddba17e-d303-4644-90bb-10a6b7df9c91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_A2018ILNMember_09fdb479-ca4f-477c-aa56-b2005d27b933" xlink:href="nmih-20200930.xsd#nmih_A2018ILNMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_fc95ca5d-45f0-4f4e-896d-c6e615bdbb45" xlink:to="loc_nmih_A2018ILNMember_09fdb479-ca4f-477c-aa56-b2005d27b933" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_A2019ILNMember_01f4db4b-bd10-4d21-b012-8c2d982deb65" xlink:href="nmih-20200930.xsd#nmih_A2019ILNMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_fc95ca5d-45f0-4f4e-896d-c6e615bdbb45" xlink:to="loc_nmih_A2019ILNMember_01f4db4b-bd10-4d21-b012-8c2d982deb65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_A20201ILNMember_febdcea2-76f8-48f6-a4e5-ab787e18c80b" xlink:href="nmih-20200930.xsd#nmih_A20201ILNMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_fc95ca5d-45f0-4f4e-896d-c6e615bdbb45" xlink:to="loc_nmih_A20201ILNMember_febdcea2-76f8-48f6-a4e5-ab787e18c80b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems_12965b8f-3837-47f3-a4cd-d39b8aaf1759" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTable_1f2c9c8b-905a-4b0a-9756-cced868234b3" xlink:to="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems_12965b8f-3837-47f3-a4cd-d39b8aaf1759" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_InitialReinsuranceCoverage_357acf41-f0b4-4582-8ea2-f609ab232a2a" xlink:href="nmih-20200930.xsd#nmih_InitialReinsuranceCoverage"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems_12965b8f-3837-47f3-a4cd-d39b8aaf1759" xlink:to="loc_nmih_InitialReinsuranceCoverage_357acf41-f0b4-4582-8ea2-f609ab232a2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_CurrentReinsuranceCoverage_b868c818-5998-48a9-8d64-41695cc7eb92" xlink:href="nmih-20200930.xsd#nmih_CurrentReinsuranceCoverage"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems_12965b8f-3837-47f3-a4cd-d39b8aaf1759" xlink:to="loc_nmih_CurrentReinsuranceCoverage_b868c818-5998-48a9-8d64-41695cc7eb92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_InitialFirstLayerRetainedLoss_04b229ab-6db5-4d8e-9320-420cda7ec6bc" xlink:href="nmih-20200930.xsd#nmih_InitialFirstLayerRetainedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems_12965b8f-3837-47f3-a4cd-d39b8aaf1759" xlink:to="loc_nmih_InitialFirstLayerRetainedLoss_04b229ab-6db5-4d8e-9320-420cda7ec6bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_CurrentFirstLayerRetainedLoss_9be3c7a2-c041-4f48-aa30-f341e9996a6e" xlink:href="nmih-20200930.xsd#nmih_CurrentFirstLayerRetainedLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems_12965b8f-3837-47f3-a4cd-d39b8aaf1759" xlink:to="loc_nmih_CurrentFirstLayerRetainedLoss_9be3c7a2-c041-4f48-aa30-f341e9996a6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/ReinsuranceAmountsRelatedtoQSRTransactionsDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#ReinsuranceAmountsRelatedtoQSRTransactionsDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/ReinsuranceAmountsRelatedtoQSRTransactionsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceDisclosuresAbstract_4aa03832-5b94-4f90-970c-a42774f7b826" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskTable_0951f320-1e2a-4289-8228-b9577b549994" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsuranceDisclosuresAbstract_4aa03832-5b94-4f90-970c-a42774f7b826" xlink:to="loc_us-gaap_CededCreditRiskTable_0951f320-1e2a-4289-8228-b9577b549994" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskAxis_093c78f0-8b52-4b5a-b395-c8592a72a1ec" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskTable_0951f320-1e2a-4289-8228-b9577b549994" xlink:to="loc_us-gaap_CededCreditRiskAxis_093c78f0-8b52-4b5a-b395-c8592a72a1ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskReinsurerDomain_e97554a4-675c-4987-bf20-bc9eb42bccbc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskReinsurerDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskAxis_093c78f0-8b52-4b5a-b395-c8592a72a1ec" xlink:to="loc_us-gaap_CededCreditRiskReinsurerDomain_e97554a4-675c-4987-bf20-bc9eb42bccbc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ThirdPartyReinsurersMember_9d085eec-02b4-4062-b8a5-701ac958886e" xlink:href="nmih-20200930.xsd#nmih_ThirdPartyReinsurersMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskReinsurerDomain_e97554a4-675c-4987-bf20-bc9eb42bccbc" xlink:to="loc_nmih_ThirdPartyReinsurersMember_9d085eec-02b4-4062-b8a5-701ac958886e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskLineItems_99d926ff-9b7e-4d92-8ef2-a7a121f02fae" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededCreditRiskLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskTable_0951f320-1e2a-4289-8228-b9577b549994" xlink:to="loc_us-gaap_CededCreditRiskLineItems_99d926ff-9b7e-4d92-8ef2-a7a121f02fae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_RiskInForceCeded_15b72fec-fb21-473c-864a-b2d2831f2538" xlink:href="nmih-20200930.xsd#nmih_RiskInForceCeded"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_99d926ff-9b7e-4d92-8ef2-a7a121f02fae" xlink:to="loc_nmih_RiskInForceCeded_15b72fec-fb21-473c-864a-b2d2831f2538" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_679de2eb-1cc3-48eb-abbf-151e7746c7cb" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_99d926ff-9b7e-4d92-8ef2-a7a121f02fae" xlink:to="loc_us-gaap_CededPremiumsEarned_679de2eb-1cc3-48eb-abbf-151e7746c7cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ReinsuranceCededClaimsandClaimsExpenses_17fffd41-8b4f-4a46-a8d5-ca685cf3c391" xlink:href="nmih-20200930.xsd#nmih_ReinsuranceCededClaimsandClaimsExpenses"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_99d926ff-9b7e-4d92-8ef2-a7a121f02fae" xlink:to="loc_nmih_ReinsuranceCededClaimsandClaimsExpenses_17fffd41-8b4f-4a46-a8d5-ca685cf3c391" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ReinsuranceCedingCommissionEarned_d5050ce4-c48e-454a-8148-07eaaf0591fd" xlink:href="nmih-20200930.xsd#nmih_ReinsuranceCedingCommissionEarned"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_99d926ff-9b7e-4d92-8ef2-a7a121f02fae" xlink:to="loc_nmih_ReinsuranceCedingCommissionEarned_d5050ce4-c48e-454a-8148-07eaaf0591fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ReinsuranceProfitCommission_f04ba3d8-21a9-4fdc-b669-8bccabd5503d" xlink:href="nmih-20200930.xsd#nmih_ReinsuranceProfitCommission"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskLineItems_99d926ff-9b7e-4d92-8ef2-a7a121f02fae" xlink:to="loc_nmih_ReinsuranceProfitCommission_f04ba3d8-21a9-4fdc-b669-8bccabd5503d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/ReservesforInsuranceClaimsandClaimExpenses" xlink:type="simple" xlink:href="nmih-20200930.xsd#ReservesforInsuranceClaimsandClaimExpenses"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/ReservesforInsuranceClaimsandClaimExpenses" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_1e8bbbc0-4882-43b6-9152-7642a216f387" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_6485f836-825f-409d-a6e7-97490771a605" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_1e8bbbc0-4882-43b6-9152-7642a216f387" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_6485f836-825f-409d-a6e7-97490771a605" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/ReservesforInsuranceClaimsandClaimExpensesTables" xlink:type="simple" xlink:href="nmih-20200930.xsd#ReservesforInsuranceClaimsandClaimExpensesTables"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/ReservesforInsuranceClaimsandClaimExpensesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_7f660713-d078-411f-bdb8-e8d8811ed1ea" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_f0bfbfd9-d00b-48b9-a63c-92919af77dac" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_7f660713-d078-411f-bdb8-e8d8811ed1ea" xlink:to="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_f0bfbfd9-d00b-48b9-a63c-92919af77dac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/ReservesforInsuranceClaimsandClaimExpensesNarrativeDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#ReservesforInsuranceClaimsandClaimExpensesNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/ReservesforInsuranceClaimsandClaimExpensesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_e7d93b2d-a227-4756-a4f3-29b232d61139" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_0810eabf-af41-4d44-8356-c0de6b92d393" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_e7d93b2d-a227-4756-a4f3-29b232d61139" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_0810eabf-af41-4d44-8356-c0de6b92d393" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePolicyTypeAxis_da6ffefa-8c07-4ae0-90f2-3e92a670b289" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsurancePolicyTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_0810eabf-af41-4d44-8356-c0de6b92d393" xlink:to="loc_us-gaap_ReinsurancePolicyTypeAxis_da6ffefa-8c07-4ae0-90f2-3e92a670b289" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePolicyDomain_e75ccd1b-9008-401c-a215-06e794f17240" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsurancePolicyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePolicyTypeAxis_da6ffefa-8c07-4ae0-90f2-3e92a670b289" xlink:to="loc_us-gaap_ReinsurancePolicyDomain_e75ccd1b-9008-401c-a215-06e794f17240" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_QSRTransactionsMember_49fc3819-502b-421a-abc0-a6b6c3ce57fe" xlink:href="nmih-20200930.xsd#nmih_QSRTransactionsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePolicyDomain_e75ccd1b-9008-401c-a215-06e794f17240" xlink:to="loc_nmih_QSRTransactionsMember_49fc3819-502b-421a-abc0-a6b6c3ce57fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_TwoThousandSixteenQSRTransactionMember_c569ea99-d66d-49a3-a0c4-edae8eeaf46c" xlink:href="nmih-20200930.xsd#nmih_TwoThousandSixteenQSRTransactionMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePolicyDomain_e75ccd1b-9008-401c-a215-06e794f17240" xlink:to="loc_nmih_TwoThousandSixteenQSRTransactionMember_c569ea99-d66d-49a3-a0c4-edae8eeaf46c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_4d4d5d95-1a97-48ce-96fd-24cfbffc693e" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_0810eabf-af41-4d44-8356-c0de6b92d393" xlink:to="loc_srt_CounterpartyNameAxis_4d4d5d95-1a97-48ce-96fd-24cfbffc693e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_718bc631-574a-4c84-b0ea-5f3e7a9605a3" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_4d4d5d95-1a97-48ce-96fd-24cfbffc693e" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_718bc631-574a-4c84-b0ea-5f3e7a9605a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_FannieMaeMember_ad8f77a2-04d3-49b8-8148-036da0c8ed8f" xlink:href="nmih-20200930.xsd#nmih_FannieMaeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_718bc631-574a-4c84-b0ea-5f3e7a9605a3" xlink:to="loc_nmih_FannieMaeMember_ad8f77a2-04d3-49b8-8148-036da0c8ed8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable_0810eabf-af41-4d44-8356-c0de6b92d393" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsNumberOfPrimaryLoansInDefault_35135b8d-4345-4447-a97e-dec3c633ce7a" xlink:href="nmih-20200930.xsd#nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsNumberOfPrimaryLoansInDefault"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsNumberOfPrimaryLoansInDefault_35135b8d-4345-4447-a97e-dec3c633ce7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9c44a76e-5ea7-4c41-9bcf-5c7b51800db2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_9c44a76e-5ea7-4c41-9bcf-5c7b51800db2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityforPaidClaimsandClaimsAdjustmentExpenseNumberofPaidClaims_f8acfb70-c394-4daa-9244-0a8d9cf3985d" xlink:href="nmih-20200930.xsd#nmih_LiabilityforPaidClaimsandClaimsAdjustmentExpenseNumberofPaidClaims"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LiabilityforPaidClaimsandClaimsAdjustmentExpenseNumberofPaidClaims_f8acfb70-c394-4daa-9244-0a8d9cf3985d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsPaidIncludingAmountsCoveredByInsurance_818822f7-d65b-49d2-869d-c6cf9d20a884" xlink:href="nmih-20200930.xsd#nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsPaidIncludingAmountsCoveredByInsurance"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsPaidIncludingAmountsCoveredByInsurance_818822f7-d65b-49d2-869d-c6cf9d20a884" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityforPaidClaimsandClaimsAdjustmentExpenseNumberofCoveredClaimsIncludedInNumberofPaidClaims_e242d0b2-e2b3-4bb4-b014-825f61306fdb" xlink:href="nmih-20200930.xsd#nmih_LiabilityforPaidClaimsandClaimsAdjustmentExpenseNumberofCoveredClaimsIncludedInNumberofPaidClaims"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LiabilityforPaidClaimsandClaimsAdjustmentExpenseNumberofCoveredClaimsIncludedInNumberofPaidClaims_e242d0b2-e2b3-4bb4-b014-825f61306fdb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsPaidIncludingAmountsCoveredByInsuranceAmountUnderQSRTransaction_7ddb8b6b-df4d-4df4-a153-4b6481e5d6c2" xlink:href="nmih-20200930.xsd#nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsPaidIncludingAmountsCoveredByInsuranceAmountUnderQSRTransaction"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsPaidIncludingAmountsCoveredByInsuranceAmountUnderQSRTransaction_7ddb8b6b-df4d-4df4-a153-4b6481e5d6c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_a04939e5-85fb-4dd6-8b2e-c0f635b31a81" xlink:href="nmih-20200930.xsd#nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LoansInPoolPastDue60DaysOrMoreNumberOfLoans_a04939e5-85fb-4dd6-8b2e-c0f635b31a81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_6253b48b-ca1f-4553-959d-c8f2682e4128" xlink:href="nmih-20200930.xsd#nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LoansInPoolPastDue60DaysOrMoreLoanRiskinForce_6253b48b-ca1f-4553-959d-c8f2682e4128" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LoansInPoolLoanToValueRatio_20f579c6-08b5-42ab-aced-b87c09384a23" xlink:href="nmih-20200930.xsd#nmih_LoansInPoolLoanToValueRatio"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LoansInPoolLoanToValueRatio_20f579c6-08b5-42ab-aced-b87c09384a23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_29ce296b-431a-4678-84d7-f713e5eee1e5" xlink:href="nmih-20200930.xsd#nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LiabilityforUnpaidClaimsandClaimsAdjustmentExpenseClaimsAppliedtoDeductible_29ce296b-431a-4678-84d7-f713e5eee1e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_MortgagePoolInsuranceClaimDeductible_803348f4-c3ca-4a6e-aeb4-a4a6441c8043" xlink:href="nmih-20200930.xsd#nmih_MortgagePoolInsuranceClaimDeductible"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_MortgagePoolInsuranceClaimDeductible_803348f4-c3ca-4a6e-aeb4-a4a6441c8043" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRetentionPolicyReinsuredRiskPercentage_0f8d1c01-de4e-4152-b84d-23e8d5d1f946" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRetentionPolicyReinsuredRiskPercentage"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_us-gaap_ReinsuranceRetentionPolicyReinsuredRiskPercentage_0f8d1c01-de4e-4152-b84d-23e8d5d1f946" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsNumberOfPrimaryLoansInDefaultPercentOfTotalPoliciesInForce_40c22f21-a92f-485d-aa02-280984954b33" xlink:href="nmih-20200930.xsd#nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsNumberOfPrimaryLoansInDefaultPercentOfTotalPoliciesInForce"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsNumberOfPrimaryLoansInDefaultPercentOfTotalPoliciesInForce_40c22f21-a92f-485d-aa02-280984954b33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsTotalPoliciesInForce_71221e43-49a4-4f2d-99e2-4c30fb849e2b" xlink:href="nmih-20200930.xsd#nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsTotalPoliciesInForce"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsTotalPoliciesInForce_71221e43-49a4-4f2d-99e2-4c30fb849e2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_01d59f60-4e66-400b-8a36-d4a29d8beb3b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_01d59f60-4e66-400b-8a36-d4a29d8beb3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_78f998d2-8227-4ac9-aba0-db501d7901ef" xlink:href="nmih-20200930.xsd#nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems_3aa611ea-7344-4e96-9fe6-675256d8c2fe" xlink:to="loc_nmih_LiabilityforPriorYearClaimsandClaimsAdjustmentExpense_78f998d2-8227-4ac9-aba0-db501d7901ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/ReservesforInsuranceClaimsandClaimExpensesReconciliationofReserveBalancesforInsuranceClaimsandClaimExpenseDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#ReservesforInsuranceClaimsandClaimExpensesReconciliationofReserveBalancesforInsuranceClaimsandClaimExpenseDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/ReservesforInsuranceClaimsandClaimExpensesReconciliationofReserveBalancesforInsuranceClaimsandClaimExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_c0ef793c-eb12-4bb3-8fcf-1a5513975a7c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_c0ef793c-eb12-4bb3-8fcf-1a5513975a7c" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_f00aec95-4e4a-4db6-adee-14ad0177b43b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_f00aec95-4e4a-4db6-adee-14ad0177b43b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses_38b0a21c-b66e-44ee-ad8d-625505d3e9a0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:to="loc_us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses_38b0a21c-b66e-44ee-ad8d-625505d3e9a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_0ac17cca-9138-42d8-999c-eac27405f0c0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_0ac17cca-9138-42d8-999c-eac27405f0c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_e17ea257-02a7-46c8-84ba-7cd3db6d5491" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_e17ea257-02a7-46c8-84ba-7cd3db6d5491" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_bcc70f69-32c6-42c6-82fa-e69e02cb6eed" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_e17ea257-02a7-46c8-84ba-7cd3db6d5491" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_bcc70f69-32c6-42c6-82fa-e69e02cb6eed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_32191b72-fb47-437b-8ba8-6f52f1206a67" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_e17ea257-02a7-46c8-84ba-7cd3db6d5491" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_32191b72-fb47-437b-8ba8-6f52f1206a67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9eb1d390-829f-45b7-b90f-fb947fccc7ab" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_e17ea257-02a7-46c8-84ba-7cd3db6d5491" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_9eb1d390-829f-45b7-b90f-fb947fccc7ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ec5f4534-cc0a-4424-8b16-5bd578ed2249" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ec5f4534-cc0a-4424-8b16-5bd578ed2249" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_d5950ef0-0d76-4a74-93b8-5b0a5b593602" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ec5f4534-cc0a-4424-8b16-5bd578ed2249" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_d5950ef0-0d76-4a74-93b8-5b0a5b593602" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_8a04cdc7-b031-4868-a043-21ea2013f04a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ec5f4534-cc0a-4424-8b16-5bd578ed2249" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_8a04cdc7-b031-4868-a043-21ea2013f04a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidReinsuranceTerminations_08ce4ace-8471-42de-804e-e04864897588" xlink:href="nmih-20200930.xsd#nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidReinsuranceTerminations"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ec5f4534-cc0a-4424-8b16-5bd578ed2249" xlink:to="loc_nmih_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidReinsuranceTerminations_08ce4ace-8471-42de-804e-e04864897588" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_6742b613-b8d5-4b42-98c5-ff4064bdfa7e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_PaymentsForLossesAndLossAdjustmentExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ec5f4534-cc0a-4424-8b16-5bd578ed2249" xlink:to="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_6742b613-b8d5-4b42-98c5-ff4064bdfa7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_4ae81641-89f0-4880-a8b8-f918d6ad5587" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_4ae81641-89f0-4880-a8b8-f918d6ad5587" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses_6265cb6d-734a-40b2-bdbf-a3f5ff41ee03" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:to="loc_us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses_6265cb6d-734a-40b2-bdbf-a3f5ff41ee03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_f0d6a22e-f885-46ce-aa5a-ed3afe9f650f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_66658105-db76-495c-8eeb-68571b4777b4" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_f0d6a22e-f885-46ce-aa5a-ed3afe9f650f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/EarningsperShareEPS" xlink:type="simple" xlink:href="nmih-20200930.xsd#EarningsperShareEPS"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/EarningsperShareEPS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_0d6edde4-bad1-4c9d-b165-9fcc5eef2c53" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_a58f3bcb-2160-4a0d-a5a0-eac47f1ce35a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_0d6edde4-bad1-4c9d-b165-9fcc5eef2c53" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_a58f3bcb-2160-4a0d-a5a0-eac47f1ce35a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/EarningsperShareEPSTables" xlink:type="simple" xlink:href="nmih-20200930.xsd#EarningsperShareEPSTables"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/EarningsperShareEPSTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_ce09f0b2-fb14-4563-905a-ac6472418900" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_6cabaf12-1676-4f57-b7f1-9ca36ebbebb9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_ce09f0b2-fb14-4563-905a-ac6472418900" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_6cabaf12-1676-4f57-b7f1-9ca36ebbebb9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/EarningsperShareEPSDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#EarningsperShareEPSDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/EarningsperShareEPSDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_6d9b0ad7-ea2c-4d26-9208-cbf291ac424c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsBasicAbstract_6577c734-468f-4687-b20f-2ee2b7d48214" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsBasicAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_6d9b0ad7-ea2c-4d26-9208-cbf291ac424c" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsBasicAbstract_6577c734-468f-4687-b20f-2ee2b7d48214" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_6de1e832-ea9e-4d3c-9fc6-063e6ba70081" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsBasicAbstract_6577c734-468f-4687-b20f-2ee2b7d48214" xlink:to="loc_us-gaap_NetIncomeLoss_6de1e832-ea9e-4d3c-9fc6-063e6ba70081" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_607baa4a-11a2-4e59-a1af-7bb7899a739e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsBasicAbstract_6577c734-468f-4687-b20f-2ee2b7d48214" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_607baa4a-11a2-4e59-a1af-7bb7899a739e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_adb0c7b0-c58a-4f6f-9d67-78086be1de13" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsBasicAbstract_6577c734-468f-4687-b20f-2ee2b7d48214" xlink:to="loc_us-gaap_EarningsPerShareBasic_adb0c7b0-c58a-4f6f-9d67-78086be1de13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract_7b1cc37f-0430-4ac7-9f27-fdfd1526c5c0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_6d9b0ad7-ea2c-4d26-9208-cbf291ac424c" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract_7b1cc37f-0430-4ac7-9f27-fdfd1526c5c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_19cfeda4-43dd-4ce2-8032-9579453b992e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract_7b1cc37f-0430-4ac7-9f27-fdfd1526c5c0" xlink:to="loc_us-gaap_NetIncomeLoss_19cfeda4-43dd-4ce2-8032-9579453b992e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_GainFromChangeInFairValueOfWarrantLiability_8dea5dac-bbe3-47c5-bc82-dbeb8217ebf7" xlink:href="nmih-20200930.xsd#nmih_GainFromChangeInFairValueOfWarrantLiability"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract_7b1cc37f-0430-4ac7-9f27-fdfd1526c5c0" xlink:to="loc_nmih_GainFromChangeInFairValueOfWarrantLiability_8dea5dac-bbe3-47c5-bc82-dbeb8217ebf7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToParentDiluted_fedd4987-5b12-474c-9f84-95f0b4fd8592" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_NetIncomeLossAttributableToParentDiluted"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract_7b1cc37f-0430-4ac7-9f27-fdfd1526c5c0" xlink:to="loc_us-gaap_NetIncomeLossAttributableToParentDiluted_fedd4987-5b12-474c-9f84-95f0b4fd8592" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_03e39cec-47d3-4f55-ba1e-6aa8c24b07ff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract_7b1cc37f-0430-4ac7-9f27-fdfd1526c5c0" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_03e39cec-47d3-4f55-ba1e-6aa8c24b07ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_aafd884f-3957-4e74-ae55-1145a8b7acfe" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract_7b1cc37f-0430-4ac7-9f27-fdfd1526c5c0" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_aafd884f-3957-4e74-ae55-1145a8b7acfe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_f2d9671d-1ad0-423b-ad61-6f20556feb2c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract_7b1cc37f-0430-4ac7-9f27-fdfd1526c5c0" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_f2d9671d-1ad0-423b-ad61-6f20556feb2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_d5987dab-5243-4ec7-865c-c1693711551e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersOperationsDilutedAbstract_7b1cc37f-0430-4ac7-9f27-fdfd1526c5c0" xlink:to="loc_us-gaap_EarningsPerShareDiluted_d5987dab-5243-4ec7-865c-c1693711551e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_d7cb522d-51ef-44fb-ad61-b6f743c7c65d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_6d9b0ad7-ea2c-4d26-9208-cbf291ac424c" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_d7cb522d-51ef-44fb-ad61-b6f743c7c65d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/Warrants" xlink:type="simple" xlink:href="nmih-20200930.xsd#Warrants"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/Warrants" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_bd13460e-b43b-4604-883d-e20bc7b832c0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_LineofCreditandRelatedWarrantsTextBlock_32ddc33d-e32e-44c6-8d7a-718f5597c8c6" xlink:href="nmih-20200930.xsd#nmih_LineofCreditandRelatedWarrantsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_bd13460e-b43b-4604-883d-e20bc7b832c0" xlink:to="loc_nmih_LineofCreditandRelatedWarrantsTextBlock_32ddc33d-e32e-44c6-8d7a-718f5597c8c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/WarrantsDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#WarrantsDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/WarrantsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_41ef1b41-2087-4dc5-a336-06e507fdca52" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_79a4ad27-6306-47f4-aae4-c923eb60bf71" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_41ef1b41-2087-4dc5-a336-06e507fdca52" xlink:to="loc_us-gaap_ClassOfWarrantOrRightNumberOfSecuritiesCalledByWarrantsOrRights_79a4ad27-6306-47f4-aae4-c923eb60bf71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_NumberOfSharesRightToPurchasePerWarrant_d80b30fc-81c2-494b-8b94-6c6127cfcb2f" xlink:href="nmih-20200930.xsd#nmih_NumberOfSharesRightToPurchasePerWarrant"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_41ef1b41-2087-4dc5-a336-06e507fdca52" xlink:to="loc_nmih_NumberOfSharesRightToPurchasePerWarrant_d80b30fc-81c2-494b-8b94-6c6127cfcb2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_a1f7759d-2e1c-49b0-9fa1-bf25abe2e0e7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_41ef1b41-2087-4dc5-a336-06e507fdca52" xlink:to="loc_us-gaap_ClassOfWarrantOrRightExercisePriceOfWarrantsOrRights1_a1f7759d-2e1c-49b0-9fa1-bf25abe2e0e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_cdeba5a4-ea2e-467b-878f-c0e68b13a503" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_41ef1b41-2087-4dc5-a336-06e507fdca52" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_cdeba5a4-ea2e-467b-878f-c0e68b13a503" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_3cca478b-d4ee-48fe-8a4a-0886f3effcf9" xlink:href="nmih-20200930.xsd#nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_41ef1b41-2087-4dc5-a336-06e507fdca52" xlink:to="loc_nmih_ClassofWarrantorRightNumberofWarrantsExercisedDuringPeriod_3cca478b-d4ee-48fe-8a4a-0886f3effcf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities_0c83d166-31fb-4c91-be43-11805481e811" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_41ef1b41-2087-4dc5-a336-06e507fdca52" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities_0c83d166-31fb-4c91-be43-11805481e811" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ClassOfWarrantOrRightFairValueOfWarrantLiabilityReclassifiedToAdditionalPaidInCapitalUponExercise_894fb93a-799e-4309-b53f-ab90455e217a" xlink:href="nmih-20200930.xsd#nmih_ClassOfWarrantOrRightFairValueOfWarrantLiabilityReclassifiedToAdditionalPaidInCapitalUponExercise"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_41ef1b41-2087-4dc5-a336-06e507fdca52" xlink:to="loc_nmih_ClassOfWarrantOrRightFairValueOfWarrantLiabilityReclassifiedToAdditionalPaidInCapitalUponExercise_894fb93a-799e-4309-b53f-ab90455e217a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_ClassOfWarrantOrRightChangeInFairValueOfWarrantLiabilityInCurrentPeriod_f9bb7eda-c4ce-4e56-82ce-5a026fca9d37" xlink:href="nmih-20200930.xsd#nmih_ClassOfWarrantOrRightChangeInFairValueOfWarrantLiabilityInCurrentPeriod"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_41ef1b41-2087-4dc5-a336-06e507fdca52" xlink:to="loc_nmih_ClassOfWarrantOrRightChangeInFairValueOfWarrantLiabilityInCurrentPeriod_f9bb7eda-c4ce-4e56-82ce-5a026fca9d37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/IncomeTaxes" xlink:type="simple" xlink:href="nmih-20200930.xsd#IncomeTaxes"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/IncomeTaxes" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_8cabeb05-21d8-486d-a2e9-21cdf3b53cef" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_a2fc5677-9d09-4a06-a6f5-8e90b6997b45" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_8cabeb05-21d8-486d-a2e9-21cdf3b53cef" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_a2fc5677-9d09-4a06-a6f5-8e90b6997b45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/IncomeTaxesDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#IncomeTaxesDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/IncomeTaxesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_ee59af64-3f3d-4e81-abae-21012dad5753" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_090c35f9-09fd-4853-9970-cdbd6bb24bf4" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_ee59af64-3f3d-4e81-abae-21012dad5753" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_090c35f9-09fd-4853-9970-cdbd6bb24bf4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_TaxAndLossBond_8a847e4a-bf7a-4551-87a6-cd05fdd3ceeb" xlink:href="nmih-20200930.xsd#nmih_TaxAndLossBond"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_ee59af64-3f3d-4e81-abae-21012dad5753" xlink:to="loc_nmih_TaxAndLossBond_8a847e4a-bf7a-4551-87a6-cd05fdd3ceeb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/CommonStock" xlink:type="simple" xlink:href="nmih-20200930.xsd#CommonStock"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/CommonStock" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_5890dc57-2a26-4e49-badd-9fa210fd4a81" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_cdb4b3e4-b864-4b3b-ac3b-78ce90cefe8f" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_5890dc57-2a26-4e49-badd-9fa210fd4a81" xlink:to="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_cdb4b3e4-b864-4b3b-ac3b-78ce90cefe8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/CommonStockDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#CommonStockDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/CommonStockDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_67c69e35-0a8a-44c5-91ec-40b6d200f4a8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfStockByClassTable_8474fece-803d-485e-b8f2-3c9eb1a1f8cd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ScheduleOfStockByClassTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_67c69e35-0a8a-44c5-91ec-40b6d200f4a8" xlink:to="loc_us-gaap_ScheduleOfStockByClassTable_8474fece-803d-485e-b8f2-3c9eb1a1f8cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsidiarySaleOfStockAxis_eff35e8b-bd21-436b-90bb-2afbac476764" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsidiarySaleOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_8474fece-803d-485e-b8f2-3c9eb1a1f8cd" xlink:to="loc_us-gaap_SubsidiarySaleOfStockAxis_eff35e8b-bd21-436b-90bb-2afbac476764" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNameOfTransactionDomain_b2cd5d54-bb85-44c8-922e-cc8b856481a8" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockNameOfTransactionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsidiarySaleOfStockAxis_eff35e8b-bd21-436b-90bb-2afbac476764" xlink:to="loc_us-gaap_SaleOfStockNameOfTransactionDomain_b2cd5d54-bb85-44c8-922e-cc8b856481a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OverAllotmentOptionMember_5f698e65-e586-42f8-8fc6-2c979dcf5766" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_OverAllotmentOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_b2cd5d54-bb85-44c8-922e-cc8b856481a8" xlink:to="loc_us-gaap_OverAllotmentOptionMember_5f698e65-e586-42f8-8fc6-2c979dcf5766" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_PublicStockOfferingMember_0de7059b-4304-4e47-8efd-59c79367df3c" xlink:href="nmih-20200930.xsd#nmih_PublicStockOfferingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_b2cd5d54-bb85-44c8-922e-cc8b856481a8" xlink:to="loc_nmih_PublicStockOfferingMember_0de7059b-4304-4e47-8efd-59c79367df3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_PublicStockOfferingAndOverAllotmentOptionMember_975f3038-a590-42ac-b5b4-eefbff79cfe5" xlink:href="nmih-20200930.xsd#nmih_PublicStockOfferingAndOverAllotmentOptionMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SaleOfStockNameOfTransactionDomain_b2cd5d54-bb85-44c8-922e-cc8b856481a8" xlink:to="loc_nmih_PublicStockOfferingAndOverAllotmentOptionMember_975f3038-a590-42ac-b5b4-eefbff79cfe5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_7d870256-a4b2-4bfe-a7a2-0e78cc3a7adc" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_8474fece-803d-485e-b8f2-3c9eb1a1f8cd" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_7d870256-a4b2-4bfe-a7a2-0e78cc3a7adc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_58b49592-6271-4814-ac47-14666422f622" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_7d870256-a4b2-4bfe-a7a2-0e78cc3a7adc" xlink:to="loc_us-gaap_EquityComponentDomain_58b49592-6271-4814-ac47-14666422f622" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_3216c9b7-5b5c-4dcb-8442-f66da58bc018" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_58b49592-6271-4814-ac47-14666422f622" xlink:to="loc_us-gaap_CommonStockMember_3216c9b7-5b5c-4dcb-8442-f66da58bc018" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockLineItems_4758bff7-6a1a-463a-82b1-72bb3edac833" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ClassOfStockLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfStockByClassTable_8474fece-803d-485e-b8f2-3c9eb1a1f8cd" xlink:to="loc_us-gaap_ClassOfStockLineItems_4758bff7-6a1a-463a-82b1-72bb3edac833" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_346abb4f-5868-4bf8-992d-48f49c9d08ff" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_4758bff7-6a1a-463a-82b1-72bb3edac833" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_346abb4f-5868-4bf8-992d-48f49c9d08ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_NumberOfVotesPerShareOfCommonStock_30af0650-f577-4e17-bd37-0837ee833720" xlink:href="nmih-20200930.xsd#nmih_NumberOfVotesPerShareOfCommonStock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_4758bff7-6a1a-463a-82b1-72bb3edac833" xlink:to="loc_nmih_NumberOfVotesPerShareOfCommonStock_30af0650-f577-4e17-bd37-0837ee833720" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_34b32d03-7aab-48af-b5aa-043aaf556918" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_4758bff7-6a1a-463a-82b1-72bb3edac833" xlink:to="loc_us-gaap_SaleOfStockNumberOfSharesIssuedInTransaction_34b32d03-7aab-48af-b5aa-043aaf556918" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_SaleOfStockOverAllotmentOptionPercentage_deee665b-a574-4c8c-9dfd-908bc6a67c50" xlink:href="nmih-20200930.xsd#nmih_SaleOfStockOverAllotmentOptionPercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_4758bff7-6a1a-463a-82b1-72bb3edac833" xlink:to="loc_nmih_SaleOfStockOverAllotmentOptionPercentage_deee665b-a574-4c8c-9dfd-908bc6a67c50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SaleOfStockConsiderationReceivedOnTransaction_48d1912b-8cdf-48e2-9785-6ce2ef9b3620" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SaleOfStockConsiderationReceivedOnTransaction"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockLineItems_4758bff7-6a1a-463a-82b1-72bb3edac833" xlink:to="loc_us-gaap_SaleOfStockConsiderationReceivedOnTransaction_48d1912b-8cdf-48e2-9785-6ce2ef9b3620" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/RegulatoryInformation" xlink:type="simple" xlink:href="nmih-20200930.xsd#RegulatoryInformation"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/RegulatoryInformation" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_f791c40a-bdcc-431e-b6a4-30c35cc9b829" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceDisclosureTextBlock_fca95218-dad5-4cb5-a58a-809dd6332b83" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_f791c40a-bdcc-431e-b6a4-30c35cc9b829" xlink:to="loc_us-gaap_InsuranceDisclosureTextBlock_fca95218-dad5-4cb5-a58a-809dd6332b83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/RegulatoryInformationTables" xlink:type="simple" xlink:href="nmih-20200930.xsd#RegulatoryInformationTables"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/RegulatoryInformationTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_a266d5bd-04d6-4c7f-9895-689853197f04" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_4f5e2e34-792c-4422-bc78-30794b632e78" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_a266d5bd-04d6-4c7f-9895-689853197f04" xlink:to="loc_us-gaap_StatutoryAccountingPracticesDisclosureTextBlock_4f5e2e34-792c-4422-bc78-30794b632e78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/RegulatoryInformationStatutoryNetIncomeLossDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#RegulatoryInformationStatutoryNetIncomeLossDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/RegulatoryInformationStatutoryNetIncomeLossDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_17e5e748-594b-41b3-8499-2f450e5cb6db" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesTable_5c5f036c-fc85-4a28-bf9f-0e2bd36cf897" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_17e5e748-594b-41b3-8499-2f450e5cb6db" xlink:to="loc_us-gaap_StatutoryAccountingPracticesTable_5c5f036c-fc85-4a28-bf9f-0e2bd36cf897" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_c48c4db1-abb8-46fa-958b-d9f8dd5ee0b4" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_5c5f036c-fc85-4a28-bf9f-0e2bd36cf897" xlink:to="loc_dei_LegalEntityAxis_c48c4db1-abb8-46fa-958b-d9f8dd5ee0b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_806de119-79bd-4a9a-b77c-fc888fb886d5" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_c48c4db1-abb8-46fa-958b-d9f8dd5ee0b4" xlink:to="loc_dei_EntityDomain_806de119-79bd-4a9a-b77c-fc888fb886d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_NMicandReoneCombinedMember_52720804-a898-40a3-83be-2a15fe4fe3b1" xlink:href="nmih-20200930.xsd#nmih_NMicandReoneCombinedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_806de119-79bd-4a9a-b77c-fc888fb886d5" xlink:to="loc_nmih_NMicandReoneCombinedMember_52720804-a898-40a3-83be-2a15fe4fe3b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesLineItems_63b4cfb8-486c-48a8-9a99-dd633606e6a2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_5c5f036c-fc85-4a28-bf9f-0e2bd36cf897" xlink:to="loc_us-gaap_StatutoryAccountingPracticesLineItems_63b4cfb8-486c-48a8-9a99-dd633606e6a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_4cc8db21-0c05-4649-b21b-d3fb5572ce35" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_63b4cfb8-486c-48a8-9a99-dd633606e6a2" xlink:to="loc_us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount_4cc8db21-0c05-4649-b21b-d3fb5572ce35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/RegulatoryInformationScheduleofStatutorySurplusContingencyReserveandRTCRatioDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#RegulatoryInformationScheduleofStatutorySurplusContingencyReserveandRTCRatioDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/RegulatoryInformationScheduleofStatutorySurplusContingencyReserveandRTCRatioDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_26ff1b0c-fa61-46da-b040-dc0fb9dc2f30" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesTable_5cb2e89f-2df4-4a17-8ce4-10eaf9cee04d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_26ff1b0c-fa61-46da-b040-dc0fb9dc2f30" xlink:to="loc_us-gaap_StatutoryAccountingPracticesTable_5cb2e89f-2df4-4a17-8ce4-10eaf9cee04d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_f9d58e5c-866b-4e00-ae1d-84fa8346380a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_5cb2e89f-2df4-4a17-8ce4-10eaf9cee04d" xlink:to="loc_dei_LegalEntityAxis_f9d58e5c-866b-4e00-ae1d-84fa8346380a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_2421d423-5651-4953-8b27-fefc1368f3eb" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_f9d58e5c-866b-4e00-ae1d-84fa8346380a" xlink:to="loc_dei_EntityDomain_2421d423-5651-4953-8b27-fefc1368f3eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_NMicandReoneCombinedMember_2c691596-6645-43c7-904f-6bfe4966373b" xlink:href="nmih-20200930.xsd#nmih_NMicandReoneCombinedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_2421d423-5651-4953-8b27-fefc1368f3eb" xlink:to="loc_nmih_NMicandReoneCombinedMember_2c691596-6645-43c7-904f-6bfe4966373b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesLineItems_37a65c68-5263-482b-a193-ac5f527b6186" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_5cb2e89f-2df4-4a17-8ce4-10eaf9cee04d" xlink:to="loc_us-gaap_StatutoryAccountingPracticesLineItems_37a65c68-5263-482b-a193-ac5f527b6186" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_bcaa6d90-e9eb-4182-928f-49d714129803" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_37a65c68-5263-482b-a193-ac5f527b6186" xlink:to="loc_us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance_bcaa6d90-e9eb-4182-928f-49d714129803" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_StatutoryAccountingPracticesContingencyReserve_a47bf113-ff46-4aa5-82b2-bb5a48d60316" xlink:href="nmih-20200930.xsd#nmih_StatutoryAccountingPracticesContingencyReserve"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_37a65c68-5263-482b-a193-ac5f527b6186" xlink:to="loc_nmih_StatutoryAccountingPracticesContingencyReserve_a47bf113-ff46-4aa5-82b2-bb5a48d60316" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_StatutoryAccountingPracticesStatutoryCapitalAndSurplusIncludingContingencyReserve_b16d1ca5-ee50-4407-a9c0-e09c70599ead" xlink:href="nmih-20200930.xsd#nmih_StatutoryAccountingPracticesStatutoryCapitalAndSurplusIncludingContingencyReserve"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_37a65c68-5263-482b-a193-ac5f527b6186" xlink:to="loc_nmih_StatutoryAccountingPracticesStatutoryCapitalAndSurplusIncludingContingencyReserve_b16d1ca5-ee50-4407-a9c0-e09c70599ead" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_RiskToCapitalRatioRegulatoryActual_5f3ee45d-e62f-494b-8604-de943bddcc86" xlink:href="nmih-20200930.xsd#nmih_RiskToCapitalRatioRegulatoryActual"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_37a65c68-5263-482b-a193-ac5f527b6186" xlink:to="loc_nmih_RiskToCapitalRatioRegulatoryActual_5f3ee45d-e62f-494b-8604-de943bddcc86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/RegulatoryInformationNarrativeDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#RegulatoryInformationNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/RegulatoryInformationNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_f10a4a26-77ea-4b5c-a53d-aaf74fa35f4b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesTable_63d2f601-540e-4a31-9fdf-f6dafd846ac9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_f10a4a26-77ea-4b5c-a53d-aaf74fa35f4b" xlink:to="loc_us-gaap_StatutoryAccountingPracticesTable_63d2f601-540e-4a31-9fdf-f6dafd846ac9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_aa62949c-f4b3-47e4-a926-7992fc14e367" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_63d2f601-540e-4a31-9fdf-f6dafd846ac9" xlink:to="loc_dei_LegalEntityAxis_aa62949c-f4b3-47e4-a926-7992fc14e367" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_49b5b504-900d-42e6-954d-0a91e96e5cca" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_aa62949c-f4b3-47e4-a926-7992fc14e367" xlink:to="loc_dei_EntityDomain_49b5b504-900d-42e6-954d-0a91e96e5cca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_NMicandReoneCombinedMember_3578c74c-232b-449b-bba1-e2b5011fb38f" xlink:href="nmih-20200930.xsd#nmih_NMicandReoneCombinedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_49b5b504-900d-42e6-954d-0a91e96e5cca" xlink:to="loc_nmih_NMicandReoneCombinedMember_3578c74c-232b-449b-bba1-e2b5011fb38f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatementScenarioAxis_1972ff00-1e3d-4cae-b417-a855bd3f4849" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_StatementScenarioAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_63d2f601-540e-4a31-9fdf-f6dafd846ac9" xlink:to="loc_srt_StatementScenarioAxis_1972ff00-1e3d-4cae-b417-a855bd3f4849" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioUnspecifiedDomain_323043af-e5ea-4c40-bf51-3719e53259e8" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScenarioUnspecifiedDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementScenarioAxis_1972ff00-1e3d-4cae-b417-a855bd3f4849" xlink:to="loc_srt_ScenarioUnspecifiedDomain_323043af-e5ea-4c40-bf51-3719e53259e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioForecastMember_035592b1-303a-4631-8644-b64c85c1db95" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_ScenarioForecastMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScenarioUnspecifiedDomain_323043af-e5ea-4c40-bf51-3719e53259e8" xlink:to="loc_srt_ScenarioForecastMember_035592b1-303a-4631-8644-b64c85c1db95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_207d1e84-3d66-44b6-9251-86b57f4a8a27" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_63d2f601-540e-4a31-9fdf-f6dafd846ac9" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_207d1e84-3d66-44b6-9251-86b57f4a8a27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_0f898da2-1003-47ba-8d82-95a2f7c81f4e" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_207d1e84-3d66-44b6-9251-86b57f4a8a27" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_0f898da2-1003-47ba-8d82-95a2f7c81f4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_ccf2d922-279c-4168-b4f1-b3755987f339" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_0f898da2-1003-47ba-8d82-95a2f7c81f4e" xlink:to="loc_us-gaap_SeniorNotesMember_ccf2d922-279c-4168-b4f1-b3755987f339" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_94a8b1b0-dcbd-4618-a8ee-2ca1723ad4dc" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_63d2f601-540e-4a31-9fdf-f6dafd846ac9" xlink:to="loc_srt_CounterpartyNameAxis_94a8b1b0-dcbd-4618-a8ee-2ca1723ad4dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_53eb5294-37cf-4c2f-9037-db9cb7ad0d2e" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_94a8b1b0-dcbd-4618-a8ee-2ca1723ad4dc" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_53eb5294-37cf-4c2f-9037-db9cb7ad0d2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_NMICMember_f43e621c-60d3-4bac-954e-3ff952fd4dfa" xlink:href="nmih-20200930.xsd#nmih_NMICMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_53eb5294-37cf-4c2f-9037-db9cb7ad0d2e" xlink:to="loc_nmih_NMICMember_f43e621c-60d3-4bac-954e-3ff952fd4dfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_c988ea99-dac4-4f03-84af-fbf063c40b2b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_63d2f601-540e-4a31-9fdf-f6dafd846ac9" xlink:to="loc_us-gaap_CreditFacilityAxis_c988ea99-dac4-4f03-84af-fbf063c40b2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_83bbfdf3-75a9-4408-8b4e-4a1d812f7c34" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_c988ea99-dac4-4f03-84af-fbf063c40b2b" xlink:to="loc_us-gaap_CreditFacilityDomain_83bbfdf3-75a9-4408-8b4e-4a1d812f7c34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevolvingCreditFacilityMember_67846073-6d06-4ab8-b70b-fda1892d296c" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevolvingCreditFacilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_83bbfdf3-75a9-4408-8b4e-4a1d812f7c34" xlink:to="loc_us-gaap_RevolvingCreditFacilityMember_67846073-6d06-4ab8-b70b-fda1892d296c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_6437dc25-8bee-46b6-85b4-47127dbee122" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_63d2f601-540e-4a31-9fdf-f6dafd846ac9" xlink:to="loc_us-gaap_DebtInstrumentAxis_6437dc25-8bee-46b6-85b4-47127dbee122" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_6dce2a88-14bf-445f-b736-c5e86db746a9" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_6437dc25-8bee-46b6-85b4-47127dbee122" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_6dce2a88-14bf-445f-b736-c5e86db746a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_SecuredRevolvingCreditFacility2020Member_20a158bc-c629-465b-b8a8-6ddf7831fcc6" xlink:href="nmih-20200930.xsd#nmih_SecuredRevolvingCreditFacility2020Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_6dce2a88-14bf-445f-b736-c5e86db746a9" xlink:to="loc_nmih_SecuredRevolvingCreditFacility2020Member_20a158bc-c629-465b-b8a8-6ddf7831fcc6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesLineItems_4de78540-17aa-4382-8b5c-f321cd73cfe7" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesLineItems"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesTable_63d2f601-540e-4a31-9fdf-f6dafd846ac9" xlink:to="loc_us-gaap_StatutoryAccountingPracticesLineItems_4de78540-17aa-4382-8b5c-f321cd73cfe7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_292eebc5-2344-43e1-b608-df9e16bd291a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_4de78540-17aa-4382-8b5c-f321cd73cfe7" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_292eebc5-2344-43e1-b608-df9e16bd291a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPayments_c0f28e3a-c5ac-41ac-993d-5f4ed8571d1a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPayments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_4de78540-17aa-4382-8b5c-f321cd73cfe7" xlink:to="loc_us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPayments_c0f28e3a-c5ac-41ac-993d-5f4ed8571d1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_437b7138-2a09-4790-a8f2-33f69821c976" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_4de78540-17aa-4382-8b5c-f321cd73cfe7" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_437b7138-2a09-4790-a8f2-33f69821c976" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_37dda86a-e974-42dc-a188-b720743ff76d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatutoryAccountingPracticesLineItems_4de78540-17aa-4382-8b5c-f321cd73cfe7" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_37dda86a-e974-42dc-a188-b720743ff76d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/SubsequentEvent" xlink:type="simple" xlink:href="nmih-20200930.xsd#SubsequentEvent"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/SubsequentEvent" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract_5ce0e84b-db9c-4e3a-a2f2-e4009678c3cd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsTextBlock_062653e0-bcd3-47f6-ae62-d1247d307080" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_5ce0e84b-db9c-4e3a-a2f2-e4009678c3cd" xlink:to="loc_us-gaap_SubsequentEventsTextBlock_062653e0-bcd3-47f6-ae62-d1247d307080" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nationalmi.com/role/SubsequentEventDetails" xlink:type="simple" xlink:href="nmih-20200930.xsd#SubsequentEventDetails"/>
  <link:presentationLink xlink:role="http://www.nationalmi.com/role/SubsequentEventDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract_f485af8e-6ca0-44be-8573-2e846eba0e75" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_f485af8e-6ca0-44be-8573-2e846eba0e75" xlink:to="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_5e6afa83-ffd9-4ff5-b965-573998cf5813" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_5e6afa83-ffd9-4ff5-b965-573998cf5813" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_34c358aa-a2fd-4e2c-8dac-c156908f3e64" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_5e6afa83-ffd9-4ff5-b965-573998cf5813" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_34c358aa-a2fd-4e2c-8dac-c156908f3e64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_4da4aaeb-ea0e-4477-b800-815080975d04" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_34c358aa-a2fd-4e2c-8dac-c156908f3e64" xlink:to="loc_us-gaap_SubsequentEventMember_4da4aaeb-ea0e-4477-b800-815080975d04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_79e2691c-e1f6-480b-b84c-83fbdd69a564" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_79e2691c-e1f6-480b-b84c-83fbdd69a564" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_68c5dfab-a3fd-43ce-ab79-7a940453601a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_79e2691c-e1f6-480b-b84c-83fbdd69a564" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_68c5dfab-a3fd-43ce-ab79-7a940453601a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_MortgageInsuranceLinkedNotesMember_0f95bd57-533f-498f-8842-18de6ec436e3" xlink:href="nmih-20200930.xsd#nmih_MortgageInsuranceLinkedNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_68c5dfab-a3fd-43ce-ab79-7a940453601a" xlink:to="loc_nmih_MortgageInsuranceLinkedNotesMember_0f95bd57-533f-498f-8842-18de6ec436e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_181350a4-e879-4acb-b074-c6c7c2d5f5b8" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:to="loc_dei_LegalEntityAxis_181350a4-e879-4acb-b074-c6c7c2d5f5b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_1f7527bb-82ed-4ef9-b0fe-4e8e70c956a3" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_181350a4-e879-4acb-b074-c6c7c2d5f5b8" xlink:to="loc_dei_EntityDomain_1f7527bb-82ed-4ef9-b0fe-4e8e70c956a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_OaktownReIVLtdMember_d0c5dd91-1987-47c7-af33-3d171b150536" xlink:href="nmih-20200930.xsd#nmih_OaktownReIVLtdMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_1f7527bb-82ed-4ef9-b0fe-4e8e70c956a3" xlink:to="loc_nmih_OaktownReIVLtdMember_d0c5dd91-1987-47c7-af33-3d171b150536" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_4ca1e78f-5b1c-4323-b459-3334e5685dd0" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:to="loc_srt_RangeAxis_4ca1e78f-5b1c-4323-b459-3334e5685dd0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_302efe5e-3276-4ea8-ba14-2076be8bd362" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_4ca1e78f-5b1c-4323-b459-3334e5685dd0" xlink:to="loc_srt_RangeMember_302efe5e-3276-4ea8-ba14-2076be8bd362" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_d46a6fd9-89a9-4188-bc1f-e82a70686517" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_MaximumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_302efe5e-3276-4ea8-ba14-2076be8bd362" xlink:to="loc_srt_MaximumMember_d46a6fd9-89a9-4188-bc1f-e82a70686517" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_00367522-0185-4d8e-827b-2842c19ca627" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:to="loc_srt_CounterpartyNameAxis_00367522-0185-4d8e-827b-2842c19ca627" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_3f942040-4b0c-4b7f-a353-a64dd6610d3d" xlink:href="http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_00367522-0185-4d8e-827b-2842c19ca627" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_3f942040-4b0c-4b7f-a353-a64dd6610d3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_OaktownReIVLtdMember_79ed49d8-31e7-4a65-b737-6a86be6b72a1" xlink:href="nmih-20200930.xsd#nmih_OaktownReIVLtdMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_3f942040-4b0c-4b7f-a353-a64dd6610d3d" xlink:to="loc_nmih_OaktownReIVLtdMember_79ed49d8-31e7-4a65-b737-6a86be6b72a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_c621c971-5f65-4c4c-8e65-beeb5a445036" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:to="loc_us-gaap_CreditFacilityAxis_c621c971-5f65-4c4c-8e65-beeb5a445036" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_c3223d8d-6e54-40b7-8825-fb09268ac975" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_c621c971-5f65-4c4c-8e65-beeb5a445036" xlink:to="loc_us-gaap_CreditFacilityDomain_c3223d8d-6e54-40b7-8825-fb09268ac975" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevolvingCreditFacilityMember_36bca29b-3370-4202-9b83-8d4c7d67b1cd" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_RevolvingCreditFacilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_c3223d8d-6e54-40b7-8825-fb09268ac975" xlink:to="loc_us-gaap_RevolvingCreditFacilityMember_36bca29b-3370-4202-9b83-8d4c7d67b1cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_59588303-a6b2-4b53-b88b-477f904150f6" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:to="loc_us-gaap_DebtInstrumentAxis_59588303-a6b2-4b53-b88b-477f904150f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_d97e7228-df9d-4217-9a7f-1d766e883251" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_59588303-a6b2-4b53-b88b-477f904150f6" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_d97e7228-df9d-4217-9a7f-1d766e883251" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_SecuredRevolvingCreditFacility2020Member_463b55d7-f165-49d2-b028-27417def94ed" xlink:href="nmih-20200930.xsd#nmih_SecuredRevolvingCreditFacility2020Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_d97e7228-df9d-4217-9a7f-1d766e883251" xlink:to="loc_nmih_SecuredRevolvingCreditFacility2020Member_463b55d7-f165-49d2-b028-27417def94ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventLineItems_fd7f8e1c-d3fb-4add-9c4c-5f9ed276158a" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_SubsequentEventLineItems"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_928622a1-7d70-47f4-843e-d687809c222d" xlink:to="loc_us-gaap_SubsequentEventLineItems_fd7f8e1c-d3fb-4add-9c4c-5f9ed276158a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured_879fb7d0-af23-44c3-a124-ea5884662d08" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_fd7f8e1c-d3fb-4add-9c4c-5f9ed276158a" xlink:to="loc_us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured_879fb7d0-af23-44c3-a124-ea5884662d08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRetentionPolicyAmountRetained_cc2dc841-893e-4494-b0d8-607c812ac677" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_ReinsuranceRetentionPolicyAmountRetained"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_fd7f8e1c-d3fb-4add-9c4c-5f9ed276158a" xlink:to="loc_us-gaap_ReinsuranceRetentionPolicyAmountRetained_cc2dc841-893e-4494-b0d8-607c812ac677" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_e9bcaaec-4a21-40f9-bb30-e672fbb2f0a2" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_fd7f8e1c-d3fb-4add-9c4c-5f9ed276158a" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_e9bcaaec-4a21-40f9-bb30-e672fbb2f0a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nmih_RiskPremiumPaymentsAnnual_2f1dafe1-5fee-4051-87f6-4800f18c2872" xlink:href="nmih-20200930.xsd#nmih_RiskPremiumPaymentsAnnual"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_fd7f8e1c-d3fb-4add-9c4c-5f9ed276158a" xlink:to="loc_nmih_RiskPremiumPaymentsAnnual_2f1dafe1-5fee-4051-87f6-4800f18c2872" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_815e03d0-7250-44f8-9bbd-f656ad849fb0" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_fd7f8e1c-d3fb-4add-9c4c-5f9ed276158a" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_815e03d0-7250-44f8-9bbd-f656ad849fb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityFairValueOfAmountOutstanding_25eead4d-f01d-4454-b79e-a721d995dc4b" xlink:href="http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd#us-gaap_LineOfCreditFacilityFairValueOfAmountOutstanding"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_fd7f8e1c-d3fb-4add-9c4c-5f9ed276158a" xlink:to="loc_us-gaap_LineOfCreditFacilityFairValueOfAmountOutstanding_25eead4d-f01d-4454-b79e-a721d995dc4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
